Taller N13 Amortizacion De Creditos (Cuota fija)

Nombre de Estudiante: Daniel Stiven Giraldo zuluaga

VALOR TOTAL PRESTAMO

PLAZO (AOS)
TASA INTERES MENSUAL
VALOR DE COUTA MENSUAL

$ 10,000,000
1
1.95%
$ 942,772.21

Tabla de amortizacion cuota fija

# Cuota

Valor Couta
0
1
2
3
4
5
6
7
8
9
10
11
12

0
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 11,313,266.52

Interes
$
$
$
$
$
$
$
$
$
$
$
$
$

0
195,133.66
180,544.72
165,671.09
150,507.23
135,047.48
119,286.05
103,217.06
86,834.51
70,132.29
53,104.15
35,743.73
18,044.55
1,313,266.52

ion De Creditos (Cuota fija)

: Daniel Stiven Giraldo zuluaga

INTERES (EFECTIVO ANUAL)
No. PAGOS POR AO
(funcion taza nominal)
(funcion pago)

26.10%
12

rtizacion cuota fija

Amortizacion

0
$ 747,638.55
$ 762,227.49
$ 777,101.12
$ 792,264.98
$ 807,724.73
$ 823,486.16
$ 839,555.15
$ 855,937.70
$ 872,639.92
$ 889,668.06
$ 907,028.48
$ 924,727.66
$ 10,000,000.00

Saldo
$
$
$
$
$
$
$
$
$
$

10,000,000
9,252,361.45
8,490,133.96
7,713,032.84
6,920,767.86
6,113,043.13
5,289,556.97
4,450,001.82
3,594,064.13
2,721,424.21
1,831,756.14
$ 924,727.66
$ 0.00
67,300,870

Taller N13 Amortizacion De Creditos (Cuota fija)

Nombre de Estudiante: Daniel Stiven Giraldo zuluaga

VALOR TOTAL PRESTAMO

PLAZO (AOS)
TASA INTERES MENSUAL
VALOR DE COURA MENSUAL

12,000,000
2
0.143
$ 1,787,839

Tabla de amortizacion cuota fija

# Cuota

Valor Couta
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24

0
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 1,787,839
$ 42,908,142

Interes
0
$
1,715,457.090
$
1,705,109.717
$
1,693,283.137
$
1,679,765.891
$
1,664,316.291
$
1,646,658.097
$
1,626,475.580
$
1,603,407.877
$
1,577,042.535
$
1,546,908.142
$
1,512,465.894
$
1,473,099.964
$
1,428,106.486
$
1,376,680.976
$
1,317,903.946
$
1,250,724.459
$
1,173,941.345
$
1,086,181.719
$
985,876.437
$
871,232.038
$
740,198.677
$
590,433.474
$
419,258.622
$
223,613.511
30908141.9064944

ion De Creditos (Cuota fija)

: Daniel Stiven Giraldo zuluaga

INTERES (EFECTIVO ANUAL)
No. PAOS POR AO
(funcion tasa nominal)
(funcion pago)

23.7
24

rtizacion cuota fija

Amortizacion

0
$ 72,382.156
$ 82,729.529
$ 94,556.109
$ 108,073.355
$ 123,522.955
$ 141,181.149
$ 161,363.666
$ 184,431.370
$ 210,796.711
$ 240,931.104
$ 275,373.352
$ 314,739.282
$ 359,732.760
$ 411,158.270
$ 469,935.300
$ 537,114.787
$ 613,897.901
$ 701,657.527
$ 801,962.809
$ 916,607.208
$ 1,047,640.569
$ 1,197,405.772
$ 1,368,580.624
$ 1,564,225.735
12000000.0000001

Saldo
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

12,000,000
11,927,617.844
11,844,888.315
11,750,332.206
11,642,258.851
11,518,735.896
11,377,554.748
11,216,191.082
11,031,759.712
10,820,963.001
10,580,031.897
10,304,658.545
9,989,919.263
9,630,186.503
9,219,028.233
8,749,092.933
8,211,978.145
7,598,080.244
6,896,422.717
6,094,459.908
5,177,852.700
4,130,212.132
2,932,806.359
1,564,225.735
0.000
216,209,257

Taller N13 Amortizacion De Creditos (Cuota fija)

Nombre de Estudiante: Daniel Stiven Giraldo zuluaga

VALOR TOTAL PRESTAMO

PLAZO (AOS)
TASA INTERES MENSUAL
VALOR DE COUTA MENSUAL

50,000,000.00
5
0.0027624
$ 905,448

Tabla de amortizacion cuota fija

# Cuota

Valor Couta
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

Interes
0
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448
905,448

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

0
138,119
135,999
133,874
131,743
129,605
127,462
125,313
123,158
120,997
118,830
116,657
114,478
112,293
110,102
107,905
105,702
103,493
101,278
99,056
96,829
94,595
92,355
90,109
87,857
85,598
83,333
81,062
78,785
76,502
74,212
71,916
69,613
67,304
64,989

35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 905,448
$ 54,326,853

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

62,667
60,339
58,005
55,664
53,316
50,962
48,602
46,235
43,861
41,481
39,095
36,702
34,302
31,895
29,482
27,063
24,636
22,203
19,763
17,316
14,863
12,403
9,936
7,462
4,982
2,494
4,326,853

on De Creditos (Cuota fija)

Daniel Stiven Giraldo zuluaga

INTERES (EFECTIVO ANUAL)
No. PAOS POR AO
(funcion tasa nominal)
(funcion pago)

18%
60

tizacion cuota fija

Amortizacion

Saldo
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

0
767,328
769,448
771,574
773,705
775,842
777,985
780,135
782,290
784,451
786,617
788,790
790,969
793,154
795,345
797,542
799,745
801,955
804,170
806,391
808,619
810,853
813,093
815,339
817,591
819,849
822,114
824,385
826,662
828,946
831,236
833,532
835,835
838,143
840,459

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

50,000,000
49,232,672
48,463,223
47,691,650
46,917,945
46,142,103
45,364,117
44,583,983
43,801,693
43,017,243
42,230,625
41,441,835
40,650,865
39,857,711
39,062,366
38,264,823
37,465,078
36,663,123
35,858,953
35,052,562
34,243,943
33,433,090
32,619,998
31,804,659
30,987,068
30,167,219
29,345,105
28,520,719
27,694,057
26,865,111
26,033,875
25,200,343
24,364,509
23,526,365
22,685,906

$ 842,780
$ 845,108
$ 847,443
$ 849,784
$ 852,131
$ 854,485
$ 856,846
$ 859,213
$ 861,586
$ 863,966
$ 866,353
$ 868,746
$ 871,146
$ 873,552
$ 875,965
$ 878,385
$ 880,811
$ 883,245
$ 885,684
$ 888,131
$ 890,584
$ 893,045
$ 895,511
$ 897,985
$ 900,466
$ 902,953
$ 50,000,000

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

21,843,126
20,998,018
20,150,575
19,300,791
18,448,659
17,594,174
16,737,328
15,878,116
15,016,529
14,152,563
13,286,211
12,417,465
11,546,319
10,672,767
9,796,801
8,918,416
8,037,605
7,154,360
6,268,676
5,380,545
4,489,960
3,596,916
2,701,404
1,803,419
902,953
0
1,566,348,235

Taller N13 Amortizacion De Creditos (Cuota fija)

Nombre de Estudiante: Daniel Stiven Giraldo zuluaga

VALOR TOTAL PRESTAMO

PLAZO (AOS)
TAZA INTERES MENSUAL
VALOR DE COURA MENSUAL

20,000,000.00
4
0.32190%
$ 450,354.48

Tabla de amortizacion cuota fija

# Cuota

Valor Couta
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

0
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48
450,354.48

Interes
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

0
64,380.46553
63,138.00619
61,891.54735
60,641.07613
59,386.57961
58,128.04484
56,865.45882
55,598.80850
54,328.08081
53,053.26262
51,774.34075
50,491.30201
49,204.13313
47,912.82083
46,617.35176
45,317.71255
44,013.88977
42,705.86995
41,393.63959
40,077.18513
38,756.49297
37,431.54947
36,102.34095
34,768.85367
33,431.07387
32,088.98772
30,742.58137
29,391.84090
28,036.75237
26,677.30177
25,313.47508
23,945.25819
22,572.63698
21,195.59728

35
36
37
38
39
40
41
42
43
44
45
46
47
48

$ 450,354.48
$ 450,354.48
$ 450,354.48
$ 450,354.48
$ 450,354.48
$ 450,354.48
$ 450,354.48
$ 450,354.48
$ 450,354.48
$ 450,354.48
$ 450,354.48
$ 450,354.48
$ 450,354.48
$ 450,354.48
$ 21,617,015.01

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

19,814.12484
18,428.20542
17,037.82469
15,642.96829
14,243.62182
12,839.77082
11,431.40079
10,018.49718
8,601.04540
7,179.03082
5,752.43873
4,321.25442
2,885.46308
1,445.04990
1,617,015.01469

ion De Creditos (Cuota fija)

: Daniel Stiven Giraldo zuluaga

INTERES (EFECTIVO ANUAL)
No. PAOS POR AO
(funcion taza nominal)
(funcion pago)

16.68%
48

rtizacion cuota fija

Amortizacion
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

Saldo

0 $
385,974.01395
387,216.47328
388,462.93212
389,713.40334
390,967.89986
392,226.43463
393,489.02065
394,755.67097
396,026.39866
397,301.21686
398,580.13872
399,863.17747
401,150.34634
402,441.65864
403,737.12771
405,036.76692
406,340.58970
407,648.60952
408,960.83988
410,277.29434
411,597.98650
412,922.93000
414,252.13853
415,585.62580
416,923.40560
418,265.49175
419,611.89811
420,962.63857
422,317.72710
423,677.17770
425,041.00439
426,409.22128
427,781.84249
429,158.88220

20,000,000.00
$ 19,614,026
$ 19,226,810
$ 18,838,347
$ 18,448,633
$ 18,057,665
$ 17,665,439
$ 17,271,950
$ 16,877,194
$ 16,481,168
$ 16,083,867
$ 15,685,286
$ 15,285,423
$ 14,884,273
$ 14,481,831
$ 14,078,094
$ 13,673,057
$ 13,266,717
$ 12,859,068
$ 12,450,107
$ 12,039,830
$ 11,628,232
$ 11,215,309
$ 10,801,057
$ 10,385,471
$ 9,968,548
$ 9,550,282
$ 9,130,671
$ 8,709,708
$ 8,287,390
$ 7,863,713
$ 7,438,672
$ 7,012,263
$ 6,584,481
$ 6,155,322

$ 430,540.35463
$ 431,926.27405
$ 433,316.65478
$ 434,711.51118
$ 436,110.85765
$ 437,514.70865
$ 438,923.07868
$ 440,335.98229
$ 441,753.43407
$ 443,175.44865
$ 444,602.04074
$ 446,033.22506
$ 447,469.01639
$ 448,909.42957
$ 20,000,000.00000

$
$
$
$
$
$
$
$
$
$
$

5,724,782
5,292,855
4,859,539
4,424,827
3,988,716
3,551,202
3,112,279
2,671,943
2,230,189
1,787,014
1,342,412
$ 896,378
$ 448,909
($ 0)
502,330,948.21