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Content
What is CIMB PROPERTYMART?
Auction Properties
Secondary Sale Properties
Frequently Asked Questions (FAQs)
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CIMB PROPERTYMART ?
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01
What is
?
CIMB Property Mart is the first-of-its-kind property hub that offers
you a comprehensive, convenient and credible avenue to find the
right property.
As a one-stop property solution provider, CIMB Property Mart helps
buyers to source for desired properties and familiarize themselves
with the property buying process, all under one roof. With this straightthrough service model, customers can:
Explore a vast selection of properties ranging from bungalows,
terrace houses and condominiums; to apartments, shop lots
and vacant land.
Gain access to thousands of properties in a single place whether youre an investor, businessman or looking for your very
first home.
Enjoy pre-purchase financing consultations and after-sales
service by our experienced property advisors, at no extra charge.
Auction Properties
What is an auction property?
An auction property is a property, be it residential or commercial, that
goes up for sale through an open and competitive process whereby
interested buyers will place bids on it. The buyer who makes the
highest bid during the auction process will get to buy the property as
long as the bid price meets or exceeds the reserve price.
Once the hammer falls, the legal binding contract is set between the
seller and purchaser, a deposit is paid and a set completion date is
confirmed. The auctions are the most effective way to recognize,
create and channel demand.
Buying Tips
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CIMB Property Mart, a solid and reliable platform for property and
investment enquiries, with its credible and professional services.
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Take note of the auction time, date and venue. Prepare a bank
draft or cashiers order for the deposit amount equivalent to
either 5% or 10% to the Reserve Price before the auction date.
On the auction day, please ensure that you reach the auction
venue earlier and register at the auctioneer registration counter.
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If you are not the successful bidder, you may redeem your bank
draft or cashiers order at the registration counter immediately
after the auction.
Buying Tips
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The outstanding quit rent and assessment prior to the SPA date
will be absorbed by the bank. Buyers will be responsible for
payment of quit rent and assessment after the SPA date. All other
outstanding outgoings e.g. maintenance charges and utilities will
be borne by the buyer.
For Companies:
A photocopy of director(s) NRIC
Bank draft/cashiers order payable to the assignee/plaintiff/lender
Board of Directors Resolution
Form 24 and 49
A certified true copy of the companys Memorandum and Articles of
Association (M&A)
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Frequently asked
questions (FAQs):
1. Q: Why are properties being auctioned?
A: Properties are being auctioned when the borrower can no
longer make repayments to his/her housing loan.
2. Q: How can I know details of an upcoming auction?
A: You can obtain the details through:
Hotline 1300 88 0811
propertymart@cimb.com
Email
Website www.cimbbank.com.my/propertymart
Address Ground Floor, Block B, Plaza Damansara,
45, Jalan Medan Setia 1, Bukit Damansara,
50490 Kuala Lumpur.
It will be our pleasure to provide you with the following:I) Details of the auction property
II) Date, time and venue of the auction
III) Copy of Proclamation of Sale (POS) and Condition of
Sale (COS)
IV) Reserve Price and Current Market Value
3. Q: What is the Reserve Price?
A: The Reserve Price is the lowest price at which the property
can be sold. The auctioneer will start the bidding process with
a price not less than the Reserve Price, in the event that there is
more than one registered bidder for the same property. If there
is only one registered bidder for the property, the property will
be sold at the Reserve Price.
4. Q: What is Current Market Value (CMV)?
A: The Current Market Value is also known as Open Market
Value (OMV). It is the property value quoted by a licensed
valuer and it is usually based on a comparison method with the
recent transaction price of a similar property in the surrounding
areas of the said property.
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Apakah itu
?
CIMB Property Mart adalah satu-satunya galeri yang komprehensif,
selesa dan terjamin untuk mencari hartanah yang anda ingini.
Sebagai pusat sehenti hartanah, CIMB Property Mart membantu
pembeli-pembeli mencari hartanah serta membiasakan diri dengan
process pembelian hartanah, kesemuanya dikendalikan di bawah
satu bumbung. Dengan model perkhidmatan terus ini, pelangganpelanggan dibenarkan untuk:
Memilih pelbagai jenis hartanah daripada banglo, rumah teres
dan kondomium hinggalah pangsapuri, lot kedai dan tanah
kosong.
Akses kepada beribu-ribu hartanah, di satu tempat - sama ada
anda seorang pelabur, ahli perniagaan atau individu yang ingin
memiliki rumah pertama.
Nikmati khidmat nasihat pembiayaan pra pembelian dan
perkhidmatan selepas jualan oleh penasihat hartanah
berpengalaman kami tanpa sebarang bayaran tambahan.
CIMB Property Mart, satu platform yang kukuh dan dipercayai
untuk pertanyaan mengenai hartanah and pelaburan, dengan
perkhidmatan yang terjamin dan profesional.
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Hartanah Lelongan
Apakah itu hartanah lelongan?
Hartanah lelongan ialah hartanah kediaman atau komersial yang
dijual melalui proses yang kompetitif dan terbuka, iaitu pembidaan
oleh pembeli yang berminat. Pembeli yang menawarkan bidaan
tertinggi semasa proses lelongan akan dapat membeli hartanah
tersebut asalkan harga bidaan mencapai atau melebihi harga rizab.
Selepas ketukan tukul terakhir, kontrak yang sah telahpun
ditetapkan antara penjual dengan pembeli, deposit dibayar dan
tarikh penyempurnaan akan ditentukan. Lelongan adalah cara paling
berkesan untuk mengenal pasti, menghasilkan dan menyampaikan
permintaan.
Tip Membeli
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Dapatkan satu salinan Perisytiharaan Jualan (POS) dan Syaratsyarat Jualan (COS). Pembida yang berminat wajib mendaftarkan
butir-butir peribadi dengan CIMB Property Mart sebelum lelongan
bermula.
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Catit masa, tarikh dan lokasi. Sediakan Bank Draf atau cashiers
order untuk jumlah deposit yang bersamaan dengan 5% atau
10% daripada Harga Rizab sebelum tarikh lelongan.
Pada hari lelongan, sila pastikan yang anda tiba di lokasi awal
dan daftar di kaunter pendaftaran lelongan.
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Jika anda tidak berjaya membida, Bank Draf atau cashiers order
boleh dituntut kembali di kaunter pendaftaran sejurus selepas
lelongan berakhir.
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Bagi Syarikat:
Salinan fotostat kad pengenalan pengarah
Bank Draf/cashiers order atas nama pemegang serahhak/plaintif/
peminjam
Resolusi Lembaga Pengarah
Borang 24 dan 49
Salinan Memorandum dan Artikel Syarikat (M&A) yang diperakui
benar
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Soalan-soalan
lazim ditanya
1. S: Mengapakah hartanah dilelong?
J: Hartanah dilelong apabila peminjam gagal membuat
pembayaran terhadap pinjaman bank.
2. S: Bagaimanakah saya boleh mendapatkan maklumat
mengenai lelongan?
J: Anda boleh mendapatkan maklumat lanjut melalui:
Hotline 1300 88 0811
E-mel propertymart@cimb.com
www.cimbbank.com.my/propertymart
Web
Alamat Ground Floor, Block B, Plaza Damansara,
45, Jalan Medan Setia 1, Bukit Damansara,
50490 Kuala Lumpur.
Kami akan memaklumkan kepada anda mengenai:
l) Butir-butir hartanah yang akan dilelong
ll) Tarikh, masa dan lokasi lelongan
lll) Salinan Perisytiharaan Jualan (POS) dan Syarat-syarat
Jualan (COS)
lV) Harga Rizab dan Nilai Pasaran Semasa
3. S: Apakah itu Harga Rizab?
J: Harga Rizab ialah harga terendah dimana sesuatu hartanah
itu boleh dijual. Pelelong akan memulakan proses bidaan
dengan harga tidak kurang dari Harga Rizab dalam situasi
jika terdapat lebih dari seorang pembida yang berdaftar untuk
hartanah yang sama. Jika hanya terdapat seorang sahaja
pembida berdaftar untuk satu hartanah, ianya akan dijual pada
Harga Rizab.
4. S: Apakah itu Nilai Pasaran Semasa (NPS)?
J: Nilai Pasaran Semasa juga dikenali sebagai Nilai Pasaran
Terbuka (NPT). Ia merupakan nilai aset yang disebut oleh
penilai berlesen dan lazimnya bergantung kepada keadah
perbandingan dengan harga transaksi terkini aset yang sama
dalam kawasan aset yang dilelong.
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?
CIMB Property Mart
?
(Auction property)
(deposit)
18
(POS) (COS)
CIMB Property Mart
5%10%
19
(Contract of Sale)
10
(//)
(//)
2449
(M&A)
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88% (
3
1
CIMB Bank
10
CIMB Bank *
CIMB Property Mart
90% + 5% (GMTA/
()
AD (/)
24,49M&A ()
()
B
22
1.
2.
1300 88 0811
propertymart@cimb.com
www.cimbbank.com.my/propertymart
Ground Floor, Block B, Plaza Damansara,
45, Jalan Medan Setia 1, Bukit Damansara,
50490 Kuala Lumpur.
l)
ll)
lll)
Vl)
3.
4. (CMV)
(OMV)
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Enquiry Form
5.
6.
a)
b)
c)
d)CIMB Property Mart
7.
18
8.
CIMB Bank
9.
CIMB
Bank
24
Buyers Guide
Fax to 03 2092 3446, e mail to propertymart@cimb.com or mail to us Ground Floor, Block B, Plaza Damansara, 45, Jalan Medan Setia 1, Bukit Damansara, 50490 Kuala Lumpur Malaysia.
(COS)
(COS)
Full Name
(as per I/C) :
Contact No
Mobile :
Home :
Office/others :
Email Address :
Home Address :
as appropriate)
Apartment
Bungalow
Condominium
Factory
Flat
Terraced House
Vacant Land
Others:
price range
RM 50K and below
RM 51K RM 100K
RM 101K RM 200K
RM 201K RM 300K
RM 301K RM 400K
RM 401K RM 500K
RM 501K RM 1 Million
state
Johor
Kedah
Kelantan
Melaka
Negeri Sembilan
Pahang
Perak
Perlis
Pulau Pinang
Sabah
Sarawak
Selangor
Terengganu
Wilayah Persekutuan
Important Notices
This publication has been prepared for general information only and cannot be used
or be deemed as a substitute for proper advice by the appropriate professionals in
the related field.
You are advised to consult the appropriate professionals and to conduct your own
due diligence/research or inquiry before you decide on a purchase. Any contents
of this publication does not constitute as an endorsement, recommendation or
referral. Whilst, reasonable effort has been taken to ensure the accuracy of the
information contained in this publication, there may be instances where inaccurate
or incomplete information is inadvertently included. No representation or warranty
of its accuracy is given or intended to be given and no liability or responsibility
whatsoever will be assumed by CIMB Bank Berhad and/or its subsidiaries for any
loss or damages of whatsoever nature and howsoever caused, directly or indirectly,
including for any inaccuracy or omission and/or for readers decisions made on their
purchase, finances or anything whatsoever.
showroom
Building
from
Jalan Duta
CIMB
Buildings
Traffic Light
CIMB PROPERTYMART
mantan
Jalan Se
UOA
Directions
H.E.L.P
Institute
HP Tower
Police
Station
Murni
Jalan Setia
Chef &
Brew
National
Science
Centre
Jala
nB
erin
gin
Securities
Commission
Sp
rint
Hig
hw
ay
Immigration
Department of
Malaysia
Sprint Highway
Mosque
MENARA SBB
(CIMB BANK)
Bangsar
Shopping
Centre
from
Bangsar
KLGCC
Spri
nt H
ig
Sprint Highway
hwa
y
from
Kerinchi Link
Bukit Kiara
Equestrian Club
Toll
Plaza Pantai
1300 88 0811
propertymart@cimb.com
www.cimbbank.com.my/propertymart
Open Monday to Thursday - 8:45am to 5:45pm, Friday - 8:45am to 4:45pm