Investment Comparison

Investment 1:
Savings
0.05%

Investment 2:
MMA
0.0% 90 day term

Investment 3:
0.03%

$0.01

$0.01

$50

$0.01

$0.01

$5 per month

YES

YES

YES - $250,000

GOAL YOU SET TO

REACH YOUR
AMOUNT
NO

Investing, 0.10%
with Huntington
checking
NO

GOAL YOU SET TO

REACH YOUR
AMOUNT
NO

NO

NO

%50

24hr grace period,

or if you go over,
they will take the $
out your account
and put it in.
Savings

24hr grace period,

or if you go over,
they will take the $
out your account
and put it in.
Checking

$5

Annual Interest
Rate

Minimum Initial
Deposit (e.g.
$500, etc.)

Minimum
Subsequent
Deposit
(Monthly,
Weekly, Every
Pay, etc.)

Safety (insured
by FDIC, NCUA,
other

Date to Maturity

Penalty for early

withdrawal

Up-front cost or
commission, if
any

Service Charges,
Fees

Investment
Objectives
(retirement,

Savings

Investment Comparison
personal saving,
college, other)

1. Which investment seems to be the best option for you? Why? Which is the
least? Why? What surprised you the most when researching your
investments? What was the most difficult part? (give detail) Checking, right
now I dont need anything too spectacular so I think starting out with your
basic checking account is the best for me right now, which I already have.
2. What investment option could you start in the near future? MMA, I think this
account would be good with trying to invest and save my money.
3. What is the most important aspect of investing for you? Interest, I think if I
could find something with a high interest rate that would be nice because I
could make money overtime.
4. Discuss investing with an adult who has investments (of any kind). Ask how
they started investing, what age they began investing, why they invest, and
what they recommend/suggest before starting any kind of investment. They
invest to save money and gradually make more money over time. It doesnt
hurt to invest as early as you can because in the end you could be making
more money, especially if the money sits in there for a while.