re. charles SCHWAB August 7, 2015 Dear Dr. Duncan’ This letter is to verify that Kathleen Bell has been employed as an intern at Charles Schwab since June 16, 2015 and has completed 344 hours of service in that time. Ifwe can be of further assistance or clarification, please do not hesitate to call at (330) 908-4712. Sincerel; A[dehe (Cea SexGrer Rave! Communication Manager “The employer contribution is pal on a pre-tax basis and may be taxable at withdrawal Schwab Retirement Plan Services, in. provides recordkeeping and related services with respact to retirement plane and has Drovided this communication to you as part ofthe recordkeeping services it provides tothe Plan, 2014 Schwab Retirement Pian Services, Inc. Al ights reserved, LGL84352TCP-00 (01/15)