ROLE OF COMMERCIAL

BANKS IN THE
DEVELOPMENT OF
ECONOMY
GROWTH IN GDP IN RECENT YEARS

9
8
7
6
5
4
3
2
1
0
2000- 2001- 2002- 2003- 2004- 2005- 2006-
01 02 03 04 05 06 07
Growth in GDP
Contribution to Real GDP 2006-2007
2%
23%

60%
Services 15%
Agriculture
Manufacturing
Other Industry
 BANKS
• Nationalized scheduled banks
• Specialized banks
• Private scheduled banks
• Foreign Banks
• Housing finance companies
• Micro finance banks
• Islamic banks
ROLE OF BANKS
IN
AGRICULTURE
SECTOR
 SHARE OF AGRICULTURE SECTOR IN
GDP

24.5
24.2
24
2002-03
23.5 23.5
23.3 2003-04
23.1 2004-05
23
22.8 2005-06
22.5 2006-07

22
2002-03 2003-04 2004-05 2005-06 2006-07
ALLOCATED RESOURCES BY
BANKS

80 80
70
60
50 48
40
30
23
20
10 9
0
Big 5 ZTBL PPCBL Others
Banks
Rs. In Billion
 DISTRIBUTION OF LOANS
Farm
Tube Wells Production
Equipment
4%
1%
Tractors

Farm
Tractors
Equipment
33%
Production Tube Wells
62%