Rubikon I

Cash Management Solution

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RCMS Rubikon®

Rublkon cash Management SoluUon

The RCMS Advantage

Payments, Collections & Liquidity Management

Neptune's cash management solution reduces your overall processing costs for domestic and global payments, collections and liquidity management, saving you time and money while providing a value-added service to your corporate customers. Our comprehensive cash management solution is tailored to enhance the efficiency of the services you provide to your clients. This will eliminate many manual tasks involved in making payments and collection for corporate customers, allowing you and your staff to spend more time focusing on your core business needs.

Rubikon eMS offers a wide range of collection and payment services to meet your complex cash management needs. Payments received from buyers and made to suppliers on behalf

of your clients are efficiently processed to optimise the client's cash flow position and to ensure the effective management of your clients business operating funds. Above all Rubikons adaptation of the latest technology differentiates it from the other competing solutions.

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Payment Services

Controlled Disbursement Account

Send early notification of daily account distributions to warn customers of insufficient funds or excessive cash positions.

Disbursement Zero Balance Account (ZBA)

Enable businesses to eliminate idle balances in multiple disbursement accounts by establishing disbursement Zero Balance Accounts.

Automated Clearing House (ACH) Payments & Wire

Transfer

Enable same-day disbursement of funds instantly and safely to

accounts locally or internationally, via phone, fax or personal computer.

Rubikon eMS provides an efficient and cost-effective online channel for businesses to disburse payments to trading partners, employees etc.

Collection Services

RUbikon CMS is designed and developed to meet all your collection needs for Cheques, Cash and Electronic Transfer. Whether you intend to handle collections locally or internationally, Rubikon provides you with an innovative, integrated cash management solution customized to your specific needs.

Rubikon CMS is based on an extremely robust technology capable of catering to the collection requirements of: ·:·Large Corporate

·:·Small and Medium Segment ·:·Banks

·:·NBFCs

·:·Mutual Funds

·:·Financial Intermediaries

Rubikon handles the complete life cycle of Post-dated Cheques till they are realized. All activities like maintaining PDC inventories, retrieval and depositing of cheques for payment, representation of a bounced cheque and exception handling (stop payment etc.) are seamlessly handled internally by the system.

Bulk Collections

Our solution meets all Bulk Collection requirements i.e, Postdated Cheques (PDCs), Bulk Collections through Cheque clearing etc. With Rubikon, your bank will be able to process collections in a convenient and efficient way to avoid any reconciliation issues. Our solution has the required technological infrastructure and capability to manage and handle PDCs, and is well supported with a robust MIS system ensuring maximum benefits to your organisation.

Liquidity Management

Let your valued clients effectively maximize their cash resources.

By giving your clients a clear picture of their daily liquidity positions across multiple entities, countries or currencies, greater opportunities can be created for the short-term investment of any surplus funds. From highly customized liquidity management products to centralized information reporting, Rubikon eMS is the right platform to propel your cash management services to new heights.

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Rubikon Cash Management Implementation View

Customer 1

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If) MD User

BANK

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UK Office:

Neptune Software Pic Carolyn House 22-26, Dingwall Road, Craydon, Surrey CR09XF United Kingdom Tel: +44 (0) 20 8680 0239 Fax: +44 (0) 20 8253 59 20 Email: sales@neptunesoftwareplc.com

Neptune Offices Worldwide

Eastern Africa: Neptune Software Kenya 7th Floor, Victoria Tower Kilimanjaro Road, Upper Hill Nairobi.

Tel: +2542719491 Fax: +254 20202719309

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