Scott is a Certified Financial Planner who resides in Kelowna BC and has over 10 years of

experience offering financial advice to families, individuals, corporations and trusts.

Scott is a licensed investment advisor with Industrial Alliance Securities Inc. (IAS), a full-
service brokerage firm. IAS is a wholly owned subsidiary of Industrial Alliance Insurance and
Financial Services, a member of IIROC and the Canadian Investor Protection Fund (CIPF).
IAS offers a full range of financial products and services designed to meet his client’s needs.
One area of specialty for Scott is Individual Pension Plans.

Individual Pension Plans

Individual Pension Plans (IPP’s) are a retirement savings vehicle, which can offer much greater
advantages than traditional RRSP’s:

 Higher annual contributions for people meeting age and earnings criteria
 Contributions are paid by the corporation and are tax-deductible
 Creditor Proof
 Considerable past service funding opportunities noted below
Age (2011) 40 50 60 65

IPP
Annual Contribution $24,037 $29,003 $34,994 $38,439
Past Service Top-Up
(1991-2010) $57,540 $153,340 $268,920 $335,360
Total IPP $81,577 $182,343 $303,914 $373,799

Total RRSP $22,450 $22,450 $22,450 $22,450

Assumptions: - Annual earnings are greater than $127,611

Thank you very much for your interest in Scott’s services. He encourages you to contact him for
a free consultation. Visit his website at www.cscottturner.com or call 778.478.0727