2015 BUDGET

Income Per Mth 2015

Salary (Jessica)Net
2,930.00
Salary (Daniel)Net
2,073.00
Net Take Home)
400.00
TOTAL MONTHLY INCOME
%Guide*
1. Giving
10%
Tithe
200.00
Other Contrib.
World Vission
25.00
NET SPENDABLE INCOME
(Total Income Less Giving)
% Guide*
2. Savings

5-10%

3.Housing
Mortgage
Taxes
Insurance
Maintaince
Electrical
Derrells Storage
House Phone

25-38%
1,200.00

4. Loan Payments
Jessica's BOFA Visa1
Jessica's BOFA Visa2
Jessica's BOFAVisa3
$5,403.00
Daniel's BOFA Visa
Daniel's Best Buy

$500.00
$1,708.57

95.05
55.00
95.00

5 Auto/Transporation
Licences
Gas
Oil/Lube
Repairs
Parking
Registration
Other
6 Insurance
Life
Medical
Dental
Audi
Motorcylce
Honda
DJ's Car
Other

$1,708.57

$2,000.00
$1,500.00
$1,000.00

$500.00
$215.00 $145.00

$500.00

$215.00

5%

$145.00

$5,178.00

77.94
152.50
33.08

Comcast Cable
Jessica's Cell
Daniel's Cell
DJ's Cell

0-10%
30.00
30.00
30.00
50.00
75.00

$349.00

$541.00

$510.00
$120.00

$0.00
2. Savings

3.Housing

4. Loan Payments

5 Auto/Transporation

6 Insurance

7 Household/Personal

8 Professional Services

9.Entertainment

120.00

25.00

5%
75.00

100.00
74.00
100.00

7 Household/Personal 5-22%
Food
200.00
Household items
150.00
Cosmetics
Barber/Salon
60.00
Laundry/cleaning
Gifts
Education
Clothing
Allowances
100.00
Other
Books
8 Professional Services 5-15%
Dental
Medical
Legal
Union Dues
Daniel's Braces
120.00
Other

$349.00 9.Entertainment
Dinning Out
Lunches
Movies/Events
Vaction Trips
Health Club
Hobbies
Other

5-10%
100.00
100.00
100.00

20.00
221.00

$510.00

Income vs Expense:
Total Income
$5,178.00
Less Total Expenses
$4,088.57
Income Over(Under)
$1,089.43
Expenses:
Daniel's Car Insurace pyment is every
3 months

$120.00

$541.00