STORE

Wal-Mart

Whats the
annual fee?

Whats the
interest rate
(APR)?

-Save $25when
you open a
credit card and
spend $75

Save .05
per gallon
of gas

25.24%

No credit
limit

Great Deals,
convenient,
monthly
payments and
access to over
1,000 brand
names.

Advanced
notice of
Sears sales
events

Sears, &
Kmart

No annual
fee

28.24%29.99%

none

Save $50 on
your first
account when
you spend
$150 or more

-5% back
in rewards
every day
-Free
shipping
every day

Staples only

Amazon

No annual
fee

26.24%

none

Amazon Prime
Members get
5% back

Zero
Fraud
Liability

Only at
Amazon

Best Buy

None

25.49%

none

5% cash back

12 months
no interest

Best buy
Only

Staples

22.90%

No annual
fee

Whats the
credit limit?

Can the card

only be used
at this store?
or elsewhere,
too?

that may
increase or
decrease from
time to time

Sears

No annual
fee

Whats the
introductory
incentive for
signing up?

What are
the reward
points, store
discounts,
or other
ongoing
perks of
using the
card?

Only at this
store

A. Do you see any meaningful patterns or commonalities among the five store credit
cards you chose above?
There are no annual fees

B. What other details might you want to consider when assessing store credit cards?
The APR and Credit Limit

C. Based on the research above, if you had to choose one store credit card to open,
which would you choose? Why?
Sears because you get all the benefits not matter what and
can use them at more than one store.

D. Which store credit card above would be least beneficial for you to open?
APR.

Staples because I dont shop there and they have the highest

E. Based on your limited knowledge, do you think opening a store credit card would be
a good option for you? Why or why not?
I dont think opening a store credit card for me would be a good idea
because I dont just shop at one store so it wouldnt be very beneficial.