eexLjiM JsVee

$sVRgRisk R
R*s[Vs sWy R zmsy R*s[Vs
R*s[Vs sVaRP xqs R*s[Vse
R*s[Vs sy RsLi R*s[Vs
R*s[Vs xqsLRi*Li sVsV [s [s ee
$sVRgRisk y NRPLRiyxqs yyRRVM
JLi @xqs $sVRgRisk y sW sVsQ xqs gRiys s[R yxqs VVztsQMee @sVxts vms
R LiRMee $NRPXxtsQM xmsLRisWy [s yee @a][yss*a][R xqsQ*Li xmsyyLiaRP xtsQ}qs
B dsVee xqsLRi*R LSs xmsLjiR sWs[VNRPLi aRPLRiLi s B aRPNTPMee @xLi y*
xqsLRi*Fy}ms[ sWORPQLiVVuysV sW aRPVR B NUPNRPsVee
@R NRPLRiyxqsMee
\ ssLi ss aRPryQ \ssLi Rx FysNRP BRLigRiVuyLi ssVMee
s \sLi ZNP [ R RVyQF s a][xtsQR V sWLRiVR B RLiR dsLi ssVMee
@[ ][2(@)RV(iLi@)sVyx[2(@)RV(iLi@)sVZNP [ ][2(@)a][xtsQ Gs R B
sVR sWLi ssVMee
sRM xqsLRi*gRiRM ryV LRiR[2 (@)RVLi xqsyRs BRysVNSLi ssVMee
xmsaRP s[V FyLiR LRiWFy aRPRa][2(@)R xqsxxqsaRP B NRPszts QNSLi ssVMee
yysys jys yysLSNRPXds R B NRPLRiR NRPLRi xmsXuyLi ssVMee
eeB NRPLRiyxqsMee
ee@R xXRRWjyxqsMee
\ssLi ss aRPryQ \ssLi Rx FysNRP B xXRRWRV ssVMee

s \sLi ZNP [ R RVyQF s a][xtsQR V sWLRiVR B bPLRi}qsry*ee

@[ ][2(@)RV(iLi@)sV yx[2(@)RV(iLi@)sVZNP [ ][2(@)a][xtsQ Gs R B
bP\V sxtsQee
sRM xqsLRi*gRiRM ryVLRiR[2RVLi xqsyRs B NRPsyRV xsVee
xmsaRP s[V FyLiR LRiWFy aRPRa][2(@)R xqsxxqsaRP B s[R RRWRV _xtsQee
yy sys jys yy sLSNRPXds R B @ryQRV xmsn ee
eeB xXRRWjyxqsMee
ee$NRPXxts Q {msRlLi [ Fylhi[ ssWgRiMee
@R yssV
FyLSRV xms[j yLi gRisy yLSRV[s xqs*RVsV
yryRV gRijyLi xmsoLSsVVsy sV [ sVLRiRsVe
@\Q*ysVXRsL<ij Li gRisdsV @uyRaSyLiVVdssV
@Li y*sVsVxqsLiRysV gRisk [ s[*ztsQ sVee
1.
ssW2xqsV [ yxqs saSV [ xmsn QoLRisLiyRVR xmsRs[Re
[Vs R*RW LRiR\xmspLiR M xms*][ ssVRVM xmskxmsMee

2.

xmsxqss FyLjiyRV ][Rs[\QNRPFy[Ve

ssVVyRV NRPXuyRV gkiysVXRRV} ssVMee

3.

sxqsV[s xqsVRLi [s Li NRPLixqsyWLRi sVLiR ssVe

[s NUPxmsLRisWss Li NRPXxtsQLi ss [ gRiR VLRiVsVee

4.

d xtsQ][R RVRR gSLiyLRids[R

aRPgSxsd NRPX}ms sxds NRPlLi [ s s[NRPVe
@aRP*ysVsNRPLiR |mnsWLRi sVNRPLS RVL][R ysLjisd

rdLS V Fy\s LRisk \ZNPsLRiNPR M ZNP[aPR sMee

FyLSaRPLRisRM xqsL][sVsVLi gkiyLRigRiLi][ RLi
yysNRPZNP[xqsLRiLi xLjiNRPy xqsLi[R y[j RsVe
[ZNP[ xqssxtsQQ\M @xLRixM }ms{msRVsWsLi sVVy
WRWyLiR RxmsLiNRPLi NRPsV xmsR *Lizqs sM ZaP[R V}qsee

6.

sVWNRPLi NRPL][ yyLi xmsLigRiVLi Lixmsn VRV[ gjiLjisVe

RVRQXFy RsVxLi ss[ xmsLRisWsssWR ssVee

7.

aSyNSLRiLi VgRiaRPRVsLi xmsRy Li xqsVlLi[aPR Li

saS*yLRiLi gRigRisxqsRXaRPLi s[Vxmsn VsLiR Li aRPVLigRisVe
OUPQ NSsL i NRPsVsRVsLi WgjixXysgRisVsV
ss[ sxtsvLi s RVxLRiLi xqsLRi*[\ZNPNRPyRsVee

8.

RVLi sLRiV[s LRiVR sVLRiVRM xqsVs *s j\sQM xqsQ\sM

s[\M ryLigRixmsRNRPsWxmssxtsQ\M gSRVLi RVLi rysVgSMe
yyszqs R RR [s sVsryxmsaRPs RVLi Wgji[
RVrysL i s sRVM xqsVLSxqsVLRigRi [yRV R\|qs# ssVMee
***

5.

9.