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Budget Planner - Overview / Help

Instructions

Budge

Budge
Month
Budge

Budge
Quick

Month
Quick

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You may move from worksheet to worksheet by clicking on the dark blue buttons

By
tt
located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Enter data in only the white cells with gray borders: 400
Use the drop down boxes Aug To Date to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)

Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet.
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for
comparison purposes instead.)

Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,
the "Quick Budget" sheet figures will be used for comparison purposes instead.)

Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget.
 Quick

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Budget Chart: Yearly
Income Frequency Amount Monthly Yearly Budget Summary
Total Income (net) 10000.00 120000.00
Salary/Wages Monthly 10000.00 10000.00 120000.00
35000
Salary/Wages (Spouse) Monthly 0.00 0.00
Other Weekly 0.00 0.00
Other Monthly 0.00 0.00
120000
Other Monthly 0.00 0.00

Spending Total: 7083.33 85000.00

85000
Transportation 400.00 4800.00
Auto Loan/Lease Monthly 0.00 0.00 0.00
Insurance Monthly 0.00 0.00 0.00 $0 $20,000 $40,000 $60,000 $80,000 $100,000 $120,000
Gas Weekly 0.00 0.00
$85,000 $120,000 $35,000
Maintenance Quarterly 0.00 0.00
Registration/Inspection Yearly 0.00 0.00
Bill's train pass Monthly 0.00 0.00
Spending Summary
Jane's bus pass Monthly 350.00 350.00 4200.00
Other Monthly 50.00 50.00 600.00 4800
12600

Home 2266.67 27200.00

EMI Monthly 0.00 0.00 7400
Rent Monthly 1400.00 1400.00 16800.00 27200
Maintenance Monthly 0.00 0.00
Insurance Monthly 0.00 0.00
Furniture Yearly 0.00 0.00
Household Supplies Monthly 0.00 0.00
Groceries Weekly 200.00 866.67 10400.00
Real Estate Tax Semi-Annually 0.00 0.00
Other Monthly 0.00 0.00 27600 5400
Other Monthly 0.00 0.00

Transportatio Home Utilities

Utilities 450.00 5400.00
n
Phone - Home Monthly 0.00 0.00
Health Entertainment Miscellaneou
Phone - Cell Monthly 350.00 350.00 4200.00 s
Cable Monthly 0.00 0.00
Gas Monthly 0.00 0.00
Water Monthly 0.00 0.00
Electricity Monthly 100.00 100.00 1200.00
Internet Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Health 2300.00 27600.00

Dental Monthly 0.00 0.00
Medical Monthly 100.00 100.00 1200.00
Medication Monthly 0.00 0.00
Vision/contacts Semi-Annually 0.00 0.00
Life Insurance Monthly 2200.00 2200.00 26400.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Entertainment 616.67 7400.00

Memberships Monthly 0.00 0.00
Dining out Monthly 400.00 400.00 4800.00
Events Monthly 0.00 0.00
Subscriptions Monthly 0.00 0.00
Movies Monthly 200.00 200.00 2400.00
Music Monthly 0.00 0.00
Hobbies Weekly 0.00 0.00
Travel/ Vacation Yearly 200.00 16.67 200.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Miscellaneous 1050.00 12600.00

Dry Cleaning Monthly 50.00 50.00 600.00
New Clothes Semi-Annually 200.00 33.33 400.00
Donations Monthly 0.00 0.00
Child Care Monthly 0.00 0.00
Tuition Monthly 0.00 0.00
College Loans Monthly 0.00 0.00
Pocket Money Weekly 200.00 866.67 10400.00
Gifts Monthly 100.00 100.00 1200.00
Credit Card Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
 Budget By

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Month -6
Chart: July
Income Jul Aug Sep Oct Nov 1 Months Budget Summary
Oct to Date

Total Income (net) 3500.00 0.00 0.00 0.00 0.00 3500.00

-450
3500

Salary/Wages 3500.00 3500.00 3500

Salary/Wages (Spouse) 0.00 0

Other 0.00 0

Other 0.00 0
3500
Other 0.00 0

Spending Total: 3950.00 0.00 0.00 0.00 0.00 3950.00 3950

3950

Transportation 1000.00 0.00 0.00 0.00 0.00 1000.00 1000

Auto Loan/Lease 1000.00 1000.00 1000

Insurance 0.00 0
-500 0 500 1,000 1,500 2,000 2,500 3,000 3,500 4,000
Gas 0.00 0
$3,950 $3,500 $(450)
Maintenance 0.00 0

Registration/Inspection 0.00 0

Bill's train pass 0.00 0

Spending Summary
Jane's bus pass 0.00 0

Other 0.00 0
250

500 1000
Home 1600.00 0.00 0.00 0.00 0.00 1600.00 1600

EMI 0.00 0

Rent 0.00
300
0

Maintenance 0.00 0

Insurance 0.00 0

Furniture 0.00 0

Household Supplies 0.00 0

Groceries 100.00 100.00 300

100

Real Estate Tax 0.00 0

Other 1500.00 1500.00 1500

Other 0.00 0
1600

Transportatio Home Utilities

Utilities 300.00 0.00 0.00 0.00 0.00 300.00 300

n
Phone - Home 0.00 0

Health Entertainmen Miscellaneou

Phone - Cell 200.00 200.00 200
t s
Cable 0.00 0

Gas 0.00 0

Water 0.00 0
Budget by Month
Electricity 100.00 100.00 100

Internet 0.00 0
4,000
Other 0.00
3,500
0

Other 0.00 0

3,000
Health 300.00 0.00 0.00 0.00 0.00 300.00 300

2,500
Dental 0.00 0

Medical 100.00 100.00 100

2,000
Medication 0.00 0

Vision/contacts 0.00 0
1,500
Life Insurance 200.00 200.00 200

1,000
Other 0.00 0

Other 0.00 0
500

0
Entertainment 500.00 0.00 0.00 0.00 0.00 500.00 Row 16 Row 8
Jul Aug Sep Oct Nov
500

Memberships 0.00 0

Dining out 200.00 200.00 200

Events 0.00 0

Subscriptions 0.00 0

Movies 200.00 200.00 200

Music 0.00 0

Hobbies 0.00 0

Travel/ Vacation 100.00 100.00 100

Other 0.00 0

Other 0.00 0

Miscellaneous 250.00 0.00 0.00 0.00 0.00 250.00 250

Dry Cleaning 50.00 50.00 50

New Clothes 100.00 100.00 100

Donations 0.00 0

Child Care 0.00 0

Tuition 0.00 0

College Loans 0.00 0

Pocket Money 0.00 0

Gifts 100.00 100.00 100

Credit Card 0.00 0

Other 0.00 0

Other 0.00 0

Other 0.00 0
 Trackin
g Chart: September
Income Oct Nov Dec Jan Oct to Date Actual Income/Spend Summary
Total Income (net) 0.00 0.00 0.00 0.00 0.00
Salary/Wages 0.00
Salary/Wages (Spouse) 0.00 0
Other 0.00
Other 0.00
Other 0.00 0

Spending
0
Total Spending: 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00 0 0 0 0 0 0 1 1 1 1 1
Insurance 0.00
$- $- $-
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Actuals by Month
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00
1

Home 0.00 0.00 0.00 0.00 0.00 1

EMI 0.00 1
Rent 0.00 1
Maintenance 0.00
1
Insurance 0.00
0
Furniture 0.00
Household Supplies 0.00 0
Groceries 0.00 0
Real Estate Tax 0.00 0
Other 0.00
0
Other 0.00
0
Oct Row
Nov 17 Row
Dec 8 Jan
Utilities 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00

Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00

Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00

Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00
 Compariso Compare October to Budget October
n
Income Budget Oct Actual Vs Budget Tracking vs Budget Summary
2916.67
Total Income (net) 10,000 0 -10,000
Salary/Wages 10000 -10,000.00 10000
Salary/Wages (Spouse) 0 0.00
Other 0 0.00 7083
Other 0 0.00
Other 0 0.00
0

Spending 0

Total Spending: 7,083 0 -7,083

0
Transportation 400 0 -400
Auto Loan/Lease 0.00 0.00 0 1,000 2,000 3,000 4,000 5,000 6,000 7,000 8,000 9,000 10,000
Insurance 0.00 0.00
Gas 0.00 0.00 Expense Income Balance
Maintenance 0.00 0.00 (Savings)
Registration/Inspection 0.00 0.00
Bill's train pass 0.00 0.00
Jane's bus pass 350.00 -350.00 Spending Comparison
Other 50.00 -50.00 2300
2,267

Home 2,267 0 -2,267

EMI 0.00 0.00
Rent 1,400.00 -1,400.00
Maintenance 0.00 0.00
Insurance 0.00 0.00 1050
Furniture 0.00 0.00
Household Supplies 0.00 0.00 617
Groceries 866.67 -866.67 450
400
Real Estate Tax 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00
0 0 0 0 0 0
Transportati
Budget
Home Utilities
Tracking
Utilities 450 0 -450 on
Phone - Home 0.00 0.00 Health Entertainme Miscellaneou
Phone - Cell 350.00 -350.00 nt s
Cable 0.00 0.00
Gas 0.00 0.00
Water 0.00 0.00
Electricity 100.00 -100.00
Internet 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00

Health 2,300 0 -2,300

Dental 0.00 0.00
Medical 100.00 -100.00
Medication 0.00 0.00
Vision/contacts 0.00 0.00
Life Insurance 2,200.00 -2,200.00
Other 0.00 0.00
Other 0.00 0.00

Entertainment 617 0 -617

Memberships 0.00 0.00
Dining out 400.00 -400.00
Events 0.00 0.00
Subscriptions 0.00 0.00
Movies 200.00 -200.00
Music 0.00 0.00
Hobbies 0.00 0.00
Travel/ Vacation 16.67 -16.67
Other 0.00 0.00
Other 0.00 0.00

Miscellaneous 1,050 0 -1,050

Dry Cleaning 50.00 -50.00
New Clothes 33.33 -33.33
Donations 0.00 0.00
Child Care 0.00 0.00
Tuition 0.00 0.00
College Loans 0.00 0.00
Pocket Money 866.67 -866.67
Gifts 100.00 -100.00
Credit Card 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00
 Daily Spending
Record
Spending 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Total Day's Spending: 110.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 110.00
Transportation 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00
Auto Loan/Lease 30.00 30.00
Insurance 0.00
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Bill's train pass 0.00
Jane's bus pass 0.00
Other 20.00 20.00

Home 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00
EMI 0.00
Rent 0.00
Maintenance 0.00
Insurance 0.00
Furniture 0.00
Household Supplies 50.00 50.00
Groceries 0.00
Real Estate Tax 0.00
Other 0.00
Other 0.00

Utilities 10.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.00
Phone - Home 0.00
Phone - Cell 10.00 10.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00