Bank/ Financial Rate Of Institutions Interest 10.25%, HDFC 11.0%, Floating 10.25%, 11.00%, Floating 11.25% & 11.

75%

ICICI Bank

IndusInd Bank

PNB

10.50%, Floating

India Bulls

10.25%, 11.00%, Floating

Deutsche Bank

10.25%

IDBI Bank

11.25%

SBI

10.50%, 11.25%, Floating

Fixed/ Floating Fixed till 2012, 2013, thereafter Floating Fixed till 2012, 2013, thereafter Floating

RPLR/ Base Loan Rate Term RPLR 20 Years

Base Rate + Margin (1.75%) Base Rate + Margin

20 Years

Floating

10 Years

Fixed for 3 Years, Floating

Base Rate + Margin

25 Years

Fixed till 2011, 2012, thereafter Floating

RPLR

20 Years

Floating

Base Rate + Margin

20 Years

Floating

Base Rate + Margin

20 Years

Fixed for 3 Years, Floating

Base Rate + Margin

25 Years

Pre-Payment Options Upto 25% till three year (only after 6 months) Amount o/s can be paid anytime other than 12 months EMI -

PrePayment Charges 2% + Service Tax 2% + Service Tax 2% + Service Tax

Upto 20%

nil

Upto 25% till three year (only after 6 months) Upto 25% till three year (only after 6 months)

2% + Service Tax 2% + Service Tax

After 6 months EMI, can be paid nil upto Balance o/s

Prepayment penalty is recovered only if the loan is pre- nil closed before half of the original tenure

Processing Fees Conversion Charges `10,000 or 0.5% + Service Tax (Whichever is Less) `2,000 or 0.50% - 1.00%% of Loan Amount (Whichever is Higher) `10,000 or 0.5% + Service Tax (Whichever is maximum) 1.75%

1.75%

Loan < `15 Lakhs0.75% Loan > `15 Lakhs- 0.5% of Loan Amount Loan < `20 Lakhs- 5,515 Loan > `20 Lakhs 0.5% of Loan Amount

2.00%

`2,000 + Service Tax

`10,000 + Service Tax

1% of the Loan Amount

Nil

`10,000 or 0.5% + Service Tax (Whichever is Less)

Time to T/f Tittle Eligibility Both Income 7-10 Based & Days Regestered P t V l 25 Days Income Based

20 Days Income Based

Regestered 15 Days Property Value

15 Days Income Based

20 Days Income Based Both Income Based & 2 Days Regestered Property Value

15- 20 Days

Both Income Based & Regestered Property Value

Eligibility Criteria 35% to 50% of Gross Income or 75-80% of Property 35% to 50% of Gross Income

35% to 50% of Gross Income

60% to 65% of Property Value

35% to 50% of Gross Income

35% to 50% of Gross Income

35% to 50% of Gross Income

35% to 50% of Gross Income or 80-85% of Property