Monthly Income: $9,000

Expenses

Amount

Total

Home

Mortgage
Maintenance
Property taxes

$1800
$100
$50

$1950

Payment
Insurance
Gas
Maintenance

$400
$75
$150
$100

$725

Electric bill
Water bill
Cell phone bill
Cable/internet

$150
$50
$100
$120

$420

Groceries
Restaurants

$600
$350

$950

Clothes
Grooming
Medical

$200
$150
$100

$450

Gifts
Entertainment
Vacation
Charity

$150
$200
$200
$500

$1050

Car

Utilities

Food

Personal

Other

Total
Income
- Expenses

$9,000
$5,545
= $3,455 Unbudgeted income
- $1,350 Flex money (15% of $9,000 monthly income)
- $1,800 Savings (20% of $9,000 monthly income)
= $305 Surplus to spend as you wish

$5,545