CASH MANAGEMENT

SERVICES
BRIEF
 Collection, concentration, and disbursement of cash
 Encompasses a company's level of liquidity, its
management of cash balance, and its short-term
investment strategies
 It improves the profitability and reduces the risk to
which the firm is exposed.
HDFC CMS

Collection Services

Payment Services

ECS Credit & Debit

COLLECTION SERVICES
 Local Cheque Collections

 Outstation Cheque Collections

 Transfer Cheque Collections

 Clean Collections
PAYMENT SERVICES

 Payable At Par Cheque Book

 At Par Facility for Statutory Payments

 Pay Quick
ECS CREDIT & DEBIT
 Electronic Clearing System (ECS) for faster collections
(ECS Debit) and payments (ECS Credit)

 ECS Credit can be utilised for payments like interest /

dividend etc

 ECS Debit is normally used for collections which

include payment of utility bills (electricity, telephone),
collection of taxes etc.
STANDARD & CHARTERED CMS
Payment Services
Collection Services
Liquidity Management
Clearing Services
Continuous Linked Settlement
Gateway Banking
PAYMENT SERVICES
 Cross-border payments

 Domestic payments

 Payroll

 Payments system integration

COLLECTION SERVICES
 Extensive clearing network

 Guaranteed credit

 Comprehensive MIS

 Outsourcing of collections
LIQUIDITY MANAGEMENT

 Physical sweeping

 Notional pooling

 Interest reallocation

 Investment
CLEARING SERVICES

 Emerging markets

 USD clearing

 Automated payments

 Value-added reporting

 Billing
CONTINUOUS LINKED SETTLEMENT
 Eliminate the inherent settlement risk from the current
foreign currency settlement processes

 Provide a mechanism for containing any systemic risk

arising from the failure of a major market participant

 Separate payment legs of an eligible foreign exchange

trade are simultaneously exchanged
ICICI CMS

Payment Services

Collection Services
PAYMENT SERVICES
 Integrated Payment System (IPS)

 Bulk disbursement solutions

 Payable at Par solutions

 Internet-based cheque writing facility

COLLECTION SERVICES
 Local cheque collection through

 Upcountry cheque collection through

 RTGS integrated collections

 Electronic collections (through auto-debit)

 Cash collections through our Doorstep banking services