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Farah Naaz Parul Sharma Shama Gupta
Farah Naaz Parul Sharma Shama Gupta
FARAH NAAZ
PARUL SHARMA
SHAMA GUPTA
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aThe emphasis was on
a Human development,
a Increase in the growth rate and
a Adoption of a full scale employment scheme for
all.
a For such development one needs to
a Promote the social sectors of the nation and
a To give utmost importance to the eradication of
poverty.
a Participation of the governmental agencies along
with the general population of that nation.
a Combined effort of public, private, and all levels
of government is essential for ensuring the
growth of india's economy.
aTo prioritize agricultural sector and emphasize on
the rural development
aTo generate adequate employment opportunities
and promote poverty reduction
aTo stabilize the prices in order to accelerate the
growth rate of the economy
aTo ensure food and nutritional security
would increase commensurately to
.
aThe task for preparing the Action Plan on Rural
Housing has been taken up in the second year of
the Ninth Five Year Plan i.e. 1998-99.
aThe composite housing strategy for the Ninth Five
Year Plan is multi-pronged and includes proposed
modifications in the existing housing schemes and
certain new initiatives.
a Indira Awaas Yojana (IAY)- Main Programme
a Credit-cum-Subsidy Scheme (CCS)
a Cooperative Housing:
a Innovative Stream for Rural Housing and Habitat
cevelopment (ISRHHc)
a National Housing Bank(NHB)
a Basic Minimum Services(BMS) Programmes
Indira Awas Yojana (IAY) ² for construction of new
houses free of cost for the target group below the
poverty line comprising SCs/STs, freed bonded
labourers and also non-SCs/STs families to
continue. In addition, a new component for
upgradation of kutcha and unserviceable houses is
being introduced.
Credit ²cum-subsidy scheme to cover people upto
twice the income level of the Below Poverty Line
families. Assistance in the form of subsidy and
loan on a 50:50 basis within Indira Awas
Yojana(IAY) cost norms.
Cooperative Housing: The cooperative housing
movement has also contributed to the housing
sector by constructing 7.00 lakh units in the rural
areas. It is expected to improve its performance
in the ensuing years of the Ninth Five Year Plan
period.
aInnovative Stream for Rural Housing and Habitat
cevelopment (ISRHHc) ² to encourage the use of
cost effective, environment friendly, scientifically
tested and appropriate indigenous and modern
designs, technologies and materials.
aNational Housing Bank(NHB) ² to finance 1 lakh
housing units under the Swarna Jayanti Housing
Finance Scheme.
aGreater equity participation to HUcCO for
construction of additional houses in rural areas.
aRural Building Centers to facilitate technology
transfer, information dissemination, skill up
gradation and production of cost effective and
environment -friendly materials.
aBasic Minimum Services(BMS) Programs ² Housing
is one of the seven components identified under
the BMS to provide housing to the shelter less
poor in a time bound manner
aIn the first year of the Ninth Plan i.e. 1997-98 the
Central outlay for rural housing (i.e. IAY) was
Rs.1190.00 crore.
aWith this financial provision approximately 7.00
lakh IAY houses were constructed during that year.
aApprox. 5.30 lakh units have been constructed
outside the IAY by various housing agencies and by
the State Governments.
a Therefore the total houses constructed in 1997-
98 were approx 12.30 lakh.
aIn the financial year 1998-99, a Central outlay of
Rs.1600.00 crore has been provided in the Budget
for Rural Housing.
aBased on this central provision it is estimated
that 13.28 lakh houses can be constructed under
the IAY and other housing schemes.