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February 15, 2006

PRUDENTIAL GUARANTEE AND ASSURANCE, INC.


COYIUTO HOUSE 119 C. Palanca Jr. St.,
Legaspi Village, Makati City
Sir/Madam:
The undersigned is the lawful owner of that one (1) unit Nissan Sentra (model 2001) with
Plate No. WTH-896, which I caused to insure with this prestigious insurance company
under Policy Number PCNCWY0500053NA issued last December 14, 2005. Due to
change of interest, I have sold the vehicle to Mr. RODOLFO R. JAVIER as attested by
a DEED OF SALE OF MOTOR VEHICLE dated February 2, 2006, which is enclosed
herein for your reference.
In writing your good office, I am requesting for a refund of the insurance coverage fee for
said vehicle in favor of the current owner, Mr. RODOLFO R. JAVIER, as the latter
desires that the insurance coverage of the car be covered by his companys in-house
insurance company.
Trusting for the immediate and favorable consideration of this office regarding this
matter.
Thank you.
Very truly yours,

ANTONIO N. ZAMORA

January 12, 2005


MR. MARIANO V. ARANETA, JR.
Vice President
Island Overseas Transport Corp.
Mandaluyong City
Sir:
Please allow my wife ALMA C. FOX for a salary loan amounting to FORTY
FIVE THOUSAND (P45,000.00) PESOS, which shall be used for the transfer of the
land title in our name regarding our purchased lot and such amount will be deducted on
my wifes allotment this January to March 2005.
Hoping for your kind consideration on this matter.

Respectfully yours,

ALFONSO FOX
3/Officer
Tatsuki Maru

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