Compound interest with monthly contributions - formulae

A lot of people have asked me to include a single formula for compound interest with monthly additions.
Believe me when I tell you that it isn't quite as simple as it sounds. In order to work out calculations
involving monthly additions, you will need to use two formulae - our original one, listed above, plus the
'future value of a series' one for the monthly additions.
Here are the two formulae you will need:
Compound interest for principal:
P(1+r/n)^nt
Future value of a series:
PMT * (((1 + r/n)^nt - 1) / (r/n))
Where:
A = the future value of the investment/loan, including interest
P = the principal investment amount (the initial deposit or loan amount)
PMT = the monthly payment
r = the annual interest rate (decimal)
n = the number of times that interest is compounded per year
t = the number of years the money is invested or borrowed for