Securities and Exchange Board of India

Financial Education for

SCHOOL CHILDREN

The content of the book is developed National Stock Exchange (NSE) under the guidance
of the Advisory Committee for the Investor Protection and Education Fund (IPEF) of
Securities Exchange Board of India (SEBI)

Disclaimer

Financial Education initiatives of the SEBI are for providing general information to the
public. For specific information on securities law, rules, regulations, guidelines and
directives framed there under, please refer to the same at www.sebi.gov.in

Published by

Securities and Exchange Board of India

(SEBI)
SEBI BHAVAN
Plot No.C4-A,'G' Block
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Bandra (East), Mumbai 400051
Tel: +91-22-26449000 / 40459000 / 9114
Fax: +91-22-26449027 / 40459027
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action.

LEARNING

Session1

MoneyMatters:Theyreallymatter!

ActivityI

RaviandMohanarestudentsofclass10th ofABCPublicSchool.Onedaybothofthemwentintoanargument
aboutwhoiswealthier?Theargumentpeakedupandtheystartedtomentionthethingswhichthey
possessed.

Ravistartedfirstandmentionedfollowingarethethingsavailablewithhim:
CycleworthRs.2250.
WatchworthRs.475.
BooksworthRs.1250.
ACricketbatofworthRs.345.HeborrowedtheracquetfromRajeshforsometime.
5WonderlandcomicseachworthRs.35each.Outofthefivecomics,hehadborrowedtwofromArjun.

ThingsavailablewithMohanareasfollows:
BooksworthRs.750.
BasketballworthRs.650.
AMobileworthRs.1000
HeborrowedtwogamesCDfromChandanworthRs.100each.
AvideogameworthRs.1250.
AtennisracquetworthRs.1000.HehaslenttheracquettoPankajforfewdays.

WealthisdeterminedbyNet
worth

Bothofthemknowthethingsavailablewiththem
andtheirrespectiveprices.Buttheydontknowhow
toprovewhoswealthier.Canyouhelpbothofthem
toknowwhoiswealthier?

Networth=Assets
Liabilities

Asset:Somethingyouown
Liability:Somethingyouowe

LEARNING

ACTIVITYII:
Letsenhanceour understandingofassetsandliabilitiesfurther:

TheinformationfurnishedbelowisofMr.PawarYouneedtocalculatethenetworthofMr.Pawarbyidentifying
theitemsasassetsorliabilities:

SpeakingMoneywise:You

areworthyourNetworth

ITEM

Amount(Rs.)
AMOUNT(Rs.)

Asset
ASSET

LIABILITY

Savingsbankaccountbalance

55,000

Sharesoflistedcompanies

60,000

Car

3,25,000

House

25,00,000

Furniture

12,500

AirConditioner

14,000

Microwave

10,500

Laptop

22,000

GoldJewelry

75,000

LifeInsuranceSurrenderValue

85,000

CarLoanOutstanding

2,00,100

HomeLoanOutstanding

12,00,000

Moneylendtoafriend

15,000

Paymenttomaidnotpaid

1,500

TotalAssets

TotalLiabilities

Networth=TotalAssetsTotalLiabilities

NetworthofMr.PawarisRs.

LEARNING

Planning:TheMantraofSuccess!

WeallhaveGoalsinlife:

IwanttobuyacricketBat

Iwanttogotopicnic

Iwanttobuyacycle

Iwanttogetadmissionin ABCCollege

Haveyoueverwonderedwhymanyofourgoalsaredelayedorworsenotfulfilled?Well,simplybecauseweare
wishfulaboutourgoalsandwehavenodefinitePLANtoachievethesecherishedgoals.
ThestartingpointtoachieveanyGoalistohaveaplanforit.Onceyouhaveaplan,itisnomoreavaguegoal,it
becomesaSMARTGoal.

SMART

LetsseethedifferencebetweenwhatisSmartandwhatisnot:

LEARNING

ActivityIII:

Belowarethegoalsofsomesmartkidslikeyou.NowyourtaskistoplanaSMARTgoalforeachoneofthemso
thattheycanachievetheirgoals:

1)
Name:MiteshJain
Age:15years
School:ModernPublicSchool
Passion:Playfootball
Dream:Wantstobuyafootball.

SMARTgoal:

2) Name:AnkitaSingh
Age:14years
School:LaxmibaiPublicSchool
Passion:LearnCricket
Dream:BuyaCricketbat

SMARTgoal:

ING

SuccessWise:Toclimbtheladderofsuccessyouneedto
have
SuccessWise:Toclimbthe
SMARTGoals!
ladderofsuccessyouneed
tohaveSMARTGoals!

Session2

Win
Win

Budgeting:Prioritizingtheneeds!

Win
Win

AlltheWay

ActivityIV:
Mr.andMrs.Singhhavefollowingfamilydemandstomeet:

1. Purchaseashawl(asitiswinter)forMr.Singhsmotherasapresentonherbirthday
2. EldersonSahilisdemandingaCycletocommute
3. YoungersonRohandemandingalatestVideogame
4. GiftforthemarriageofacommonfriendMr.singhhastoattend.Giftcanbeagoldset.
5. Thecouplealsowantstheirhousetobedecoratedbyaninteriordecorator.

Discuss the demands and prioritize them on the basis of importance and urgency. Thentakerequired
action:

Winwith
prioritization

Urgent

NotUrgent

Important

I.Urgentandimportantaswell
Action:Needtodonow

II.Importantbutnoturgent
Action:Plantodoitlater

NotImportant

III.Urgentbutnotimportant IV.Nethierurgentnorimportant
Action:Doitifcashflowsallow
Action:Ignore

Demand

Urgent

Important

ShawlforMr.Singhsmother
SahilsCycle
Rohansnewvideogame

Y
N
N

Y
Y
N

Marriagegiftforcommon
friend

Housedecoration

Action
BUY
PLANFORLATER
DONTBUY
BUYA LESSEXPENSIVE
GIFTTOTHEEXTENT
CASHFLOWSPERMIT
IGNORE

Remember

Needsarebasicnecessitiesonecannotwishaway.Forexampleinsummerfanbecomesaneed.
Ontheotherhandwantsmakeyourlifecomfortable.Anairconditionermakeslifemorecomfortablein
summer.

LEARNING

ActivityV:Writedownvariousneedsandwantsofyourfamilyandsuggestactionasperprioritization

Demand

Urgent

Important

Action

Budgeting:LetsfirstlearnfewtermsaboutBudgeting

CashflowStatement:

Arecordofyourincomeandexpenses.

Budget:
income

Aplanforbalancingofincomeandexpendituresoraprojectionofones

andexpenditure.

NecessityofBudget:

Optimizesavings
TrafficsignalforvehiclecalledSpending.
Saveaccuratelyforaparticularshort/longtermgoal.
Effectivelyallotfundstovariousareasofexpenditureinadvance.

BudgetSurplusorDeficit:

Projectedincome>ProjectedExpenditure=Budgetsurplus
Projectedincome<ProjectedExpenditure=Budgetdeficit

PostponingSatisfaction:

Let go something now for something better/bigger in the future. Eg: giving
uptheideatobuyvideogamenowtopurchaseabicycleinthefuture.

InstantSatisfaction:

Instantly buy something when you want it. Eg: Purchase a video game
instantlywhenyouwantit.

OpportunityCost:

Atapointoftime,whenyougive upsomethingto achievesomethingelse,

the forgone opportunity is known as Opportunity Cost. Eg. You have an
option toeither buy a video game ora bicycle and you opt for the bicycle,
thenthevideogameistheopportunitycostforpurchasingbicycle.

Knowledgeofbudgeting

is an advantage for children: Art of budgeting helps a person develop

economicwayofthinkingandproblemsolving

LEARNING

ActivityVI:PlanyourBudget

Himanshuisa15yearoldboyandhestaysinHyderabadwithhisfamily.Hisfamilyconsistsofhisfather,his
motherandsisterPriya.

HimanshugetsRs.1500asamonthlyallowancefromhisparents.OutofRs.1500hehastopayRs.600as
schoolbusfees.HehastopayRs.200forYogaclassesandRs.300forcanteen.Outoftheremainingamount
heusesRs.200fortherechargevoucherforhismobile.Heisanavidfanofcomicsandhencehespends
Rs.150(4to5comics)oncomics.Restofthemoneyhespendsonstationaryand/oricecream.

HissisterPriyaalwaysgiveshimabirthdaypresentbuthenevergaveanythingtoheronherbirthday.But
thisyearhehasdecidedtogiveherasurprisegift.Priyasbirthdayisafter2months.Butasofnowhehasno
savingswithhimandhedidntwanttoborrowextramoneyfromhisparentsforthepurpose.Hedidntwant
toborrowmoneyfromafriendashisparentswouldgetangryiftheycometoknowaboutit.

HewantstogiveadresstohissisterwhichcostsRs.600whichheunabletofindanywaytogetmoneytobuy
it.CanyouhelpHimanshutoattainhisgoal???

WhatshouldbeHimanshusSMARTgoal?

Analyzetheneeds/wantsofHimanshu:

Description

Amount

Need

Want

PlanningandreworkingonHimanshusbudget:

Note:
Income:Moneyearnedfromvarioussources
Expenditure:Moneythatisspendforneedandwants
Cashflowstatement:Recordofincomeandexpenditure
8

LEARNING

ActivityVII
Jai is a 14 year old boy who resides in Pune with his family. His family consists of four members, his
father,mother, younger sister and himself. One day he along with his younger sisterDisha decided to
go for a familytrip to Manali. When he discussed their desire to his parents, they liked the idea but
kept itinthebackseatasthereweresomeurgentneedsthatweresupposedtobefulfilledintheyear.
Understanding the problem of his parents, he decided to save money from household expenses and
planthetripwiththesavings.Hediscussedthisstrategywithhisparentsandtheywereveryhappyand
appreciatedthisaptdecisionoftheirwiseson.Theyalso promised to spare Rs.15000 for the trip. Rest
was dependent on the savings. The plan for the trip was 6months from now. Jai enquired about the
expenses of the tripand came to know that total trip will costapproximately Rs.30000. He collected
the details of monthly expenditure offamily in a chart along with theadditionaldetailswhichareas
follows:
EveryS u n d a y ,f a m i l y g o e s f o r a n o u t i n g . Theyw a t c h m o v i e i n t h e t h e a t r e w h i c h
c o s t s them Rs.150/person.
AftermovietheygoforalongdrivewhichcoststhemRs.300/Sunday.Dinnerinarestaurant
whichcoststhemRs.550/Sunday.
HisfatheruseshiscartocommutetohisofficewhichcoststhemRs.150/day.Hisfatheralso
possessesa
BikewhichwhenusedtocommutetoofficewillcostthemRs.50/day.Heworks22daysa
month.

Followingarethelist ofother monthly expenditureofthefamily: Help Jaito meet hisrequirement by

suitablymodifyingthefamilybudgetforhim.

AreaofExpenditure
Medical&emergency
Reserve
Electricitybill
Phonebill
Movie&Popcornat
Multiplex
Dinneratarestaurant
Longdriveexpenses
Grocery
Fathersdieselcharges
Misc
Total
ExpectedSaving
TotalSaving

Current
Expenditure/month

Proposed
saving

Scopeforcurbing

Savingsin6
months

2500
1000
1800

5500
800

LEARNING
LEARNING

Activity:VIII

Prepareyourfamilysmonthlybudget&findoutmonthlysurplus/deficit

AreaofExpenditure

CurrentExpenditure/month

9
TotalExpenses

AreaofIncome

CurrentIncome/month

TotalIncome

IncomeExpenses=Surplus/Deficit=

______________________

10

LEARNING

Session3
Investments

Keepyourmoneysafeandmakeitwork!!!

Onceuponatimeatabank:

Ankushwenttoabankalongwithhisfather
Banker:(toAnkush),Sondoyouhaveapiggybank?
Ankush:YesSir, anditisalmostfullandIplantobuyanotherone.
Banker:whydon'tyouputthemoneyinthebank?
Ankush:IhaveRs.150withme,butwhyshouldIgiveittoyourBank?Willyoureturnmymoney?
Banker:WhatifIsay,InotonlywillreturnmoneybutgiveyouadditionalRs10attheendoftheyear
Ankush:Iwouldletyouknowafteraskingmyfather.
AnkushiswonderingWhywouldthebankerreturnRs.160ifheisgivingonlyRs.150?

WhatisthisextraRs.10thatBankerisofferingtoAnkush?

Threepillarsof Investment!

Ankushlaterathomeaskshisfather,whythebankerofferedhimextra10Rupees.Fatherreplieditscalled
return
Oninvestmentandinthiscaseitisnamedasinterest.Therearethreeaspectstoinvestmentyoumustknow:
Safety:Ifyoulend100rupeestosomeone,willhegiveitbacktoyoui.e.isyourcapital(Rs.100)safe?
Liquidity:Willyougetyourmoneybackifyouneeditimmediately?

Growth: Whatisthereturnyouwillget o n yourinvestment?It could be intheformofincomeor

appreciation orboth.

10
11

LEARNING

Activity:IX

RealBankVs.PiggyBank:Letscomparethemon3crucialfeatures:

PiggyBank

Safety
Liquidity
Growth

RealBank

Writedownatleastthreedifferentavenuesofinvestmentyoucanthinkof:
1.
2.
3.

Banking:

ButwhatisaBank?

Bank is an institution where people park their surplus money (Deposit) and earn some return called
interest. At the same time people who need money can borrow from bank for a cost (again
interest).Therefore bank is an institution involved in the business of borrowing and lending money. It
charges higher rates of interest while lending and pays lesser interest to depositors. The difference
betweenlendingandborrowingrateiscalleditsNetinterestmargin(NIM)

ForanycountrybanksplayavitalroleforthefinancialneedsofIndividualsandcompanies,enablingsmooth
Economicactivity

TypesofbankAccounts:

Savings Account: It is useful for depositing your surplus money and withdrawing money needed for
expenses.Oneneedstokeepaminimumbalanceusually.Bankspaylowestinterestrateonthemoneykept
inthisaccount.

CurrentAccount: Thisaccount isforbasically business transactions.Banksdo not pay any interestonthe

moneykeptinthisaccount.

Termdepositaccountorfixeddepositamount:Asthenamesuggestsinthisaccountmoneyisdeposited
forafixed andpredetermined term.One deposits money which is not required immediately in this account.
Interestrateishigherthansavingsaccount.

Activity:X

1. WhatisATM?

2. Whatisacheque?

3. WhatisaDemanddraft?

4. ebanking?
12

LEARNING

Session4

INVESTMENTMANTRAS

1. Timevalueofmoney

Sunny:

StartsinvestingRs.100everyyearfromtheageof15
Attheageof25,shestopsinvesting
HedoesNOTwithdrawasinglepennyfromthismoney

Bobby:

StartsinvestingRs.400everyyearfromtheageof25.
Hecontinuestoinvestthesameamounttilltheageof35.HedoesNOTwithdrawasingle
pennyfromthismoney.

Given:Bothearn15%perannumreturnontheirinvestment.

Whodoyouthinkwillhaveaccumulatedmorewealthattheageof35?

Whatdidyouunderstandfromtheabove?

2. Whatistheeighthwonderoftheworld?

Once upon atimetherelivedawealthyking.Hewasreveredforhisintelligenceand asatrue

patron of
Innovation. Onedayaman broughttohima newboard gamethatthe manhad invented. Hecalled
thegamechess.Thekingplayedthegamewiththemanandhewassoimpressedthatheaskedhim
tochoosearewardforhimself.Themanaskedforoneashrafi(goldcoin)forthefirstsquareofthe
chessboard,2ashrafisforthesecond,4forthethird,8forthefourthandsoonforallthe64squares
onthechessboard.

Thek i n g founditaveryeasyreward.Buttillthe64thsquare,themanhadmanaged
togather18,446,744,073,709,551,615ashrafis!!!!Thekinghadgiventhemanhiswordsohehadto
sticktoit.Soevenafterhavingemptiedhisentiretreasury,hecouldnotpaythemansfullreward.
13

LEARNING

Thestoryunderlinestheconceptof

Whatdidyouunderstandfromthis?

3. Howmanyyearsaregoodenough!Whatrateisgoodenough?

ThetablebelowshowsyouhowasingleinvestmentofRs.500willgrowatvariousratesofinterest.

Years
1
5
10
15
25

5%
525
638
814
1039
1693

10%
550
805
1297
2089
5417

15%
575
1006
2023
4069
16459

20%
600
1244
3096
7704
47698

Canyouinterprettheabovetable?

4. Neverevergiveup!
Harsha and Varsha, twins, decide to invest Rs. 3000 every year when they are 25 years old. Harsha just
gaveupattheageof30whereasVarshacontinuedtoinvestregularly. Afewyearslater,Harshadecided
to make up for all those years so she investeda lump sum of Rs. 20,000 when she turned 35 andagain
investedRs.25,000attheageof42.Thusbytheageof45,bothHarshaandVarshahadinvestedRs.63000
each.Assumingagrowthrateof15%,HarshahadRs.4lakhwhereasVarshahadRs.3.8lakh.

WhydidVarshalose?

14

LEARNING

5. Themagicofnumber72!

StateBankofferedaninterestrateof8%ondeposits.Mr.Patilwantsto
knowwhenhismoneywoulddouble.CanyouhelpMr.Patil?

Simply divide72 by th e givenrate i.e. 72/8 = 9 years.Italso worksforfinding out rate earnedwhen
money isdoubledingivenyears.

TheRuleof72:

6. SkatingAway!!!!!

Leenais15andhasjustpassedherclassXexam.Shehasbeenattendingskatingclassregularlyforlast2years
and she is recognized as one of the best in the group. Recently she heard from her master that INLINE
Skates arebecoming popular, winning the competition in INLINE Skates can get her admitted to one of the
best colleges 3years later under sport quota.Since then she has been obsessed with the idea of getting
an inline skates andpracticewithit.LeenagoestothestoresellingthebestSkatesinthecityandfindsout
thattheequipmentwouldcostherRs.40,000!

Heartbroken, she goes to her skating teacher and tells him about the inline skates. Her teacher is a young
andtalentedskaterhimself.HelistenscarefullytoLeena.

Teacher:Whatisthetroublethen?

Leena:Sir,areyoumakingfunofme?HowcanIaffordthat?

Teacher: Leena you play really well for your age but I suggest you continue playing the normal skates for
45
Years.Wecanthenconsiderinlineskates.

Leena: Sir I know I dont need it right now but I would like to have it at least next 5 years so that I can
participateinthecompetition.Butthepriceissohigh;thereisnowayIwillbeabletoaffordtheequipment
even after 78 years. After all, I am going to be studying all along. I wont be earning. Right now I save
about 400 rupees permonth but this paltry sumcan never get me that skates. The teacher smiled with a
glint in his eyes. He said,LeenapleasedontthinkthatIammakingfunofyoursituation.Notatall.Infact
you took me 10 years back intimewhenImadeasimilardecisiontobuymyownskateswhenIwasmerely
14!

15

LEARNING

Leena got a little excited. She said, Really sir, did you succeed? You must have really pinched yourself to
savesoMuchmoney!

Teacher:Youseethatskates,thatstheonethatIboughtwhenIwasexactly21!

Leena:Howdidyoumanagesuchanamazingfeat?

Teacher: Just regular saving and investment. I did not had to sacrifice much either. I just saved and
invested asmallamount regularly and did not stop till I got what I wanted. I also started saving about 150
rupees everymonthforthelasttwoyearsinhighschool andthensavedmoreandmore asIgrewupand
earnedalittlebitofmoney.

Leena:DoyouthinkIwillbeabletobuytheskatestoo,onmyown...thatisIdontwanttobothermydad.

Teacher:Ofcourseyouwillbeableto!Getapenandpaperandletsmakeyouaplan!!

Amount
permonth
Rs.200
Rs.300
Rs.400
Total

Periodof
Investment
8years
6years
5years

Principal
Amount
19,200
21,600
24,000

Possiblerate
ofInterest
10%
9%
8%

Final
Amount

7.TheInflationTermite:Beware!

Atwhatpricedidyoubuyyourschoolbaglasttime?Willyougetitforthesamepricetoday?Theansweris
probably no. This means the price of things keep on increasing. This phenomenon of price rise is called
Inflation.
Now let us assume, the price of your school bag was Rs.200 last year and it costs Rs.210 this year, the
inflationratethereforeis5%(=10/200*100=5%).NowifyouhadsavedRs.200lastyearandexpectedtobuy
thebagthisyearwithyoursavingyouwouldbeshortofRs.10.Therefore,itveryimportantthataresavings
areinvestedataratewhichishigherthaninflation.
Forexample,ifyouhaveinvestedRs.100attherateof10%andtheinflationis5%,thenyouhaveactually
earned only 5%. (10% 5% = 5%). This 5% is your real rate of return and 10% is called as nominal rate of
return.
Activity:XI
SmartGuideforyourfamilyActivity:

9 Identifythesourcesofincome
9 Findoutifthereisasurplusordeficit
9 BuildCashflowstatementandplanforbudget
9 Calculatesavingsthatcanbeinvestedforreturns
9 ShowbenefitsofInvestments
16

LEARNING

Session5

StockMarket

Canyouidentifythesebuildings?
NationalStockExchange andBombayStockExchange.TheoldeststockmarketinAsia,BSEstandsforBombay
StockExchangeandthelargeststockexchangeinIndiaandthethirdlargestintheworldintermsofvolumeof
transactions, NSE stands for National Stock Exchange, both are Mumbaibased stock exchanges. Though a
numberofotherexchangesexist,NSEandBSEarethetwomostsignificantstockexchangesinIndia,andare
responsibleforthevastmajorityofsharetransactions.

WhatisaStockExchange?
Astockexchangeisanorganizationconstitutedforthepurposeofassistingandcarryingoutbuying,selling
orotherwisedealinginsecurities.

Whataresecurities?
Securitiesarefinancialinstrumentsandincludeinstrumentssuchasshares,bonds,debenturesofacompany
or body corporate or a government. Thus, a stock exchange provides a trading platform, where buyers and
sellerscanmeettotransactinsecurities.Astockexchangecouldbearegionalstockexchangewhoseareaof
operation/jurisdictionislimitedtoaregionoranationalexchangepermittedtohavenationwidetrading.

EARNING

17


AboutSEBI

Thefunctionofthesecuritiesmarketistoallowcompaniestoraisecapitalfrompublic(primarymarket)and
to enable trading in the shares of public companies (secondary market). Securities and Exchange Board of
India(SEBI)isabodysetupbytheParliamentin1992toprotectinvestors,andtoregulateanddevelopcapital
market.Itstartedoperationsin1988throughanorderofGovernmentofIndia.ItisheadquarteredinMumbai
withregionalofficesinDelhi,Kolkata,ChennaiandAhmedabad.

Companieswhowanttoraisecapital(money)frompublichavetodisclosetheirfulldetailsasperrulesmade
bySEBI.Subsequently,thesecompaniesarerequiredtopublishinformationperiodicallyforthebenefitofthe
investors.Incaseoftakeoverofacompany,therulesmadebySEBIhavetobefollowedsothattheinterest
ofshareholdersofthecompanyisprotected.

Buying and selling of shares takes place in the stock exchanges through stock brokers. These entities can
functiononlyiftheyhaveSEBIlicense.TheyarealsorequiredtofollowruleslaiddownbySEBI,toprotectthe
investors.SimilarlySEBIalsoregulatesotherparticipantsinthecapitalmarketslike,subbrokers,depositories,
depositoryparticipants,portfoliomanagers,merchantbankers,sharetransferagentsetc.

Mutualfundscollectmoneyfrompublicundervariousschemesandinvestinthemarketonbehalfofinvestors
and are also governed by rules formulated by SEBI. Mutual Funds have to disclose details of the scheme,
where they will invest money, the fees charged from the investor etc. They also have to make periodic
disclosuresforthebenefitofinvestorsasmandatedbySEBI

SEBI also educates investors, facilitatesredressalof their grievances and protects them by introducing
consumerfriendlydisclosurenormsfromtimetotime.

Formoreinformationpleasevisitwww.sebi.gov.in

18

For future financial education programs on any of the following modules;

1.
2.
3.
4.
5.
6.
7.

School children
college students
Middle income group
Executives
Retirement planning
Home makers
Self help group

OR
Any of the following topics of securities markets namely;
1.
2.
3.
4.
5.
6.
7.
8.
9.

How to read an offer document

How to invest in the primary market through stock exchanges.
How to trade in securities/guide to investors.
D-mat account and depositories.
Mutual funds-dos and Donts
Collective investment schemes- Dos and donts
Buy back of shares, delisting of securities,
Takeover regulations
Investor grievances-how to resolve it

Please write to SEBI at feprogram@sebi.gov.in

Or
DEPUTY GENERAL MANAGER
OIAE / IAD
SEBI BHAVAN
Plot No - C4-A, G - Block
Bandra Kurla Complex Bandra (East)
Mumbai 400051
Tel: +91 022 26449142

19

Contact details of SEBI offices in India

HEAD OFFICE
SEBI BHAVAN
Plot No.C4-A,'G' Block, Bandra Kurla Complex, Bandra (East), Mumbai 400051
Tel: +91-22-26449000 / 40459000 / 9114 / Fax: +91-22-26449016-20 / 40459016-20
E-mail: sebi@sebi.gov.in
(Maharashtra, Madhya Pradesh, Chhatisgarh, Goa, Diu, Daman and Dadra & Nagar Haveli)

Northern Regional Office

5th Floor, Bank of Baroda Building,
16, Sansad Marg, New Delhi - 110 001.
Tel: +91-11-23724001-05 / Fax: +91-11-23724006.
E-mail : sebinro@sebi.gov.in
(Haryana, Himachal Pradesh, Jammu and Kashmir,
Punjab, Uttar Pradesh, Chandigarh, Uttarakhand and
Delhi.)

Southern Regional Office

D' Monte Building, 3rd Floor, 32 D'
Monte Colony, TTK Road, Alwarpet, Chennai: 600018.
Tel : +91-44-24674000/24674150
Fax: +91-044-24674001
E-mail : sebisro@sebi.gov.in
(Andhra Pradesh, Karnataka, Kerala, Tamilnadu,
Pondicherry and Lakshwadeep & Minicoy Islands)

Eastern Regional Office

L&T Chambers, 3rd Floor, 16 Camac Street,
Kolkata - 700 017
Tel : +91-33-23023000 / Fax: +91-33-22874307.
E-mail : sebiero@sebi.gov.in
(Assam, Bihar, Manipur, Meghalaya, Nagaland, Orissa,
West Bengal, Arunachal Pradesh, Mizoram, Tripura,
Sikkim, Jharkhand and Andaman & Nicobar Islands)

Ahmedabad Regional Office

Unit No: 002, Ground Floor SAKAR- I,
Near Gandhigram Railway Station, Opp. Nehru Bridge,
Ashram Road, Ahmedabad - 380 009
Tel : +9179-26583633-35 / Fax: +9179-26583632
E-mail : sebiaro@sebi.gov.in
(Gujarat and Rajasthan)

SECURITIES AND EXCHANGE BOARD OF INDIA

PUBLISHED IN JULY 2010