Note every transaction, including the way the transaction took place (i.e. cash, credit card or bank transfer) Tot up your daily spend and log it on the Monthly Spending Tracker
Date: Item
Cost
Cash (C) / Credit Card
(CC) / Debit Card (DC) / Direct Debit (DD) / Bank Transfer (BT)
TOTAL DAILY SPEND
Daily Spending Log from www.moneysavingchallenge.com Save 250 per month