Top Money Market Funds

All investors, when make an investment want to get the maximum returns with minimum associated
risks. Similarly with financial market stocks and bonds, investors try to investigate as much as possible
about the top money market funds. However before investors start actual investment in this sector,
financial counselors give some suggestions about top money market funds.

What Is Top Or High Market Funds

The first thing to ask is what are these highest market funds or top money market? In fact they are the
markets of mutual funds which promise to give high returns. But the irony is that many companies and
markets that talk about providing maximum returns on investment actually fails to deliver that promise.
On the other hand, if an investor has less money to invest, then opting for traditional funding system is
not a wise option, and investing less money in risk prone investment is also dangerous for the investors.
With limited investment, investors may have to lose much more.

Choosing A Top Money Market Funds

The risk of deflation is strongly associated with the top money market funds. Investors must consider
the potential of this risk before making any investment decision in the top money market funds.
However according to many financial experts, choosing top money market doesn’t always come with
profitability guarantees; whereas it doesn’t reduces the risk of loss. If the investment in a top money
market can get investor the maximum profit, then there is an equal chance that it can drown all the
investor’s money too.

Top Money Market Mutual Funds

The top money market mutual funds are a popular way to secure principal amount and earn good
returns from the rate of interest. The report of the Business Week and the investment Institutes tell that
during the initial phase of 2010, the number of money in the money market mutual funds has amounted
to $3-3trillion, it also has $1 trillion in the form of individual investor money. However the seven day
average yield of these funds has reached 0.3%. In the year 2010, the best money funds are all those that
can give positive returns on investment. In the mean, time the money market fund’s return keep
fluctuating on a daily basis.
 Top Money Fund

In this field of top money market funds, fidelity select market is considered to be the top performing
funds. According to the August 2008 report, in a category of “smart money” with a percentage yield of
2.42; fidelity was considered the best. However in the year 2010, the percentage dropped to 0.19%, but
still they are the best option. Moreover the interest rates have reached 0.33% from 0.43%, which keeps
the yield positive with less associated risk. The minimum required investment for these funds is $2.500.

Dreyfuss Money Market

They started in 2010 with yield for seven day equal 0.13%. Dreyfuss money market stands at no 2
position for taxable money for individuals. However, the five year average return of this fund has
reached 3.00% and the minimum required amount for a start up is $55,000.