M

2136.21
2136.21
2136.21
2326.81

M
M
M
M
M

P
P
P
P
P

*
(1+i)^n
2136.21 *
(1
2136.21 *
(1.0078
2136.21 *
(1.0892)
2326.81

5000
5000
5000
2120.48
M

1
1.0078
1.0892

1
1.0741
2.3580

/
(1+i )^ n
2136.21 /
(1
2136.21 /
(1.0741
2136.21 /
(2.3580)
2120.48

i
i
i
i
i
i

((M/P )^(1/n)) -1
( ( 5000 / 2136.21 ) ^ (1 /60) )
2.3406 ^ (0.1852)
1.1706
-1
0.17
17.06%

i
i
i
i
i

5000
2.3406
1.1841
0.18
18.41%

2136.21
0.1987
1

0.0078
11

0.0078 )
)^

11

^ 11
11

0.0741
12

0.0741 )
)^

12

^ 12
12

-1
-1

1
1

5.0328

i
i
i
i
i
i

=
=
=
=
=
=

((M/P )^(1/n)) -1
( ( 5000 / 2136.21 )
^ (1 /60) )
2.3406 ^ (0.016666666)
1.0143
-1
0.0142743298
1.43%
1

/n)) -1
-1
-1

0
-18000

1
3000

TASA
VAN
TIR

S/.

12.35%
3,581.32
16.41%

TASA
VAN
TIR

S/.

17.7%
-939.46
16.41%

2
3000

3
3500

4
5000

5
4000

6
3000

7
2000

8
4500

9
5000

10
3500

11
3000

12
3500

-18000

3000

3000

3500

5000

4000

3000

2000

4500

AOS

FLUJOS
0
-18,000.00
1
3,000.00
2
3,000.00
3
3,500.00
4
5,000.00
5
4,000.00
6
3,000.00
7
2,000.00
8
4,500.00
9
5,000.00
10
3,500.00
11
3,000.00
12
3,500.00

0.1235 12.35% FLUJO DESC.

-18,000.00
975.42
975.42
1,950.84
1,950.84
3,413.97
3,413.97
6,502.80
6,502.80
6,502.80
6,502.80
5,852.52
5,852.52
4,551.96
4,551.96
11,705.03
11,705.03
14,631.29
14,631.29
11,379.89
11,379.89
10,729.61
10,729.61
13,655.87
13,655.87
73,852.00

-18000

3000

3000

3500

5000

4000

3000

2000

4500

0.1235
AOS
0
1
2
3
4
5
6
7
8
9
10
11

FLUJOS
-18,000.00
3,000.00
3,000.00
3,500.00
5,000.00
4,000.00
3,000.00
2,000.00
4,500.00
5,000.00
3,500.00
3,000.00

12

3,500.00

0.177

12.35%
975.42
1,950.84
3,413.97
6,502.80
6,502.80
5,852.52
4,551.96
11,705.03
14,631.29
11,379.89
10,729.61

FLUJO DESC.
-18,000.00
975.42
1,950.84
3,413.97
6,502.80
6,502.80
5,852.52
4,551.96
11,705.03
14,631.29
11,379.89
10,729.61

13,655.87

13,655.87
73,852.00

VAN
TIR
VAN 2

73,852.00
0
69,067.05

0.1235
TIR
0.177

17.7
924.61
1,849.21
3,236.12
6,164.04
6,164.04
5,547.64
4,314.83
11,095.27
13,869.09
10,787.07
10,170.66
12,944.48

73,852.00 - 0
73,852.00 - 69,067.05

0.1235 - TIR
0.1235 - 0.177

15.4342468735
15.4342468735

73,852.00

4,784.94
15.4342468735

(-0.0535)

0.1235 - TIR
-0.0535
=

0.1235 - TIR

15.3107468735
TIR

10

11

12

5000

3500

3000

3500

10

11

12

5000

3500

3000

3500

FLUJO DESC.
-18,000.00
924.61
1,849.21
3,236.12
6,164.04
6,164.04
5,547.64
4,314.83
11,095.27
13,869.09
10,787.07
10,170.66
12,944.48
69,067.05

=
0.1235
=
=

0.1235 - TIR
=
TIR
15.31%

TIR