Estefano Andre Ramos Davalos

2016

SEMESTRE I -

Economa Financiera

ECONOMIA

Practica N3
1.-

TEA=??
0.01 MENSUAL COMP.ANUAL
1+

r MA

n
=(1+ r ME

12

1+TEA = (1+TEM

12
TEA= (1+0.01 -1= 0.1268

TEA= 12%
2.-

0.12 ANUAL CAP. MENSUAL

TEM = (12/12) % = 1%
3.-

12/12 1 =0.01 ( TEM )

12

TEA= (1+ 0.01 ) 1

TEA=0.13
TEA = 13%
4,-

1 x 12 meses=12

1+TEA=(1+TEM )n
12

1.12=TEM + 1

TEM =

12

1.121

TEM =0.009
TEM 1
5.-

a) 0.67% mensual capitalizable anual ,t= 10 anos

TEA=0.67 x 12 meses
TEA 0.08=8
VP=

100
( 1+ 0.08 )10

VP=46.32

b) 7.72% anual capitalizable mensual , t=20 anos

=0.64
( 7.72
12 )

TEM =

TEM= 0.006 4
12

TEA= (1+ 0.0064 ) 1

TEA=0.0 8

VP=

100
( 1+ 0.08 )20

VP=21.4 5

C) 2% semestral cap. anualmente , t=120 meses

TEA=0.02 x 2=0.04=4
TEM +1=120 1.04

TEM =

120

1.041

TEM =0.000 3
VP=

100
120
(1+0.0003)

VP=96.4 6
d) 0.98% trimestral compuesto mensual , t= 80 trimestres
TEM =

0.00980
=0.0033=0.33
3
80

TET= (1+ 0.0033 ) 1 = 0.3

VP=

100
( 1+ 0.3 )80

VP=0.00000007 7

6.-

TEA=0.02874 x 12 meses
TEA= 0.35=35
30

30

TEM +1= 1.35

TEM = 1.351

TEM =0.025

VP=8000+

2866. 6
1
1
0.025
( 1.025 )30

VP=68000.0 3

7.-

1+0.1
2V 0=V 0
Ln 2 =t Ln(3.7)
t=

ln 2
ln 1.1

t= 7.27
8.1+r 1095
a) 3 V P =V P
1095

31=r

r=0.1%
b)
t

TEA = (1+TEM 1
30
TEA=(1+0.001 -1

TEA=3.04%
c)
t

TEA = (1+TEM 1
30
TEA=(1+0.001 -1

TEA=3.04%
d)
0.1% *365=36.5%
11.-

VF=VP(1+ r)
VP=

VF
(1+r )t

VP=

R
1
1
t
r
(1+r )

t
VF
R (1+ r) 1
=
(1+r )t r (1+r )t

ln

( rVFR +1)=t ln (1+r )

0.0017+364
+1
145

ln
t=
t=23.4 4
VF=346 4