Agri credit

Agri credit refers to the type of credit which is linked with the growth and
developed of agriculture sector only.
Example
• Credit for the production of wheat ,cotton etc
• Credit for purchases machinery, seeds and fertilizer etc.
• Credit to install tube well etc
Type of agriculture credits
1. Short term credit
Its time period less then 1 year .it is obtained for the purchase of seeds
and fertilizer and pesticides.
2. Medium term credit
Its time period up to five year it is used for the purchase of
cattle, to meet the cost of repair and improvements.
3. Long term credit
Its period more than five year, it is used for installment of
tube well and development of land and purchase of land.
Source of Agriculture credit
There are two main source of agriculture credit
I. Non institutional source
II. Institutional source

Non institutional source

Private money lender
Middleman
Landlords
Friends
Relatives
Commission agents and traders

Institutional source
Zarai taraqiati bank limited
Co-operative bank
Commercial bank
Domestic private bank
Taccavi loan
Agriculture credit advisory committee
State bank of Pakistan