Professional Documents
Culture Documents
Pertimbangan
Pembayar
Kelembangaan
Pembayar
Premi
Provider
Benefit Package
Copayment
Perbandingan Asuransi
Indonesia
Multi Payer
a. Civil Servant Medical
Benefit Scheme (CSMBS)
b. Social Security
Scheme (SSS)
c. Universal Coverage
Scheme (UCS)
Multi Payer
a. Employees' Health
Insurance (EHI)
(Kenk-Hoken)
b.National Health Insurance
(NHI)
(Kokumin-Kenk-Hoken)
a. Employees' Health
Insurance (EHI) : Japan Health
a. CSMBS : Comptroller
Insurance Association (JHIA),
General under Ministry of
Health Insurance Societies,
Finance
Mutual aids association,
b. SSS : Social Security
Goverment
Office under Ministry of
b.National Health Insurance
Labor and Welfare
(NHI) : Govermentc. UCS : National Health
Municipalities dan
Security Office (NHSO)
Municipalities-prefecture
based untuk elderly
Amerika
Multi Payer
a. Medicare
b. Medicaid
c. Obama care
a. CSMBS : Public
provider only, Private in
emergency, selected
disease (2011)
b. SSS : Public and
private hospital more
than 100 beds (50%
private)
c. UCS : Public and
private contracting unit
for primary care(CUP)
a. Medicare
b. Medicaid
c. Obama care : Tax credits
between 2%-9,5% of income
(depend on their income) and
Besarnya premi yang harus
Families with low income by
dibayar disesuaikan dengan
the goverment, In March 2014
pendapatan, jumlah
penalty is $95 or 1% of
tanggungan, distrik dan jenis
taxable income, goverman
asuransi.
subsidies for small business
35 % of premi
Copayment 30 bath
hingga tahun 2006 bagi
UCS
a. Employees' Health
Insurance (EHI) : 30 %
b.National Health Insurance
(NHI) : Belum SD sebesar
20%, anak usia sekolah s/d
dewasa umur 69 tahun
sebesar 30%, Anak, Health
Insurance for elderly : 10 %
kecuali org tua yg makmur
75 keatas
a. Medicare
b. Medicaid
c. Obama care : jaminan
komprehensif (termasuk pada
pre-existing condition)
General = doctor visits,
hospitalizations, maternity
care, emergency room case,
and prescriptions
Private = no pre-existing
conditions or lifetime caps,
free prevention screenings,
coverage for children on
parents plans up until the
age of 26 (Health Insurance
Exchange)
Korsel
Pelayanan Kesehatan
dilakukan oleh RS Swasta
dan RS Milik Pemerintah (