TRUNG TAM THAM BINH HOI SO
PHONG THAM DINH KHCN
| HANG QUAN BOY
Sé: /(TD-MB-HO
BAO CAO THAM DINH
DVKD, Chi nhanh Hai Phong Ngay 09/04/2015 eee
Khéch hing _ | Nguyén Manh Cuimg XHTD_ A a4
‘Ma T24 cr 0261150117225 acre
‘Tham quyén__| GIAM DOC PHE DUYET TD CAP 1 Mi phuong dn_| L0117225001 ia)
‘San phim ‘San phdm cho vay tin chip
‘Vay tin chp bé sung nhu cau tiéu diing cé nhan va gia dinh.
150,000,000 dong 150,000,000 déng. 171,137,521 dong,
(Bing cha: Mét trim nim muoi
trigu déng).
42 thang 42 thang, 48 thing
13.5%/nam Ap dung theo két qua XHTD va | 13.5%/nam
chinh sich Idi sudt cho vay cia
MB timg thoi ky.
‘Luong, thang Tit thu nh§p hop phip cia vy
chéng khdch hang.
ee ~ Gée tra déu hang thang.
ky mot thang. 41 Ky’ dau, |. 135 1
mei et 34000008 Ky Ss :
‘oudi tr 2.400.008
fi: Theo du ng thye té
din vi 4p dung lai
‘suat quy dinh cia MB timg
thoi ky.
Tin chip Tin chip _
= Khéch hang cung clip:
+ Chimg tir chimg minh vén ty c6 tham gia vao phuong én.
+ Vin ban cam két vé vige:
> Téi da sau 10 ngity ké tir ngiy gidi ngan, Khdch hang cung cp chimg tir chimg minh
mye dich sir dung vén (héa don, phiéu mua hang....).
> Hing thing chuyén mot phin thu nhgp tir lnong, thuémg phy cp va céc thu nhip hop
php khac vé ti khoan cla Khéch hang tgi MB dé dim bio tra ng lai, gée cho MB day dit
‘va ding han.
= Khich hing mua bio hiém tin dyng cho khoan vay theo quy dinh ciia MB timg thai kj.
“Tién mgt/chuyén khodn theo quy djnh cia phép Iuét vi MB.
= Chi nhanh thyc hign kiém soat sau theo quy dinh cla MB.
~ Thyc hign theo ding Quyét dinh s6 8843/QD-MB-HS ngay 07/12/2011 viv Quy dinh
nghigp vy cho vay cé nhin tin chap va Théng béo sé 260/TB-KHCN ngay 19/06/2013 v/v
Trién khai San phim cho vay cd nhan tin chip va cde vin ban lién quan khéc theo quy
Trén co s6 42 xuat cia DVKD, P.Thim dinh danh gid
thu nhgp cia khéch hang Ia 13 trigu déng/théng.
3B B
CB quan ly cp caoan
one?
Da timg phét sinh Ne xéu
ite dang cng qu an
Chura timg c6 QHTD
‘Céng an phuimg Béng Quéc Binh - Quén Ngo Quyén La don vj Céng an, trye thude BS
Céng an, 18 don vj lon, c6 uy tin.
THUYET MINH 3: PHUONG AN VAY VON
Tin chép
(Kém theo Béo céo Tham dinh Sé..../TD-MB-HO ngiy 09/04/2015)
03
_ | - Khéch hang théa man diéu kign vé mirc cho vay aaa m cho vay tin chap cd
hin: cast 90 OG Mos ea gra
|] KHCN ngiy 19/06/2013: Khach hing thudc ai
| ipipwey i etekute he il ag hing toe eo eerec arn
da 500 tr.ddng
(13 trd * 20 = 260 trigu déng).
<> Fh dig alt ch shin gi tango
Khéch hang Nguyén Manh Cuong la 150 tr.d3ng.
42 thing
PRN Wise
= ee ane ign thoi han cho vay cia sin
Sarees cba eer GAs cee
inh dong ¥ véi dé xudt cia chi thdi gian cho vay 46i voi KH
THUYET MINH 4: CAN DOI NGUON TRA NO CUA KHACH HANG
(Kém theo Bao céo Tham dinh Sé......TD-MB-HO ngay 09/04/2015)
Thu nh§p cia Khéch hing theo
bang lwong cia don vj tra lwong, = Gerlinlaoa ec Z
Tr 3 Tong 7
6
2
a: Ch ph tra gd E
’b. Chi phi tra lat 1.69 |
Thu nhip con Igi sau phuong an 074
(INR -a-b)Dinh gi kde (luc) —> Thu nhgp cia khdch hing dip tng duge Kha ning tri ng cho khodn vay 150 wd
trong vong 42 thang.
Ley