GROUP MEMBERS EKTA KHIRANI-112 ANMOL SHROFF-104 DHANASHRII PITALE-77 MANDAR RANE-78 SAVIO PILLAI-96 ISHAN SANKHE-103

Perspective management

INTRODUCTION
Mr. Patil, proprietor of Shilpi Enterprise has applied for Loan in Baroda of Kamini Bank, Piketi Branch. Mr. Hopkins, Manager, Baroda of Kamini was analyzing the proposal for SHILPI enterprise. The amount of loan required by SHILPI is Rs 85,000.

CASE FACTS
1. The Proprietor Firm : SHILPI - Aims at manufacturing and selling the Cosmetic Prostheses 2. Profile of Mr. Patil - Academic Background - Experience and Accomplishments - Financial Status - Risk factors

ANALYSIS OF THE CASE

Should the loan be given ? Why ?

COSMETIC HANDS
STRENGTHS - Mass production - Market monopoly - Realistic market demand forecast - 50% profit margin - Purpose of the business(social cause) - Good promotion strategies - Availability of raw materials - Hands on experience in the field of hand prosthesis

WEAKNESS - Use of self designed machinery OPPOURNITIES - Fully utilization of resources - Huge export potential - Small scale industry benefits THREATS - Repayment of loan from profits generated in business

COSTING
Cost price/ piece = 100 Profit/piece = 50 Selling price/ piece = 150 Total no. of hands produced/ year = 2,000 Total cost = 2,00,000

fixed cost variable cost 1,43,800 56,200 Total selling price = 3,00,000

MANNEQUINS
STRENGTHS - Lower fixed cost - Excellent profit margin - Production capacity - No durability threats WEAKNESSES - Batch Production - Costing not clear - Ambiguous manufacturing process

OPPOURTUNITIES - No customization required THREATS -Competitive market

Conclusion
According to our evaluation, the long term loan and cash credit of Rs. 85000.00 should be sanctioned by Mr. Hopkins, manager of Kamini Bank for manufacturing of cosmetic hands only.