INSTITUTE CARGO CLAUSES (A) ct 382 41/1/2009 RISKS COVERED RISKS 1. This insurance covers all risks of loss of or damage to the subject-matter insured except as excluded by the Provisions of Clauses 4, 5, 6 and 7 below. General Average 2This insurance covers general average and salvage charges, adjusted or determined according to the contract of carriage and/or the governing law and practice, incurred to avoid or in connection with the avoidance of loss from any cause except those excluded in Clauses 4,5, 6 and 7 below "Both to Blame Collision Clause" 3. This insurance indemnifies the Assured, in ‘respect of any risk insured herein, against liability incurred under any Both to Blame Collision Clause in the contract of carriage. In the event of any claim by carriers under the said Clause, the Assured agree to notify the Insurers who shall have the right, at their own cost and expense, to defend the Assured against such aim, EXCLUSIONS 4.Inno case shall this insurance cover 41 loss damage or expense attributable to willful misconduct of the Assured 4.2 ordinary leakages, ordinary loss in weight or volume, or ordinary wear and tear of the subject-matter insured, 43 loss, damage or expense caused by insufficiency or unsuitability of packing or preparation of the subject-matter insured to withstand the ordinary incidents of the insured transit where such packing or preparation is carried out by the Assured or their employees or prior to the attachment of this insurance (for the purpose of these Clauses "packing" shall be deemed to include stowage in a container and “employees” ‘shall not include independent contractors). 4.4 loss damage or expense caused by inherent vice or nature of the subject-matter insured, 45 loss damage or expense caused by delay, ‘even though the delay be caused by a risk insured against (Except expenses payable under Clause 2 above). ‘Clause (A) eel ogy ad pad SLA it Gaus Real pee see — Sal 1 (qty) raped Ly nt) * olbie bs) esi Gi Aas Ups By Ab ASS gran Sai Ui phy I HL Ne Lad Ya abel oily sa gd nai 2 OL 79 6 6 Sed dag pt lal ip gay plone Aled alge 154 gel SD chy aseg aed) yl ged cull Nit pig 2 CH fly val Skil iad Lidy Lain of ppd ABE A bad fc cain asi play La Speeal cially lita cols! Ie Lad Yow CIS Ui a plaad cin 2 oli Ty 6 6 5d day pil pial cages AEN pec) Aly jee pt AD Alaa eM Saba cays Cyaltl lie ey 3 MS pba) pili Lily apt pital pt Uy uaa HESSD fn gly hay lad Ally «Sid eh yigt ortter 4 Alen gh Sa chy» lal 15 scarsas Aina ce A bed Sag 6 pSial pt pla Ugh sal Caw gh disse Bal Mgt pS Ail Cyalt) Tut Us) MeN Map hata 0 i AI eal Co cipLitiny! 2 pal oe Uta gly cull lis hin Yb cot teal i neal gf meal! gf pit 14 = epall a tp lle hp ope 6 pnd) gh CaM gf cptaelll ail gl « le all Lat etal igus LUE pe yin pS gil UGE gl pill gf 0 peadld SA Hele ata ctl pat of cists Ladle pie A Ae Ug aad gi tel) Sigal! dant Hoes aE pny AU 6G Las Mpa al 5 Coal Sige iM hb gf sions fT Gaal att Aue “iT ih bd gpl ol cal i) ip uasitinal” EAE ly glad gh Aah + ( Cilla ati AS pe Ce LBL Cal gf nai) gf phucdd hd + Mele cal ola dagal co sh Nee AY gl Aiheaad gf nat gf anit 54 ae gs Ka SL CAS gly opis « Sli tlsal bp in pay PISS Liana dyjlacall (s6 Lad) oa + (ome 2 RD 5a tials Lit pte yaa La OLS *4.6 loss damage or expense caused by insolvency or financial default of the owners managers chatterers or operators of the vessel where, at the time of loading of the subject-matter insured on board the vessel, the Assured are aware, or in the ordinary course of business should be aware, that such insolvency or financial default could prevent the normal prosecution of the voyage. This exclusion shall not apply where the contract of insurance has been assigned to the party claiming hereunder who has bought or agreed to buy the subject-matter insured in good faith under a binding contract 47 loss damage or expense directly or indirectly caused by or arising from the use of any weapon or device employing atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter. 5.1 In no case shall this insurance cover loss damage or expense arising from. 5.1.1 Unseaworthiness' of vessel or craft or unfitness of vessel or craft for the safe carriage of the subject-matter insured, where the Assured are privy to such unseaworthiness or unfitness, at the time the subject-matter insured is loaded therein, 5.1.2 unfitness of container or conveyance for the safe carriage of the subject-matter insured, where loading therein or thereon is carried out prior to attachment of this insurance or by the Assured or their employees and they are privy to such unfitness at the time of loading. 5.2 Exclusion 5.1.1 above shall not apply where the contract of insurance has been assigned to the party Claiming hereunder who has bought or agreed to buy the subject-matter insured in good faith under a binding contract. 5.3 The Insurers waive any breach of the implied warranties of seaworthiness of the ship and fitness of the ship to carry the subject-matter insured to destination. 6.In no case shall this insurance cover loss damage or expense caused by 6.1 war civil war revolution rebellion insurrection, or Gisil strife arising there from, or any hostile act by or against a belligerent power 6.2 capture seizure arrest restraint or detainment (piracy excepted), and the consequences thereof or any attempt thereat 6.3 derelict mines torpedoes bombs or other derelict weapons of war. Clause (A) ee a ma Sa Ron Sasi Aaa) pos Arsen — Sale SEY SO LSD ie al! of pti gi pha 6.4 Wie gf Atal gp al Aaa op Lal leg gpl hy dt oabed Ho Upside of Ypeatinn of 6 pale ple LS Aisa ope gel Cajal eutitl aa CA A gail all ll cig tid ca ie sf Say Spllal) op al pac! ase y! It fe Ob ale pie + tp a an Ala Raia iy of AB cult ie phy Latic plitiayt Nia aly ilgD olgh Uihy coagatly al) cil) A tit Capa eS old ole Cathy Wh eg sil 4B ph gy + pile lo a, pas dal Cay Up Aeataayl e Alhi inca gh Ana) gh Aad 7.4 4 patty eps C2ae GY pthead pt sl pthead PST ell! lg 13th gil Heald! ify Heddy! eat ole gl dake 0h Ad pn 9 lie hhaal gl uti gf pilates gly cali bis phy VS paper) AaDbe pie gl dade! Mill gf disdaal! Liadlee pte 11S Cabal LK lll Adal! pitt Ae orl MI chal CipSy Lasse ly « Upate Wy gh A Gf Mia Ld pie gf Leth + eh Nese aad path chant AWA a) Ail Ayla gl Jail Lnady Ladle psc 2S ph Ngo al Mgd east oh Cat Nil « Ugale Gaal! HM apa Mealy gh pall bigg yy ad hy Gh ADL pty ple pe LAS pgily Apatite + ual a I Gat I ly ON Cig «Neh LIS pling 25 iy yyy Abad Ciphl f Ae ASSD pf od Pod oe Hy ol gstl gily thigh oa pled ple te apaty Mai cay Ugabe Caall plat! aga gh DS! gly Lanett Co clit dt UL 3.5 PLE) JE YiaDlay ADL! Aided Lares pial + edpaall pas ool Woe coal ial gh Anil! gf cleat! te gly cyalil ie bis Y 6 eel gf yt gh aygtt 9h a3) usa) feat 1.6 het ol gl MG ye Aap Aula) HELD gl s elena = Waa) tae oh dd on ie Ee gy pad Uplne gel Wpie Ly Ly (sia it pel Ce tol 5 LED gf lay gla gf pli 3.6 ASgotad Gal suede * Dally gad el ig yee usta7.1n no case shall this insurance cover loss damage or expense 7.4 caused by strikers, locked-out workmen, or persons taking part in labour disturbances, riots or civil commotions. 7.2 resulting from strikes, lock-outs , labour disturbances, riots or civil commotions 7.3 caused by any act of terrorism being an act of ‘any person acting on behalf of, or in connection with, any organization which carries out activities directed towards the overthrowing or influencing, by force or violence, of any government whether or not legally constituted 7.4 caused by any person acting from a political, ideological or religious motive. DURATION 8. Transit Clause 8.1 Subject to Clause 11 below, this insurance attaches from the time the subject-matter insured is first moved in the warehouse or at the place of storage (at the place named in the contract of insurance) for the purpose of the immediate loading into or onto the carrying vehicle or other conveyance for the commencement of transit, continues during the ordinary course of transit and terminates either 8.1.1 on completion of unloading from the carrying vehicle or other conveyance in or at the final warehouse or place of storage at the destination named in the contract of insurance, 81.2 on completion of unloading from the carrying vehicle or other conveyance in or at any other warehouse or place of storage, whether prior to or at the destination named in the contract of insurance, which the Assured or their ‘employees elect to use either for storage other than in the ordinary course of transit or for allocation or distribution, or 8.1.3 when the Assured or their employees elect to use any carrying vehicle or other ‘conveyance or any container for storage other than in the ordinary course of transit or 8.1.4 On the expiry of 60 days after completion of discharge overside of the subject-matter insured from the oversea vessel at the final port of discharge, whichever shall first occur Clause (A) eit ge pla Sagi! iad Laut Foal pas Gaspae — 5 a, hall gh pail gh pnt ha pls cael ie pis ¥ 7 ASS Se pe pall Seed gh « anna Nps pil 17 Mac JOG Gh patel alii) gf « Saal! gl lah hi ll att gs gh gh oh aed G8 pl Lyi be gl Shp) oe pdt 2.7 2 AS Lbs gl tll tal JO lh Ay psy alt YI Sarl ce Lae og] Ugetnny pi 5.7 santa cla is abe ol a BLY gl OP Ay A gf Ope CAMS plyee dass gly dolby! pl) igs iat gl 0 gil plasindy igo yt yf dee pt I cet ais « cycle lly Suny rab ool Ipasin gi 4.7 police lth fi byt 8 hyn Cal Nia hyn Jay « oth 11 phy ttl ky LB ae gl Ets oof Uigle Capa oS Lat yl htt 8 AI tN oh peal SE py Obes OSD BSI dE Ly gl gf BY hp oo ol gh gsi td el Ips patayy « itd Lae pad 1 ppg tt Ais Alay ogi gh ALL aS pall a hy ki Jats) ice LB ed cogil Ca J8 Gh gl « Bipieaall ood og 5! = SD sich ohasaad pues Uys Sei Lal ogh gh AML AS pall 0 dil) ais) aie 2.1.8 oh AS olga HSI Cy 385 SiS Wl ike od GSI 9 6 ed al Call tng otal pag) Syn A CAA Ayaan gf I apa) Util A Sigil gl ppl iiss gh pith Spaisinn sf AS Sagal! $i Laie 3.18 Bly Ci Aan sh af 58 hi Uses os) oh Hi SEM inal) asad yf otal) A Sebel oll fasts Ll pla le Lay 60 plasty 4.1.8 AEM plied Gh el 2a Ail) Oe tle eat! + Wii dang bly 6 A tt i to otal ENO8.2 If, after discharge overside from the oversea vessel at the final port of discharge, but prior to termination of this insurance, the subject- matter insured is to be forwarded to a destination other than that to which it is insured, this insurance, whilst remaining subject to termination as provided in Clauses8.1.1 to 8.1,4, shall not extend beyond the time the subject-matter insured is first moved for the purpose of the commencement of transit to such other destination 8.3 This insurance shall remain in force (subject to termination as provided for in Clauses 8.1.1 to 8.1.4 above and to the provisions of Clause 9 below) during delay beyond the control of the Assured, any deviation, forced discharge, reshipment or transshipment and during any variation of the adventure arising from the exercise of a liberty granted to carriers under the contract of carriage. Termination of Contract of Carriage 9. If owing to circumstances beyond the contro! of the Assured either the contract of carriage is terminated at a port or place other than the destination named therein or the transit is otherwise terminated before unloading of the subject-matter insured as provided for in Clause 8 above, then this insurance shall also terminate unless prompt notice is given to the Insurers and continuation of cover Is requested when this insurance shall remain in force, subject to an additional premium if required by the Insurers , either 9.1 until the subject-matter insured Is sold and delivered at such port or place, of, unless otherwise specially agreed, until the expiry of 60 days after arrival of the subject- matter insured at such port or place, whichever shall first occur, or 9.21F the subject-matter insured is forwarded within the said period of 60° days (or any agreed ‘extension thereof) to the destination named in the contract of insurance or to any other destination, until terminated in accordance with the provisions of Clause 8 above. 10. Change of Voyage 10.1 Where, after attachment of this insurance, the destination is changed by the Assured, this ‘must be notified promptly to Insurers for rates and terms to be agreed. Should a loss occur prior to such agreement being obtained cover may be provided but only if cover would have been available at'a reasonable commercial ‘market rate on reasonable market terms. Clause (A) oni aad pall La) Ate Lis Raa nae hues iat Abadad coe tgale Saad phat dub ays tts 1 2.8 Sn lg LE Sy Gysitl plise Gh staal oyial Hele crajall plat) oud ay cipae 4 cuit « Spal Caaclis Aitly oe Spall Nia OM + el Lmey A oD La gph hag SAB GN LIB ag pills pS glSaS Fe9 AD E B pathaal gle Ca gall pS Ba yl ty + BSI dpagl pati pial 5a a) peal ope coal bin By 3.8 pisaly wel AIS LIS bypths Uyale apa Sache Ge CAS pl elit (abil 9 byt =) il eg A panel phi « Ail Cll pa) eg « Gall eh ait gh DSS 5l i Mike in Sil of act Upralinn gf Aided pct Laan 36 iti abit 1 RED eo op agian das) LU ste pL gi A else ME cata Esha C18 AaB cies «ts I 9 olaall Laat Sen 8 obse l elise cof LE sie lg Bei oe dd 8) hk La Slee pel gl AA capeatal gal ope Ligue mapa oh! A pl le Lgl cpt cla Ni hd « ode! 8 ptt! eta pl il naltd Hud gl) gash ASS pt phelps « peal og jf Cali) ly io g 2 af ali Ap cd 1) Pla igh Upto aba outils Bo a grin 1.9 PE DE ple al ity cali hI) gl LD gf cf Meee Cabal pL Leas sy Lay 60 pad Is cpa gh heed bagel ASA gf pial) Ati ATID eel B Ltd play lady cual sic lg) jin 2.9 Lay 60D isa DS Yale Supall putt Oat mesh Kg oh ( Se Sits Ugl ates gl gh) npSial + col doses See Ui gi Aisigl os gh olaal! Cbd ti 10 Se hal ib cn donned den ut py Le 1.10 Aap ge si oad! Ay Cult Hye ag AB ans cagtn Us hy « cylid ly WY BME Sty Mia pata oF ay « EY Ned + Aad Spall Healy bog ps Ast aly 6 ad st ye asl uN od ®410.2 Where the subject-matter _ insured commences the transit contemplated by this insurance (in accordance with Clause 8.1), but, without the knowledge of the Assured or their employees the ship sails for another destination, this insurance will nevertheless be deemed to have attached at commencement of such transit CLAIMS: Insurable Interest 41,1 In order to recover under this insurance the Assured must have an insurable interest in the subject- matter insured at the time of the loss. 11.2 Subject to Clause 11.1 above, the Assured shall be entitled to recover for insured loss occurring during the period covered by this insurance, notwithstanding that the loss occurred before the contract of insurance was concluded, unless the Assured were aware of the loss and the Insurers were not. Forwarding Charges 12, Where, as a result of the operation of a risk covered by this insurance, the insured transit is terminated at a port or place other than that to which the subject-matter insured is covered under this insurance, the Insurers will reimburse the Assured for any extra charges properly and reasonably incurred in unloading storing and forwarding the subject-matter insured to the destination to which it is insured, This Clause 12, which does not apply to general average or salvage charges, shall be subject to the exclusions contained in Clauses 4, 5, 6 and 7 above, and shall not include charges arising from the fault negligence insolvency or financial default of the Assured or their employee Constructive Total Loss 413, No claim for Constructive Total Loss shall be recoverable hereunder unless the subject- matter insured is reasonably abandoned either ‘on account of its actual total loss appearing to be unavoidable or because the cost of recovering, reconditioning and forwarding the subject-matter insured to the destination to which it Is insured would exceed its value on arrival Clause (A) ome peal) pall ay! Flat) Ly) Rand pee see ge La Uy ale Catal! pUutl) Soy ny tne 2.10 4 Ly (18 phy dept hy ) polit bin pf ama eA a Mal Shy Mnthiane gf A Saal! Tee hn Lay ab ping cli tia Clb gl gua Hen i Ha Sal algae Lal! tulad ataaad Cabal peg tll coh Asin daluan 4S Gaal 98 of cay LIT ee ll Hie can ay ped « oXel LL dag fins iby « AS ada hay 21D PT Abalal Yale Sapa) 2laiD O typel pb Bekah) RS ly apis 6 cali higy ola nad A aba! GS 1H YY « Cult se lg iS cua + Melons call AS pb chy 9 aay plo apt Ie cli Nips pla ghas 6 oy Fags « Cats 112 af elisa) Ai ge sil Gia lh plie cpf Aiajall dba pati caaltd yt Ad cult Uy gh staal) Glad iS i py Alla) Ci ae 4h Be MU Sajal nyse PLE acts Ca3Sis Gaplt gh Apes dayne oipar «sigh 0 hosts das! Aen gl ae Sajal aeheaey Cola! djl etl ple 12 byptit plial fbi ¥ 66 5 A bag pil gf 24g lp Ltd guiaiay « StBY! faa) gf hs 3 ALS Cb eal Lady Hy « odlel 7y + eben Jl op) coal) jt) 9) Aydt 41D 0 asl) AME ALO 0 thy At ody cag dua joa YF LY Male Saal papal ge MU pden baal lSAH af Ii) 3 GSS gl cin LUG 8 gy Lind Lis Loa 4010 ch olaaad push dpe io) dinady 2 ipat Slely Cala! + dpagh sie dingh iglat Abts Oaks ga tials Lig yo Qustad pacar oa athIncreased Value 14.1 If any Increased Value insurance is effected by the Assured on the subject-matter insured under this insurance the agreed value of the subject-matter insured shall be deemed to be increased to the total amount insured under this insurance and all Increased Value insurances covering the loss, and lability under this insurance shall be in such Proportion 25 the sum insured under this insurance bears to such total amount insured. In the event of claim the Assured shall provide the Insurers with evidence of the amounts insured under all other insurances. 14.2 Where this insurance is on Increased Value the following clause shall apply: The agreed value of the subject-matter insured shall be deemed to be equal to the total amount insured under the primary insurance and all Increased Value insurances covering the loss and effected on the subject- matter insured by the Assured, and liability under this insurance shall be in. such proportion as the sum insured under this insurance bears to such total amount insured. In the event of claim the Assured shall provide the Insurers with evidence of the amounts insured under all other insurance cuit Ga all pall Lag to La) Rall pes see — ale LID aid PLY ope Mtl Mah Cael gl Gada gal IY LIE Mee Bia kal AF 6 ABN ola pes ae Ohad Mil at yj oH pled igre aad oti ce May hil iggy Aaya Grp Aaa 2 shal ep Allee tg ods soapy cyalt Lint Leje aals Eta epane ool hel ode Gd cyalal ibe deat! + ele all oti) ole yo call tei I Capa ple cis cstpely dillsall a opdy ai, AAS cual tse ly Lay call Spt tj Cosas pala da cig 5 Sa G8 RU yi fly 2.14 2 yt Cell fie cpllany Au glne Mylo ($éiall Agi) pind AF ce All Gai! oagteal Kind gone Craig 6 opt Litt A papal ali ee Lanai a Agua Mig 0 aay Cyl + Sha plan Y) CyaliD ili pl) Absigh gd SM Catal ole ing « ctype Allal! ha gf oak e gag) Cad tslay ualtd Lyd aay +63! egal Cn 0b tien) pl Na 5 aad pad ay opty LI Saal pts 11S eb et gD yak tl OLS lp aati Sil ae gp A os pd yk tt clit BENEFIT OF INSURANCE 15 .This insurance 45.1 covers the Assured which includes the person claiming indemnity either as the person by or on whose behalf the contract of insurance was effected or as an shall not extend to or otherwise benefit the : 15.2 shall not to or otherwise benefit LAY SN cal De a 088d a I git ¥ DIS carrier or other bailee. oe oat MINIMISING LOSSES ld ltt Duty of Assured pial Cals 16, It is the duty of the Assured and their employees and agents in respect of loss recoverable hereunder 16.1 to take such measures as may be reasonable for the purpose of averting or minimizing such loss, and 16.2. to ensure that all rights against carriers, bailees or other third parties are properly preserved and exercised and the Insurers es Lado ADgy Auathinnny W Gael Ge ony IE 5 Mai oa cin pay agai TY 0 any la att lags Lay Aga ic Ths Lys of 1.16 reren play cyliti ond isiall Hits ol Ge Lyasty of 216 Ald cat Fg 89 EL ALBSy ola cual Tink ploy Geese paige Ugianley le will, in addition to any loss recoverable hereunder, reimburse the Assured for any charges properly and reasonably incurred in pursuance of these duties. Clause (A) iB ates Yop ayy « ppl Cabal v2 oS Gas Ue «hist dt coy vaya! el atl ate of A pay Mage py UpigsiSy + ehalal ay goed tials Lint pte uated CL LAS *Waiver 17. Measures taken by the Assured or the Insurers with the object of saving, protecting or recovering the subject: matter insured shall not be considered as a waiver or acceptance of abandonment or otherwise prejudice the rights of either party AVOIDANCE OF DELAY 418. It is a condition of this insurance that the Assured shall act with reasonable despatch in al circumstances within their control, LAW AND PRACTICE 419. This insurance is subject to state of Issue law and practice. NOTE:- Where a continuation of cover is requested under Clause 9, or a change of destination is notified under Clause 10, there is an obligation to give prompt notice to the Insurers and the right to such cover is dependent upon compliance with this obligation. ‘Clause (A) cet al pat La) aod Lad) Faia poe Lassen Creel ale el gl ag! abel Sy cp ile ay) piel Y IT SIE Me Sapa eet stated gl tH cae ol ipiay JAI gai gl ape bass fig pitts Sud + Col bD ce PSO it amas Sate bl aa Anes oh yall ib yt a 1B «a lt ps bi Ci Bl TAS i gee ely opt Dial ty gph Cathe Ayely still opaltd Ide gutsy 19 a oD Lae 6 gl Oatell pale I gars nill cou ¢ Aaa tls « call igs atte ites * Lala Si pple pela ls « Cyaltt Lit fy gph hs) + ADI lel ppl le Ath oe oh DADS 6 a8 ial Li pte Gusta BLOAT J gS *INSTITUTE CARGO CLAUSES (B) 1383 3/1209 Risks COVERED Risks 1. This insurance covers, except as excluded by the provisions of Clauses 4, 5, 6 and 7 below, 11 loss of or damage to the subject-matter insured reasonably attributable to 4.41 fire or explosion 4.12 vessel or craft being stranded grounded sunk or capsized 4.13, overturning or derailment of {and conveyance 1.1.4 collision or contact of vessel craft or conveyance with any external object other than water 1.15 discharge of cargo at a port of distress 1.1.6 earthquake volcanic eruption or lightning, 112 loss of or damage to the subject-matter Insured caused by 12.1 general average sacrifice 1.2.2 Jettison or washing overboard 1.23 entry of sea lake or river water into vessel craft hold conveyance container or place of storage, 1.3 Total loss of any package lost overboard or ‘dropped whilst loading on to, or untoading from, vessel or craft. General Average 2. This insurance covers general average and salvage charges, adjusted or determined according to the contract of carriage and/or the governing law and practice, incurred to avoid or in connection with the avoidance of Joss from any cause except those excluded in Clauses 4, 5, 6 and 7 below. “Both to Blame Collision Clause” 3. This insurance indemmifies the Assured, in respect of any risk insured herein, against fiability incurred under any Both to Blame Collision Clause in the contract of carriage. In the event of any claim by carriers under the said Clause, the Assured agree to notify the Insurers who shall have the right, at their own cost and expense, to defend the Assured against such claim. EXCLUSIONS 4.In no case shall this insurance cover 4.1 loss damage or expense attributable to willful misconduct of the Assured 4.2 ordinary teakage, ordinary loss in weight or volume, or ordinary wear and tear of the subject- matter insured cial pad Sa oad ALS apd te Leagan oi 5a St (Gide) Aigeal By pt * ol bial) Lbs sit gp gh le League gh La platy alt i gphty Ui 7966 564 ele aba Plat cet At Apt! gl pheadl) 1-1 1 ae Ae bapa Uae i lly ak Si Sa LLL Spl gi Aid OUI gh Gp gl gat SEs LLL 2 Sal Ce gl SEN Aly E45 gl OY SIT REY Ay gf gal) gf Aiba ASinf gf patent LL lal be aS pues ese + AE) pine oh gale aja oUt dt SLL + leat gh coSLl ast 9h LNG LL ISI Ae Catal PLAIN al gil pai) gf psd 2.1 Mee abel) ged pf Mysacil 1.2.1 Shpall gl Aidala EL pai CLS gl pay 2.2.1 SF Miia 6th nana gf aa oe Ugh S21 i aL gh Applet) gf tN Lay gf Spall + eam ise Mid (a ple Ga Meghan ly ye gg 41 0 nas. J Oe Gil fp has pL Agia : aay cee A A ly iylaany Lae ye cl Li IRD fy espa) iil tad Uh Leys gh tgp Be Lad ho aint is py Lage pal ally lita) Atel A Lad Ye OLS Ui ales lat 2 Ud Ty 6 6 5 6d dag tl pital mangas AL ikal pailecaill Lg jaas hut cell Aaja eM Cajal dig! cual bie ty 9 “aba plat) yuan” dap alsa tig Iph ood ns HAS cn sly Shy Uagh Alig «IN te gh gd ile ca Mallee ogi ho by - bell 18 Gaa.gay Liagall eM chal Bly 6 2 pSial dtl LSS Ui Aad UD cof dso Gaal Up Cisse gyi ind bss 1 dual Ut pkey Mila 0b a Gaal Ce ip iti 2 Apa ce he gol call is hats Yd Fame cent egid hy nnad fai gf asl) 14 =U oapall Se pale pat Bi ppd) gh isl coh peal coat gl «og Kall pail! 2.4 + ale Capel eS ap lad Dlg aly atl tl43 Joss, damage or expense caused by Insufficiency or unsuitability of packing or preparation of the subject- matter insured to withstand the ordinary incidents of the insured transit where such packing or preparation is carried out by the Assured or their employees or prior to the attachment of this insurance (for the purpose of these Clauses "packing" shall be deemed to include stowage in a container and “employees” shall not include independent contractors) 44 loss damage or expense caused by inherent vice or nature of the subject-matter insured. 45 loss damage or expense caused by delay, even though the delay be caused by a risk insured against (except expenses payable under Clause 2 above). 4.6 loss damage or expense caused by insolvency or financial default of the owners managers chatterers or operators of the vessel where, at the time of loading of the subject-matter insured on board the vessel, the Assured are aware, or in the ordinary course of business should be aware, that such insolvency or financial default could prevent the normal prosecution of the voyage. This exclusion shall not apply where the contract of insurance has been assigned to the party claiming hereunder who has bought or agreed to buy the subject-matter insured in good faith under a binding contract 4.7 deliberate damage to or deliberate destruction of the subject-matter insured or any part thereof by the wrongful act of any person or persons 48 loss damage or expense directly or indirectly caused by or arising from the use of any weapon or device employing atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter. 5.1 In no case shall this insurance cover loss damage or expense arising from 5.1.1 unseaworthiness of vessel or craft or unfitness of vessel or craft for the safe carriage of the subject-matter insured, where the Assured are privy to such unseaworthiness or unfitness, at the time the subject-matter insured is loaded therein 5.1.2. unfitness of container or conveyance for the safe carriage of the subject-matter insured, where loading therein or thereon is carried out prior to attachment of this insurance or by the Assured or their employees and they are privy to such unfitness at the time of loading. copa a plead say tote aus po) yen tesspen- BA FAS poe Ug I eg) AGEN gh gpd gl 9 echld BA Saal yale Saal eth apa of hlts Lele ae Mesh Cabal SE Lae Ugh sa no ai spe 2 gal HM Capel Tey ai upsily Hui Cig Leno ot LEY) cual iggy bt ef Bat at ips BT Ete SG hyp GAY Ja CF Cie Cpasitnnal” Ee ily Hyplat » (Clan eo ge SE LIL baal gl nti! gf heed 44 Yee agall ebati dal ef Phi Mp 86 opt daslaaad gh Yptt gf Hac 5A LW) os ae hh ol SL CAS aly yin « sli 1 (OMEL 2 yi can pay 6159) Tiel Aiea 1 Ae Co tL Ayjleaad gf Ayah gf past 64 II apie gl Aids (Steal Alta! op alle gh cpllal) deans hy U casa I Ch 1 Mga of Mga saliane A al «ple le GAS Aide ple gull Sajal! elu) ae ole eS i gp ARID Lael Anpalall A si Canis Hagley 6) Sag AAI 0 Al peg) jee Ib ta + gti Ua pal dba BAD 9S pala the gy Latte pLitayl His ciuly Ot ily Ath og! Why catty cated Gipbll aie Web Cabal LA ol yb ily i Sel Bash + ple ie anges a ol gb Mesto Casall rUABU sectel) BUY of nai 7.4 hdd On Barta wt ae ce Mails ple ps = wali ff gaat Sania! Se Att hy scaad gl A ptil gf hac BA 48 pity epts Clee op panda gl thea! AT elds gh 5.395 oh gid Ney) ify Aeadiy Make ole gf deste ob dd ptiiead gf duke ee) gh pats Son ply oli a apts 1S toe ch haad of pe gl adel lal yl Aiea Ladle pie LS aad) LSU ca! Li LU yl ised Ladle pi pee cabal Cah Late ly « yale By A MN of Ahad Dla pe gl Sade Me Ne aloha nt ABU aS SE dla gf JED Hay Ladle se 2.1.8 Sigs Mp bal i a HY Mle ata! I jad aay oh Cal higy Sc iy ph ADL ay ale le LpHS pps Aunties + cheail5.2 Exclusion 5.4.4 above shall not apply where the contract of insurance has been assigned to the party claiming hereunder who has bought or agreed to buy the subject-matter insured in good faith under a binding contract. 5.3 The Insurers waive any breach of the implied warranties of seaworthiness of the ship and fitness of the ship to carry the subject- matter insured to destination 6. In no case shall this insurance cover loss damage or expense caused by 6.1 war civil war revolution rebellion insurrection, or civil strife arising therefrom, or any hostile act by or against a belligerent power 6.2 capture seizure arrest restraint or detainment, and the consequences thereof or any attempt thereat 63 derelict mines torpedoes bombs or other derelict weapons of war 7. In no case shall this insurance cover loss damage or expense 7.1 caused by strikers, locked-out workmen, or persons taking part in labour disturbances, riots or civil commotions 7.2 resulting from strikes, lock-outs, labour disturbances, riots or civil commotions 7.3 caused by any act of terrorism being an act of any person acting on behalf of, or in connection with, any organisation which carries out activities directed towards the overthrowing or influencing, by force or violence, of any government whether or not legally constituted 7.4 Caused by any person acting from a political, ideological or religious motive. DURATION 8.Transit Clause 81 Subject to Clause 11 below, this insurance attaches from the time the subject-matter insured is first moved in the warehouse or at the place of storage (at the place named in the contract of insurance) for the purpose of the immediate loading into or onto the carrying vehicle or other conveyance for the commencement of transit, continues during the ordinary course of transit and terminates either 81.1 on completion of unloading from the carrying vehicle or other conveyance In or at the final warehouse or place of storage at the destination named in the contract of ‘insurance, oni yal pal Lay Si ay) I Ce I ily I ips «wel LLS pity 25 hy gy Mad Al pf Ao pt 0 alt! Pua Lad ople Bils sh ox sill pp Uy Aisle plea + ple ic pats Myc Mpa Cal! Saget oh BS) gly atl 2 ult yt J 3S PLAN SEU pSeDlyy adel! Aipdeall Gerdes dulatl + sapuadal bas oo ale aad Ahead sf AnB5 gl ha a gly nal His is 6 2 Up IS epi! Ae gh spat gh ost gl le al) gl ual 16 as gpl gh « Ae agli Ale CAL lc otesald 2 gl hyp od cd a fe LA Lag ial) gf at gl aul gh Saal of pay! 2.6 EE oe pe pled U plas ce gE Set me ae of 6 itd gf Chaaghll Jf (lA 3.6 asia ual ahaa gl Lat) gh ial I gly cali his ty ¥.7 Lp 0 pe ginal Saal gl 6 spill Npany pill 1.7 Ape JOG oh phil el SatiN gl ae Gta + Ala lal) std aes of gh Lael) al oof) ApS Ate gh hi ne Co Aaclid 2.7 = IAS hl yt gf tt gf deen SELED gf oak gl Ay ply ls hal a at gl Ugten cgi 3.7 enllse Alat Salt Abita yg) gn BLL YL gl Se Mails a gl Opt IS ol pr dasha gly dolby! (I) cigs 2 LGN I 2g plistady Ugo id ol 40 pt He ceased « cpus ally any saad g] Mgay gil 4.7 gatte elt Fe Ai bt SF hy on cl in haan lng « aN ply ap Udy 1.8 ae gl Eapianall poh yale Sagal) elt Hat yl Leal il Atl gh peal SD py ey C58 HS) Sei Haaly ogi gf Said The pte gl A gsi) ill pel pall Np pays « Sid ale ph 1 Weptibs Ais aly gh gh AGL AS pal ce Guill Ps) eS A AG HS glee gl « Baga gi g i) = Ail se 4 clasnall puagl)81.2 on completion of unloading from the carrying vehicle or other conveyance in or at any other warehouse or place of storage, whether prior to or at the destination named in the contract of insurance, which the Assured or their employees elect to use either for storage other than in the ordinary course of transit or for allocation or distribution, or 8.1.3 when the Assured or their employees elect to use any carrying vehicle or other conveyance or ‘any container for storage other than in the ordinary course of transit or 8.1.4 On the expiry of 60 days after completion of discharge overside of the subject-matter insured from the oversea vessel at the final port of discharge, whichever shall first occur. 8.2 If, after discharge overside from the oversea vessel at the final port of discharge, but prior to termination of this insurance, the subject- matter insured is to be forwarded to a destination other than that to which it is ‘insured, this insurance, whilst remaining subject to termination as provided in Clauses 8.1.1 to 8.1.4, shall not extend beyond the time the subject-matter insured is- first moved for the purpose of the commencement of transit to such other destination. 8.3 This insurance shall remain in force (subject to termination as provided for in Clauses 8.1.1 to 8.1.4 above and to the provisions of Clause 9 below) during delay beyond the control of the Assured, any deviation, forced discharge, reshipment or transhipment and during any variation of the adventure arising from the exercise of a liberty granted to carriers under the contract of carriage Termination of Contract of Carriage 9. If owing to circumstances beyond the contro! of the Assured either the contract of carriage is terminated at a port or place other than the destination named therein or the transit is otherwise terminated before unloading of the subject-matter insured as provided for in Clause 8 above, then this insurance shall also terminate unless prompt notice is given to the Insurers and continuation of cover is requested when this insurance shall remain in force, subject to an additional premium if required by the Insurers, either 9.1 until the subject-matter insured is sold and delivered at such port or place, or, unless otherwise specially agreed, until the expiry of 60 days after arrival of the subject-matter Insured at ‘such port or place, whichever shall first occur, or Baty gh gi BI Esl EAB aise 218 AS rpms weg 6 Ughd 9h cuat ing shall ag Hp FCSN a Apatsione gf A Sagal si Sigil il pel ie oh pad Syashions gh MI call Hy Le B18 BLY CS Aygla esl of SI Sit Healy si gh Gi SED shina) lesa pf otal! eae Capel Lath) si pla) ey Ley 60 pak 4.1.8 Ee Ag pial oh paella! 2 Mel Lata Abell 4 bpale Gaal! Lt Ei sey Sus fi 2B Fae UGH AE Cy Axil hie gf Allo yind Neale Saal Lath Sd aly Chip i cig « cual als Milly ee pala his AE «gl Los A ot) Af ey SALE ol 118 hag pty 1 ypSia plas cD BE Ethel gale aa! oth Aad yl ny Lo + SY nash Men plishy) pital Sol ye an) cLgeball og fou cyaltl Ide Sty 3.8 pial WX6/ ALB ip LIS basis yb yapaial Frcs Que EAR pSlil Lil (abil 9 byt I) Al fash « ball cilpad ol « cata! Ae gl DES Al he oe Sd oh Sat Fe} expan gi hal pa La fan Ge ati a hal 6 + LD le igh pp 4a gine aad Lit wie pgs Alpe Mad Fe CAS ht « tn HY 9 banaall pag kgs yl NSe of Bis cpf ED be 2g B8 pe US gS) ly Si he ay J 4 Bt hb papain gail le lps eal plat! pee A pl Leo Lad opty Cali is oF. aXe) 8 eich paid ily Caled Tat ot gh es! Bah dp at pall ge cle ls lang af ME lt LE id lle 15) I Aad Ali ggh take Sajal PLAY pals Bn pega 1.9 A BS ple als Sy Sti pl If Clad eet Ge onal PLLA any es Laws 60 pla) Bs Loa ih al Lael « Sad lotsa ti9.2 if the subject-matter insured is forwarded within the said period of 60 days (or any agreed extension thereof) to the destination named in the contract of insurance or to any other destination, until terminated in accordance with the provisions of Clause 8 above 410. Change of Voyage 10.1 Where, after attachment of this insurance, the destination is changed by the Assured, this must be notified promptly to Insurers for rates and terms to be agreed. Should a Joss occur prior to such agreement being obtained cover may be provided but only if cover would have been available at a reasonable commercial market rate on reasonable market terms, 10.2 Where the subject-matter insured commences the transit contemplated by this insurance (in accordance with Clause 8.1), but, without the knowledge of the Assured or their employees the ship sails for another destination, this insurance will nevertheless be deemed to have attached at commencement of such transit CLAIMS Insurable Interest 44.1 In order to recover under this insurance the ‘Assured must have an insurable interest in the subject- matter insured at the time of the loss. 11.2 Subject to Clause 11.1 above, the Assured shall be entitled to recover for insured loss occurring during the period covered by this insurance, notwithstanding that the loss occurred before the contract of insurance was concluded, unless the Assured were aware of the loss and the Insurers were not Forwarding Charges 12, Where, as a result of the operation of a risk covered by this insurance, the insured transit is terminated at a port or place other than that to which the subject-matter insured is ‘covered under this insurance, the Insurers will reimburse the Assured for any extra charges properly and reasonably incurred in unloading storing and forwarding the subject-matter insured to the destination to which it is insured. This Clause 12, which does not apply to general average or salvage charges, shall be subject to the exclusions contained in Clauses 4, 5, 6 and 7 above, and shall not include charges arising from the fault negligence insolvency or financial default of the Assured or their employees. pail peal pad way ts Cau Raat pee Rasen - bai Aids wel 8 Lut play Udy cult sic elgti to 2.9 Lay 60 Ht ita DS ips apa elatl caet Lona) Ky aol ( Male Ski gt sasas ogi gl ) 2st + ol hpas Spe Yi gi sisi it pi olanal! A 10 Hm ey U Catal dd on pal Mom gat oy Let 10 od oath MES! pests py oh Bk « elit Na «cua steady dag gle SY) a Al Sly oyaltd I Sag «FAY Nigh Jae gi bi 0 as Lapin Ha gh Bod Healy Rpts Ast ih tly bis pas tine 9h Lal Lily ale aged eLati) UE py pty Le 2.10 hae caps Ly (LB phy pl Uy ) cual 1s gh ee od Sad Ahead by dass ol Capel! Aa ye oy Bing Coalth Nia Co pil dpuars «ci i tat thal! al «ated abl rept oh Aiba Aa U Gadel 9 I ga LL CAipiy bel I bay gin alec by ule et bd ap pay cael LAD yt Siaty Lay 6 cada! dy 211 Wolo Cajal ajladd Co ype po puant! AS ly pin cali Higy oldstal otal pit! dbuctal! OS EY 6 Cali oie pig LS chan Bo pai Medea cyl Tid yo aly le ye MI Sajal Gund ci ylaae dD cial igy ka hb By Hg « Eta TZ S pind Bi ab JS (ie J pha yh pl tad ht ul Capt bo al Hy Gh staal Gi8ad Fea tila! Cian UY ce U Cai oan aly Cn iSiy ali pf Apleey Aarne opus iS ode pf sats Lyueagl) Age ool) lggle Sagal sat) ii Baas Malad yg ple 12 dept pial hi Y 6 5A agp ch 0tylgh clit assy « SiR at) 9) Us ce AASLD eal Suds Vy 036) 75 + mbtatonn oh ag) call se) ohjst gyal) glad Lays lia Lass nes hesspan— bak Constructive Total Loss 13. No claim for Constructive Total Loss shall be recoverable hereunder unless the subject- sd 0) 9 ysl ISD a acily Mis lt copy ad ion YS 8 (pA 9 YM) th matter insured is reasonably abandoned either on account of its actual total loss appearing to be unavoidable or because the cost of recovering, reconditioning and forwarding the subject-matter insured to the destination to which it is insured would exceed its value on arrival, ag o Mga Bib a yy bid Li oe 404 GS by 4b Gael col ay nip Solely alain) Mls OF yl aint peg sie Aingd glad Ab (yf olaal pues Spa oD will PLL pe ll dads uli gh MI abel gual IY LIE Increased Value 414.1 If any Increased Value insurance is effected by the Assured on the subject-matter insured under this insurance the agreed value of the subject-matter insured shall be deemed to be increased to the total amount insured under this insurance and all Increased Value insurances covering the Joss, and liability under this insurance shall be in such proportion as the sum insured under this insurance bears to such total amount insured . In the event of claim the Assured shall provide the Insurers with evidence of the amounts insured under all other insurances. 14.2 Where this insurance is on Increased Value the following clause shall apply: The agreed value of the subject-matter insured shall be deemed to be equal to the total amount insured under the primary insurance and all Increased Value insurances covering the loss and effected on the subject-matter insured by the Assured, and BE al Of «ABs ode sy Meso cated ak i) AB i wpe Ue lat Ms alas Lig gh 2a cp pay Capel Apt Ly pane Cody Led sane I MA ola Gh Sul lee Kent + Yale aad plat ape Ips capa SM Capel ple ca cased 4b la gly inal MALS palit) te ly Lay cipal Had ayy asi Gals cali 1s cp $ Ro gf AAD byt tubs 2.14 teil 5 CL ie llany Aplin Upale Stall degli! yin AE ce agli EY opined ial guary cploih pt Uphuae uly « oplacs Libtil I Saball ald lee Lai en Maia Mtg on can ges Caald «pal lla lil leo hig gh lability under this insurance shall be in such proportion as the sum insured under this insurance bears to such total amount insured. In the event of claim the Assured shall provide the Insurers with evidence of the SM Sahel ope ass ce Malad a gh onli aye gue ita canals Qulld Lid iy amounts insured under all other insurances. ail BENEFIT OF INSURANCE cepall oan scl adiay 15, This insurance paplth 1a 15 15.1 covers the Assured which includes the person claiming indemnity either as the person by or on whose behalf the contract of insurance was effected or as an tad pak Lad itty I aid pbiy 115 Be Hel gi att GS op epetly Slt ey IS ps gD yak th lc dala! assignee, : 15.2 Shall not extend to or otherwise benefit the 4h SH) I pal i (in cya siti oi i pha ¥ 21S carrier or other bailee. = pil Ae ky cal asf ‘MINIMISING LOSSES es Sls Duty of Assured onl cLaly 16. It is the duty of the Assured and their employees and agents in respect of loss recoverable hereunder FY bad 6 Alyy Matias W Gabel oe gs TE Bil ole ges agp Ya ay16.1 to take such measures as may be reasonable for the purpose of averting or minimising such loss, and 16.2 to ensure that all rights against carriers, bailees or other third parties are properly preserved and exercised and the Insurers will, in addition to any loss recoverable hereunder, reimburse the Assured for any charges properly and reasonably incurred in pursuance of these duties, Waiver 17, Measures taken by the Assured or the Insurers with the object of saving, protecting or recovering the subject- matter insured shall not be considered as a waiver or acceptance of abandonment or otherwise prejudice the rights of either party. AVOIDANCE OF DELAY 18, It is a condition of this insurance that the Assured shall act with reasonable dispatch in all circumstances within their control. LAW AND PRACTICE 19. This insurance is subject to state of issue law and practice. NOTE:- Where a continuation of cover is requested under Clause 9, or a change of destination is notified under Clause 10, there is an obligation to give prompt notice upon to the Insurers an the right to such cover is dependent compliance with this obligation Seda gad pa La) penny Rad yas ys ggag — Balk 2a ls 9 gis iy Aaa yi Hts sy oi 1.16 res MeL pliy Cl tg pial Hts oe Lyte oh 2.16 eb Mla ee Fg SN) aR iL Liy A cyilth Ut ploy. pyane pai pb pia lay AE aes aN 6 pel oebal Uapt Hise haan ce « abs ols copa base 1 Shen ode np ca ph Apdeay Aon 0p eee coal Rit gl bl abet WHS Al Sto ay) pd Y TT SE Age cata pep aed gf Lites hl tip 6! dss JST 93 gl gle Glas ol git lS Stud of + cabphl a de ay Maps pts Cota inely I call Ua Leg yd ca 18 + eb Bll cpa i iD Ay ih Hh Apa hy pil Hal iy gh asia ally phil lid bin gutsy 19 ais oF Last 6 ol Cabal ply ol gsspetll Qa? Aide poles « cali Nis" tte yies” dita bi agate pba tay cual Es pl ly gh ts! + AAI Ned pl eple Aah ia ghINSTITUTE CARGO CLAUSES (C) 1384 4/1/2009 RISKS COVERED RISKS This insurance covers, except as excluded by the provisions of Clauses 4, 5, 6 and 7 below, 41.1 loss of or damage to the subject-matter insured reasonably attributable to 1.1.1 fire or explosion 2 vessel or craft being stranded grounded sunk or capsized 1.1.3 overturning or derailment of land conveyance 4 collision or contact of vessel craft or conveyance with any external object other than water 4.15 discharge of cargo at a port of distress, 1.2 loss of or damage to the subject-matter insured caused by 1.2.1 general average sacrifice 4.22 jettison General Average 2This insurance covers general average and salvage charges, adjusted or determined according to the contract of carriage and/or the governing law and practice, incurred to avoid or in connection with the avoidance of loss from any cause except those excluded in Clauses 4,5, 6 and 7 below "Both to Blame Collision Clause" 3. This insurance indemmifies the Assured, in respect of any risk insured herein, against liability incurred under any Both to Blame Collision Clause in the contract of carriage. In the event of any claim by carriers under the said Clause, the Assured agree to notify the Insurers who shall have the right, at thelr own cost and expense, to defend the Assured against. such claim. EXCLUSIONS 4. Inno case shall this insurance cover 44 loss damage or expense attributable to willful misconduct of the Assured 42 ordinary leakages, ordinary loss in weight or volume, or ordinary wear and tear of the subject-matter insured. cH celal peal pad ary! Aad Las Fpl pes Lyspen - Sala TE Rte) Agee Ly ntl * oLbial Lbs) Lbs i ge ie Lapaly gh Lin plitioly cali Mie his 1 «Lisl 796 6 56 blag ntl! Ay Upon BET casa gyi nt gl past 1.7 5 cel) An aps i 05 iy RE gl ee LL 2 a gi Adal 2h 8 5 gat gh C's DLL = Ma" 6 gall Hal C55 9 OIF hy LAD Lal y gf Spall gf Aiden! RSG) yh plea 411 5 pled hy 5 pa 2 A pli gh Mga abel eat) at 5.1L ches Neale PAW ated Haid test 21 ee aay, 1 2 gh Mee Cabal PLL pay 22.1 Atel) a gald AY cil AD Cay paces ale Ay Lal Cali Lis yhiy «2 OSD ify ga Sil tial Lity nsias o) pinged Be ld Lei py Lge petal Gially ey oll eS I Lad Uggs AS Uo a nds 2 MLN Ty 6 6 5 «A gt gltal ial pala Ly jase bpd el ajnall ge A capall dys Cali He ty 5 “AS al pil gaa! yd pal ptt Yl Qnty eal) LESS ce oss SRY Laid ly « fill she 4 i! Atak) pill a dalle gol ha cghy . sted) Hit ager Hes) OA Gaal Silay « pSiad ep pla lus oe ul A Ball gl cise oil call Tat 2 acti Ugh ploy dllaal oe as At Catal! Sip itty! Daa 4 Se oly clad ll his YA et eat gol saad gl Amati gh at 1A Mabel ce dae ipa pp SSD oh pats cali gh 6 gall pal 24 PU gale Digialy Liailly tall gf «ppl! + Web abel43 joss, damage or expense caused by insufficiency or unsuitability of packing or preparation of the subject-matter insured to withstand the ordinary incidents of the insured transit where such packing or preparation is carried out by the Assured or their employees or prior to the attachment of this insurance (for the purpose of these Clauses "packing" shall be deemed to include stowage in a container and” employees" shall not include independent contractors). 4.4 loss damage or expense caused by inherent vice or nature of the subject-matter insured. 45 loss damage or expense caused by delay, even though the delay be caused by a risk insured against (Except expenses payable under Clause 2 above). 46 loss damage or expense caused by insolvency or financial default of the owners managers chatterers or operators of the vessel where, at the time of loading of the subject-matter insured on board the vessel, the Assured are aware, or in the ordinary course of business should be aware, that such insolvency or financial default could Prevent the normal prosecution of the voyage. This exclusion shall not apply where the contract of insurance has been assigned to the party claiming hereunder who has ‘bought or agreed to buy the subject-matter insured in good faith under a binding contract 47 deliberate damage to or deliberate destruction of the subject-matter insured or any part thereof by the wrongful act of any person or persons 4.8 loss damage or expense directly or indirectly ‘caused by or arising from the use of any weapon or device employing atomic or nuclear fission and/or fusion or other lke reaction or radioactive force or matter. cee aad plat a hed IEE pe tps AS pA BEEN gl All gi uk BA Sea pe Cael eet pet of bles Ladle par MA bad Si le Ugh at gl ed alga AO Sajal Uyagy pid gaily lil yh Les ods aleY) «cali Mig BLY! Ad gh eetinne eh ht ak ips “Lb Fhe old dey nll olga Sat ol ge natin! Fhe ly Cuslal! = (Calne! A ye Ge BL hy all gh Anh gl pit 4.4 + Yale Sagal hat Legal co gl Wee OY GA) cial of ne! gf Lud 5.4 Ce Gis Lact SL AS gly opin «Sl pal 2A pD capes $18) Hail) teal Je Lad) eb + (exe! ey Ce Ait aypleaall gf pail gf it 64 Werrcle gf ial Stal Aal! op all aa gi cpa Ey Cabal Ch ca «Uggla gi gyal ol 1 pe pb MS Aisle ple Sajal pLutS cass CIS Aa Saal ld Ay Bd ad gay gf Sey al 9p Sad pie gf fat Is fe Gly ab ape cet Ua atl Ula digi gy of oF cali aie yy Lusi plitayl Nis chiby Gt ish 05g) Lily cyt lla Gyhll Ge id Cabal PLY pL ole Sy WI sell sh gil + ple ie ga Mal cans Mee ia gl af Me cal ctl seal! BOY gh nth 7A + alia I eet oh dd cn Bate a at aby din Arias) (oe ALD Aaa gf Ant gf plait 8.4 AB pts grim Cole GT ptlaall at gl pial! 25 Seti ogl ah p59 9h p25 psa) gifg tid hake ole gl dace 9 gh hd psi gl dele5.1 In no case shall this insurance cover loss damage or expense arising from. 5.1.1 Unseaworthiness of vessel or craft or unfitness of vessel or craft for the safe carriage of the subject-matter insured, where the Assured are privy to such unseaworthiness or unfitness, at the time the subject-matter insured is loaded therein, 5.1.2 unfitness of container or conveyance for the safe carriage of the subject-matter insured, where loading therein or thereon is carried out prior to attachment of this insurance or by the Assured or their employees and they are privy to such unfitness at the time of loading. 5.2 Exclusion 5.1.1 above shall not apply where the contract of insurance has been assigned to the party Claiming hereunder who has Bought or agreed to buy the subject-matter insured in good faith under a binding contract. 5.3 The Insurers waive any breach of the implied warranties of seaworthiness of the ship and fitness of the ship to carry the subject-matter insured to destination. 6. In no case shall this insurance cover loss damage or. expense caused by 61 war civil war, revolution rebellion insurrection, or civil strife arising therefrom, or any hostile act by or against a belligerent power 62 capture seizure arrest restraint or detainment , and the consequences thereof or any attempt thereat 63 derelict mines torpedoes bombs or other derelict weapons of war. 7. In no case shall this insurance cover loss damage ‘or expense 7.1 caused by strikers, locked-out workmen, or persons taking part in labour disturbances, riots or civil commotions. 7.2 resulting from strikes, lock-outs , labour disturbances, riots or civil commotions 7.3 caused by any act of terrorism being an act ‘of any person acting on behalf of, or in connection with, any organization which carries out activities directed towards the overthrowing or influencing, by force or violence, of any government whether or not legally constituted 7.4 caused by any person acting from a political, ideological or religious motive. pst pa) pnd Ay) alin Lan Aa pos Qisgee — Fala SH e881 gf piasd ts gly cyaltd Ih gig ¥ 15 Ladle pie gf oat ili of ide Lares pe 11S Yee aba pL ai LL euyltl gl Kida I hae pits ab pb UI caja ap lie Lliy PaaS had hy oof Mill 9) Abel! Dla pac Ned Me cajal AAU ail Skill aga gf Jit Hbiaky Ladle pi 2.1.5 FF Upale ood ani Of cat 1) « Mga Saal! IE Cpa Lal gh call bigy LY! hl hy gph LOL pny ple ape [pA ply Sutiinne + busch aie of. Whaley I cig « oe) LLS plituyh 2.5 hy ty Aaa AD il ie p89 baled Plt pkey ab sell egily shy ole plea + ple le an aay he Ouany Lope Saal phat Nags pf DU) gly Aaa Se cya th My SPITS PAH SEI Ug taDlay Aadlall Ahad! Learlacy dole + eda (ascot Mee Oniad hated gh ntl) gf phat he gl clit bis phe ¥ 6 Soe gf apa gh yy of il yet) gl yal 16 dee gl gl « Ali ce Aaplil dala) leit gh Goleaal! + tal gl dyplaa gh dd Sn ole Lag gal gf atby gl dl i Gaal sf py! 26 = EH Ips pla Ula ce gh ie Ly hyd a a gh LA gf Charge gl pL 3.6 + Miyptall al ehaplacal of pnt) gf lech a gly cualtD Ii pboiy ¥ «7 MiSs ae cp pal flael) gl cry niall Mpg ogi 1.7 I ae LDU gh ph ital alist gi « Lael Gastal + AD hl pal gl stat hg gd of deel) Stal ol) Apiail Gia gh hel nay! Ge Mpiti 2.7 = AS) bl pf etl | yaad SGD ak gl Ay gly alt sy fl oe ae gl Ugo gi 3.7 a ptiee Mati itis dabiin sgl ge Bui gl ge ily gl OE RS pee dag gly AaLb yl op hig 2 ad gh gil plasty Mga itd of 40 yt I ete « an ly ay tat ol Mp ogi 4.7 gueDURATION 8. Transit Clause 81 Subject to Clause 11 below, this insurance attaches from the time the subject-matter insured is first moved in the warehouse or at the place of storage (at the place named in the contract of insurance) for the purpose of the immediate loading into or onto the carrying vehicle or other conveyance for the commencement of transit, continues during the ordinary course of transit and terminates either 81.1 on completion of unloading from the carrying vehicle or other conveyance in or at the final warehouse or place of storage at the destination named in the contract of insurance, 8.1.2 on completion of untoading from the carrying vehicle or other conveyance in or at any other warehouse or place of storage, whether prior to or at the destination named in the contract of insurance, which the Assured or their employees elect to use either for storage other than in the ordinary course of transit or for allocation or distribution, or 8.1.3 when the Assured or their employees elect to use any carrying vehicle or other conveyance or any container for storage other than in the ordinary course of transit or 8.1.4 On the expiry of 60 days after completion of discharge overside of the subject-matter insured from the oversea vessel at the final port of discharge, whichever shall first occur 8.2 If, after discharge overside from the oversea vessel at the final port of discharge, but prior to termination of this insurance, the subject- matter insured is to be forwarded to a destination other than that to which it is insured, this insurance, whilst remaining subject to termination as provided in Clauses 8.1.1 to 8.1.4, shall not extend beyond the time the subject-matter insured is first moved for the purpose of the commencement of transit to such other destination 8.3 This insurance shall remain in force (subject to termination as provided for in Clauses 8.1.1 to 8.1.4 above and to the provisions of Clause 9 below) during delay beyond the control of the Assured, any deviation, forced discharge, reshipment or transshipment and during any variation of the adventure arising from the exercise of a liberty granted to carriers under the contract of carriage. oe ell pal 2a Ate aa Ayal poe Ly seen — Fale Lit byt 8 ye Cala Us byw Uy « olisl HT phy bpd Udy 1.8 dae gl Capua ob Myke Sapa pL Aad yl hea a Al MEatD (gb cpesead SED py CMay C35 68 is Kay gl gf Lill Bye pe J ooh gsi EL ptt! plesal! Noe pais « iid Lhe etd 2 bbb ARs Alay oh gh AGL AS al! coe hy ai ats wie 11S A pti ISD hte gh « Eaipieall oof 5/ + TED he gh oLaseall Spucrst ig Ahly cpl gf Li A pal) ae sii Itai wie 21S LS Alpe pl Saiki Ole gl ihe gd 38) Sth «gt ol cal ny olan Apna ooh AH huatsinae gf AI aad LAL gp ly A Sa ipl gl pall gh cy 55 Aes pl ple) Apaiinn gf A Sajal) My Lutte 3.1LF Big Cast aga gl gf pil EE ly ol gh ih Sill Anal! jhe pf atinal! Ab Weal Sagal sLuti) Git plaid ple Lyy 60 slaty 4.1.8 el AG pad oh gla opal) Aad me 2 Mg aang Lag Ail ae aba AES alt tony « cate Fa HGS AS OSs Gatton gf aa opted AYA nba ASIN at iy Up ty ld Leis iy ae calth bin Cf «es 5l may Hen Lago ay LATS ipl 18 aptly 0 pSiad pleaSU ee At Etta Upale aga +S Aas dl ony + BS dpast plcsh) plial Slelsa a ) yea! je cualih Jie Sty 3.8 pisaly oXEl 41.8 ol) 11.8 deg utly Yale apuaial! Kipp One ELS Sl Lit (olisl 9 bap Fe) gf g A pba! Sa yii¢ dinball ila gis I Saal! A et Gl DBs AI A ie os GI J oat Wppralionn gi Aiphal) Sha dala Ge fall nyblial! + BE ie pl ppl dn pee dudSy) Termination of Contract of Carriage 9. If owing to circumstances beyond the control of the Assured either the contract of carriage is terminated at a port or place other than the destination named therein or the transit is otherwise terminated before unloading of the subject-matter insured as provided for in Clause 8 above, then this insurance shall also terminate unless prompt notice is given to the Insurers and continuation of cover is requested when this insurance shall remain in force, subject to an additional premium if required by the Insurers , either 9.1 until the subject-matter insured is sold and delivered at such port or place, or, unless otherwise specially agreed, until the expiry of 60 days after arrival of the subject- matter insured at such port or place, whichever shall first occur, or 9.2 If the subject-matter insured Is forwarded within the said period of 60 days (or any agreed extension thereof) to the destination named in the contract of insurance or to any other destination, until terminated in accordance with the provisions of Clause 8 above, 40. Change of Voyage 10.1 Where, after attachment of this insurance, the destination is changed by the Assured, this must be notified promptly to Insurers for rates and terms to be agreed. Should a Joss occur prior to such agreement being obtained cover may be provided but only if cover would have been available at a reasonable commercial market rate on reasonable market terms, Where the subject-matter insured commences the transit contemplated by this insurance (in accordance with Clause 8.1), but without the knowledge of the Assured or their employees the ship sails for another destination, this insurance will nevertheless be deemed to have attached at commencement of such transit CLAIMS Insurable Interest 411.1 In order to recover under this insurance the Assured must have an insurable interest in the subject- matter insured at the time of the loss, 11.2 Subject to Clouse 11.1 above, the Assured shall ‘be entitled to recover for insured loss occurring ‘during the period covered by this insurance, notwithstanding that the loss occurred before the contract of insurance was concluded, unless the Assured were aware of the loss and the Insurers were not. 10.2 ot gy pd pla a) iT Las Anal pe hee Fa ad Le og epee A Saal ie CNS Aa mts « its i 9 laaal) nash Se ab ote of plisa od Sit) tio olgi PEI i pte ht og Sl My ly i Liter pd ol ad «EIB byl ooh 4b pa patel gail sob Uyale Cajal col sd MEAN ppl ply pl Ln 6 Lad pty yall Nia Gd Coal Lob Lesley Abi pate! cally ueltd Tht coal Ee ll 1 a dd pl ety peal og pe ell a ih pial All oh Nga apall plat pales gow py la 1.9 EDS ole eels Ay SAY pl Hi) gl Cha Ai gd Upp —asall oLat pany ey Legs 60 plac Bh puch Sal Lag « 50" yh pbival! PIS 6 el 8 bt lad Uy aid te olgst me 2.9 Lay OOM fia DS Ue abe oUt gat as See ob ( ye SH Ug! as gl gl) aap 1 oil dag Hen US igh oe alana Abd 10 Hine es A aiall dd 0 Apa ps ati ay Lasio 1.10 kh epaeh eS) pa oly hy « cult a 6 lil Aaaly lagu ple BUY) il ly ald OS Say « SYN Nigh haa gD A 2 jad gts Ue dy Roel Heal y dag py ph gi 1) dali Sly Aube pais tin gh al Uiky Ugale aad! path Et oy py Late 2.10 Aine cpp Os (1B phy pall Uh ) Cpalid bie 4 We A Sad Miia Shy Huashincs of W Sajal Aa hme Uy AB ay Cli Mis OM ip Sl Loney = Si hie at olla il Kola! Abad repel igh IS ol sty LIT sr aes allel ayia ell ly dle abd te «ei LUT byt slay Lay 6 Sajal doy 210 Yoke capa opel! Ge catypeill pple part) tS gly opin cali Nigy ollatall nal) pif dha! IY 6 Cualt sie lg) Lb Chas Bo pail) coded Tipt ity epdty pb pb U cajalForwarding Charges 12, Where, as a result of the operation of a risk covered by this insurance, the insured transit is terminated at a port or place other than that to which the subject-matter insured is covered under this insurance, the Insurers will reimburse the Assured for any extra charges properly and reasonably incurred in unloading storing and forwarding the subject-matter insured to the destination to which it is insured. This Clause 12, which does not apply to general average or salvage charges, shall be subject to the exclusions contained in Clauses 4, 5, 6 and 7 above, and shall not include charges arising from the fault negligence insolvency or financial default of the Assured or their employee Constructive Total Loss 13. No dlaim for Constructive Total Loss shall be recoverable hereunder unless the subject- matter insured is reasonably abandoned either on account of its actual total loss appearing to be unavoidable or because the cost of recovering, reconditioning and forwarding the subject-matter insured to the destination to which it is insured would exceed its value on arrival Increased Value 14.1 If any Increased Value insurance is effected by the Assured on the subject-matter insured under this insurance the agreed value of the subject-matter insured shall be deemed to be increased to the total amount insured under this insurance and all Increased Value insurances covering the loss, and lability under this insurance shall be in such proportion as the sum insured under this ‘insurance bears to such total amount insured. In the event of claim the Assured shall provide the Insurers with evidence of the amounts insured under all other insurances. 14.2 Where this insurance is on Increased Value the following clause shall apply: The agreed value of the subject-matter insured shall be deemed to be equal to the total amount insured under the primary insurance and all Increased Value insurances covering the loss and effected on the subject- matter insured by the Assured, and liability under this insurance shall be in such proportion as the sum insured under this insurance bears to such total amount insured, In the event of claim the Assured shall provide the Insurers with evidence of the amounts insured under all other insurances ot ged pat aa Sos Lass Lal nas Ay sgen — 5A sapsl ol 6 Cali Nhgy pie pis 6 shy Gs Sus Hf 12 i elisa BE yb SST te gh plas gf Ainge Ad okt Coalid Tink Cb « cult Hialy (ph inal Gisat ASB 6 Millet! ci hae Li Ge A Gaipall dry PAH casts CuiSty Gilt of Alpines domo 2ypey hi oa yf saad Lag) Sp col sb Cajal ary Aad Aly le 12 dept pital Sob ¥ 6 Sb Leg ntl oof oil ie lito autasay « Stay! I dal 9) WS Se MALLY fal Jay Vy oXel 7s + phetsine 9h ppl Caja la] sh lO 0 sd aps Sh 0 Aunty Aisigh oid soin.pay Aullaal ign ¥ 13 Le Ale Cajal pepatll ye Aline cabal) ASH al II YY Mats Sf sind bli yt gy ed Lis Loe 4004 GY Ah aad Lpagl Aon ool Ansty ops Fb ly Aiea! oat dt PLES pple hal digs cipal og] I cape al I 114 Me Sil gl CLE ABD ot cons ae Saal i atl cays sf ol Sy clbalsd ips Ups Sajal eats Ky Mig ot cin Ainbal Mes hid ole casey cual Tout Uys ucts Cael teal & pape co) sigh ala oh cali lea Aaail = Mele apall oLadi ok gy I Ob op wos Cypet Atal bs ody + BSI) chivalih LHS cli lie Cay Lag Cali AE ad Goals Cali Nis Cig S Shas yeh ght by th chiby 2.14 2 kai wg eld lee phen y ype Mle fit) dl pt AB coe At FS opiea Child guany chet onli Hip Liye aly «a paid Att AI aa A coal lee Read a ga A 2 gy + ppl phan yh cali lea co) AD FM Cabal pe ans «paypal Jos gh alah apie Qyagh Aial) latnaly pull Tad ayy stl(5) BENEFIT OF INSURANCE 15 This insurance 45.1 covers the Assured which includes the person claiming indemnity either as the person by or on whose behalf the contract of insurance was effected or as an assignee, 15.2 shall not extend to or otherwise benefit the carrier or other bailee. MINIMISING LOSSES Duty of Assured 16. It is the duty of the Assured and their employees and agents in respect of loss recoverable hereunder 16.1 to take such measures as may be reasonable for the purpose of averting or minimizing such loss, and 16.2 to ensure that all rights against carriers, bailees or other third parties are properly Preserved and exercised and the Insurers will, in addition to any loss recoverable hereunder, reimburse the Assured for any charges properly and reasonably incurred in pursuance of these duties. Waiver 47, Measures taken by the Assured or the Insurers with the object of saving, protecting or recovering the subject- matter insured shall not be considered as a waiver or acceptance of abandonment or otherwise prejudice the rights of either party AVOIDANCE OF DELAY 18. It is a condition of this insurance that the Assured shall act with’ reasonable despatch in all circumstances within their control. LAW AND PRACTICE 19. This insurance is subject to state of issue law and practice. NOTE: Where a continuation of cover is requested under Clause 9, or a change of destination is notified under Clause 10., there is an obligation to give prompt notice to the Insurers and the right to such cover is dependent upon compliance with this obligation. nel op ab pla Sa! had La Rael pee Lope - Bali Call oe odin pall Vas lal cst Lady pally XS al platy 11S, CAL ye Bes gD CaS A OLS Le ay tily shall all Se il al gD atl gf I SKM AN cal aD Ne ya. 2st S095 I ha YAS 2 Al ae bdy cal gl Hegel cLialy pany Shy Lak « ADE gy Aaatinny AI Gaal ep Guay 16 2 Aig oa gat oy pel aD ot al gf goals diy Apel yaa dts [pis of LIE sta dell plialy cali oles ci pha LS Gi Ga Lpily I 2.16 Lee lee cs i gi aR CiLtity oS! cult Hp oy. Gye pai ep Uyialaay ge AL 3 pas Li pd Gayl « ap Sajal Uap papas WeipdiSy Ciphae I oe « dig) lt casey = eal ol pl pd Ay dapane coli Ey A ppl Sajal! Wd gil Cle ay is Y 17 I TRG Ae aja pepiBl) jl gh Alan gh Sth tas 04 op! ising J5l pai gl Ae Ulaas of igi Aas Lgd el Hb ents OF cual Ld aed Oa IB Fi a ED yD Hi of Apes 1B pay ele lly cpa a a Gh Cile cially pA ualtl 1s atsy 19 ti pba ofl i Lae « ppl apa ply I sap a: Aide Mas palais « cull ligg alba iat * Atta Of od opi pple Cihshey « cual gpd WY Ath gash + ASIN Ned petal ape bilINSTITUTE WAR CLAUSES (CARGO) C1385 4/1/2009 RISKS COVERED Risks 1. This insurance covers, except as excluded by the provisions of Clauses 3 and 4 below, loss of or damage to the subject-matter insured caused by 1.1 war civil war revolution rebellion insurrection, or civil strife arising there from, or any hostile act by or against a belligerent power 1.2 capture seizure arrest restraint or detainment, érising from risks covered under 1.1 above, and the consequences thereof or any attempt thereat 1.3 Derelict mines torpedoes bombs or other derelict weapons of war. General Average 2. This insurance covers general average and salvage charges, adjusted or determined according to the contract of carriage and/or the governing law and practice, incurred to avoid or in connection with the avoidance of loss from a risk covered under these Clauses. EXCLUSIONS 3. Inno case shall this insurance cover 3.1 loss damage or expense attributable to willful misconduct of the Assured 3.2 ordinary leakage, ordinary loss in weight or volume, or ordinary wear and tear of the subject-matter insured 3.3 loss , damage or expense caused by insufficiency or unsuitability of packing or preparation of the subject-matter insured to withstand the ordinary incidents of the insured transit where such packing or preparation is carried out by the Assured or their employees or prior to the attachment of this insurance (for the purpose of these Clauses “packing” shall be deemed to include stowage in a container and "employees" shall not include independent contractors) 3.4 loss, damage or expense caused by inherent Vice or nature of the subject-matter insured 3.5 loss damage or expense caused by delay, ‘even though the, delay be caused by a risk insured against (except expenses payable under Clause 2 above) ett ad pad yh Aa Las) Faia poe Rasen - 5 alll sad Lbs) byt * eh pb Leagan 9b ba plitdy « clit tin he gl Spit gh ad otal dy 3 cghypt 5 te As ely Upload Ht gh nag gh 48) ad sf at LT Ce aD Male 1 cle Li gl elas! hal! aa gl Myla gh hd cue pe ae gl ge ti 6 eal gf city! gl tt gf Saat) of eXiuyl 21 Lag c oe! LD cipgay ollatall lbs! 50 LiL + GIGI ce Ug plat Hgts ce of ipo Lty yh ny gl « AL hy gl gf plA 3.1 + Spit alt Atel! ay geld Ail SY i cany dale Al ged) crab Nd pis 2 A Ly goal SED lal iby Wnaysst yl typed aly Lad gl tnt as ay Laps patel daly cgSi ee uphie phd Ce ASL 6 jl « cain dBle 4 Aaya ip tial 2 pal on a hy cult lis phi ¥ 3 CAD spall gol chy plaad gl Ait gf aed 13. + Seabed tpuale Guat pgp SF CBM ok cea ait gf « ted pat 2.3 PLU pela Dipieadly Lai pol gl « rat) heb opel PSE Mien 9S pi di gh pid gh opel) 3.3 aged 6S iypad gf ips Ladle ase gf Gud lee pl aS Gl Ale algal! Jas Ug Beat gl Ae gh Lsio «yale ajad td SLY AE sf Myatt gh U Saal Gina pd of Fhe Mi hyn ole pal t3) «cali bigs She Sly Ayla ch edi atl wip“ + (Calaad calplbad Sat 6 Cie “Cyaan!” Ge Se A tana gf nc gf phd 43 2 ee Coal oti da ce sl ili PY hy aaal gh Lp gl iI 53 SLY LS gly ain hl bial Ips hyn He Lgl) 9 ape hs deci oe] 2 byl arses oil Kinin!4d 442 36 joss damage or expense caused by insolvency or financial default of the owners managers charterers or operators of the vessel where, at the time of loading of the subject-matter insured on board the vessel, the Assured are aware, or in the ordinary course of business should be aware, that such insolvency or financial default could Prevent the normal prosecution of the voyage. This exclusion shall not apply where the contract of insurance has been assigned to the party claiming hereunder who has bought or agreed to buy the subject-matter insured in good faith under a binding contract 3.7 any claim based upon loss of or frustration of the voyage or adventure 3.8 loss damage or expense directly or indirectly caused by or arising from any hostile use of any weapon or device employing atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter 4.1 In no case shall this insurance cover loss damage or expense arising from unseaworthiness of vessel or craft or unfitness of vessel or craft for the safe carriage of the subject-matter insured, where the Assured are privy to such unseaworthiness or unfitness, at the time the subject-matter insured is loaded therein unfitness of container or conveyance for the safe carriage of the subject-matter insured, where loading therein or thereon Js carried out prior to attachment of this insurance or by the Assured or their employees and they are privy to such unfitness at the time of loading. 4.2. Exclusion 4.1,1 above shall not apply where the contract of insurance has been assigned to the party claiming hereunder who has bought or agreed to buy the subject-matter insured in good faith under a binding contract. 4.3 The Insurers waive any breach of the implied warranties of seaworthiness of the ship and fitness of the ship to carry the subject- matter insured to destination Anal nee Rose - Fa FR el! ei i KD 63 gS ila oped ps gl pla ey! 4 Heite 9h Sgesalion ol Mpeie gf dul nba eas ant hy cael of cnt 1Y a epht of 6 ple plo GIS Mie io ale Ab ep cH Ig Jatt Saat lad iy SI Sey Mall a6 Lal se gf Hay Nis fhe oh = ep Ua pal ab Sai ly A yall she (gS) Latic p Ltay Via cabs ol nll Uihy cygthy cuba) iphll ic lth Pld ook ily of gel 8 sy ily Abigt 1 ple he ama al cas Mle Call Lat) I at) Fis gh aja ge Mallee Of 7.3 o haat if Wait of nt 8.5 ee Cote pF nthe at gl tle Sec! B38 J pil esa! Wily Ma2iY) hgh ping Mate 1gi AG pant gl Mba Sl elt gh of = Mes ale I AraH gf Bast) Ha gly cali Ni phy ¥ 14 AE Cia pe gf Aaa yl gf Adee Lode pic Ld Pb Ca) LK el yh Aide! Lede cB A Catal gy Lats Aly « Myale Oapad AMD gl Aisha) Ladle pie gf Ladle pte ale + ale Cal lat and byob AN) SHU Ay gl gf SH Haaly Ladle pte 2A ed et cand 1) « Mgale ata lat Khaceh gy gl pala Nigg bgt Li pi a8 Ugo gf pts ale ele Lyi apily Leaticnan gl AU crate! + antl) eidy yf Ladle Sct NI Sala Gb chgue 22lei 114 play! 2.4 lanl) Ciba! oD dic 15D FS cali sie Boel eg ily Misi ti plied Uiky ayyeity A ay Mp Cael) LAH Ld aphe aiLy i + ple sie canis ADS gy Linwatl ce cual yd [its 3.4 Wadley Mala ill Lada Aull! ligt sapealal (9569 ool Ueto Cajal olati ditt DURATION alt 5. Transit Clause AD bd. 5 5.1. This insurance el hi Gf 1.5 aba LAI ans iy Sue Lise) all og py LS SA aH Ail ie gpl 54.1 attaches only as the subject-matter insured and as to any part as that part is loaded on an oversea vessel and Wh. hee5.1.2 terminates, subject fo 5.2 and 5.3 below, either as the subject-matter insured and as to any part as that part is discharged from an oversea vessel at the final port or place of discharge, or on expiry of 15 days counting from midnight of the day Of arrival of the vessel at the final port or place of discharge, whichever shall first occur; nevertheless, subject to prompt notice to the Insurers and to an additional premium, such insurance 513 reattaches when, without having discharged the subject-matter insured at the final port or place of discharge, the vessel sails there from, and 5.1.4 terminates, subject to 5.2 and 5.3 below, either as the subject-matter insured and as to any part as that part is thereafter discharged from the vessel at the final (or substituted) port or place of discharge, or on expiry of 15 days counting from midnight of the day of re-arrival of the vessel at the final port or place of discharge or arrival of the vessel at a substituted port or place of discharge, whichever shall first occur. 5.21f during the insured voyage the oversea vessel arrives at an intermediate port or place to discharge the subject-matter insured for on- carriage by oversea vessel or by aircraft, or the subject-matter insured is discharged from the vessel at a port or place of refuge, then, subject to 5.3 below and to an additional premium if required, this insurance continues until the expiry of 15 days counting from midnight of the day of arrival of the vessel at such port or place, but thereafter reattaches a5 the subject-matter insured and as to any part as that part is loaded on an on-carrying ‘oversea vessel or aircraft. During the period of 15 days the insurance remains in force after discharge only whilst the subject-matter insured and as to any part as that part is at such port or place. If the subject-matter insured is on- carried within the said period of 15 days or if the insurance reattaches as Provided in this Clause 5.2 5.2.1 where the on-carriage is by oversea vessel! this insurance continues subject to the terms of these Clauses, or 5.2.2 Where the on-carriage is by aircraft, the current Institute War Clauses (Air Cargo) (excluding sending by Post) shall be deemed to form pait of the contract of insurance and shall apply to the on- carriage by air. Whee Clasece petal pe all pled anys Zit) as) Raga pee haope — Fatih 6 IBS 9 2S Coby pls) Seip os 21.5 gf 6 gle aba BLA sis Ra aie Uy) i else gh aa nla Ail Cn Ugle p So Ueto) Ley /AS/ elas 9h ptgid ky il) (Se gl he gol Mall Upuany il chsatia a 2 Mal Laas cai el « igi fo tA gah HS ast phy EB gy = paltl Nid AB «plat dad olay galt Hi pli a Ai gh Lass Aye ol try BLS dE as Sc ted ea ghee J 6 iN gale Cabal lath? BS 9 25 Cale ph pla Sepa soph th ALS sl gh Nghe Saal) euti by sit Se [tel L/ I) BAIL pig Mad gl pisal ooh Ipia op + [el law [SY plasty fb (Ae ow AY lal Ah Leah pet iD yl eld ate aay cal gh « Gast! a he Wo 2h Aiba! hes oN Uple Sagal AWW pL Ca 1d] 2.5) PAST atl Lay 5a gl ple ll taal ap! saple Sl Aisa: byl Lelia Ly yale Catal! WY aba had et IY al « 2s gf Jol cali the AB «egal cia gh elise oof isda! ya Bad lily obit BS ull! Aeyiad ers pai ee ool cual Tk Cane ile ha od (pte! dns asp del cheat on [fol Lay /15/ past sed py Athy «Nall of eLisall All op) Adal! Ble Nig « Uple Cabal plat and diss hl bs pat BG ast iyi poy i! rh + Si dap p59) pall gf Lag oped Gl lag SA bse DS pial gj coaltd eh gh « Wes cabal hat uly Lae td SE at) 15) 6 asd Sal) gl pial i gh gia Lay [IS/ I id DS ya cada obati! Hie plsal shy cali pe seh 1H gf ospSinl! 25 byt Lag oe play de guts gw Cpl bis pateay 1.2.5 I Aaa 0 spleen pple SBiD haga I, all kot oth aptly could cp ae 2.2.5 (Al ans pity gall Saat) Aad oWld en Ia Sp SSA gt yeh ip = Lop Aphid ettacl ple aula y5.3 If the voyage in the contract of carriage is terminated at a port or place other than the destination agreed therein, such port or place shall be deemed the final port of discharge and this insurance terminates in accordance with 5.2. If the subject-matter insured is subsequently reshipped to the original or any other destination, then provided notice is given to the Insurers before the commencement of such further transit and subject to an additional premium, this insurance reattaches 5.3.1 in the case of the subject-matter insured having been discharged, as the subject- matter insured and as to any part as that part is loaded on the on-carrying vessel for the voyage; 5.3.2 In the case of the subject-matter not having been discharged, when the vessel sails from such deemed final port of discharge; thereafter this insurance terminates in accordance with 5.1.4, 5.4 The insurance against the risks of mines and derelict torpedoes, floating or submerged, is extended whilst the subject-matter insured or any part thereof is on craft whilst in transit to or from the oversea vessel, but in no case beyond the expiry of 60 days after discharge from the oversea’ vessel unless otherwise specially agreed by the Insurers. 5.5 Subject to prompt notice to Insurers, and to an additional premium if required, this insurance Shall remain in force within the provisions of these Clauses during any deviation, or any variation of the adventure arising from the exercise of a liberty granted to carriers under the contract of carriage (For the purpose of Clause 5) “arrival” shall be deemed to mean that the vessel Js anchored, moored or otherwise secured at a berth or place within the Harbour Authority area. If such a berth or place is not available, arrival is deemed to have occurred when the vessel first anchors, moors or otherwise secures either at or off the intended port or place of discharge “oversea vessel” shall be deemed to mean a vessel carrying the subject-matter from one port or place to another where such voyage involves 3 sea passage by that vessel) 6. Change of Voyage 6.1 Where, after attachment of this insurance, the destination ts changed by the Assured, this must be. notified promptly to. Insurers for-rates. and terms to be agreed. Should a loss occur prior to such agreement being obtained cover may be provided but only if cover would have been available at a reasonable commercial market rate on reasonable market terms. Cnt aad Le ao as Kat pas Lage — FA aed ei Wy « 21S Shy cuts tie options H hal seal a) es ld Upto Capa phat) ay dd cyalth Cut BS pig «ST nate gi ne ty phat ad clay ly Si 4 «ali 1 6 pd apa eH bull ay Ue of 13.5 IM Gaal PLS at by a [A = Ala pW dapltall disall pio Ogle ofa gl 6 tele ated! oli) ai te ofa fi 23.5 Plisad Ali Ge dideall lal Se [bcos + Gill Lig pline pied) ALS lib Bi as Spall oping Agta Chageghlly plas las! ds yall Sty 4.5 Cagall LAL Cig Lass a yyntay ia Aafed PLD AD A pb Misys tia pial ol Upse pla ple 6 Hal aye! Mal pl) gn Albi Ge atl 5 Lay 60 ia Spa! yan oh Allg cali Hpk 3H 55 ol lo Aol pa isha! Le iy cll Et ob gph ies pt Ut 5.5 se Cali Ns play 6 cpBlaal a a 2 yl py ge oh 6 yp tl oda pital (ad pedal abla ooh ait gh gi hae Ce Aisha GLa Mead lg palinae gi Aiea pe Llane fri A Ca ie ih op da gia S byt wal 23) 6 ip Cal ial 2 pag Hal ih Vets 5 ds pf Mea jy cabs gh Api pl Udy + Byala Uae a by SiS past 6 Clad gf gaged tia te li gf ay hgh Aiaaal) guayt i Le pi Eng ie lpi CAS 9 gh Ud 20 LW ST dy J Aes gh plise Gu Sake aad rept Lone Mpls pf Aika! paths Letio al Gle Ab A ii.6 oe Sab So dnagl Hen aati py Las 16 ABS pot ay of batty « Could Nie cy oh GUN ail Bly cult Hd A gash AE a jhacd Caps Ha phy cali! sealy yn My iD ated SI Say « HEY) Ligh ung = Aaallal Fpl jel y Ley nhs byl ly Lad6.2.Where the subject-matter insured commences the transit contemplated by this insurance (in accordance with Clause 5.1), but, without the knowledge of the Assured or their employees the ship sails for another destination, this insurance will nevertheless be deemed to have attached at ‘commencement of such transit 2. Anything contained in this contract which is inconsistent with Clauses 3.7, 3.8 or 5 shall, to the extent of such inconsistency, be null and void, CLAIMS &. Insurable Interest 8.1. In order to recover under this insurance the Assured must have an insurable interest in the subject matter insured at the time of the loss. 8.2. Subject to Clause 8.1 above, the Assured shall be entitled to recover for insured loss occurring during the period covered by this insurance, notwithstanding that the loss occurred before the contract of insurance was concluded, unless the Assured were aware of the loss and the Insurers were not. 9. Increased Value 9.1. If any Increased Value insurance Is effected by the Assured on the subject-matter insured under this insurance the agreed value of the subject-matter insured shall be deemed to be increased to the total amount insured under this insurance and all Increased Value’ insurances covering the loss, and liability under this insurance shall be in such proportion as the sum insured under this insurance bears to such total amount insured, In the event of claim the Assured shall provide the Insurers with evidence of the ‘amounts insured under all other insurances. 9.2. Where this insurance Is on Increased Value the following clause shall apply: The agreed value of the subject-matter insured ‘shall be deemed to be equal to the total amount insured under the primary insurance and all Increased Value insurances covering the loss and effected on the subject-matter insured by the ‘Assured, and liability under this insurance shall be in such proportion as the sum insured under this ‘insurance bears to such total amount insured. In the event of claim the Assured shall provide the Insurers with evidence of the amounts insured under all other insurances eit eat So a Aa ay Baad nee yssiee — Fatal by bya Wy Job 1a gh sine fats Wf DS oy cael Lis Ab + Sl dns Hips gh ad 1a fad dae me fy ol 7 apt a Sls gb stig Had Iie Siok ied! Nin LEY 9h dip Sl BI9 7.3 Cell of Sisal dake WI Sagal cr oI oy LE Alia AS Say opin aad! hy ib Sapa el 1a an as gps «Mel LB by gia Layo MU Sajal ay 28 ob Sajal etait ce uaugil pb Upaal! Hs ris «call bigy oldie! sal) pil dbalad We call sic oly LG caleas o fuck) cus Hd catty actly ab yb U apal Gls IY + Neb onli ott gl 9 PLLS aple dat daly Cali gh I Sajal gal 419 Gita ld Abe tg 0b ngs Mple Saal at 5 Bs ge Np ae ot lp Li iy ity 0b canyay Ainge Auld + a peal plat pil ddl! Bil ola cosy cull Hyd gj Gaal Ede col igh de cgi Caled an anil Aten MA aad oly ie I Call al oS) « A ajall ple ee eae tela soos BAS yaltd fn ay Lap cull Hd sy + 55 child aj Coa alt in 98 Bo gh AAD Sp cy 2.9 + hgl Ebene plea Uyale (Sita! All pied hd yi spina Liat any hal cule aie Comey « opal) dail A! caja! Ld co at ee diolie Aisi lt cry cull Ht heey cil Gan op MLGD gh ull ae = pSdal SA cabal ob co tage td fs oh ile ua! ial cainaaly Caled Cyd agp 6 68 cualBENEFIT OF INSURANCE 410. This insurance 10.1 covers the Assured which includes the person claiming indemnity either as the person by or on whose behalf the contract of insurance was effected or as an assignee, 10.2 shall not extend to or otherwise benefit the carrier or other bailee MINIMISING LOSSES Duty of Assured 11 It is the duty of the Assured and their employees and agents in respect of loss recoverable hereunder 4111 to take such measures as may be reasonable for the purpose of averting or minimizing such loss, and 11.2 to ensure that all rights against carriers, bailees or other third parties are properly preserved and exercised and the Insurers will, in addition to any loss recoverable hereunder, reimburse the Assured for any charges properly and reasonably incurred in pursuance of these duties, Waiver 12, Measures taken by the Assured or the Insurers with the object of saving, protecting or recovering the subject-matter insured shall not be considered as a waiver or acceptance of abandonment or otherwise prejudice the rights of either party. AVOIDANCE OF DELAY 13. It Is a condition of this insurance that the Assured shall act with reasonable dispatch in all circumstances within their control LAW AND PRACTICE 14, This insurance is subject to state of issue law and practice. NOTE: Where a reattachment of cover is requested under Clause 5, or a change of destination is notified under Clause 6, there is an obligation to give prompt notice to the Insurers and the right to such cover is dependent upon compliance with this obligation. it ppb plat Say! Aad Zu Saal) nee Rasen — Sali elt Ge ott dn) oul ths 10 see ck Lat oily I eal oly 1.10 ee He gL rsktll OS o Lp aay CD Ie AD ol gg at tl gl clid oD el Nk ae st Lat + 8) Aelia, cl epi 9 ial Js AS apa aly Bie Lad « AD gy Aaatiieney MI apa ple cas IT ipl 08 o.yas yg AHAD oly hat gl pds Aig Apa) yh Hits Lyk oS LIT fal old ella Gti oles igta Habs OI ce [pssliy ol 211 Aiblnal) ad i og 59) AE ALLS y do Lal! Hd fey: Ge gai yb paplany ye of Mita « ptt Cabal) aged cI aula Gaara aes AAT gsi sl pe Gila) gl Ait yd of FG le + co sll a os! chlo asl as ete ae Copal Ci met of cual His eg 4 IS FS cand Abi gD iy BD THIS 6 § Agen Ae any + eh daly cig nitél Ob Gh Catal aly cipHll Cult Nia ay 14 = Bish foal DI Lae ob Shel psy Sg atoel Oni AliaDe LW Nigy * atlste pied * ala Ul pale «coal Hyd gh Bly gash MSY py Nps pest ype Sybian 4 ppl Gigisy oodINSTITUTE STRIKES CLAUSES (CARGO) L386 4/1/2009 RISKS COVERED Risks 1. This insurance covers, except as excluded by the provisions of Clauses 3 and 4 below, loss of or damage to the subject-matter insured caused by 11 strikers, locked-out workmen, or persons taking part in labour disturbances, rlots or civil commotions. 1.2. any act of terrorism being an act of any person acting on behalf of, or in connection with, any organisation which carries out activities directed towards the overthrowing or influencing, by force or violence, of any government whether or not legally constituted 1.3 any person acting from a political, ideological or religious motive General Average 2. This insurance covers general average and salvage charges, adjusted or determined according to the contract of carriage and/or the governing law and practice, incurred to avoid or in connection with the avoidance of Joss from a risk covered under these Clauses EXCLUSIONS 3. Inno case shall this insurance cover 3.4 loss damage or expense attributable to willfal misconduct of the Assured 3.2 ordinary leakage, ordinary loss in weight or volume, or ordinary wear and tear of the subject-matter insured 3.3 loss, damage or expense caused by insufficiency or unsuitability of packing or preparation of the subject-matter insured to withstand the ordinary incidents of the insured transit where such packing or preparation is carried out by the Assured or their employees or prior to the attachment of this insurance (for the purpose of these Clauses "packing" shall be deemed to include stowage in a container and “employees” shall not include independent contractors) 3.4 loss damage or expense caused by inherent vice or nature of the subject-matter ‘insured. 3.5. loss damage or expense caused by delay, even though the delay be caused by a risk insured against (except expenses payable under Clause 2 above) Strikes Clauses iat pax pad an oe ua Ayal poe Li spe - Aw ( gtd) Chl ne egpant * ol biad Lbs5 esi ce Legale pb Lee plitinly cali ie phy 1 PDN cae pil Ati) gh pando id Sg 3 Culp 2 tay oll Upae aja Bi 6 daa Stal Ags cn cesta Sel 9h Cupid LT eet Ein 6 bas SOG oh piped alent! = All hp! I hy cred sl dy phy la sy) flac) 0 ae og) 2.1 oY Lg ayn hbk ES habia gl fu LLL Sy I et Wb gl ead AS pl pee da phe gly dolby! 1 ail I 980 pads pte id eee J gpa sp) « cpt ally any edad es] BT Added algal ed MY hy panes Malad Aged Cylill Nit ply 2 etl Wl Ly posal atl sed Uily logan gl lpg ABE A bad al saint WAS ply «Lye paca Chay + Ant od in py plata ls > MBL a sin ip Litiny! 2 Dail ce ch ely call Le ply ¥-3 Patel eat gel dy tseal gh nail gh phd 3 + abel Oo apa iat Bi xa gl BN cod cetaibl sakit gl « glad) eat 2.3 2 A apa YA hal igus Lally PS Nees Li LAMY) 4 pill lo esi 3.3 Spee atl) elati Supat gf cialis Lede ase ol Guus Cael il Laker Ugh sant Gy Aylel! idly! Last Cael) Gey ai af Japailly AME Cig Lesio « Iya OLLI) cell bigs LLY hd gf Auatsinae gl 41 nt ip a Hye Oh ay pt od pe colligall” She oly Liptall gf tat! + (Colt lla ats 8S pe CF LEY asta i ni gi iD 4.3 ee aa ALAS dal ce Mpeg apheaall gf ai gh phaaSI-5F ie es as Sl AS ly grin Sle clued tl cia pas ola Liaieal edyleaal ie Lad) ote 2 (ee 23.6 loss damage or expense caused by insolvency or financiai default of the owners managers charterers or operators of the vessel where, at the time of toading of the subject-matter Insured on board the vessel, the Assured are aware, or in the ordinary course of business should be aware, that such insolvency or financial default could prevent the normal prosecution of the voyage This exclusion shall not apply where the contract of insurance has been assigned to the party claiming hereunder who has bought or agreed to buy the subject-matter insured in ‘good faith under a binding contract 3.7 loss damage or expense arising from the absence shortage or withholding of labour of any description whatsoever resulting from any strike, lockout, labour disturbance, riot or civil ‘commotion 3.8 any claim based upon loss of or frustration of the voyage or adventure 3.9 loss damage or expense directly or indirectly caused by or arising from the use of any weapon or device employing atomic or nuctear fission and/or fusion or other like reaction or radioactive force or matter. 3.10 loss damage or expense caused by war civil war revolution rebellion insurrection, or civil strife arising there from, or any hostile act by or against a belligerent power 4.1 In no case shall this insurance cover loss damage or expense arising from 4.1.1 unseaworthiness of vessel or craft or unfitness of vessel or craft for the safe carriage of the subject-matter insured, where the Assured are privy to such unseaworthiness or unfitness, at the time the subject-matter ‘insured Is loaded therein 4.1.2 unfitness of container or conveyance for the safe carriage of the subject-matter insured, where loading therein or thereon is carried out prior to attachment of this insurance or by the Assured or their employees and they are privy to such unfitness at the time of loading. 4.2 Exclusion 4.1.1 above shall not apply where the contract of insurance has been assigned to the party claiming hereunder who has bought or agreed to buy the subject-matter insured in ‘good faith under a binding contract. 4.3 The Insurers waive any breach of the implied warranties of seaworthiness of the ship and fitness of the ship to carry the subject-matter insured to destination. ‘Strikes Clauses Set et a ia as HON Se MED yaad gf pth gi pled 63 pepie gf sa pha Syed op 2d pil pha hy A aa I cand 1 « Mpa gl pyaine gf 4 pe le AS Kiel ele Up nga pnt) cans a of gata Leela hy il ants epi 9h Sy al op Mall pe gf play Nia Sa by ale wpe ph Ua panel a I dare ety AE cull sie yy Lesie elitiuyl He tly ot lol oigh Uy cays allal) ight Ae plat abel LEH a cole chil gl es all BOs eg iy + pl oe sg a mas Me cat ce ALL Cael of nag stadt 7.3 + pbihae cals Yi al 4g plying be Wf dppnal Land Sil BE ah cnt ash gh CaS abe [BBS ple + al pba gf aid) Auber JOG gf apblial gf Ma tb gl alah op) Ala Alen ol 8.3 Qt PF ME Cilia of pci gf Lic! 9.7 tt Cole AY plan a gf thinly! SF G38 I gt Hees) Hy Maat 5 pong ale gf Mek 098 4 pital gf Milde 3 Solis sh dae Gre IS Gp decal gh nti) gf phd 10.5 baal 9h pat gf att 9h lsST cad gl iad oil gf « ALG Ge Magli Myla cle ji gf Gleead + lat gi Ayslan gh dd ce te ae of Nea) gf ast Ja gl cual Lin pos ¥ 14 Ladle pie gf Malad! till of Ais Leadten pte 11.4 Asa gh My pla gf iD Llaay gf ill gf Aisi! Cabal phy Latio « Ipale Capall 2 uSSU Gai) lt Gly fi Dla pie of adhe pity ple pb = ale cal eh cat PuSU ad all Ayla gf SitY Kal Ladle pi 2A A al Ah Mg ghe gl Meh cs SN ca 1) Uggle Gaal) Aas gh AS aad) Kal ys gl cali Higy BLS = baat hy gph Labbe pas ae gb Las poly eh cad I 6 hulp GF ips wel LILA slit 24 iy gehen EN oy Ao AD a i paid PLS el pk ole Bily ol sell ily Adsigl ois alsa pt assay Aa oan pale cabal —— higatl gb DLA) sly Laat ce cyalid Ht Lt PUI SE UpiaDlay aX! Aisha! Ladacy dyad + opal psoas yD Wee CabalSe at pat a Aa Lua DURATION 5. Transit Clause 5.1, Subject to Clause 8 below, this insurance Lid pt .5 a hye ag «Lid 8 pk dep Uy 1.5 Strikes Clauses attaches from the time the subject-matter insured is first moved in the warehouse or at the place of storage (at the place named in the contract of insurance) for the purpose of the immediate loading into or ‘onto the carrying vehicle or other conveyance for. the commencement of transit, continues during the ordinary course of transit and terminates either 5.1. on completion of unloading from the carrying vehicle or other conveyance in or at the final warehouse or place of storage at the destination named in the contract of insurance. 51.2. on completion of unloading from the carrying vehicle or other conveyance in or at any other warehouse or place of storage, whether prior to or at the destination named in the contract of insurance, which the Assured or their employees elect to use either for storage other than in the ordinary course of transit or for allocation or distribution, or 5.13. when the Assured or their employees elect to use any carrying vehicle or other conveyance or any container for storage other than in the ordinary course of transit or 5.1.4. on the expiry of 60 days after completion of discharge overside of the subject-matter insured from the oversea vessel at the final port of discharge, whichever shall first occur. 5.2. If, after discharge overside from the oversea vessel at the final port of discharge, but prior to termination of this insurance, the subject-matter insured is to be forwarded to a destination other than that to which it is insured, this insurance, whilst remaining subject to termination as provided in Clauses 5.1.1 to 5.1.4, shall not ‘extend beyond the time the subject-matter insured is first moved for the purpose of the commencement of transit to such other destination. 5.3. This insurance shall remain in force (subject to termination as provided for in Clauses 5.1.1 t0 5.1.4 above and to the provisions of Clause 6 below) during delay beyond the control of the Assured, any deviation, forced discharge, ‘reshipment oF transhipment amd-during any variation of the adventure arising from the exercise of a liberty granted to carriers under the contract of carriage. CSSD ca 3h Easel) Sn Ugale Saal #1t8U das AHA aril eA KBsisl od ayaa! SED oy Nas : ay 3h fi Ep go hgh 5 cobs SE abl sal Ue say « ald i Alay sh gf AID AS pal) Se Gy phtl) Lag] LL S Fee i AED SD Nhe fl « Capea of G5) = SD io hola cpg i Hal gh gf GD AA pal) oe Gy Sais) te 21S ed MS oper SI C385 alse gl SI Criha oof 8d Capel) a Aish pithy cyaltl sing oLaaal) Lou sl Spa + Geis gh palit gh Cy SID cnt,Al Ayasiinne gf At J ioe ol pltbtel Matinee Jy Lb 3.15 bsg Sy Sil Aig) J 5 HI Je Hay sl gh J Sill nad lana pf staal) Mele pal nth) dak pla pe Lay 60 phate 41.5 LA pig p Lisa cp Aol piel) died 2 yf Catay Lag Aan Adal Ugale Call yt a Cas 1 2.5 Canis « pall be ogi Li Ly heii pie pf oa! Lees See oD ee Capel put Gad py cig i pal! plSaSL lant tly oo cli Nis hd « weil yas yh sy le ol) ly IANS ol 11S dag ptly esl Sen opi) Melitta! ale cata olaiill esi! platy! pial Sele ga ) cipal gee cali bis SB 3.5 pisaly OE) ALS ALLS gpthy sb yapaial «AL Gaal Baas Ce CASI SLED pLid (oi 6 pl a) CB 5e) Ig peal apit « Mikal Gad ol a pblial ph it gl Dlby Sl eof Moe Ga Sil has Upealione gf Aide! pile Layee Se fail = SE se 6d ppt anginaTermination of Contract of Carriage 6. If owing to circumstances beyond the control of the Assured either the contract of carriage is terminated at a port or place other than the destination named therein or the transit is otherwise terminated before unloading of the subject-matter insured as provided for in Clause 5 above, then this insurance shall also terminate unless prompt notice is given to the Insurers and continuation of cover is requested when this insurance shall remain in force, subject to an additional premium if required by the Insurers, either 6.1 until the subject-matter insured is sold and delivered at such port or place, or, unless otherwise specially agreed, until the expiry of 60 days after arrival of the subject- matter insured at such port or place, whichever shall first occur, or 6.2 if the subject-matter insured is forwarded within the said period of 60 days (or any agreed extension thereof) to the destination named in the contract of insurance or to any other destination, until terminated in accordance with the provisions of Clause 5 above 7, Change of Voyage 7.1 Where, after attachment of this insurance, the destination is changed by the Assured, this ‘must be notified promptly to Insurers for rates and terms to be agreed. Should a loss occur rior to such agreement being obtained cover ‘may be provided but only if cover would have heen available at 2 reasonable commercial ‘market rate on reasonable market terms, 7.2 Where the subject-matter insured commences the transit contemplated by this insurance (in accordance with Clause 5.1), but, without the ‘knowledge of the Assured or their employees the ship sails for another destination, this insurance will nevertheless be deemed to have attached at commencement of such transit. CLAIMS 8. Insurable Interest 8.1 In order to recover under this insurance the ‘Assured must have an insurable interest in the subject- matter insured at the time of the loss, 82 Subject to Clause 8.1 above, the Assured shall be entitled to recover for insured loss occurring during the period covered by this insurance, notwithstanding that_the loss occurred before the contract of insurance was concluded, unless the Assured were aware of the loss and the Insurers were not. Strikes Clauses 7 sewed plat sam Ad Gud La pa seen 5 aii Lit wie ogy ilps CNS Sil tt 6 ts 16 ohanaall Lpuagll Aga yb ite yf elite apf Ei ake olgi ety dedi hd ol Aik Jit Lhe capil of ad «EIS Lal gf dale apaiall ga) ple yale Gupel AN 28h SS pl pip La ~ Ld gb cal Hin cb ite cil i ning Kyte Call KS it ch pl 19 pa! aad pal daly «lp 1 by ~ i 6 pla BE egh ile all LAS pally on ps 6 Sap cats Sy Sls il La I gf «all of dA Sahel etl peas es Lay 60 pLaall yi I peal igh ind laps « ASN gh pial! li IY 6 ANE) S yd pital Lily cyalid sie rigs in 2.6 sled Laps 60 I Se DLS Mgabe apa shut Gat eh otc puns Aen ool! ( Mole cats Ugl sad ogi gf) AI Lying Ayo Ui sf disks oe Lbs 7 he ey al Ad ce Ames) Sp it ply Lane 1.7 TE od 5th NaS! ppt oly of Maske « cali Ihe coh + cgalit pesy agp phe SA a Al liye eat Sh Say FUN Nigh dua gi i os agin Uh Agnelli Spall shee y beg nhs hi Ij Lah ly dubai eh tina gh Lal Uy yale Sajal pS IE py ay Late 2.7 hee cy O5Ly (1S py el Uky ) coal bin Loney peopl! Gre) Mead) Sly Matin gh AI Sagal! Wa Lal pee pe Loy ob piteg cali ie od x sl + did Aba ep pd Sls Maken A Cadel C98 OI iy 18 re tN Cala I fay pin aad dy le ed Lis pea «ool 18 yt Shai Lino A Sajal bay 28 Pah chalet Nyse Sapa akadd Se oaageil le Beha CRS gly opin «clad gy stad ona! EA pal AEN Cul io oly! = Need cual hp by 0 aly abe9. Increased Value 9.4 If any Increased Value insurance is effected by the Assured on the subject-matter insured under this insurance the agreed value of the subject-matter insured shall be deemed to be increased to the total amount insured under this insurance and all Increased Value insurances covering the Joss, and liability under this insurance shall be in such proportion as the sum insured under this insurance bears to such total amount insured. In the event of claim the Assured shall Provide the Insurers with evidence of the amounts insured under all other insurances. 9.2 Where this insurance is on Increased Value the following clause shall apply: The agreed value of the subject-matter insured shall be deemed to be equal to the total amount insured under the primary insurance and all Increased Value insurances covering the loss and effected on the subject-matter insured by the Assured, and liability under this insurance shall be in such proportion as the sum Insured under this insurance bears to such total amount insured. In the event of claim the Assured shall provide the Insurers with evidence of the amounts insured under all other insurances. BENEFIT OF INSURANCE 10. This insurance 10,1 covers the Assured which includes the person claiming indemnity either as the person by or on whose behalf the contract Of insurance was effected or as an assignee, 10.2 shall not extend to or otherwise benefit the carrier or other bailee. MINIMISING LOSSES Duty of Assured 41, It is the duty of the Assured and their employees and agents in respect of loss recoverable hereunder. 4111 to take such measures as may be reasonable for the purpose of averting or minimizing such loss; and 411.1 to ensure that all rights against carriers, bailees or other third parties are properly preserved and exercised and the Insurers ‘will, in- addition: to- any oss- recoverable hereunder, reimburse the Assured for any charges properly and reasonably incurred in pursuance of these duties, Strikes Clauses oat ad La ay) Adal) uy edit Aad 9 PSY ple Baal Magy cult gh I cade gal IV LI Yee Sia Ad bs Atel oe cane pale Gaal Asi atl Say Bet Clipe Ypale aall elt A Aa Ayal Zisy High ole capes dal Mes dhs ob casa eal Epeme oA Maal oly 4 cali Gee duet + Neale Cajal eLitS ole Igy Crapal! eh IA Cabal pple ins cepts dalled) ha gh + SST atiell AALS pall il cay Ly ali Apt AG Goal cali Ns Cp $ hm oh phd ey tl habs 2.9 2 Malt So Ll 5H open) child gaany cpl Hit Lapen Gaal « feast) Lbitt MI aad antl Gl Kaan Maat AyD 050 Gg cyald + apSall pleas 9) Capa hae pl) MED gh FA agal ple cane « catagety dutlaal Sha of cent apie gut a hats ull at ayy est! nell ms oy! lth a 10 be pttly lea oat acy gly MI Saal ts 1.10 est gf Coaltd oo Bir gD yak CLS pl pe + abl call 56 GGlStl 4 epi LR gD lll Nin col yi lapis ¥ 2.10 + 8) delay cal oh gh psd Lgl mth Chaya Bley ad 6 AS ay ApasSinsay Wada op py oI 2 ABN ole anges eget AD 0 any le Ll ol ga Katy Age ula Ts U8 Oh LL J tla! Pid CuBlil oles Spin TAS of ge Lyssly Sf 21 Mle bln ah Bog S51 AR aby Mell) SD cyeli yet ploy «Grae gai ple Iptasany ME opens YF A Mhuay «pel Sate apt Wit haan Ul ge « dbiN 6b can say aya! healt onked polls Matas pf Alpin y Aacanaes 2 pssWaiver 412, Measures taken by the Assured or the Insurers with the object of saving, protecting or recovering the subject- matter insured shall not be considered as a waiver or acceptance of abandonment or otherwise prejudice the rights of either party. AVOIDANCE OF DELAY 13. It is a condition of this insurance that the Assured shall act with reasonable despatch in all circumstances within their control. LAW AND PRACTICE 44, This insurance is subject to state of issue law and practice No} Where 2 continuation of cover is requested under Clause 6, or a change of destination is notified under Clause 7, there is an obligation to give prompt notice to the Insurers and the right to such cover is dependent upon compliance with this obligation, ‘Sikes Clauses cont yap pad aan Fatal) Au) kad een Sa de eal Li gl pl Sagal ERD (pill ipa! FAG le Capel spt alt sa) of Shas of Sle oe ks ciphag i gai ogi ple Glaa) gh igi pliity Lud gh ch tall 0 gl as ey Mate pl nial Ants ciel 1d agg Se TS 1 Mae Sl as tt i 8 HHS i Tp hells cpl! Maal ly oh ntl) CAyally gl! yal 15s gutsy «14 = hi PT Lo np nal ply I yagi a ¢ Ande poles « call Ligy “ollaka putas“ dtd i pple Pel thy « Caalth Lt pp ls gh ths! = ALDI lel etl ale bith oa gfTERMINATION OF TRANSIT CLAUSE (TERRORIM 2009) JC 2009/056 This clause shall be paramount and shall override anything contained in this insurance inconsistent ‘therewith. LNotwithstanding any provision to the contrary ‘contained in the contract of insurance or the Clauses referred to therein, it is agreed that in so far as the contract of insurance covers loss of or damage to the subject-matter insured caused by any act of terrorism being an act of any person acting on behalf of, or in connection with, any ‘organization which carries out activities directed towards the overthrowing or influencing, by force or Violence, of any government whether or not legally constituted or any person acting from a political, ideological or ‘religious motive, such cover is conditional upon the subject-matter ‘insured being in the ordinary course of transit and, in any event, SHALL TERMINATE: either 11 as per the transit clauses contained within the contract of insurance, or 4.2 on completion of unloading from the carrying vehicle or other conveyance in or at the final warehouse or place of storage at the destination named in the contract of insurance , 1.3 on completion of unloading from the carrying vehicte or other conveyance in or at any other warehouse or place of storage, whether prior to or at the destination named in the contract of insurance, which the Assured or thelr ‘employees elect to use either for storage other than in the ordinary course of transit or for allocation or distribution, or 14 when the Assured or their employees elect to use any carrying vehicle or other conveyance or any container for storage other than in the ordinary course of transit, or 15 in respect of marine transits , on the expiry of 60 days after completion of discharge overside of the subject-matter insured from the oversea vessel at the final port of discharge, 1.6 in respect of air transits , on the expiry of 30 days after unloading the subject-matter insured from the aircraft at the final place of discharge, Whichever shall first occur, 2. If the contract of insurance or the Clauses referred to therein specifically provide cover for inland or other further transits following on from storage; or termination 2s provided for above, cover will re- ‘attach, and continues during the ordinary course of that transit terminating again in accordance with clause 1. wit pal pall Gay A La Kapa nee hese ae La ie Shy Lg a * 2009 a yyh call Hin Atay gpt ool gy Cala da yi) the ph) pee mee asayy sey gh pail Alay iin LH! gl 50 pb ey I ey ie Sita) Ou AU « aguas It gd yal clay ALS gf ts Cult te asks ly pit lt Mealy Mga Saal oth) Sath Ppp ba eg «galt dae ol ol ee BLY gi Ce hilly Ginaty waded gi eh aby GN cigs a ptlne Ati UT atte HW gf ek ef Se pd RS ope Maha he bia gh ol pltsindy yale le WI pa aed « pat lly ty aad gl ~ Het coh Mee Gaal Lit C95 Oly Abaya tt ode Lh « cali pat hn ol epleg esl! Sia! i cath she gh 9g SAD ay ptt lid 1.1 AEs ay gh ALD Ail ape a itd ats] tl L2 eal Men ooh Cy Cle gi Eigiann oof SI + Cali ing 0 Sial) BA) SE Maly oh gh AID AS pal) 54 KAW aiG 3.1 Ap hh AS ANS 6h pe 6 CJS Sie gf Gigtans oh GN 2 Hihy GHD « clit ke ph nipStall Sag RD 6B ib gh 5S af Sa tne gl gh gaigil gl pall GAL BS yf 4dcoy! Bp gh Jia) asSinns gf MI Sajal ls) se 4.1 BED jas Biya Sil Agha Li gh 5) IE ly sosey ey Lay /60/ ogy « Aral) Ou Gady Lyd 5.7 PE ct pele Cael outlast ats 1 ed fest oie Sie Bas ag aay (BUY bgt « Mapa) DUD cps Lad 6.1 gh 2A a Gn ole Gaal pL at Soph ae Lapel epi at A 6 Aga tal agp cull te nga Jt D2 IEE Shae ld yp Clk gl yy COE stn StyINSTITUTE CARGO CLAUSES (AIR) (excluding sending by post ) cL 387 4/1/2009 RISKS COVERED RISKS 1.This insurance covers all risks of loss of or damage to the subject-matter insured except as excluded by the Provisions of Clauses 3,4, and 5 below. Salvage Charges 2. This insurance covers salvage charges incurred to avoid or in connection with the avoidance of Joss from any cause except those excluded in Clauses 3, 4 and 5 below. EXCLUSIONS 3. In no case shall this insurance cover 3.1 loss damage or expense attributable to willful misconduct of the Assured. 3.2 ordinary leakage, ordinary loss in weight or volume, or ordinary wear and tear of the subject-matter insured. 33 loss damage or expense caused by insufficiency or unsuitability of packing or preparation of the subject-matter insured to withstand the ordinary incidents of the insured transit where such packing or preparation is carried out by the Assured or their employees or prior to the attachment of this insurance (for the purpose of these Clauses "packing" shall be deemed to include stowage in a container and "employees" shall not include independent contractors). 3.4 loss damage or expense caused by inherent vice or nature of the subject-matter insured. 3.5 loss damage or expense arising from unfitness of aircraft conveyance or container for the safe carriage of the subject-matter insured, where loading therein or thereon is carried out prior to attachment of this insurance or by the Assured or their employees and they are privy to such unfitness at the time of loading. This exclusion shall not apply where the contract of insurance has been assigned to the party claiming hereunder who has bought or good faith under a binding contract. 3.6 loss damage or expense caused by delay, even though the delay be caused by a risk insured against. Cargo Clauses (Air) eit ed pad a Aa at Kaya pea by ggee — 5A Aa psa Ua bg pt * (eal) hae) pli) ol biel ksi Aes th as ple Bt coil AST) san Cali ia pty te 15S bad pale Cabal platy EA yi Ani! OLMIS bc F Ley utl plial cir pa pitas SLY) hy ee Lad i gu Lat gy BEN Aye cll Lia pay 2 el Mae Led Ugae GIS Yo ucd Galas Able 4 OLA Sy hc F Lag phd ca yay litical lp Ltn! § pa coe Ue ply clit Lia phy YF Gi ge eel ia gg aaa of Ap 25 gh phaasd 1.3 A Cail oe pais He papal gh ig Deh cpa cretil f ated pail 2.F- Mee aipal LSU cy ed Dipl y Hiei pla! IES pe Upetee 8G gpil AEREN gl ll ff 2 LenS IF deat! Yale Gaal pith ya gf cis dle pe ga Call JED Kaas igh ad ol Atel lpn I cba Tang 05 Flip Adil sh lato Ly sct os LEY) « cali igs BLY bd gl Aaasiioan She Ny Agha pf isi ats Ci pr AES Fhe + ( clad al lial acts igs tna” I gAS sey Ge AEA hg fared) gh pts! gf piles 4,3 + Wale Saal lath dag So Eade pi Ge ALE ileal! Wh Ape) gf plead 53 PLA cai) SEM Ae ga gl x 3891 SEN Llasely sf 0 pall A Meal Wi lead us shy Las lig « yale Casall IM Capel sy Las gl yall Hey SLY! LE = beni iby op$ AaDLal pte ple ole Again PSD pS ual ae Cat IY aby SI play lin Bil ola plGay Uy caypily lla hd yt Ae omy Mgale Saad Lat ol pd ple ily gl eg sil gly «pile he nay ied te ot 8 bef dei Bi MAd 6S SEN AS phy opin sled3.7 loss, damage or expense caused by insolvency or financial default of the owners managers charterers or operators of the aircraft where, at the time of loading of the subject-matter insured on board the aircraft, the Assured are aware, or in the ordinary course of business should be aware, that such Insolvency or financial default could prevent the normal prosecution of the transit. This exclusion shall not apply where the contract of insurance has been assigned to the party claiming hereunder who has bought or agreed to buy the subject-matter insured in ‘good faith under a binding contract. 3.8 loss damage or expense directly or indirectly caused by or arising from the use of any weapon or device employing atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter. 4. In no case shall this insurance cover loss damage or expense caused by 4.1 war civil war revolution rebellion insurrection, or civil strife arising therefrom, or any hostile act by or against a belligerent power 4.2 capture seizure arrest restraint or detainment (piracy excepted), and the consequences thereof or any attempt thereat. 43 derelict mines torpedoes bombs or other derelict weapons of war. 5 In no case shall this insurance cover loss damage or expense caused by 5.1 caused by strikers, locked-out workmen, or persons taking part jn labour disturbances, riots or civil commotions 5.2 resulting from strikes, lock-outs, labour disturbances, riots or civil commotions 5.3 caused by any act of terrorism being an act of any person acting on behalf of or in ‘connection with, any organisation which carries out activities directed towards the overthrowing or influencing, by force or violence, of any government whether or not legally constituted 5.4 caused by any person acting from a political, ideological or religious motive. Cargo Clauses (Air) oi at x a 4 ous Ayal pes Lose - Lala Pall Lat Se Kah Ae slaal) gh Apt) gh pail) 7 Meee gl aplbl GpSlal gh opal pe hand hy A aha Ol Cont I «Uplate gl pe saline oA oh lee BS 1th le Mele Cadel eit Leite ging of SS Mulla) op al! psc gf Lue) Nt fe «ep Una a AAD pH cult ake ig Lesion plitiny! (ie day yop iy Mtg algd hy ca geity cata) iyhl die BE cas Ya Sajal ALL ppd oe Big of gh + dla a canes Aetlaeyl Se ALN Ciena gf nei) of phe! BF 4 pit gos Cle gS pul ul thal ST Seu gl al g395t gh gt Nyse! fy phan Ae ne gl deste oh Al pts gl ke haphacal gf na gf cst) Sa gly css 1a cphty YA 2 Nee gd heed gf Lat goat ft cad Wf ual) LA Le el gl Bi oe Aaglt) MlaS1 ce Ljid We Gaal 2 tsk gl ln ah dd on ye Ef ata gl ail 9) Sot 9) p2ota! 2.4 + GAG gp pl Llane el Upc Lt Lay (Aine i esl hyd cue Lah gl « SBN gf hays glal) gf pL ASI 3.4 1 Aigsiall sedcsaall of Ap Bi sf act hn oly cle Hid his YS ApS co pe plead Sal! gl eral Mggiay gl 1-5 Stee JG Gh phate lit) + aad stl = lh iy antl had al ga op A al Sd Bia Qa of lay) ce Ao 25. + le) hl pay! gl If

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