ON L I NE L E N D I N G E C O S Y S T EM

P ER S O N A L ACCO UNT S

NOTE TRADING

CREDIT DATA

MARKETING

Retail Investors
IRA Accounts
RE TAIL TOOL S

401K Accounts
Separately
Managed Accounts

ORI GI NATORS
CON SUMER

I N S TI T U T I O NAL INVE STO RS

Hedge Funds
BDCs
Banks
Insurance
Pensions
Family Offices

Governments
Sovereign
Funds
Endowments
Foundations

CRE DIT SCOR I N G

BORROWE RS

I NVE STORS

SMALL BUSI N ESS

MARKETPLACE PLATFORM

R EAL ESTATE

3RD PART Y VALUATI ON

SOL AR

EDUCATI ON

MEDI CAL

RECEI VABLES

CUSTO DI AL /
ADM INISTR ATI ON

ORIGINATOR SOFTWARE

BANKING APIS

BANKING

LOAN SE R VI CER S

As of late 2014, the U.S Peer-to-Peer lending space has a range of players and is expanding. While not comprehensive, the above is intended to serve as a simplified illustration of what Orchard believes are typical interactions between some of the categories of industry parties.
The illustration should not be interpreted to imply a relationship (or lack thereof) between Orchard and any named company and is not an endorsement by Orchard of any named company.

2015 Orchard Platform