CERTIFICATION OF NON-RESPONSE / NON-PERFORMANCE

STATE OF GEORGIA )
) ss
COUNTY OF DEKALB )

PRESENTMENT Be it known, that, the person signing below, a duly empowered Notary Public, at the
request of Sylvester D. Moore In care of
creditor
1075 Peachtree Walk NE A321, Atlanta, GA 30309
Address

did duly present on May 11, 2010 the instrument(s) _NOTICE OF FAULT UNDER NOTARY SEAL
RB656628393US dated May 11th, 2010 to Mrs. Lauren D Lloyd of Navy Federal Credit Union, 820
Folin Lane, Vienna, Virginia 22180
respondent(s)

signed by Sylvester D. Moore stating that

1. A fault on an existing contract occurred and , and

2. Granting (7) days from the postmarking to cure that fault

the time limit having elapsed for response, rebuttal, or acceptance thereof, which was refused by non-
response/nonperformance.

PROTEST Whereupon, the Notary Public signing below, for the reason dishonor by non-
response/non-performance, does publicly and solemnly certify the dishonor as against all parties it may
concern for liability equivalent to all costs, damages and/or interest incurred, or hereafter
incurred, by reason of non-performance thereof and stipulations therein.

NOTICE The undersigned Notary Public, certifies that on August 15, 2010 Notice(s) of Default
were sent to the party noted below by depositing in a depository of the United States Postal Service within
the State indicated herein a sealed envelope containing said Notices(s) directed to the respective
person(s) or entity(ies) at the last known corresponding address noted below:

NAME ADDRESS

Lauren D Lloyd
C/O Navy Federal Credit Union
820 Folin Lane
Vienna, VA 22180

TESTIMONY In testimony of the above, I have signed my name and attached my official seal

_______________________________________
Notary Public

My commission expires:____________________
Date ___________________________________