CASH PALUWAGAN" A potential investor has inquired on the legitimacy of the "One line Marketing" Scheme and "Online Cash Paluwagan" employed by a firm operating in Quezon City. Under the scheme, people are allegedly enticed to invest in the company not based on the purported prices of the commodities or goods to be sold but on the promised high earnings of at least P3,000.00 a month. Under the modified scheme of multi -level marketing, both the uplines and the downlines earn. As a precautionary measure, the public is again advised to exercise prudence before parting with their money in a risky investment venture characterized with an expectation of huge profits, Jow risk investment, urgency to invest in order not to lose the opportunity to earn large profits offered to a limited few through hard sell method of the offeror who does much of the talking so as to evade the investor's questions. Thus, assurance should be made first that the company is lawfully engaged in business for which it is registered with the Commission. Heed the advice lest you will " INVEST AT YOUR OWN RISK." For additional information, you may inquire from the Corporation Finance Department of the SECwith telephone numbers 584-61-03 or 584- 59- 50 or the Enforcement and Prosecution Department of the SEC at telephone number 58471-87.