Hi,

All the three mentioned above are Personal finance tools that can help a user un
derstand his cash flow/income, his assets and liabilities position, so that he c
an make an informed decision to make the best of them.
All the above mentioned tools allows a user to track his investments in commodit
ies like silver, and gold, mutual funds, stocks, FD and real estate etc.
Perfios in particular will put all your transactions in categories and display t
hem in form of Pie charts.
With Perfios you can file taxes and store documents.
Perfios has an android app but lacks a mobile browser only website, I think they
are working towards it.
It has the capability of storing documents online.
You can use multiple no of accounts in the free model, are it has two subscripti
on based models- Gold(rs499) and platinum(rs1499).
The app has around 10k downloads on the playstore.
Myuniverse has been around the longest guessing from the number of download of