MAX India Limited

• A Multi Business Corporation

• Focused on Service Oriented Business
- Life Insurance
- Healthcare
• Investments of Rs. 350 Crore in Life Insurance Business
• Top 200 Most Valuable Companies in India (Business India ,Oct. 2005)
• Business World Magazine’s Survey, "Great Workplaces In India".
120 Companies that took part in the survey, We are in 20th Position.
• Partnership with the most respected names in the world…..
 Healthcare Services : Harvard Medical Institute, USA
 Life Insurance : New York Life International, USA
 Communication Services : Lockheed Martin Global Telecommunications, USA
 IT Enabled Services : Mind Crossing Inc. , USA
 Mobile Telephone Services : Hutchison Telecommunications ltd. , Hong Kong

An ISO 9001 : 2000 Certified company

 NEW YORK LIFE
• Insuring Millions of Lives all over the Globe, for over 162 Years
• Providing Insurance Solutions Since 1845
• Strongly Rooted in the Commitment of …..
* Financial Strength,
* Integrity
* Humanity
• Has Never Failed in its Commitment to Deliver to its Policyholders despite having
Hit by World Wars, Famine, Drought and even the Great Depression
• Ranked 68 on Fortune 100, ahead of Coca Cola , Microsoft & McDonalds
• Ranked 2nd in Fortune’s Global list of ……
“Most Admired Life Insurance Companies”
• Assets under Management – US $ 201 Billion (Rs. 8,90,456 Crores)
• Annual Revenues – US $ 25 Billion
• Annual Surplus & Reserves – US $ 11 Billion (Rs. 50,000 Crores)
 FORTUNE
2006 : GLOBAL MOST ADMIRED COMPANIES
INSURANCE : LIFE & HEALTH

Industry Rank Company Overall Score 2006 Score 2005 Rank

1). Northwestern Mutual 7.38 7.23

1
2). New York Life 7.25 7.05 2
3). Prudential Financial 7.06 6.81
3
4). TIAA-CREF 6.62 5.90
--
5). ING Group 6.27 6.32 5
6). MetLife 6.24 6.46 4
7). AXA 6.18 6.03 6
8). Aegon 5.67 5.80 7
9). Meiji Yasuda Life Insurance 5.57 4.62
14
10). Dai-ichi Mutual Life 5.52
4.65 13
11). Nippon Life Insurance 5.51 4.87
11
12). Sumitomo Life Insurance 5.20 4.82
16
13). Prudential PLC 5.17 4.79
8
14). Aviva 5.02 4.64
9
15). CNP Assurances 4.82 4.50
--
 International Presence
• North America • Asia Pacific
– JVs
– All 50 states • India
• Indonesia
• Thailand
• China
• Latin America • The Republic of South Africa
– Argentina (a JV) • Cost-Ricca
– Mexico – Wholly Owned Subsidiaries
• Hong Kong
• Philippines
• Taiwan
• South Korea

– Representative offices
• Vietnam

Global Presence
The Company We Keep
New York Life, has insured the lives
of as many as 9 US Presidents….
• Richard Nixon (1913-1994)
• Franklin D. Roosevelt (1882-1945)
• Herbert Hoover (1874-1964)
• Calvin Coolidge (1872-1933)
• Warren Harding (1865-1923)
• Theodore Roosevelt (1865-1923)
• William McKinley (1843-1901)
• Benjamin Harrison (1833-1901)
• James Garfield (1831-1881)
 Max New York Life
• A Partnership between Max India Limited & New York Life International
• Built on the Foundation of ……
 Financial Strength & Integrity
 Solidity & Knowledge
 Excellence & Caring
 Honesty & Team-Work
• Vision : To Be The Most Admired Life Insurance Company in India
• Wide Distribution Network with 105 Offices across 75 Cities in India
• Market Leader in ULIP & L.P.P Policies
• Max New York Life has sold over 11,75,000 Individual Policies
• Sum Assured of over - Rs. 29,146 Crores
• Annual First Year Premium - Rs. 764 Crores
• Total Income - Rs. 995 Crores
• Total Reserves - Rs. 575 Crores
• Total Expense - Rs. 335 Crores
• Total Claims in 2005 - Rs. 11 Crores
An ISO 9001 : 2000 Certified Company
 THE CONTROL STRUCTURE
Government of India
[Various Ministries]

Defence Home FINANCE Railways Health

SEBI IRDA RBI

(Shares & Equities) (Autonomous Body Responsible [ Banking Sector]
[Private & Public Sector] to The Parliament)
[Insurance Sector]

Life Insurance General Insurance

LIC ICICI BAJAJ MAX BIRLA OMKOTAK ETC.

PRUDENTIAL ALLIANZ NEW YORK LIFE SUNLIFE MAHINDRA

An ISO 9001 : 2000 Certified Company

 Our Investments
• We Invest only in Government Securities, Treasury Bills,
AAA & AA+ related Securities.
• MNYL Invests only in Safe & Secure Debt Investments.
Government Securities
Infrastructure and Social
State & Central Sector. Not less than 15% Rating: Sovereign
Government Securities. 71% Infrastructure and Social Sector
(Rating: Sovereign) Rating: AAA/ AA+
Not less than 50%
18%

Others governed by exposure norms

(Investments allowed in the Stock Market)

Not exceeding Nationalized Bank / Corporate

35% Paper / Mutual Funds
Rating:AAA

An ISO 9001 : 2000 Certified Company 11%

 ROLE OF
INSURANCE REGULATORY & DEVELOPMENT AUTHORITY
(IRDA)
 Qualifications for Companies to be Registered as Insurer Under : IRDA
* Detailed Scrutiny of The History,Financial Strength,Infrastructure,Performance of each Company
* Qualification Criteria's laid down for entering into Insurance Sector
* License Fees = Rs. 100 Crore to be deposited
* Joint Venture = Indian Partner (74%) and Foreign Partner (26%)
 Staff Appointment :
* IRDA Clearance must for The Appointment of CEO/MD,Whose Past Performance,Reputation Checked
* Appointment & Termination of Actuaries
 Product :
* Design, Modification etc. can be done only with IRDA Approval
* Capable of Running even If Company Dissolved / Taken over by Other Company
 Investment Norms :
* >=71% in Govt. Securities, = 18% in Infrastructure, <=11% in Capital Market,ICRA & CRISIL Rated Companies.
* Solvency Margin of Rs. 50 Crores + 0.3% of Collections to be Deposited in Government
 Agency Criteria :
* 100 Hrs. Training Compulsory for Every Agent
* Agency License given only after passing The IRDA exam. Renewal After 3 Years.
 Reports :
* All Reports to be submitted to IRDA on Quarterly Basis. Soon Converted to Monthly & Weekly if Required.
 Vigilance :
* Can Appoint IRDA Official in Board of Directors.
* Can Take Over The Management.
* Can Conduct Surprise Checks Anytime.
 Re – Insurance :
* Every Company must be Re – Insured with SwissRe. Risks above Rs. 10 Lacs Auto Transferred to SwissRe.

An ISO 9001 : 2000 Certified Company

 Tax Benefits
• Tax Exempt is available on the Premium Paid –
u/s 80(c) Limit Rs. 1 Lakh

• Bonus, Sum Insured and Cash Value is fully Tax

Exempt - u/s 10(10D)

• Under Business Insurance (Key Person / Partnership

/ Emp-Employee / CEIP / HUF / MWPA) all
Premiums Paid exempt - u/s 37(1) D.
An ISO 9001 : 2000 Certified Company
 Human Life Value
Biggest Assets: “Ability to earn a living”
Age – 25 years Annual Income – Rs. 5 lacs
Retirement age – 60 years Total earnings - Rs. 1.75 crores

are insured to their

Your and full replacement
value…

ARE YOU??
You're worth a fortune to your loved ones, if you live, but what if
something unexpected happens to you? How much life insurance is
enough?
 Liability Curve HOUSING

CHILDREN’S
KIDS EDUCATION

MARRIAGE CHILDREN’S

MARRIAGE
LIABILITIES RETIREMENT
COLLEGE

BIRTH

AGE

What are Your Priorities?

 Capital Accumulation  Educational Needs
 Family Income Protection  Retirement Income
 Investment Pyramid
Insurance Needs Speculative
Securities
Calculator: Two SPECULATIVE
INCOME
quick estimators INVESTMENTS

 6-8 times your Shares and Bonds

Real Estate investments
Annual Salary GROWTH INVESTMENTS

 5 times salary + Pension Plans

debt + mortgage + Deposits, Home
LONG TERM ACCUMULATIONS
college funding
Emergency Funds—3-6 months income
Bank Savings
SHORT TERM SAVING

Home and Life Insurance + ULIP (15 %)

BASIC SECURITY NEEDS
 Prioritize Your Biggest Assets

SAVINGS
INVESTMENTS
INVESTMENTS
SAVINGS
INSURANCE

INSURANCE
WHERE DOES THE MONEY GO?
77% + 15% + 8% = 100%
During Living Savings, Insurance
Lifetime: Expenses and Investments and Security and Total
Taxes Speculation Protection Plans Earnings

15% + 85% = 100%

At Death: Of total net worth Of total net worth Total Net
(Savings,etc.) (Insurance) Worth
 THINGS YOU NEED TO CHECK BEFORE YOU BUY
A LIFE INSURANCE PLAN
• ANY PLAN OF LIFE INSURANCE SHOULD BE ABLE TO OFFER YOU FLEXIBILITY.

• NEVER BUY A PLAN WITH FIXED TENURE.

• THE ABILITY TO DRIVE YOUR PLAN THE WAY YOU WANT TO DRIVE IT SHOULD BE
INHERENT IN YOUR POLICY.

• THERE SHOULD BE ENOUGH FLEXIBILITY IN THE PLAN FOR YOU TO BE ABLE TO INCREASE
YOUR INSURANCE OR STAGNATE THE SAME WHEN YOU WANT.

• TODAY YOU ARE FINANCIALLY SOUND WHAT IF IT DOESN’T REMAIN THE SAME OVER A
PERIOD OF 10 TO 15 YEARS THE PLAN SHOULD BE ABLE TO SUSTAIN THE PREMIUM.

• ANY PLAN THAT YOU BUY SHOULD HAVE THE INHERENT QUALITY TO BEAT INFLATION i.e.
THE COVER OF YOUR PLAN SHOULD KEEP ON INCREASING AS PER VALUE OF MONEY.

• THE PLAN SHOULD BE SUCH THAT IN CASE OF ANY EMERGENCY OR OPPORTUNITY YOU
SHOULD BE ABLE TO WITHDRAW MONEY FROM YOUR PLAN.

• THE MOST IMPORTANT BEFORE BUYING A POLICY CHECK THE QUALITY & BACKGROUND OF
YOUR ADVISOR.
FINALLY ANY LIFE INSURANCE POLICY SHOULD WORK UNDER 3 CONDITIONS,
“MONEY IF YOU LIVE” , “MONEY IF YOU DIE”,
“MONEY FOR ANY OPPORTUNITIES OR EMERGENCIES”.
 INSURANCE OR INVESTMENT ???
Investment thru’ Insurance
• Why Do You Need Insurance?

Premium Maturity at What Age

• Why To Invest?
* To Beat Inflation
Return Current Inflation
Bank 3.5% 9.19%
P.O 7.5% 9.19%
Equity 20% 9.19%

* Today Your Money Will Doubled After 14 Yrs. + You Have to Invest Strong Amount At a Time.
(As Per Rule of 72)
* Rule of 72 = Inflation : % / 72 , Money Doubled : 72 / %

* To Meet My Emergency Cash Needs. (Short Term Duration)

* To Maintain Standard of Living at Retirement Time.

An ISO 9001: 2000 Certified Company

 LIFE’S LIABILITY
Liability Graph :-
Kid 2 Marriage Retirement

I
N Kids Higher Edu. Donation Car
C Own Home
O Kid 1 Kid 1 Marriage
M Kid 2
E Marriage

AG E
Birth & Education

• Liabilities are Fixed, Funds We have to Fix.

• Money Grows thru’ Investment or Savings ?

• It Is Better Late Than Never.

• Age Will Grow, Income We Have to Grow.

An ISO 9001: 2000 Certified Company
 INFLATION ???
ITEM 1987 1997 2005 2017
Colgate Tooth Paste 8.85 18.90 45.00 104.00
(100 gm)
Hamam Soap 3.85 7.85 22.00 52.00

Masala Dosa 3.50 14.90 32.00 224.00

Petrol 7.90 25.00 52.54 259.00

LPG 56.00 137.00 317.00 830.00

Zodiac Shirts 225.00 510.00 1200.00 2620.00

Prices in Rs.
 Inflation Robs You of Your Purchasing Power :-
1,47,850
* We Pay More to Maintain the Same Standard of Living
68,480 * We Need to Save & Invest Today not Just To Maintain
31,720 Our Current Standard of Living but also to achieve
Our
14,690 Goals

5 Years 15 Years 25 Years 35 Years

 WEALTH CREATION
• Luxury or Necessity :-
 Cab le TV Washi ng M achi ne Micr ow ave Ov en
 Colo r TV Colo r M ob ile w ith Camer a 2/4 W heel er

“Long Term Wealth Creation Happens Only by Early & Regular Investment...”
20.16%

14.47%

9.19% 7.62%
5.50%

Inflation Bank FD Gold Co. FD Equities

Source : RBI Report on Currency & Finance (2004-05)

Any Investment Decision Should Be Based on One’s Needs, Risk Appetite & Investment horizon

Hence, The Decision to Invest in Equity Funds Should Be Part of a Well-Crafted Financial plan.

It Could be a Good Idea to Invest Some Portion of Your Money in Equity based ULIP, In order
to Help You Reach Your Goal of Creating Wealth over The long Term.
 Table of Financial Needs &
Goals
Financial Amount Years to Investment
Goals Required Achieve Horizon
(at today’s Your Goals
prices)
Retirement 40 lakhs 25 Long Term

Daughter’s 10 lakhs 17 Long Term

Marriage
Children’s 5 lakhs 7-10 Medium
Education Term
Buying a 3 lakhs 5 Short Term
Car

An ISO 9001: 2000 Certified Company

 WHICH INVESTMENT IS
APPROPRIATE?
 Debt : PPF, Post office scheme, Fixed Deposits, Debentures,
Bonds, Income Funds

 Equity : Individual Stocks, Growth Funds, Sectoral Funds

 Banks: Bank Deposits, Liquid Funds

OR

 Unit Linked Investment Plan – ULIP ( a mix all of the above )

A good investment is one that helps you maximize your total returns, net of
taxes and inflation over the time period you invest for!

An ISO 9001: 2000 Certified Company

 Equity Funds
Why Equity Funds?
All of us aspire for enough wealth to be able to finance at least some of our dreams.
Giving our family the very best, educating our children, including our hobby that can our life
more rewarding.
One of the most chances of doing so is by investing wisely & regularly today.
When one is investing for the long-term, one has to look at generating a return that is greater
than inflation.
For Ex., If you get a return of 11% from your investment and inflation is 9% then the real return
you have made is only 2%.

Why Indian Equities?

• Favorable Demographics - High Percentage of Young Population to Drive Spending.
• Poor Infrastructure – Has to Improve from Present Situation. Cannot Get Worse.
• Globally Competitive Sectors & Companies – All Implying Strong Sustainable Economic Growth Going
Forward.

• Equities As An Asset Class Has Given Higher Returns Over A Long Term.

Around The World, Investors Speaks Only One Language …..

“ Equity Based Unit Linked Investment Plan ”

An ISO 9001 : 2000 Certified Company

 MUTUAL FUNDS
Are Mutual Funds Safe ???

► One of The Public Limited Company

► Investors Company

► Company Cannot get Dissolve / Can’t get Runaway

► “Mutual Funds are not Just Equity Plan, but they are The Asset Allocation Funds”

► In Mutual Funds as per IRDA Law, Money is Invested in a Spread. i.e. At Least In
Minimum 15 to 35 Companies, Hence The Risk is minimized.

► A Mutual Fund pools the money of people with similar investment goals. The money
in turn is invested in various securities depending upon the objectives of the
mutual fund scheme, and the profits are shared among investors in proportion to
their investments.

► M.F schemes are usually Open End (Open for Investment & Redemptions) or Closed
End (With a Fixed Term)

► In Open End Schemes, Units Can be Purchased from or sold back to the fund at a
Net Asset Value (NAV) based price on all business days.

► Mutual Funds are everyone. Around the World, Millions of investors invest in M.F
because of their safety, Ease of Investing & Help you to achieve your financial
goals.
An ISO 9001: 2000 Certified Company
 FUNDS ALLOCATION
Power
Chemical
Pharmaceutical
Telecommunication
FMCG
Asset Allocation Funds Sectorial Funds I.T
Software
Petroleum
Banking
G-Sec.
Finance

Portfolio

• Auto : Mahindra & Mahindra,TVS,Maruti Udyog Ltd,etc. * Software : Satyam

Computer,TCS,Infosys,Wipro,etc.
• Banks : SBI,PNB,ICICI,UTI,BOB,IOB,etc. * Telecom : Bharti Televentures
Ltd.,Tata Telecom,etc.
• Cement : Grasim Ind.,Gujarat Ambuja,etc. * Transportation : Shipping Corp. of India Ltd.
• Chemicals : Indian Petrochemicals,Guj. Alkalies,etc. * Travel : Balmer Lawrie
• Consumer Non-Durable : Asian Paints,Nerolac Paints,Tata Tea,Hindu.Lever Ltd.,etc.
• Consumer Durable : Voltas Ltd. * Unlisted Equity Holdings : India Info line,etc.
• Fertilizers : GSFC,Indo Gulf Fertilizers Ltd. * Warrants : Jindal Vijaynagar,Television
Eighteen,etc.
• Finance : Sundaram Fin. Ltd.,Tata Inv. Corp. Ltd.
• Ferrous Metals : Tata Iron & Steel Co. Ltd,Jindal Steel & Power Co. Ltd.
• Industrial Capital Goods : Bharat Electronics Ltd.,BHEL,Bharat Earth Movers Ltd,.etc.
• Industrial Products : Finolex Cables Ltd.,BOC (I) Ltd.,etc.
• Media & Entertainment : NDTV,Deccan Chronicle Holdings Ltd.,etc.
• Oil : ONGC
• Petroleum : Reliance Ind. Ltd.,IBP Co. Ltd,.BPCL,etc.
• Pharmaceuticals : Sun Pharma.Cipla,Glaxo SmithKline,Dr.Reddys,Ranbaxy,etc.
• Power : Reliance Energy Ltd.,Tata Power Co. Ltd.,
 THE TOP MONEY MANAGERS OF
THE
20th CENTURY

Rank Fund Manager Organisation

1st Warren Buffett Berkshire Hathaway
2nd Peter Lynch Fidelity Management & Research
3rd John Templeton Templeton Investment
Counsel
4th Graham & Dodd Security Analysis
5th George Soros Soros Fund Management
6th John Neff Vanguard Group
7th John Bogle Vanguard Group
8th Michael Price Franklin Mutual Advisors
9th Julian Robertson Tiger Management
10th Mark Mobius Templeton Asset Management
Survey conducted by, The Carson Group, a leading global capital
markets intelligence consulting firm
FRANKLIN TEMPLETON
INVESTMENTS
 FRANKLIN
T EMPLETON
The World’s Most admired “Fund Managers” Managing Your Fund.

U.S Based Mutual Fund Company.

Manage 415 Billion$ Asset ( Rs.17,50,000 Crore – More than Indian Banking
Industry)

Global Presence – 30 Countries.

• World’s 3rd. Largest Independent Fund Management Company.

• In India, F.T is Managing Over Rs.20,000 Crore, 40 Offices in India & 1.5 Million$
Shareholder Accounts.

• Highest Share in Indian Market – 10%

• Awarded “Best Mutual Fund Company of The Year 2005”.

• Cumulative Annualized Returns in Last 18 Years – 20.16% Approx. Returns in

Equity.
 MNYL’S Top 10 Tips
For Successful Investing
• Invest Regularly Part 2

The Power Of Rupee Cost Averaging

Lump – Sum Investor Regular Saver

Year Ave. Unit Amount Units Amount Units *
Price (Rs) Invested (Rs) Bought Invested (Rs) Bought
1 20 1,20,000 6000 20,000 1000
2 15 --- --- 20,000 1333
3 13 --- --- 20,000 1538
4 10 --- --- 20,000 2000
5 20 --- --- 20,000 1000
6 15 --- --- 20,000 1333
Total Invested (Rs) 1,20,000 1,20,000
Average Price Paid (Rs) 20 20
Total No. of Units Bought 6000 8204
Value of Investment After
Six Years (Rs) 1,20,000 1,64,080

This Example Uses Assumed Figures & Is for Illustrative Purposes Only. * Fractional Units Ignored

An ISO 9001 : 2000 Certified Company

 MNYL’S Top 10 Tips
For Successful Investing
1. Review Your Investments

• Your investments need to adapt to changes in your circumstances, such as getting married,
Having children or starting business.

• It’s also a good idea to check that each of the funds in your portfolio is living up to your
expectations. Talking to an Investment Advisor could help you decide whether you need to
switch between funds.
CUMULATIVE RETURNS 1996 - 2004

30 LACS
Actively Managed Funds
25 LACS Sensex
Total Invested
20 LACS

15 LACS

10 LACS

05 LACS

00 JAN-96 ’97 ’98 ’99 ’00 ’01 ’02 ’03 ’04 ‘05

Source : Franklin Templeton Cumulative Returns from Jan-96 to Jan-05

An ISO 9001 : 2000 Certified Company

 LIFE MAKER
Unit Linked Investment Plan
 100% Tax-Free Returns + 100% White Income.

 Option to Choose Death Benefits ( Level & Increasing )

 The Facility to Change Death Benefit Option As per Your Need in Life.

 Premium Flexibility, You Can Pay Premium Any-Time In Whole Year after First 3 Years.

 After First 3 Years, Withdrawal Facility Any Time/Partial Surrender/Full Surrender.

 Facility To Pay Top-Ups. Only MNYL to give 1% Extra Bonus On Top-Ups.

 Persistency Unit on All Plans Available. i.e. If 10 Yr. Plan Is Taken Then At The Time of Maturity
...... Customer Gets “X” % From The Company (MNYL) As a Loyalty Benefit.

 Front End Charge of The Company – “ We Do Not Participate in Customers Profits”. Hence, We
Charge Initially.

 The Facility to Increase or Decease Your Sum-Assured, Based on Your Family.

 Our Investment Process is Aimed at Delivering Consistently Strong Investment Performance &
World Class Service.

 Our Investment Process Harnesses Our Global Reach & Local Expertise to Identify Investment
Opportunities Most Suited to Your Needs.

An ISO 9001: 2000 Certified Company

 DECIDE
Whether You Should Work For Money
OR
Should Money Work For You!!!
Life & Wealth Cycle Stage

4C
Inflation Proof Returns – Rule of 72

PREMIUM FLEXIBILITY
- Increase & Decrease of Premium
- Stop Premium
- Extra Top-Ups LIFE MAKER
- Any Time Premium SAFETY
- Mutual Fund Industry
PROTECTION - IRDA
- Death - SEBI
- Disease - Section 27 of Insurance Act 1938
- Disability
EXPERIENCE
- 162 Yrs. Of New York Life Intl.
- 52 Yrs. Of Franklin Templeton
- 22 Yrs. Of Max India Ltd.
LIQUIDITY OF MONEY
TAX – BENEFIT U/S 80 C ( 1 Lakh limit) FUND ALLOCATION (Bench-Mark)
- F.I.B.C.F
- T.I.I.F
An ISO 9001: 2000 Certified Company
 MNYL
Growth Fund & Balance Fund

Corporate Bonds Govt. Securities

Govt. Securities 11% 30%
16% Corporate
Cash 14% Bonds
20%

Equities 33% Cash 17%

Equities 59%
 MNYL
Conservative Fund & Secure
Fund
Govt. Securities
Govt. Securities Corporate Bonds 62%
23% 15%

Cash 12%

Cash 20%

Equities 0%

Corporate
Equities 42%
Bonds
26%
 INDIAN MUTUAL FUND INDUSTRY
303000

253000

203000

153000

103000

53000

3000
1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2004 2006
Source: Mutual Fund Yearbook 2001 (AMFI)
 Performance of PPF in Last 7 Years

1200%
11
1000% 9.5
9
8 8 7.5 7.5
800%
Interest rate

600%

400%

200%

0%
2000 2001 2002 2003 2004 2005 2006
Years
 Performance of National Savings Certficate (NSC)
in the last 7 years

14
11.5
12
9.5
Rate of Return in

10 9
8 8
Percentage

7.5 7.5
8
6
4
2
0
2000 2001 2002 2003 2004 2005 2006
Years
 Performance of Bank Deposits (F.D)
in the past 5 years

12
10 9.5
Percentage Rate of

10
8
8
Return

5.5 5.25 5.25 5.25

6
4
2
0
2000 2001 2002 2003 2004 2005 2006
Years
 Performance of FT Bluechip Fund
in the last 12 years

45 39.91
Rate of Return on

40
35
Investment

30 27.03
25 19.54 17.97 Series1
20
15
10
5
0
1 year 3 years 5 years since
inception
Years
 Performance of FT Prima Fund Since Inception
Percentage Rate of Return

80
on Investments

60

40

20

0
1 year 3 years 5 years since inception

Series1 56.88 62.77 29.67 23.91

Years
 The Better The Equities Perform
The More Your Investment
Grows………..

Top 5
Companies
had a Growth
of 32% in
their Turnover
in the Last
Year Top 5 Company’s
Net Profit
Increased by 35%
in the Last Year