TALLER #13 AMORTIZACION DE CREDITOS (CUOTA FIJA)

NOMBRE ESTUDIANTE:DANIEL STIVEN ARDILA

VALOR TOTAL PRESTAMO
PLAZO (AO)
TASA INTERES MENSUAL
VALOR DE CUOTA MENSUAL

$ 10,000,000 INTERES (EFECTIVO ANUAL)

1 AO
No PAGOS POR AO
1.95%
(funcion tasa.nominal)
$ 942,772.21
(funcion pago)
TABLA DE AMORTIZACION CUOTA FIJA
# CUOTA
VALOR CUOTA
INTERES
AMORTIZACION
0
0
0
0
1
$ 942,772.21
$ 195,133.66
$ 747,638.55
2
$ 942,772.21
$ 180,544.72
$ 762,227.49
3
$ 942,772.21
$ 165,671.09
$ 777,101.12
4
$ 942,772.21
$ 150,507.23
$ 792,264.98
5
$ 942,772.21
$ 135,047.48
$ 807,724.73
6
$ 942,772.21
$ 119,286.05
$ 823,486.16
7
$ 942,772.21
$ 103,217.06
$ 839,555.15
8
$ 942,772.21
$ 86,834.51
$ 855,937.70
9
$ 942,772.21
$ 70,132.29
$ 872,639.92
10
$ 942,772.21
$ 53,104.15
$ 889,668.06
11
$ 942,772.21
$ 35,743.73
$ 907,028.48
12
$ 942,772.21
$ 18,044.55
$ 924,727.66
$ 11,313,266.52
$ 1,313,266.52
$ 10,000,000.00

A FIJA)
GRADO:8_A
26.1%
12

n tasa.nominal)
ncion pago)
SALDO
$
$
$
$
$
$
$
$
$
$

$ 10,000,000
9,252,361.45
8,490,133.96
7,713,032.84
6,920,767.86
6,113,043.13
5,289,556.97
4,450,001.82
3,594,064.13
2,721,424.21
1,831,756.14
$ 924,727.66
$ 0.00

TALLER #13 AMORTIZACION DE CREDITOS (CUOTA FIJA)

NOMBRE ESTUDIANTE:DANIEL STIVEN ARDILA
VALOR TOTAL PRESTAMO
PLAZO (AO)
TASA INTERES MENSUAL
VALOR DE CUOTA MENSUAL
# CUOTA

VALOR CUOTA
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

$0
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98
561,962.98

$ 20,000,000.00 INTERES (EFECTIVO ANUAL)

4 aos
No PAGOS POR AO
1.29%
(funcion tasa.nominal)
$ 561,962.98
(funcion pago)
TABLA DE AMORTIZACION CUOTA FIJA
INTERES
AMORTIZACION
0
0
$ 258,767.99
$ 303,194.99
$ 254,845.13
$ 307,117.85
$ 250,871.51
$ 311,091.46
$ 246,846.49
$ 315,116.49
$ 242,769.39
$ 319,193.59
$ 238,639.53
$ 323,323.45
$ 234,456.24
$ 327,506.73
$ 230,218.83
$ 331,744.15
$ 225,926.59
$ 336,036.38
$ 221,578.82
$ 340,384.16
$ 217,174.79
$ 344,788.18
$ 212,713.79
$ 349,249.19
$ 208,195.06
$ 353,767.92
$ 203,617.87
$ 358,345.11
$ 198,981.46
$ 362,981.52
$ 194,285.06
$ 367,677.92
$ 189,527.90
$ 372,435.08
$ 184,709.18
$ 377,253.80
$ 179,828.12
$ 382,134.86
$ 174,883.91
$ 387,079.07
$ 169,875.72
$ 392,087.25
$ 164,802.74
$ 397,160.24
$ 159,664.13
$ 402,298.85
$ 154,459.02
$ 407,503.96
$ 149,186.57
$ 412,776.40
$ 143,845.91
$ 418,117.07
$ 138,436.14
$ 423,526.84
$ 132,956.38
$ 429,006.60
$ 127,405.72
$ 434,557.25
$ 121,783.25
$ 440,179.73
$ 116,088.03
$ 445,874.95
$ 110,319.12
$ 451,643.86
$ 104,475.57
$ 457,487.41
$ 98,556.42
$ 463,406.56

35
36
37
38
39
40
41
42
43
44
45
46
47
48

$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 26,974,222.94

$
$
$
$
$
$
$
$
$
$
$
$
$

92,560.68
86,487.36
80,335.47
74,103.98
67,791.87
61,398.08
54,921.57
48,361.27
41,716.09
34,984.92
28,166.67
21,260.20
14,264.37
$ 7,178.03
$ 6,974,222.94

$ 469,402.30
$ 475,475.62
$ 481,627.51
$ 487,859.00
$ 494,171.11
$ 500,564.90
$ 507,041.40
$ 513,601.71
$ 520,246.89
$ 526,978.05
$ 533,796.31
$ 540,702.78
$ 547,698.61
$ 554,784.95
$ 20,000,000.00

TA FIJA)
GRADO:8_A
16.68%
12

n tasa.nominal)
ncion pago)
SALDO
$ 20,000,000
$ 19,696,805.01
$ 19,389,687.16
$ 19,078,595.70
$ 18,763,479.21
$ 18,444,285.61
$ 18,120,962.17
$ 17,793,455.44
$ 17,461,711.29
$ 17,125,674.90
$ 16,785,290.75
$ 16,440,502.56
$ 16,091,253.37
$ 15,737,485.46
$ 15,379,140.35
$ 15,016,158.83
$ 14,648,480.91
$ 14,276,045.83
$ 13,898,792.03
$ 13,516,657.17
$ 13,129,578.10
$ 12,737,490.85
$ 12,340,330.61
$ 11,938,031.76
$ 11,530,527.81
$ 11,117,751.40
$ 10,699,634.33
$ 10,276,107.49
$ 9,847,100.90
$ 9,412,543.64
$ 8,972,363.91
$ 8,526,488.96
$ 8,074,845.10
$ 7,617,357.70
$ 7,153,951.13

$
$
$
$
$
$
$
$
$
$
$
$

6,684,548.83
6,209,073.22
5,727,445.71
5,239,586.71
4,745,415.60
4,244,850.70
3,737,809.29
3,224,207.59
2,703,960.69
2,176,982.64
1,643,186.33
1,102,483.55
$ 554,784.95
$ 0.00

TALLER #13 AMORTIZACION DE CREDITOS (CUOTA FIJA)

NOMBRE ESTUDIANTE:DANIEL STIVEN ARDILA
VALOR TOTAL PRESTAMO
PLAZO (AO)
TASA INTERES MENSUAL
VALOR DE CUOTA MENSUAL

$ 12,000,000 INTERES (EFECTIVO ANUAL)

2 aos
No PAGOS POR AO
1.79%
(funcion tasa.nominal)
$ 619,333.70
(funcion pago)
TABLA DE AMORTIZACION CUOTA FIJA
# CUOTA
VALOR CUOTA
INTERES
AMORTIZACION
0
0
0
0
1
$ 619,333.70
$ 214,585.14
$ 404,748.56
2
$ 619,333.70
$ 207,347.39
$ 411,986.31
3
$ 619,333.70
$ 199,980.21
$ 419,353.49
4
$ 619,333.70
$ 192,481.29
$ 426,852.41
5
$ 619,333.70
$ 184,848.27
$ 434,485.42
6
$ 619,333.70
$ 177,078.76
$ 442,254.93
7
$ 619,333.70
$ 169,170.32
$ 450,163.38
8
$ 619,333.70
$ 161,120.46
$ 458,213.24
9
$ 619,333.70
$ 152,926.64
$ 466,407.06
10
$ 619,333.70
$ 144,586.31
$ 474,747.39
11
$ 619,333.70
$ 136,096.83
$ 483,236.87
12
$ 619,333.70
$ 127,455.54
$ 491,878.16
13
$ 619,333.70
$ 118,659.73
$ 500,673.97
14
$ 619,333.70
$ 109,706.63
$ 509,627.07
15
$ 619,333.70
$ 100,593.43
$ 518,740.27
16
$ 619,333.70
$ 91,317.27
$ 528,016.43
17
$ 619,333.70
$ 81,875.23
$ 537,458.47
18
$ 619,333.70
$ 72,264.35
$ 547,069.35
19
$ 619,333.70
$ 62,481.60
$ 556,852.10
20
$ 619,333.70
$ 52,523.92
$ 566,809.78
21
$ 619,333.70
$ 42,388.17
$ 576,945.53
22
$ 619,333.70
$ 32,071.18
$ 587,262.52
23
$ 619,333.70
$ 21,569.69
$ 597,764.01
24
$ 619,333.70
$ 10,880.42
$ 608,453.28
$ 14,864,008.77
$ 2,864,008.77
$ 12,000,000.00

IJA)
GRADO:8_A
23.70%
12

tasa.nominal)
cion pago)
SALDO
$ 12,000,000
$ 11,595,251
$ 11,183,265
$ 10,763,912
$ 10,337,059
$ 9,902,574
$ 9,460,319
$ 9,010,155
$ 8,551,942
$ 8,085,535
$ 7,610,788
$ 7,127,551
$ 6,635,673
$ 6,134,999
$ 5,625,372
$ 5,106,631
$ 4,578,615
$ 4,041,157
$ 3,494,087
$ 2,937,235
$ 2,370,425
$ 1,793,480
$ 1,206,217
$ 608,453
$0

TALLER #13 AMORTIZACION DE CREDITOS (CUOTA FIJA)

NOMBRE ESTUDIANTE:DANIEL STIVEN ARDILA
VALOR TOTAL PRESTAMO
PLAZO (AO)
TASA INTERES MENSUAL
VALOR DE CUOTA MENSUAL
# CUOTA
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34

VALOR CUOTA
$0
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670

$ 50,000,000 INTERES (EFECTIVO ANUAL)

5 No PAGOS POR AO
1.39%
(funcion tasa.nominal)
$ 1,233,670.08
(funcion pago)
TABLA DE AMORTIZACION CUOTA FIJA
INTERES
AMORTIZACION
0
0
$ 694,422
$ 539,249
$ 686,932
$ 546,738
$ 679,339
$ 554,331
$ 671,640
$ 562,030
$ 663,834
$ 569,836
$ 655,920
$ 577,750
$ 647,896
$ 585,774
$ 639,761
$ 593,909
$ 631,512
$ 602,158
$ 623,149
$ 610,521
$ 614,670
$ 619,000
$ 606,073
$ 627,597
$ 597,357
$ 636,313
$ 588,519
$ 645,151
$ 579,559
$ 654,111
$ 570,475
$ 663,195
$ 561,264
$ 672,406
$ 551,925
$ 681,745
$ 542,457
$ 691,213
$ 532,857
$ 700,813
$ 523,124
$ 710,546
$ 513,255
$ 720,415
$ 503,250
$ 730,420
$ 493,106
$ 740,564
$ 482,820
$ 750,850
$ 472,392
$ 761,278
$ 461,819
$ 771,851
$ 451,100
$ 782,571
$ 440,231
$ 793,439
$ 429,211
$ 804,459
$ 418,039
$ 815,632
$ 406,711
$ 826,959
$ 395,226
$ 838,445
$ 383,581
$ 850,089

35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 1,233,670
$ 74,020,205

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

371,774
359,804
347,667
335,362
322,886
310,237
297,412
284,409
271,225
257,858
244,306
230,565
216,633
202,508
188,187
173,667
158,945
144,019
128,885
113,542
$ 97,985
$ 82,212
$ 66,220
$ 50,006
$ 33,567
$ 16,899
$ 24,020,205

$ 861,896
$ 873,866
$ 886,003
$ 898,308
$ 910,784
$ 923,433
$ 936,258
$ 949,261
$ 962,445
$ 975,812
$ 989,365
$ 1,003,105
$ 1,017,037
$ 1,031,162
$ 1,045,483
$ 1,060,003
$ 1,074,725
$ 1,089,651
$ 1,104,785
$ 1,120,129
$ 1,135,685
$ 1,151,458
$ 1,167,450
$ 1,183,664
$ 1,200,103
$ 1,216,771
$ 50,000,000

TA FIJA)
GRADO:8_A
18%
12

tasa.nominal)
cion pago)
SALDO
$ 50,000,000
$ 49,460,751
$ 48,914,014
$ 48,359,682
$ 47,797,652
$ 47,227,817
$ 46,650,067
$ 46,064,293
$ 45,470,384
$ 44,868,226
$ 44,257,705
$ 43,638,705
$ 43,011,108
$ 42,374,795
$ 41,729,644
$ 41,075,533
$ 40,412,338
$ 39,739,932
$ 39,058,187
$ 38,366,974
$ 37,666,161
$ 36,955,614
$ 36,235,200
$ 35,504,780
$ 34,764,215
$ 34,013,366
$ 33,252,088
$ 32,480,237
$ 31,697,666
$ 30,904,227
$ 30,099,768
$ 29,284,137
$ 28,457,177
$ 27,618,733
$ 26,768,644

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

25,906,748
25,032,882
24,146,879
23,248,571
22,337,788
21,414,354
20,478,096
19,528,834
18,566,389
17,590,577
16,601,213
15,598,107
14,581,070
13,549,909
12,504,425
11,444,422
10,369,697
$ 9,280,046
$ 8,175,261
$ 7,055,133
$ 5,919,447
$ 4,767,989
$ 3,600,539
$ 2,416,875
$ 1,216,771
$0