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  • Final Draft of Comparison of Sbi

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    mahajanud
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    The document compares the profit margins of SBI bank to two private banks, ICICI and HDFC, over a five year period from 2010 to 2014. It shows that SBI had consistent profit growth until 2014, while the private banks saw lower growth rates. The document also compares revenue figures over the same period, demonstrating that SBI maintained significantly higher revenues than the private banks. Finally, it analyzes trends in SBI's public share holdings and net worth to explain fluctuations in profits, noting that increasing public shares helped drive revenue growth while stabilizing debts improved net worth.

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    The document compares the profit margins of SBI bank to two private banks, ICICI and HDFC, over a five year period from 2010 to 2014. It shows that SBI had consistent profit growth until 2014, while the private banks saw lower growth rates. The document also compares revenue figures over the same period, demonstrating that SBI maintained significantly higher revenues than the private banks. Finally, it analyzes trends in SBI's public share holdings and net worth to explain fluctuations in profits, noting that increasing public shares helped drive revenue growth while stabilizing debts improved net worth.

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    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
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    16 views5 pages

    Final Draft of Comparison of Sbi

    Uploaded by

    mahajanud
    The document compares the profit margins of SBI bank to two private banks, ICICI and HDFC, over a five year period from 2010 to 2014. It shows that SBI had consistent profit growth until 2014, while the private banks saw lower growth rates. The document also compares revenue figures over the same period, demonstrating that SBI maintained significantly higher revenues than the private banks. Finally, it analyzes trends in SBI's public share holdings and net worth to explain fluctuations in profits, noting that increasing public shares helped drive revenue growth while stabilizing debts improved net worth.

    Copyright:

    © All Rights Reserved
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    of 5

    Profit comparison of SBI with Other private banks:

    Perio
    d
    Mar'1
    0
    Mar'1
    1
    Mar'1
    2
    Mar'1
    3
    Mar'1
    4

    SBI

    ICICI

    HDFC

    9166

    4024

    2948

    7370

    5151

    3926

    11707

    6465

    5167

    14104

    8325

    6726

    10891

    9810

    8478

    16000
    14104

    14000
    12000
    10000

    11707
    9166

    8000
    6000
    4000 4024
    2948
    2000
    0
    Mar'10

    7370
    5151
    3926

    Mar'11

    10891
    9810
    8325

    6465
    5167

    Mar'12

    8478

    ICICI

    6726

    Mar'13

    SBI
    HDFC

    Mar'14

    The profit margins for SBI bank in the last 5 years has shown consistent
    increase until the last financial year where its profit margin has decrease due
    to the slow down in the market governed by the strict monetary policies and
    inflation factor. The comparison made with the other private banks like ICICI
    and HDFC has growth % much lower than SBI.

    Comparison of SBI in terms of revenue with private banks:


    Perio
    d
    Mar'1
    0
    Mar'1
    1
    Mar'1
    2
    Mar'1
    3
    Mar'1
    4

    SBI

    ICICI

    HDFC

    85962

    32999

    19983

    96324
    12087
    2
    13569
    1
    15490
    3

    32621

    24263

    41045

    32530

    48421

    41917

    54606

    49055

    180000
    160000

    154903

    140000

    135691
    120872

    120000
    100000
    80000

    85962

    SBI

    96324

    ICICI
    HDFC

    60000
    40000

    32999
    20000 19983
    0
    Mar'10

    32621
    24263

    Mar'11

    41045
    32530

    Mar'12

    48421
    41917

    Mar'13

    54606
    49055

    Mar'14

    The above graph of revenues gives us the idea of the scale at which SBI has
    generated its revenue basket even when the market was quite gloom,
    especially in the last couple of financial years due to the increase in public
    shareholdings and many other project going on, the revenues has taken a big
    leap.

    SBI Growth trend in terms of public share holdings:


    Year
    Mar'1
    0
    Mar'1
    1
    Mar'1
    2
    Mar'1
    3
    Mar'1
    4

    Public Share
    Holding(cr)
    25.77
    25.78
    25.78
    25.78
    30.91

    Public Share Holding(cr)


    32
    31

    30.91

    30
    29
    28
    27
    26

    25.78

    25.77

    25.78

    25.78

    25
    24
    23
    Mar'10

    Mar'11

    Mar'12

    Mar'13

    Mar'14

    As it can be observed from the trend of the net profit of SBI, the profit is constantly
    rising from the year 2011 to 2013. But in 2013, there is a sudden dip in the profit.
    Increasing the public share holdings could be a possible way of increasing the
    revenues.

    SBI Net Worth:

    Year

    Net Worth(in Cr
    Rs)

    Mar
    Mar
    Mar
    Mar
    Mar

    '10
    '11
    '12
    '13
    '14

    65,949.20
    64,986.04
    83,951.20
    98,883.68
    1,18,282.25

    Net Worth(in Cr Rs)


    140,000.00
    120,000.00

    118,282.25

    100,000.00

    98,883.68
    83,951.20

    80,000.00
    60,000.00

    65,949.20

    64,986.04

    40,000.00
    20,000.00
    0.00
    Mar '10

    Mar '11

    Mar '12

    Mar '13

    Mar '14

    As it can be seen from the trend there was a decrease in the net worth from 2010 to
    2011 and after that the net worth is constantly growing. The reason for this is the
    decreasing gap between the debts and the growing assets.

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