SERVICIO DE LA DEUDA: FECHA FIJA

MONTO DEL PRESTAMO 5000

TEM 0.0355
PLAZO 18
Nº Nº DE PERIODOS (n)
CUOTAS FECHA DE VENCIMIENTO DIAS MESES ACUMULADO FAS CUOTA
0 Monday, October 16, 2006
1 Thursday, November 16, 2006 31 1.03 1.03 0.9646 380.66
2 Saturday, December 16, 2006 30 1.00 2.03 0.9315 380.66
3 Tuesday, January 16, 2007 31 1.03 3.07 0.8985 380.66
4 Friday, February 16, 2007 31 1.03 4.10 0.8667 380.66
5 Friday, March 16, 2007 28 0.93 5.03 0.8390 380.66
6 Monday, April 16, 2007 31 1.03 6.07 0.8093 380.66
7 Wednesday, May 16, 2007 30 1.00 7.07 0.7815 380.66
8 Saturday, June 16, 2007 31 1.03 8.10 0.7538 380.66
9 Monday, July 16, 2007 30 1.00 9.10 0.7280 380.66
10 Thursday, August 16, 2007 31 1.03 10.13 0.7022 380.66
11 Sunday, September 16, 2007 31 1.03 11.17 0.6774 380.66
12 Tuesday, October 16, 2007 30 1.00 12.17 0.6541 380.66
13 Friday, November 16, 2007 31 1.03 13.20 0.6310 380.66
14 Sunday, December 16, 2007 30 1.00 14.20 0.6094 380.66
15 Wednesday, January 16, 2008 31 1.03 15.23 0.5878 380.66
16 Saturday, February 16, 2008 31 1.03 16.27 0.5670 380.66
17 Sunday, March 16, 2008 29 0.97 17.23 0.5482 380.66
18 Wednesday, April 16, 2008 31 1.03 18.27 0.5288 380.66
FAST 13.0787
FRC 0.0765
CUOTA 382.30
INTERES AMORTIZACION SALDO
5000
177.5 203.16 4,796.84
170.28792 210.37 4,586.47
162.81981 217.84 4,368.64
155.08659 225.57 4,143.07
147.07883 233.58 3,909.49
138.7868 241.87 3,667.62
130.2004 250.46 3,417.16
121.30919 259.35 3,157.81
112.10233 268.55 2,889.26
102.56863 278.09 2,611.17
92.696492 287.96 2,323.21
82.473888 298.18 2,025.02
71.888381 308.77 1,716.26
60.927089 319.73 1,396.53
49.576671 331.08 1,065.45
37.823313 342.83 722.61
25.652711 355.00 367.61
13.050053 367.61 0.00
5,000.00
 SERVICIO DE LA DEUDA
MONTO DEL PRESTAMO 3000
TEM 0.072
PLAZO 12
Nº Nº DE PERIODOS (n)
CUOTAS FECHA DE VENCIMIENTO DIAS MES ACUMULADO FAS CUOTA INTERES AMORTIZAC SALDO
0 Thursday, August 12, 2010 3000
1 Sunday, September 12, 2010 31 1.03 1.03 0.9307 381.74 216.00 165.74 2,834.26
2 Tuesday, October 12, 2010 30 1.00 2.03 0.8682 381.74 204.066579 177.68 2,656.58
3 Friday, November 12, 2010 31 1.03 3.07 0.8080 381.74 191.273951 190.47 2,466.11
4 Sunday, December 12, 2010 30 1.00 4.07 0.7537 381.74 177.560254 204.18 2,261.93
5 Wednesday, January 12, 2011 31 1.03 5.10 0.7015 381.74 162.859171 218.88 2,043.05
6 Saturday, February 12, 2011 31 1.03 6.13 0.6528 381.74 147.09961 234.64 1,808.41
7 Saturday, March 12, 2011 28 0.93 7.07 0.6118 381.74 130.205361 251.54 1,556.87
8 Tuesday, April 12, 2011 31 1.03 8.10 0.5694 381.74 112.094725 269.65 1,287.22
9 Thursday, May 12, 2011 30 1.00 9.10 0.5312 381.74 92.6801242 289.06 998.16
10 Sunday, June 12, 2011 31 1.03 10.13 0.4943 381.74 71.8676718 309.87 688.29
11 Tuesday, July 12, 2011 30 1.00 11.13 0.4611 381.74 49.5567229 332.19 356.10
12 Friday, August 12, 2011 31 1.03 12.17 0.4292 381.74 25.6393856 356.10 0.00
FAST 7.8119 3,000.00
FRC 0.1280
CUOTA 384.03
Microsoft Excel 11.0 Informe de respuestas
Hoja de cálculo: [TRABAJO ENCARGADO 1.xls]Hoja3
Informe creado: 21/08/2010 1:26:04

Celda objetivo (Valor de)

Celda Nombre Valor original Valor final
$G$19 VAN = 0 -636.03188683 7.514685E-07

Celdas cambiantes
Celda Nombre Valor original Valor final
$G$1 COSTO EFECTIVO 0.03690295019 0.070888304

Restricciones
NINGUNA
BANCO AZTECA COSTO EFECTIVO 0.0708883
PRESTAMO 3000
CUOTA TOTAL 381.74
Nº DE PERIODOS
Nº CUOTAS FECHA DE VENCIMIENTO DIAS MESES ACUMULADO FLUJO DE CAJA VAN = 0
0 Thursday, August 12, 2010 3000 3000
1 Sunday, September 12, 2010 31 1.03 1.03 -381.74 -355.657541
2 Tuesday, October 12, 2010 30 1.00 2.03 -381.74 -332.114507
3 Friday, November 12, 2010 31 1.03 3.07 -381.74 -309.422719
4 Sunday, December 12, 2010 30 1.00 4.07 -381.74 -288.940236
5 Wednesday, January 12, 2011 31 1.03 5.10 -381.74 -269.198338
6 Saturday, February 12, 2011 31 1.03 6.13 -381.74 -250.80531
7 Saturday, March 12, 2011 28 0.93 7.07 -381.74 -235.274846
8 Tuesday, April 12, 2011 31 1.03 8.10 -381.74 -219.199646
9 Thursday, May 12, 2011 30 1.00 9.10 -381.74 -204.689551
10 Sunday, June 12, 2011 31 1.03 10.13 -381.74 -190.704098
11 Tuesday, July 12, 2011 30 1.00 11.13 -381.74 -178.080289
12 Friday, August 12, 2011 31 1.03 12.17 -381.74 -165.912918
7.51469E-07
Microsoft Excel 11.0 Informe de respuestas
Hoja de cálculo: [TRABAJO ENCARGADO 1.xls]Hoja6
Informe creado: 21/08/2010 2:16:20

Celda objetivo (Valor de)

Celda Nombre Valor original Valor final
$G$19 VAN = 0 2100.00000022 -4.402058E-07

Celdas cambiantes
Celda Nombre Valor original Valor final
$G$1 COSTO EFECTIVO 0.29336000272 0.0184163168

Restricciones
NINGUNA
BANCO CONTINENTAL COSTO EFECTIVO 0.01841632
PRESTAMO 3000
CUOTA TOTAL 281.4
Nº DE PERIODOS
Nº CUOTAS FECHA DE VENC. DIAS MESES ACUMULADO FLUJO DE CAJA VAN = 0
0 Thursday, August 12, 2010 3000 3000
1 Sunday, September 12, 2010 31 1.03 1.03 -281.4 -276.143335
2 Tuesday, October 12, 2010 30 1.00 2.03 -281.4 -271.149755
3 Friday, November 12, 2010 31 1.03 3.07 -281.4 -266.084569
4 Sunday, December 12, 2010 30 1.00 4.07 -281.4 -261.272885
5 Wednesday, January 12, 2011 31 1.03 5.10 -281.4 -256.392203
6 Saturday, February 12, 2011 31 1.03 6.13 -281.4 -251.602694
7 Saturday, March 12, 2011 28 0.93 7.07 -281.4 -247.353634
8 Tuesday, April 12, 2011 31 1.03 8.10 -281.4 -242.732969
9 Thursday, May 12, 2011 30 1.00 9.10 -281.4 -238.343558
10 Sunday, June 12, 2011 31 1.03 10.13 -281.4 -233.891205
11 Tuesday, July 12, 2011 30 1.00 11.13 -281.4 -229.661683
12 Friday, August 12, 2011 31 1.03 12.17 -281.4 -225.37151
-4.4021E-07
Microsoft Excel 11.0 Informe de respuestas
Hoja de cálculo: [TRABAJO ENCARGADO 1.xls]Hoja7
Informe creado: 21/08/2010 2:33:38

Celda objetivo (Valor de)

Celda Nombre Valor original Valor final
$G$19 VAN = 0 260.165106491 -9.792042E-07

Celdas cambiantes
Celda Nombre Valor original Valor final
$G$1 COSTO EFECTIVO 0.03690295019 0.0219446065

Restricciones
NINGUNA
CAJA MUNICIPAL TACNA COSTO EFECTIVO 0.02194461
PRESTAMO 3000
CUOTA TOTAL 287.65
Nº DE PERIODOS
Nº CUOTAS FECHA DE VENCIMIENTO DIAS MESES ACUMULADO FLUJO DE CAJA VAN = 0
0 Thursday, August 12, 2010 3000 3000
1 Sunday, September 12, 2010 31 1.03 1.03 -287.65 -281.269588
2 Tuesday, October 12, 2010 30 1.00 2.03 -287.65 -275.229779
3 Friday, November 12, 2010 31 1.03 3.07 -287.65 -269.124862
4 Sunday, December 12, 2010 30 1.00 4.07 -287.65 -263.345841
5 Wednesday, January 12, 2011 31 1.03 5.10 -287.65 -257.504524
6 Saturday, February 12, 2011 31 1.03 6.13 -287.65 -251.792774
7 Saturday, March 12, 2011 28 0.93 7.07 -287.65 -246.742747
8 Tuesday, April 12, 2011 31 1.03 8.10 -287.65 -241.269706
9 Thursday, May 12, 2011 30 1.00 9.10 -287.65 -236.08883
10 Sunday, June 12, 2011 31 1.03 10.13 -287.65 -230.852105
11 Tuesday, July 12, 2011 30 1.00 11.13 -287.65 -225.894929
12 Friday, August 12, 2011 31 1.03 12.17 -287.65 -220.884317
-9.792E-07
RESULTADOS FINALES Y LA MEJOR ALTERNATIVA DE FINANCIEAMIENTO

ITEM ENTIDAD BANCARIA COSTO EFECTIVO ALTERNATIVA

%
1 Banco Azteca 7.08883
2 Banco Continental 0.00018416317 Recomendada
3 Caja Municipal Tacna 0.00021944607