My Clothing & Personal care Dak the fashion consultant at My Closet, Select the type of clothing you wll purchase. Determine the Ser type of personal care supplies and services you need for yourself and your spou: Enter the total on My Spending & Savings Plan Clothing for me Clothing for spouse Personal care for me Personal care for spouse Total clothing & personal care expenses $_>\P Enter this amount in your Debit Card Register and subtract to find your balance remaining. Wants & Extras Visit Mad City Mall. Select any 'y number of optional special purchases you want for you and your family. Enter the total on My Spending & Savings Plan. List Want Ce!) nine(smct) Cost $_ 65 Want + Need heip> Want + Visit Mad City mall Want Want + Want + Total wants & extra expenses $. Enter this amount in your Debit Card Register and subtract to find your balance remaining.Soran Sturn ggmene mR A985, and mora PY sp Ors @ YOUr househose’ Select ar 12 °Wips ke and SavinehOld. You cast least 2 on by 198 Plan: Select ony | MEN actnte fan.ane CONN teksts, vacation pack: usr * Sty Der porton Ener the ei oa ng Activity 7) SA bee ; Ne ” Aetity gee con s_Oe Activity = a ty Noe ey —Taee Activity 200 ~~ eon > spree tivity Shag bone - A TY sent ne +. \Ctivity Poul eas SS + 3 Activity ee i Need help? Total entertainment expenses $, a FZ Visit Fun stuff Enter this amount in your Debit Card Register and subtract to find your balance remaining. My Furniture & Decorations Visit Home Stuff. Select the furniture and decorative items you want for your home. (Sorry, no sleeping on the floor!) Enter the total on My Spending & Savings Plan. Furniture $ 100 Decorative home items +£0 \S Neeq help? Household needs + a ? Jou: Visit Home stutt Total furniture & decorations expenses $. \ 6S Enter this amount in your Debit Card Register and subtract to find your balance remaining. 007-2010 Crede Umon National Associabon Inc.My Meals, he ut. Enter 1OW much you will spend on drinling coffee and eating ot 19 Plan under "Food." Week 1 food $. Week 2 food +22 —— Week 3tood +12 Week 4 food +__1O CO — Eat out fast food (Ztimes per month@ ZO per time) +__ GO Eat out fine dining (22 times per month@ ACper time) +_1 20 _— Coffee forme +2 — \@ Coffee for spouse + iS Need help? , visit Gotta Eat! food & di Smee Total food expenses $22 — Enter this amount in your Debit Card Register and subtract to find your balance remaining: My Children Visit Kid Care to select clothing and care for your child. = You must purchase clothing for your child regardless of age. + If your child is 8 years or younger, you must purchase diapers. * Because you are working you must hire child care. * If your child is 1 year or younger, you must buy formula. Enter the total on My Spending & Savings Plan. Clothing $_2. Diapers +_ 35 0 Need help? Visit Ki Formula +__T) Kid care Child care +_Z2S_O Presents, books, toys +. ZO Total child expenses $. 340 Enter this amount in your Debit Card Register and subtract to find your balance remaining. {© 2007-2010 Cred Union National Association heMy Housing ne total mé Visit Really Realty & Utiities, Make a housing choice and add up the tot Entor the total on My Spending & Savings Plan. net Mortgage/tent payment s Eloctricity”oat payment +e Water/sewer payment +s Insurance payment (optional) + : 6s Phono/cable/Intomet +59 Total housing expenses s_ 4469 jonthly costs. Need help? Visit Really Realty & Utilities Enter this amount in your Debit Card Register and subtract to find your balance remaining, My Transportation fc Your transportation Monthly payment $_8oo Car insurance +20 Gas for month +looO Vehicle repair + Bus pass (if applicable) + ‘Spouse’s transportation Monthly payment $. O Car insurance +~4g Gas for month +e Vehicle repair + GO Bus pass (if applicable) + Total transportation expenses $, 22. {© 2007-2010 Crd Unio Nana Associton he. Visit Big Wheels New & Used. Mako transportation choices and add the total monthly cost (or yourself and your spouse. Enter the total on My Spending & Savings Plan. sp. Need help> Visit Big Wheels new & used Saving for a caro Enter the amount in ‘Savings & Contributions” Enter this amount in your Debit Card Register and subtract to find your balance remaining. Page 2 0Name My Budget Work Sheet Welcome to the future in Mad City Congratulations! You graduated, maybe got married, and landed a job. You also have goals, expenses, and bills. Now you need th of your hard-earned money you can sper future needs and wa a budget so you'll know just how mu id on day-to-day hving expenses and, of course, how nts, Directions * Use this work sheet to determine how much money you will allocate to each category on My Spending & Saving Plan. * Visit all the Mad City merchants and make Purchases. You will pay each merchant with your debit card. + Visit the merchants in any order. = Remember to balance your account every time you make a transaction, + Complote My Spending & Savings Plan by the end of the session. + Your goal is to end up with no more than $100 in your checking account. That means you can't be overdrawn. It also means | that any money in excess of $100 must be put | in savings, used to reduce debt, or spent on | your goals. My Income Use the information on your “About Me” statement to complete this section. My take-h lar 2,06 ly take-home salary $ OG2 i _ Need help? + Spouse take-home salary (it married) 44 3, 24 6 ae Hie Creait faly Subtotal $5 39% oa ~ Student loan payment_}5 6 eae X58 Enter this amount as the ubtotal $_4 205 balance in the highlighted = Medical insurance copay_LOO section of your register. = z Total monthly household income [$3107] t Page 1 of 7Name About Me My life in the future as a Personal Trainer ... My monthly take-home salary: $2,062" My spouse's occupation: Non-profit association manager $3,296" My spouse's monthly take-home salary: A ocl tte, and federal taxes hve been deducted rom your sly .» comes with obligations: $150 a month Student loan payment: Medical insurance copay: $100 a month covers me and my family Credit card debt: $4,746 Child: Conner, 3 years old Credit Score: 650 (some late payments) 10 Credit Union National Associabon Inc\ ow ene aa ede gate {ite hagnvarse, Vay Ws the P My fmcnige & penchng a rena ad Ue pes temnee (aes wa ve panarsed oneraee © al unesuertad espanses $ frtee th a wrrena dn gio Us aan ny, wh 00 ys Janege & fora weaned” OHS Vreit thes Cornett Unie 10 1 hates Erte Ms to nm yrs ( esti arenes quan yin ta fal untdin “Batre es Heelies Bonin Of joe Wane viding Van Varnttall waco Viirwtall econ + income $. Total windtall at Card Register aunt an your DED this arn fo find your Eo and sub you VISIT ALL THE MERCHANTS? Plan, Nave eure you have $100 oF DID qront, News you (ae Tomplate My Savings & Spending woe binngy 8OCOUDE WW yom, lowes in yor y for your tarry 16 0, tits to grt mene OP vou hiavesntoress to shop ar ern (0 by) Pay evry 0 tne re al Meee bemn nem a oe a Saving & Contributions Determine what you are saving for and deduct the amount you will sav charitable contributions you want to make. Visit the Credit Union to deposit your ‘and/or contributions. Enter the total on My Spending & Savings Plan. 1 for your goal. Determine the ir check for savings V'm saving for Deposited in savings each month $___— I'm saving for Deposited in savings each month +____— im saving for Deposited in savings each month + ___— Need help? Visit the Credit Union Tot: located to savings and contributions $. Enter this amount in your Debit Card Register ‘and subtract to find your balance remaining. My Devt Owe nothing on your credit cards? Great! Skip this section. If you owe, read on! Enter the total amount unt you owe on your credit card. You must pay more than the minimum amount owed each month. you can afar it pay of the entre amount: Visi he ‘Credit Union and write a jor your debt payment. Enter the total on My Spending & Savings Plan. Total amount owed times 4% = cre minimum credit card payment (Creat Gard debt x04 = minimum cred card payment) CM aub xor=s S894 ) ‘My minimum payment is AHI S41 Need neipe Visit ti Era payment over minimum +_ LPNS Credit Uren, Total credit card payment $_“Sieskewe!) 209 344 2 Enter this amount in your Debit Card Register ‘and subtract to find your balance remaining. y a 7 Pag 62007-2010 Cnt Un National Aanociton