Icici lombard general insurance

SINGLE TRIP

A comprehensive Travel Insurance policy that covers unexpected medical and non-medical expenses when you
are travelling abroad. Avail of benefits like Baggage loss/delay and unique facilities such as Cashless hospitalisation,
worldwide.

Our Travel Insurance plans are the most preferred among others because we cover Pre-Existing diseases in life-
threatening emergency situations.*

Experience quality health care while in USA with UHI (UnitedHealth International).   

* Conditions Apply

Policy details
View details of policy Coverage
Platinum
Gold Plan
Coverage Plan
Coverage Details Age 1 to 70
Amount Age 1 to 70
years
years
1) Medical Cover* US$ 50,000, 
US$ 100,000,
US$ 250,000
2) Cashless hospitalisation worldwide l
$
3) Daily allowance for hospitalisation US$ 25 (for 5
days)
4) Dental Treatment* US$ 250
5) Passport Loss** US$ 200
6) Checked-in Baggage Loss US$ 500
+
7) Checked-in Baggage Delay US$ 100
8) Personal Accident  US$ 15,000
9) Personal Liability  US$ 100,000
10) Financial Emergency Assistance  US$ 300
11) Hijack Distress Allowance*** (7 days max) US$ 125 per day
12) Trip Cancellation & Interruption*  US$ 500
13) Missed Connectionˆ US$ 500
++
14) Trip Delay* US$ 500
15) Home Insurance#
- Building  2,000,000
- Content 500,000
16) Repatriation of Remains US$ 7,000
17) 180 days Policy extendable upto 360 l
days
Scenario 1 : Premium for an individual, aged 35 Insured for US$  2,455  1,714
years, traveling to USA for 30 days 100,000
Scenario 2 : Premium for an individual aged 65 Insured for US$  3,981  2,690
 years, traveling to Europe for 30 days 100,000

* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. 
Note: For medical Cover the maximum amount that can be claimed per illness or injury is US$ 100,000. Further sub-limits applicable for
persons aged 56 and above.
** Deductible of US$ 50. 
*** 12 hours 
# On value - Building insured on reconstruction value, Contents insured on their present market value 
$ 2 days deductible - If hospitalisation is for more than 2 consecutive days. This benefit can be availed only once during the policy period
^ Delay of more than 3 Hours
+ 12 hours delay - Applicable if baggage is delayed for more than 12 hours from actual arrival time of common carrier
++ Upto US$ 100 per day, if trip is delayed for more than 6 hours 
Buy Online through ICICI Bank, HDFC Bank and Citibank Credit card and pay in installments without any extra charges. (Conditions Apply)

Conditions Apply. EMI facility available only for ICICI Bank, Citibank, HDFC Bank (up to 6 months) and card customers at the sole discretion
of the Banks.
Note: EMI option subject to minimum annual premium of   10,000. Click here to know more.

For details, kindly refer to Policy Wordings.

Key Benefits
 Cashless hospitalisation facility available worldwide
 Avail of quality health care through our tie up with UnitedHealth International (UHI is
a leading US based health care provider)
 No medical check-up required
 The insurance also covers medical evacuation costs back to India
Know more about key benefits

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What is not covered

 Pre-existing conditions except in case of life-threatening situations
 Addiction to alcohol, drugs
 Mental disorder, anxiety, depression
 Venereal diseases
Know more about what is not covered

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Travel Insurance - A must have companion for every trip, Choose Wisely

Travel insurance is something you should never forget whenever planning an overseas trip. It is essential because it
covers you against medical and other financial emergencies that may incur during your travel. While a low cost policy
does cover the basics, it usually does not cover all matters of emergencies. Travel insurance is one area where it is
not advisable to buy the cheapest policy. Always do a little research to determine the levels of cover offered with the
policy.

What you should expect

Typical services offered by travel insurance providers are, emergency repatriation and/or evacuation, medical
expenses incurred while travelling, personal accident cover, travel cancellation and delay, theft, checked-in baggage
loss and delay, loss of passport, missed connection and personal liability coverage.

Always play safe

Remember that this could happen to anyone, no matter what your age or current health. A simple accident or a
terrible stomach upset due to foreign food can result in the need for this kind of emergency care. Travel medical
insurance coverage will either pay for your treatment at the nearest medical facility, or allow you to choose the
medical hospital or clinic where you want to avail of the required treatment.

Depending on the insurance plan you choose, you may be fully or partially covered in the areas listed above.

Travel Worry-free
If you think travel insurance is not necessary because you plan to spend all your time just vacationing and sight
seeing, think again. If necessary, pay a little more for adequate insurance and buy yourself not just peace of mind,
but a whole lot more cover where you may need it most.

Travel Insurance is designed to protect your health, belongings, and your financial investment in your trip, for you and
your family.

MULTI TRIP

A comprehensive Travel Insurance policy that covers unexpected medical and non-medical expenses when you
are travelling abroad. Avail of benefits like Baggage loss/delay and unique facilities such as Cashless hospitalisation,
worldwide. 

The Multi-Trip Plan is specially designed for the frequent international traveller. The policy is valid for 1 year and you
can choose between 2 options of 30 or 45 days as the maximum duration per trip.

Our Travel Insurance plans are the most preferred among others because we cover Pre-Existing diseases in life-
threatening emergency situations.*

Experience quality health care while in USA with UHI (UnitedHealth International). 
* Conditions Apply
 Policy Details

Key Benefits
 Cashless hospitalisation facility available worldwide
 Pay an annual one-time premium without any extension hassles
 Secure as many trips (30 or 45 days per trip) throughout the year
 Covers Checked-in Baggage Loss, Trip Delay, Passport Loss, Financial Emergency
Know more about key benefits

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What is covered

Medical Cover* - US$ 100,000, US$ 250,000 and US$ 500,000

For medical costs due to illnesses or accidents and medical evacuation back to India.

Financial Emergency Assistance – US$ 300

Emergency cash made available in case your travel funds are robbed.

Passport Loss** – US$ 200

For expenses incurred in obtaining a fresh or new passport.

Know more about what is covered

What is not covered

 Pre-existing conditions except in case of life-threatening situations
 Addiction to alcohol, drugs
 Mental disorder, anxiety, depression
Know more about what is not covered

Eligibility
 Any person between 1-70 years of age
 71-75

A comprehensive Travel Insurance policy for Senior Citizens that covers unexpected medical and non-medical
expenses when travelling abroad including hijack distress allowance. Avail of benefits like Checked-in Baggage
Loss/Delay and unique facilities such as Cashless hospitalisation, worldwide. 

This plan is for senior citizens between 71 to 85 years.

Our Travel Insurance plans are the most preferred among others because we cover Pre-Existing diseases in life-
threatening emergency situations.*

Experience quality health care while in USA with UHI (UnitedHealth International). 

Now avail Senior Citizen Plan instantly with no medical check-up.

* Conditions Apply 

Policy Details

Key Benefits
 Cashless hospitalisation facility available worldwide
 Pay Per day: Avail of plans with slab rates for the first 7 days only, then pay on a per
day basis.
 Covers Checked-in Baggage Loss/Delay, Passport Loss, Financial Emergency
Know more about key benefits

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

What is covered

Medical Cover* - 71 to 75 years - US$ 50,000 & 76 to 85 years - US$ 25,000

This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical
aid, therapies and diagnostic test. It also covers medical evacuation costs back to India. There are 2 plans available
depending on the age of the insured. If the insured is 71 to 75 years of age, the sum insured is USD 50,000.
However, if the insured is between 76 to 85 years of age, the sum insured is USD 25,000.

Financial Emergency Assistance – US$ 300

 Emergency cash made available in case your travel funds are robbed.

Passport Loss** – US$ 200

For expenses incurred in obtaining a fresh or new passport.

* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis 
** Deductible of US$ 50.

Know more about what is covered

What is not covered

 Pre-existing conditions except in case of life-threatening situations
 Addiction to alcohol, drugs
 Mental disorder, anxiety, depression
Know more about what is not covered

Eligibility
 Any person between 71-85 years of age

Travel Insurance - A must have companion for every trip, Choose Wisely

Travel insurance is something you should never forget whenever planning an overseas trip. It is essential because it
covers you against medical and other financial emergencies that may incur during your travel. While a low cost policy
does cover the basics, it usually does not cover all matters of emergencies. Travel insurance is one area where it is
not advisable to buy the cheapest policy. Always do a little research to determine the levels of cover offered with the
policy.

ravel Insurance – A must have companion for every trip

Choose Wisely
Travel insurance is something you should never forget whenever planning an overseas trip. It is essential
because it covers you against medical and other financial emergencies that may incur during your travel.
While a low cost policy does cover the basics, it usually does not cover all matters of emergencies. Travel
insurance is one area where it is not advisable to buy the cheapest policy. Always do a little research to
determine the levels of cover offered with the policy. 

Read the Coverage details carefully

What you should expect
Typical services offered by travel insurance providers are, emergency repatriation and/or evacuation,
medical expenses incurred while travelling, personal accident cover, travel cancellation and delay, theft,
checked-in baggage loss and delay, loss of passport, missed connection and personal liability coverage.

Always play safe

Remember that this could happen to anyone, no matter what your age or current health. A simple
accident or a terrible stomach upset due to foreign food can result in the need for this kind of emergency
care. Travel medical insurance coverage will either pay for your treatment at the nearest medical facility,
or allow you to choose the medical hospital or clinic where you want to avail of the required treatment.
Depending on the insurance plan you choose, you may be fully or partially covered in the areas listed
above. 

Travel Worry-free
If you think travel insurance is not necessary because you plan to spend all your time just vacationing and
sight seeing, think again. If necessary, pay a little more for adequate insurance and buy yourself not just
peace of mind, but a whole lot more cover where you may need it most.

Travel Insurance is designed to protect your health, belongings, and your financial investment in your trip,
for you and your family.