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Travel Guard International

Policy Wording

Travel Guard Global Travel Insurance




1


1.1

1.2
1.3

1.4

1.5

1.6
1.7

1.8

1.9
1.10

1.11

1.12






/





























New Hampshire Insurance Company
Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

1.13

1.14

1.15

1.16

1.17

1.18


(Pre-existing Conditions)

1.19

(AIDS)









()
/


(1)

(2)
(3)

(4)

( )
24





12


(Acquired Immune Deficiency Syndrome)

(Malignant Neoplasm)
HIV (Human Immuno Deficiency
Virus)
(Pneumocystis Carinii Pneumonia)
(Organism Or Chronic Enteritis) (Virus) /

(Disseminated Fungi Infection)
(Malignant Neoplasm) Kaposis Sarcoma
(Central Nervous System
Lymphoma) /
(Acquired Immune Deficiency Syndrome)

(AIDS) HIV (Human Immuno Deficiency Virus)
(Encephalopathy Dementia)
New Hampshire Insurance Company
Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

1.20
1.21

1.22

Travel Assist

1.23

1.24

1.25

1.26

1.27



/


/







Travel Assist

Travel Assist







()




(
(hovercraft) )

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

2

2.1

()



865


2.2

2.3

2.3.1 (Single Trip)
2


(
)
2.3.2 (Annual Trip)
2.3.1 120



2.4



2.5
2.5.1


30

2.5.1.1
2.5.1.2
2.5.1.3
2.5.1.4



New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

2.5.2
30

2.5.2.1
2.5.2.2
2.5.2.3 (
)
2.5.2.4
2.5.3
30

2.5.3.1
2.5.3.2
2.5.3.3
2.5.3.4
2.5.3.5
2.5.3.6
2.5.3.7
2.5.3.8 (
)
2.5.4
2.5.4.1
2.5.4.2 Travel Assist
2.5.4.3
(First Aid) Travel Assist

2.5.5
Travel Assist Travel Assist

2.5.5.1
2.5.5.2 2.5.3
30
2.5.6
2.5.6.1
2.5.6.2
2.5.6.3
2.5.6.4
2.5.6.5

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

2.5.7
Travel Assist

2.5.7.1
2.5.7.2
2.5.7.3
2.5.7.4
2.5.7.5
2.5.8
Travel Assist

2.5.8.1
2.5.8.2
2.5.8.3

2.5.8.4
2.5.8.5
2.5.8.6

2.5.9
2.5.9.1
2.5.9.2
2.5.10
2.5.10.1
2.5.10.2
2.5.10.3
2.5.10.4 (Travel Itinerary)
2.5.10.5
2.5.10.6
2.5.10.7
2.5.11
2.5.11.1
2.5.11.2
2.5.12
2.5.12.1
2.5.12.2
2.5.12.3
- -

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

2.5.12.4 ( )
2.5.13
2.5.13.1
2.5.13.2
2.5.13.3

-
-
2.5.13.4 ( )
2.5.14
2.5.14.1
2.5.14.2 BOARDING PASS
2.5.14.3
2.5.14.4

2.5.15.1
2.5.15.2

2.5.15.3


3
2.5.15.4

2.5.15

2.5.16
2.5.16.1
2.5.16.2
2.5.16.3
2.5.17
2.5.17.1
2.5.17.2
2.5.17.3

2.6


2.7
15


90

New Hampshire Insurance Company
Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording


15


2.8
2.8.1
2.8.2 (Single Trip)

2.8.3 (Annual Trip)

2.8.3.1 15


2.8.3.2


(/)

1
2
3
4
5
6
7
8
9
10
11
12

15
25
35
45
55
65
75
80
85
90
95
100



2.9


(.)

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

2.10


3



3.1
3.2


3.3 /
3.4

3.5

3.6 ()
3.7



3.8

3.9
3.10
4


New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA1







1,500


1.
2.


( 1)

3.

4. 14
5.



( TA1)

1. (Pre-existing Conditions)
2.
3.

4.
5.
New Hampshire Insurance Company
Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

6.
7. ( 2) (Hearing Aid)
(Speech Device)
8.


9.
10.
(Cosmetic Surgery)

11.

12.

13.
( )
14.

15.

16.

150

17.

18.

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA2



1.
(7)
(21)

2. (21)





()
( TA2)

1. (Pre-existing Conditions)
2.
3.

4.
5.
6.
7. (Alternative Medicine)

(Chiropractic)
8. ( 2) (Hearing
Aid) (Speech Device)
9.



10.
11.
(Cosmetic Surgery)

12.

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

13.

14.
( )
15.

16.

17.

150

18.

19.

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA6


180


1.
2.

100%
100%

3.
4.
5.
6.

100%
100%
100%
100%
100%
75%
60%
60%
60%
15%

7.
8.
9.
10.


12

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

(
TA6)


1.

150

2.
3.
4.
( )
5.

6.
7.

8.
9.
10.
11.

12.

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA7


Travel Assist
Travel Assist
Travel Assist
Travel Assist Travel Assist


/ Travel Assist


(
TA7)


1.

2. Travel Assist Travel


Assist Travel Assist


Travel Assist

3. (Pre-existing Conditions)
4. HIV
5.

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA8


30
Travel Assist Travel Assist
Travel Assist


()

( TA8)


1.

2. Travel Assist
3. (Pre-existing Conditions)
4. HIV
5.

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA11



(20)


(5)

10,000
2

Travel Assist Travel Assist -
2
Travel Assist





()

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA12


3,000


1,000
( TA12)

1. (Pre-existing Conditions)
2.
3.

4.
5.
6.
7. (Alternative
(Chiropractic)
Medicine)
8.
9.
(Cosmetic Surgery)

10.
( )
11.

150

12.

13.

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA16


30 ( 4)
1.

2.

3.
4.
1


/

/

( TA16)

1.
2.

3.


4. HIV
5.
6. (7) (
)

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA17

1.
2.
3.
4.
5.

6.

( )
/



()
( TA17)

HIV

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA19





(1,000)
24


( TA19)

1.
2. 24

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

3.


4.

5.
6.

150

7.

8.

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA20

1.

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

2.
24





1.

2.
1
3.
1

1.

2.


3.



4.

5.




--
()

( TA20)

1. ( )



New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

2.


3.
4.

5.



6.

7.

8.

9.

10.
11.

12.

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA21



(handheld computer)




( )






1

1.
(24)



2.

)
)

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording




-- ()

(
TA21)


1. ()




2.


3.
4.

5.



6.

7.

8.

9.

10.
11.
12.

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA23




( )

24

( TA23)


1. 24


2.

3. /
New Hampshire Insurance Company
Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

4.
5.

150

6.

7.
8.

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA24




1. 8


20

2. 16

1 30
3. 24


2 50



()

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA25




( TA25)

1.
2.

3.

4.

5.

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA27





1.
2.



( TA27)

1.

2.
3.

4.
5.
6.
7.
8.
9.

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA28


Travel
Assist

TA29

- -


1.






24

)
)




2. --
2.1 --
18

--

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

2.2
-- 2.1
--
--


1.
--
2.
- -

()

( --TA27)


1.

2.


3.


4.

5.

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA30

)
)

)


( TA30)

1.

2.

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA32


(6)




(6)

5:


TG Exclusion 1

()




1.
2.

Afghanistan, Cuba, Democratic Republic


of Congo, Iran, Iraq, Liberia, Sudan or Syria

2.1

2.2

2.3

2.4

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

Travel Guard Global Travel Insurance




1. (Single Trip)
2



2. (Annual Trip)
(Single Trip) 120



1.
2. (Single Trip)

3. (Annual Trip)
3.1 15


3.2

(/)

1
2
3
4
5
6
7
8
9
10
11
12

15
25
35
45
55
65
75
80
85
90
95
100

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording



1.
2.


3. /
4.

5.

6. ()
7.



8.

9.
10.


TA1
TA2
TA6

TA7

TA8
TA11
TA12
TA16
TA17
TA19
TA20
TA21

TA23
TA24
TA25
TA27
TA28

A B

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

Travel Guard International


Policy Wording

TA29 --
TA30
TA32

A B

TG exclusion 1


:
1.
(.)
2. /

New Hampshire Insurance Company


Policy Wording TG International Individual_ 01/16
American International Group, Inc. All Rights Reserved.

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