Annual Report 2011 Mon Khaanbank

2011
2011 12 31
www.khanbank.com

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2 2011

-

,

,

,

,

www.khanbank.com
2011
12- 31
2010
12- 31
()
2010
1- 1
()
541,457,382
645,200,476
407,660,697
172,470,710
58,481,200
40,141,000
11,224,977
6,315,506
14,505,352
10
1,377,265,693
776,709,853
580,707,524
11
512,888
512,888
325,044
12
13
14
15
16
16
23,247,398
42,863,315
3,000,781
59,229,908
306,548
4,163,817
22,329,569
3,529,644
38,999,240
295,099
3,362,490
3,898,992
37,512,229
32,560
3,133,864
2,235,743,417
1,555,735,965
1,087,917,262
17
14,466,430
5,021,523
3,198,323
18
19
1,812,332,757
148,369,466
1,129,771
7,731,831
4,095,973
59,078,309
1,311,549,930
82,408,167
1,616,528
3,270,095
2,128,025
28,240,493
865,724,908
88,002,938
211,954
2,626,404
1,380,126
31,837,896
2,047,204,537
1,434,234,761
992,982,549
4 2011
20
20
21
22
22
2011
12- 31
2010
12- 31
()
2010
1- 1
()
12,994,012
13,866,079
15,164,056
12,994,012
13,866,079
503,587
12,994,012
13,866,079
604,541
121,096
121,096
121,096
146,393,637
94,016,430
67,348,985
188,538,880
121,501,204
94,934,713
2,235,743,417
1,555,735,965
1,087,917,262
2012 3- 30- - .
___________________________
___________________________
www.khanbank.com
2011
2010 ()
23
23
219,385,632
(93,537,508)
165,779,084
(75,642,185)
10
125,848,124
(3,039,582)
90,136,899
(585,493)
122,808,542
89,551,406
25
13,052,633
(1,299,883)
22,527,686
(87,958)
(2,519,685)
57,621
1,143,816
(77,438,783)
7,060,123
(503,748)
9,860,414
816,576
(4,363,440)
(115,387)
607,118
(62,869,467)
26
78,243,989
(19,864,779)
40,043,595
(9,515,804)
58,379,210
30,527,791
14,706,271
14,706,271
73,085,481
30,527,791

,
,
/()
()/
,
/()

24
24
16
6 2011
15
2010.01.01-
12,994,012
13,866,079
604,541
121,096
67,348,985
94,934,713
30,527,791
30,527,791
2010
30,527,791
30,527,791
(100,954)
100,954
(3,961,300)
(3,961,300)
12,994,012
13,866,079
503,587
121,096
94,016,430
121,501,204
14,706,271
58,379,210
-
58,379,210
14,706,271
2011
14,706,271
58,379,210
73,085,481
(45,802)
45,802
(6,047,805)
(6,047,805)
12,994,012
13,866,079
15,164,056
27
2010.12.31
2011.12.31
27
121,096 146,393,637 188,538,880
www.khanbank.com
2011
2010
()
78,243,989
40,043,595
3,039,582
7,257,671
24,123
585,493
8,386,528
34,201
39,298
28,689
280,702
2,519,685
108,118
251,282
(57,621)
(219,385,632)
93,537,508
183,944
4,363,440
138,598
115,387
(165,779,084)
75,642,185
(34,141,296)
(36,257,024)
,
/()
,
()/

,

(111,286,538)
(3,702,243)
(576,032,806)
45,172
(819,349)
8,386,515
456,541,756
4,325,632
1,665,133
(21,847,273)
3,573,210
(215,202,871)
(420,389)
(271,089)
2,225,773
478,355,300
612,228
538,636
(- )
(255,018,025)
211,306,501
(37,640)
(20,351,536)
217,946,191
(88,468,999)
(66,294)
(8,111,230)
162,341,574
(74,170,561)
(- )
(144,495,149)
292,102,746

:
,
,

8 2011
10
25
25
16
23
23
2011
2010
()
(11,935,444)
121,817
(823,100)
(26,942,200)
3,000,000
(20,434,000)
-
(8,878,779)
90,361
(888,572)
(59,182,026)
59,182,026
(20,000,000)
(187,844)
(57,012,927)
(29,864,834)
86,398,697
(28,109,874)
24,993,300
(6,047,805)
(24,855,705)
21,083,777
(3,961,300)
77,234,318
(189,372)
20,530,664
(24,508,761)
15
14
21
27
(103,743,094)
645,200,476
237,539,779
407,660,697
541,457,382
645,200,476
www.khanbank.com
2011.XII.31
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23
2011.XII.31

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2010.12.31-

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2010.12.31

()
276,021,508
-
(276,021,508)
322,072,030
323,128,446
645,200,476
58,481,200
58,481,200
110,847,228
(104,531,722)
6,315,506
345,458,015
(345,458,015)
22,329,569
22,329,569
517,888
(517,888)
512,888
512,888
42,528,884
3,652,589
3,529,644
(3,529,644)
295,099
(290,099)
3,529,644
38,999,240
295,099
3,362,490
1,312,342,619
107,268,916
5,508,201
2,476,974
-
(792,689)
(24,860,749)
3,270,095
(3,380,176)
(2,476,974)
28,240,493
1,311,549,930
82,408,167
3,270,095
2,128,025
28,240,493
2010 12- 31-

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2010.12.31-

(
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2010.12.31

()
160,575,906
(76,238,980)
(700,880)
12,323,215
5,203,178
596,795
115,387
(5,263,092)
165,779,084
(75,642,185)
(585,493)
7,060,123
816,576
816,576
9,860,414
9,860,414
(4,363,440)
(4,363,440)
7,428,860
(62,840,778)
(115,387)
(6,821,742)
(28,689)
(115,387)
607,118
(62,869,467)
40,043,595
40,043,595
2010 1- 1-
:
2009.12.31-

(
)
2009.12.31

(-)
204,851,916
-
(204,851,916)
229,499,490
178,161,207
407,660,697
40,141,000
40,141,000
79,293,926
(64,788,574)
14,505,352
www.khanbank.com
25
2011.XII.31
2009.12.31-

(
)
2009.12.31

(-)
178,161,207
- (178,161,207)
330,044
(330,044)
325,044
325,044
41,411,221
3,898,992
(3,898,992)
3,898,992
37,512,229
32,560
32,560
3,161,424
(27,560)
3,133,864
866,591,696
119,009,457
3,971,119
-
(866,788)
(31,006,519)
2,626,404
(2,590,993)
31,837,896
865,724,908
88,002,938
2,626,404
1,380,126
31,837,896
7, 8, 9, 11, 13, 14,

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27
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31
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33
2011.XII.31
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31
2010
12- 31
()

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3
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103,952,130
33,655,221
65,162,602
89,554,206
9,481,247
181,839,968
183,702,710
28,826,106
-
1,343,072
77,837,357
318,131,498
62,823,500
25,351,293
4,996,948
541,457,382
645,200,476
34 2011
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31- :
103,952,130
-
33,655,221
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105,816,176
75,348,079
675,713
8,477,259
1,003,988
183,702,710
-
28,826,106
-
103,952,130
217,357,931
105,816,176
104,174,185
675,713
8,477,259
1,003,988
103,952,130
33,655,221
191,321,215
183,702,710
28,826,106 541,457,382

-
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. 2010 12 31 .
www.khanbank.com
35
2011.XII.31
65,162,602
- 318,131,498
62,823,500
- 470,509,204
-
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- AA- AA+
- A- A+
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65,162,602
- 47,826,769
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624,525
475,701
867,372
22,835,211
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47,826,769
52,221,273
624,525
475,701
867,372
2,516,082 4,996,948
7,513,030
65,162,602
89,554,206
79,180,429
318,131,498
62,823,500
25,351,293 4,996,948 645,200,476
7,513,030
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36 2011
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2011 12- 31 2010 12- 31-
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9.

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1
2011 12-
31
2010
12- 31
()
4,221,251
7,003,726
6,315,506
11,224,977
6,315,506

.
2011 12 31- 2010 12 31-
:

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2011 2010 12
12 31
31 ()
7,021,903
4,203,074
6,315,506
-
11,224,977
6,315,506
31- .
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www.khanbank.com
37
2011.XII.31
10.

2011 12-
31
2010
12- 31
()
701,514,811
642,913,480
60,968,009
363,100,445
389,500,676
50,207,582
1,405,396,300
802,808,703
(28,130,607)
(26,098,850)
1,377,265,693
776,709,853
2011 12 31- 30 295,531,037

21.0% . 2010 12 31- 30
104,315,245 13.0%
.
2011 :
2011.01.01
/ ( )

20,426,573
(1,252,204)
(267,005)
2,251,963
5,687,541
(125,237)
3,420,314
(1,395,755)
(615,583)
26,098,850
3,039,582
(1,007,825)
2011.12.31
18,907,364
7,814,267
1,408,976
28,130,607
38 2011
2010 :
2010.01.01
/ (
)

18,833,975
2,706,146
5,795,406
27,335,527
2,190,662
(183,245)
(1,421,924)
585,493
(598,064)
(270,938)
(953,168)
(1,822,170)
2010.12.31-
20,426,573
2,251,963
3,420,314
26,098,850

(
)
2011
2010
642,471,304
230,952,752
108,270,457
60,139,161
47,359,940
40,075,761
29,262,345
29,022,338
28,716,997
25,069,610
10,294,911
46%
16%
8%
4%
3%
3%
2%
2%
2%
2%
1%
386,811,739
113,159,383
41,974,614
43,419,571
12,868,177
32,169,242
24,777,614
9,998,815
15,220,395
10,948,438
5,831,182
48%
14%
5%
6%
2%
4%
3%
1%
2%
1%
1%
8,076,100
1%
6,392,072
1%
145,684,624
10%
99,237,461
12%
1,405,396,300
100%
802,808,703
100%
www.khanbank.com
39
2011.XII.31
2011 12 31- :

:
-
-
-
-
-

577,480,103
37,197,938
6,466,534
11,495,658
15,936,697
52,937,881
224,140,701
26,309,439
696,382
858,524
58,390,480
332,517,954
4,803,692
5,966,841
545,166
27,083
48,895,238
729,989
806,424,496
69,474,218
7,708,082
12,381,265
123,222,415
386,185,824
701,514,811
642,913,480
60,968,009
1,405,396,300

(
)
2010 12 31- :

:
-
-
-
-
-

259,261,372
7,928,447
3,412,405
4,893,747
9,800,999
77,803,475
363,100,445

( )
143,931,558
11,260,140
541,408
633,257
31,592,683
201,541,630
5,768,139
5,353,265
536,006
38,997
36,374,513
2,136,662
408,961,069
24,541,852
4,489,819
5,566,001
77,768,195
281,481,767
389,500,676
50,207,582
802,808,703

.
.
.

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40 2011
2011 12 31- :
2011 ,

-
-
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335,769,943
329,851,083
12,478,753
321,466,028
316,412,009
2,269,030
10,908,352
48,603,007
30,486
668,144,323
694,866,099
14,778,269
678,099,779
640,147,067
59,541,845
1,377,788,691
138,989
723,982
291,339
1,050,206
40,251
32,997
470,579
1,807,185
862,971
1,341,545
73,248
2,277,764
15,434,269
117,367
1,320,804
5,679,621
369,388
221,210
834,270
7,242
28,487
1,317,187
15,434,269
493,997
1,570,501
7,831,078
22,552,061
1,424,868
1,352,916
25,329,845
(18,907,364)
(7,814,267)
(1,408,976)
(28,130,607)
682,607,447
635,099,213
59,559,033
1,377,265,693

- 30-
- 30- 90

-
- 91- 180
- 181- 360
- 360-
www.khanbank.com
41
2011.XII.31
2010 12 31- :
145,714,110
155,211,970
8,432,213
155,571,371
230,087,026
2,011,726
9,222,988
37,136,867
538,159
310,508,469
422,435,863
10,982,098
309,358,293
387,670,123
46,898,014
743,926,430
93,260
302,834
38,137
172,844
60,294
136,491
191,691
612,169
396,094
210,981
196,785
803,860
38,963,590
189,997
37,386
39,190,973
4,222,106
1,219,773
1,102,898
7,837,691
212,875
374,383
842,317
181,206
657,275
2,236,916
4,222,106
1,613,854
2,134,556
10,916,924
53,346,058
1,619,572
3,112,783
58,078,413
(20,426,573)
(2,251,963)
(3,420,314)
(26,098,850)
342,673,872
387,248,713
46,787,268
776,709,853
2010 ,

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278,033,335
58,279,474
2,274,982,391
717,201,168
766,747,345
90,113,024
357,065,878
1,279,559
39,671,159
28,941,267
579,841
www.khanbank.com
43
2011.XII.31
2010 12 31- :
249,823,222
176,200,508
44,401,124
1,237,242,346
883,117,060
1,243,618,676
92,850,650
211,048,205
2,386,144
21,650,420
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11,582,366
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4,389,081
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125,841
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4,532,903
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45
2011.XII.31

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7,502,928
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1,048,616
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2011 12- 31
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2011 12 31- 40,434,000

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2010 12 31-
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(2,084,302)
3,898,992
888,572
(1,257,920)
3,529,644
www.khanbank.com
47
2011.XII.31

2010 12 31- ()
()
6,871,866
(3,342,222)
2010 12 31-
3,529,644
, ( 25)
823,100
(1,351,963)
2011 12 31-
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(4,694,185)
2011 12 31-
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15.
2010.01.01-
()

()
2010.01.01-

48 2011
()
25,485,120
9,744,919
18,940,228
1,127,956
55,298,223
(3,698,260)
(2,507,422)
(11,580,312)
(17,785,994)
21,786,860
7,237,497
7,359,916
1,127,956
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2010.12.31-
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2010.12.31-
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25
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769,939
1,492,174
2,092,432
(33,908)
4,049,314
15,617
1,967,094
(1,473,883)
8,878,779
-
(4,698)
7,169
(2,471)
(75,909)
(181,175)
(10,864)
(267,948)
45,917
86,868
10,601
143,386
(23,577)
(243,757)
(861,464)
(1,128,798)
14,936
131,735
843,529
990,200
(667,827)
(1,170,415)
(5,290,366)
(7,128,608)
23,337,815
7,926,446
6,113,812
1,621,167
38,999,240
27,647,747
11,378,511
22,132,831
1,621,167
62,780,256
(4,309,932)
(3,452,065)
(16,019,019)
(23,781,016)
23,337,815
7,926,446
6,113,812
1,621,167
38,999,240
1,566,821
2,042,722
(12,244)
3,232,544
34,169
(234,492)
5,206,683
48,533
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1,930,116
(2,125,424)
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(247,101)
5,665
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100,441
(36,003)
(285,665)
(1,140,746)
(1,462,414)
22,561
205,063
1,126,672
1,354,296
www.khanbank.com
49
2011.XII.31
25
(714,784)
(1,396,216)
(3,794,708)
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(4,548,485)
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50 2011
2011.12.31
2010.12.31
40,667,543
(15,164,056)
(45,802)
251,281
23,337,815
(503,587)
-
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22,834,228
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2011.12.31
2010 12- 31
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:

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313,029
153,355
138,687
(829,547)
674,069
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154,093
104,420
(955,960)
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2,881,924
428,629
327,095
226,588
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425,507
127,959
79,779
153,302
1,779
370,707
135,475
122,053
86,144
4,163,817
3,362,490
www.khanbank.com
51
2011.XII.31
2011 :
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2011.12.31-

673,070
27,318
151,405
104,167
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(87,030)
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(12,610)
(68,792)
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138,586
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2010 .
.
2010.01.01-

2010.12.31-

52 2011
630,023
24,965
148,102
90,736
893,826
92,851
5,802
3,303
13,431
115,387
(49,804)
(3,449)
(53,253)
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27,318
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2011 12 31-
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,
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52
101
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224
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- 181 - 360
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511,347
19,784
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137,353
138,586
3,510
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140,754
138,586
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(20,008)
(141,095)
(138,586)
(829,547)
1,166
293,021
12,260
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53
2011.XII.31
2010 12 31-
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243
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37,699
93,400
806,452
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27,318
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104,177
937,551
(673,070)
(27,318)
(151,405)
(104,167)
(955,960)
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291,159
2,688
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295,099
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2,526,300
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www.khanbank.com
55
2011.XII.31
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11,126,719
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6,318,737
8,846,231
6,323,363
24,582,955
21,488,331
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7,021,611
6,986,390
6,477,190
6,347,929
2,246,685
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8,669,415
8,566,275
47,889,009
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14,424,904
9,224,913
5,264,000
3,728,735
3,121,759
1,339,968
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593,183
168,337
128,289
2,470,856
2,827,939
5,822,965
10,219,965
4,407,991
2,402,861
1,402,091
475,780
659,733
168,337
121,106
75,897,502
30,979,624
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82,408,167

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57
2011.XII.31
.
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2007 12 7- 3 2 : ()
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59
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61
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63
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14,303,286
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65
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136,299,772
26,288,633
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1,875,615
1,103,767
219,385,632
165,779,084
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67
2011.XII.31
2011
2010 ()
85,140,728
4,105,596
3,717,958
573,226
68,492,136
3,720,709
3,063,603
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93,537,508
75,642,185
125,848,124
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2011
2010 ()
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3,640,076
1,337,115
924,379
849,715
353,996
396,372
2,580,551
1,310,672
952,665
1,521,528
173,028
202,880
318,799
13,052,633
7,060,123
494,280
488,696
316,907
232,109
175,769
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1,299,883
503,748
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6,556,375
68 2011
25.
2011
2010 ()

( 14, 15)

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40,081,878
7,257,671
4,313,939
3,602,817
3,539,577
3,312,619
2,942,260
1,810,114
1,675,256
1,376,301
1,360,635
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434,315
419,411
359,257
217,396
129,319
2,847,429
30,026,891
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3,387,555
3,271,292
2,740,732
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1,310,654
1,093,562
444,944
744,005
643,995
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1,747,795
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40,043,595
(2011: 25%; 2010: 25%)
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(39,363)
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(608,630)
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(450,000)
(126,948)
496,103
(521,728)
107,478
19,864,779
9,515,804
70 2011
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.
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12 31-
2011
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6,047,805
(6,047,805)
3,961,300
(3,961,300)
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2011 12 31- :

MNT
USD
CNY
Euro
251,225,470
198,950,606
86,377,018
718,943
4,185,345
541,457,382
138,738,094
33,732,616
172,470,710
11,224,977
11,224,977
1,102,984,590
274,259,000
22,103
1,377,265,693
23,247,398
23,247,398
42,863,315
42,863,315
www.khanbank.com
77
2011.XII.31
MNT
USD
CNY
Euro
151,490
155,058
306,548
1,559,210,357
518,322,257
86,399,121
12,754,927
1,668,136
1,342
40,005
2,020
14,466,430
1,379,169,140
373,253,117
55,360,821
2,676,734
1,872,945
1,812,332,757
72,836,731
7,442,624
-
75,532,735
273,599
59,078,309
15,608
-
148,369,466
7,731,831
59,078,309
1,472,203,422 509,805,896
55,377,771
2,716,739 1,874,965
2,041,978,793
(1,997,796) 2,310,380
126,857,230
718,943 4,185,345 2,168,836,023
87,006,935
8,516,361
31,021,350
27,440,466
48,783,861
1,184,827
339,459
77,748,613
59,566,469 (40,267,500)
31,021,350
(3,182,623)
1,970,921
49,108,617
2010 12 31- .
. ( 3).
78 2011
MNT
USD
CNY
Euro
370,342,817
225,946,395
44,285,887
1,541,649
3,083,728
645,200,476
MNT
USD
CNY
Euro
42,022,433
16,458,767
58,481,200
6,315,506
6,315,506
671,912,095
104,785,250
12,508
776,709,853
22,329,569
22,329,569
138,634
156,465
295,099
1,106,745,548
353,662,383
44,298,395
1,541,649 3,083,728
1,509,331,703
2,562,983
1,083,640
1,221,442
148,574
4,884
5,021,523
983,214,593
281,888,919
42,371,482
1,390,216
2,684,720
1,311,549,930
24,161,148
58,247,019
82,408,167
2,776,256
487,434
6,405
3,270,095
28,240,493
28,240,493
1,012,714,980
369,947,505
43,599,329
1,538,790 2,689,604
1,430,490,208
94,030,568
(16,285,122)
699,066
2,859
394,124
78,841,495
9,955,785
25,124,863
1,804,513
572,137
103,436
37,560,734
84,074,783
(41,409,985)
(1,105,447)
(569,278)
290,688
41,280,761
www.khanbank.com
79
2011.XII.31
,
. .

USD 15%- (2010: 15%- )
USD 15%- (2010: 15%- )
CNY 5%- (2010: 5%- )
CNY 5%- (2010: 5%- )
Euro 20%- (2010: 20%- )
Euro 20%- (2010: 20%- )
15%- (2010: 15%- )
15%- (2010: 15%- )
2011 12-
31
2010 12-
31
1,277,454
(1,277,454)
1,551,068
(1,551,068)
(399,559)
399,559
346,557
(346,557)
(2,442,768)
2,442,768
34,953
(34,953)
572
(572)
59,119
(59,119)
.
.

,
.
2011
2010
USD 15%- (2010: 15%- )
(225,867)
(384,420)
USD 15%- (2010: 15%- )
225,867
384,420
CNY 5%- (2010: 5%- )
124,677
289,199
(124,677)
(289,199)
(12,497)
(122,298)
12,497
122,298
CNY 5%- (2010: 5%- )

Euro 20%- (2010: 20%- )
Euro 20%- (2010: 20%- )
15%- (2010: 15%- )
15%- (2010: 15%- )
80 2011
162,714
81,509
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(81,509)
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2010 12- 31-

2010.12.31-

1-
1 6
6 12
1-
729,791,528 426,168,283 358,573,724 654,302,488 2,168,836,023

1,342,132,049 422,660,260 185,444,136
91,742,348 2,041,978,793
(612,340,521)
661,505,619
1,010,308,082
(348,802,463)
3,508,023 173,129,588 562,560,140
286,672,991 163,255,579
258,684,111 116,678,110
126,857,230
397,897,514 1,509,331,703
44,819,905 1,430,490,208
27,988,880 46,577,469 353,077,609
78,841,495
www.khanbank.com
81
2011.XII.31
2011 2010 , ,
2011
2010 .
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2010
USD
CNY
MNT USD
CNY
13.7
10.9
0.1
5.1
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11.0
5.0
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2.8
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6.0
0.6
1.0
15.7
16.6
25.8
11.0
11.3
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14.4
2.7
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18.7
19.0
28.1
12.3
12.6
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2.7
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7.8
9.3
10.0
9.8
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1.6
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11.7
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1.2
1.8
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5.7
12.4
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82 2011
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83
2011.XII.31
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.
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2011 12 31-
:
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6-12
12 5
5-
482,780,915
60,458,000
543,238,915
172,470,710
172,470,710
18,177
11,340,619
11,358,796
68,986,177
356,986,366
421,551,391 643,955,463
233,747,604
1,725,227,001
8,163,516
16,491,111
24,654,627
22,013,397
4,900,655
18,719,023
45,633,075
306,548
306,548
746,575,924
436,948,501
2,023,036
3,077,500
1,643,339
9,678,988
16,422,863
1,296,824,212
370,007,467
171,657,642
478,830
1,838,968,151
41,518,023
6,298,645
21,305,451
81,436,369
3,156,665
153,715,153
442,943,157 662,674,486 233,747,604 2,522,889,672
www.khanbank.com
85
2011.XII.31
1-6
6-12
12 5
5-
7,434,576
-
87,908
1,695,922
89,526
3,355,822
119,821
45,980,981
29,967,191
7,731,831
80,999,916
55,441,547
4,366,649
5,071,537
452,137
65,331,870
12,416,743
12,416,743
1,415,658,137
385,534,091
203,123,317
138,147,126
(669,082,213)
51,414,410
(669,082,213) (617,667,803) (377,847,963)

( 30)

( 30)
33,123,856 2,175,586,527
239,819,840 524,527,360 200,623,748
146,679,397 347,303,145
347,303,145

.
,
.
2010 12 31-
:
86 2011
1-6
6-12
550,134,118
97,200,000
12 5
1
647,334,118
1-6
6-12
58,481,200
58,481,200
6,349,963
6,349,963
64,124,110
234,889,941
205,737,803 440,738,279
87,796,941
1,033,287,074
2,100,000
156,404
194,674
21,554,592
24,005,670
295,099
295,099
675,134,527
338,596,308
205,932,477 462,292,871
87,796,941
1,769,753,124
5,025,724
5,025,724
972,801,300
233,027,789
122,846,332
541,473
1,329,216,894
30,085,284
10,641,263
7,173,389
36,363,753
1,668,148
85,931,837
2,737,167
-
114,801
1,299,862
124,479
1,547,469
293,648
36,496,787
3,270,095
39,344,118
16,942,658
2,491,523
2,276,047
811,654
22,521,882
15,038,852
15,038,852
1,042,630,985
247,575,238
133,967,716
74,507,315
(367,496,458)
91,021,070
86,128,793
269,403,722
(367,496,458) (276,475,388) (204,510,627) 183,274,929 269,403,722

( 30)

( 30)
12 5
1
71,964,761 387,785,556
1,668,148 1,500,349,402
www.khanbank.com
87
2011.XII.31

, ,
.
2011 12 31- :

482,603,982

,
172,470,710

18,177

95,179,552

21,952,286

306,548
88 2011
1-6
6-12
12 5
5-
58,853,400
541,457,382
172,470,710
11,206,800
11,224,977
251,118,573
341,071,686
500,020,441
189,875,441
1,377,265,693
7,814,298
15,433,100
23,247,398
4,586,784
16,324,245
42,863,315
306,548
772,531,255
328,993,071
361,091,570 516,344,686
189,875,441 2,168,836,023
2,023,036
3,036,666
1,500,773
7,905,955
14,466,430
768,311,901
877,423,652
166,157,522
439,682
1,812,332,757
637,472
12,775,850
27,959,340
100,658,218
6,338,586
148,369,466
7,434,576
87,908
89,526
119,821
7,731,831
335,640
304,516
30,547,074
27,891,079
59,078,309
778,406,985
893,659,716
196,011,677
139,670,750
34,229,665 2,041,978,793
1-6
6-12
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5-
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165,079,893 376,673,936
155,645,776
126,857,230
(5,875,730) (570,542,375) (405,462,482) (28,788,546)
126,857,230
2010 12 31- .
, .
1-6
6-12
549,743,948
95,456,528
645,200,476
58,481,200
58,481,200
6,315,506
6,315,506
93,765,562
157,270,434
154,615,798 318,787,980
52,270,079
776,709,853
1,959,538
156,404
194,674
20,018,953
22,329,569
295,099
295,099
704,245,347
259,198,872
5,021,523
5,021,523
520,711,889
678,391,275
111,976,918
469,621
227
1,311,549,930
126,221
15,293,459
11,666,899
53,668,687
1,652,901
82,408,167
2,737,167
114,801
124,479
293,648
3,270,095
556,156
41,997
27,642,340
28,240,493
12 5 5-
154,810,472 338,806,933
52,270,079 1,509,331,703
www.khanbank.com
89
2011.XII.31
1-6
6-12
528,596,800
694,355,691
123,810,293
175,648,547 (435,156,819)
175,648,547 (259,508,272) (228,508,093)
12 5 5-
82,074,296
31,000,179 256,732,637
28,224,544
1,653,128 1,430,490,208
50,616,951
78,841,495
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91
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13,866,079
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146,393,637
173,374,824
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13,866,079
121,096
94,016,430
120,997,617
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15,164,056
59,078,309
74,242,365
503,587
28,240,493
28,744,080
247,617,189
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2011.12.31

2010.12.31
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50%
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557,163,608
224,834,604
24,657,951
1,543,760,339
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12,328,976
1,543,760,339
2,937,704
594,153,757
111,870,467
13,023,105
865,569,611
1,971,120
22,374,093
6,511,553
865,569,611
2,956,680
2,352,374,971
1,603,993,940
1,586,588,060
897,411,937
www.khanbank.com
93
2011.XII.31
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95
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12,416,743
7,460,309
6,466,588
4,818,239
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27,440,466
1,184,827
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98 2011
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103,952,130
103,952,130
65,162,602
65,162,602
33,655,221
33,655,221
89,554,206
89,554,206
9,481,247
181,839,968
183,702,710
9,481,247
181,839,968
183,702,710
1,343,072
77,837,357
318,131,498
1,343,072
77,837,357
318,131,498
62,823,500
62,823,500
28,826,106
28,826,106
25,351,293
25,351,293
4,996,948
4,996,948
172,470,710
172,470,710
58,481,200
58,481,200
4,221,251
4,221,251
7,003,726
6,944,390
6,315,506
6,387,442
682,607,447
635,099,213
59,559,033
680,475,111
633,741,093
59,341,869
342,673,872
387,248,713
46,787,268
339,886,580
388,462,898
47,014,715
13,939,684
9,307,714
42,863,315
306,548
13,939,684
9,307,714
42,922,443
306,548
22,329,569
295,099
22,338,679
295,099
2,168,836,023 2,165,128,195
1,509,331,703
1,508,067,089

-

-

-
,
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-

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-
-
-
-
-
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2011

2010

2,023,036
2,023,036
2,495,223
2,495,223
4,537,439
4,537,439
2,526,300
2,526,300
7,905,955
7,864,623
98,035,104
98,035,104
136,991,003
136,991,003
5,068,349
5,068,349
43,556
43,556
11,126,719
11,061,752
5,742
5,704
376,729,449
376,729,449
308,807,429
308,807,429
2,067,739
2,067,739
2,680,103
2,680,103
228,816,866
128,306,440
435,577,664
526,604,427
148,369,466
7,731,831
59,078,309
228,810,817
128,306,440
435,577,664
525,792,868
148,320,796
7,731,831
59,145,661
15,369,872
76,514,166
379,129,365
392,008,694
82,408,167
3,270,095
28,240,493
15,369,437
76,514,166
379,129,365
390,570,581
82,442,702
3,270,095
28,194,627
2,041,978,793 2,041,073,568
1,430,490,208 1,429,040,291
.
,
, .
.
, .

.
.
www.khanbank.com
99
2011.XII.31
, ,
:

- /1
/
,
-
-
-

-
,
-
-
-

2011
2010
0.75 % p.a.
0.8 % p.a.
13.2 % to 22.0
5.2 % to 25.0
24.6 % to 27.0
8.0
%
%
%
%
p.a.
p.a.
p.a.
p.a.
13.6 % to 23.9
5.5 % to 21.7
26.1 % to 27.9
7.5
%
%
%
%
p.a.
p.a.
p.a.
p.a.
11.4 % p.a.
11.7 % p.a.
14.2 % p.a.
5.2 % to 13.8
2.0 % to 13.8
1.0 % to 6.4
8.1 % to 9.5
%
%
%
%
p.a.
p.a.
p.a.
p.a.
3.5 % to 14.2
1.9 % to 14.2
1.0 % to 7.2
9.2 % to 12.5
%
%
%
%
p.a.
p.a.
p.a.
p.a.
32.

39, : 2
: (a) ; () ; ()
()
.
2 : (i) , (ii) .
. 2011 12 31-
:
100 2011

-
- ( )
-
-
-
-
- /3 /
,

- /3 1
/
- /1 /
,
-
-
-

-
-

-
-
-
-
103,952,130
33,655,221
9,481,247
181,839,968
183,702,710
28,826,106
172,470,710
4,221,251
7,003,726
682,607,447
635,099,213
59,559,033
13,939,684
9,307,714
42,863,315
1,166
293,021
12,260
101
2,168,836,023
2010 12-
31- :
www.khanbank.com
101
2011.XII.31

-
- ( )
-
-
-
-
- 3
- /3 /
- 3 ,

,

- /1 /
,
-
-
-

-
-
-
-
65,162,602
89,554,206
1,343,072
77,837,357
318,131,498
62,823,500
25,351,293
4,996,948
58,481,200
6,315,506
342,673,872
387,248,713
46,787,268
22,329,569
999
291,159
2,688
253
1,509,331,703
2011 12 31 2010 12 31-

.
33.

.
.
102 2011
,
22- . ,
,
.
2011 12 31- :

(
: 2.4 - 14.4 %)

,
( : 0 - 13.4 %)
(
: 3.9 %)

( : 8.1
- 11.4 %)
8,546,754
159,933
512,888
13,101,438
744,734
92,533,427
3,661,036
6,986,390
778,266
2,839,413
27,787,647
14,303,286
.
2011 12 31 2010 12 31-
.
2011 12 31- :

(528,582)
,
(1,217,777)

783,867
(1,202,815) (1,494,552)
12,463
(3,544,829) (2,786,620)
4,789
(115,622)
(52,248)
(3,327,186)
(247,768)
www.khanbank.com
103
2011.XII.31
2011 12 31- :
8,690,953
(4,133,632)
(19,614)
2010 12 31- :

(
: 2.4 - 12 %)

,
( : 0 - 14 %)
(
: 4 %)

( :
10 11.4 %)
104 2011
3,989,433
179,547
512,888
7,429,524
1,155,094
1,375,104
626,765
49,947
10,457,837
459,790
427,612
2,554,937
12,870,263
2010 12 31- , :
(334,349)
1,305,040
522,361
(591,886)
27,347
803,292
(1,594,233)
2,066,890
6,534
(59,872)
22,669
(574,703)
(1,410,755)
2010 12 31-
:
3,161,899
218,500
(934,423)
(85,608)

:
2011 12- 31
2010 12- 31
5,603,381
626,448
463,397
-
2,514,833
324,118
247,097
6,693,226
3,086,048
www.khanbank.com
105
2011.XII.31
2011
12- 31
2010
12- 31
2,542,161
538,869
338,913
247,768
72,752
1,169,302
190,207
149,546
574,703
47,674
3,740,463
2,131,432
, :
-
-
-
- DAI-
-
12
.
34.

2012 3 30 .
106 2011
2006, 2007, 2008,

2009, 2010, 2012
2006, 2007, 2008,

2009, 2010
2006, 2007, 2008,

2010, 2011
:
-25, /-192, -44,
:
:
+976 11 33 23 33,
+976 70117023,
M ,
-: info@khanbank.com
: www.khanbankcom
2006, 2007, 2008,

2009, 2010, 2011

Annual Report 2011 Mon Khaanbank

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2011

121,096 146,393,637 188,538,880

. 2010 12- 31-

. 2010 12- 31-

( 11). 2010 12- 31-

2010 12- 31-

2010 12- 31-

7, 8, 9, 11, 13, 14,

25,351,293 4,996,948 645,200,476

2011 12 31- 30 295,531,037

2011 2010 12 31-

2011 12 31- 8,990,200

2011 12 31- 40,434,000

2011 2010 12 31- ,

2011 2010 12 31-

2011 12- 31- , ,

2011 12 31- 778,266 (2010.12.31: 427,612

12,994,012 (2010: 12,994,012

2011 12 31- 280 702 (2010.12.31-

(2011: 25%; 2010: 25%)

718,943 4,185,345 2,168,836,023

USD 15%- (2010: 15%- )

USD 15%- (2010: 15%- )

CNY 5%- (2010: 5%- )

CNY 5%- (2010: 5%- )

2010 12- 31-

729,791,528 426,168,283 358,573,724 654,302,488 2,168,836,023

3,508,023 173,129,588 562,560,140

27,988,880 46,577,469 353,077,609

. 2011 12 31 2010 12 31-

442,943,157 662,674,486 233,747,604 2,522,889,672

(669,082,213) (617,667,803) (377,847,963)

239,819,840 524,527,360 200,623,748

(367,496,458) (276,475,388) (204,510,627) 183,274,929 269,403,722

(5,875,730) (570,542,375) (405,462,482) (28,788,546)

175,648,547 (259,508,272) (228,508,093)

2011 2010 12 31- ,

(i) - . 2010 7 29- -

2011 12 31 2010 12 31-

2006, 2007, 2008,

2006, 2007, 2008,

2006, 2007, 2008,

2006, 2007, 2008,

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