January 19, 2005

To Whom It May Concern:

I, NELLIE ANN C. MALABANAN, wife of FELIMON C.
MALABANAN, presently residing at 2060 Benito St., corner Manga Ave., Sta.
Mesa, Manila, Philippines and living separately for the past fourteen (14)
years, am not making any claim for the loss of consortium for the car accident
that happened last June 27, 2004 along W. Peterson corner W. Keating Ave.,
Chicago, Illinois, U.S.A.
This manifestation is being executed for all legal intents and purposes
this may serve.

NELLIE ANN C. MALABANAN

SUSBCRIBED AND SWORN to before me this 19th day January 2005 at

Quezon City, affiant exhibited to me her Professional Identification Card with
Registration Number 0011498, which is valid until February 23, 2005.

Doc. No. _______;

Page No. _______;
Book No. _______;
Series of 2005.

JOSE C. SALVADOR
Notary Public
Until December 31, 2006
PTR No. A-6021409 01/11/05 Q.C.
IBP No. 633695 01/06/05 Q.C.
Attorneys Roll No. 13945