Show me the money!

Welcome to
Girl 2 Girl Conference
January 2010

Your instructor:
Janet Porcaro
 Agenda
All about money and value
What is your earning power?
Mastering your bank account
Make your money work for you
The hidden costs of credit card spending
Make the most of your money
What is money for?
What do you want?
What do you need?
What is money?

• Money is currency and

coin that are guaranteed
as legal tender by the
government.
• The U.S. government
prints money. The
amount printed is tightly
regulated to maintain
value.
 Does money
equal happiness?
What do you want?

• What things do you

want?
• What do you love
to do?
• Where do you want
to go?
What is your
earning power?

Earning power is your ability to

make money.
 What are your values?
A value is something that
is very important to you

Your values are formed

from your life experience

Whatever you value will

influence how you spend
or save your money

Your values will change

during your life
 Value

• A fair price
• A return on experience
• A return on investment
How do you determine value?
 Purchasing Power

• Making good buying

decisions by
comparing the value
of a product to its cost
• Is it really a bargain?
Become a wise
consumer
• Resist buying on
impulse
• Take care not to carry a
lot of cash
• Consider the life span
of your purchase
• Do comparison
shopping for a better
price and a better
product
• Discuss the costs of
things in terms of
energy spent
 Do your homework
before you shop
• Zillions Magazine
• Consumer Reports
• Benefit from the
experience of others
Understanding
your banking
opportunities
 Checking account

Name
123 Your Street
City, ST ZIP

Pay to the
order of $

Memo
Memo
Checking register
Your check register
Savings account
Earning power
 A budget is a plan for the future
• Save for future goals (what do you
want?)
• Build good spending habits
• Live with confidence that you have all
you need
• Give back to the world by donating to
causes that are important to you
Some budget guidelines
It’s never too early to start making a plan
Credit cards and the
hidden costs?
 Decide to live with
an attitude of abundance

“True prosperity is not measured in terms of palaces, servants,

cars, chauffeurs, fur coats and real estate, but in achievement,
contentment,confidence, freedom, inspiration, beauty; in a clear
conscious, abounding health and energy, rich thoughts and deep
awareness; in harmonious relationships with others, love and
devotion of friends,guidance in times of uncertainty, courage
in the presence of fear,protection in the midst of danger, and
peace of mind; and in the sense of joy that comes from the
realization that God(the Universe)is instant and unfailing Supply.”
Thank you for your attention

“Live long and prosper.”

Mr. Spock