Deposits Rate 01. Saving Deposit Special Notice Deposits(SND) i. Less than Tk.1.

00 crore

Effective Date: 12.07.2011

5.00%

2.00% 2.50% 4.00% 2.00% 2.00%

ii. Tk.1.00 crore and above but less than Tk.25.00 crore 02. iii. Tk. 25.00 crore and above but less than Tk.50.00 crore iv. Tk. 50.00 crore and above but less than Tk.100.00 crore v. Tk. 100.00 crore and above Fixed/Term Deposits 1 Month i. Less than Tk. 1.00 crore ii. Tk. 1.00 crore and above 03. 3 Months Any Amount 6 Months Any amount 1 Year Any amount

10.50% 12.00%

12.00%

12.00%

12.00%

CREDIT RATING ON IFIC BANK LIMITED 2009 (CRAB) Long Term Short Term Date of Rating Valid till A1 ST - 2 July 11, 2010 June 30, 2011 2008 (CRISL) A ST - 2

Credit Rating Agency of Bangladesh Limited (CRAB) has assigned the long term rating of International Finance Investment and Commerce Bank Limited (called as IFIC Bank) at "A1" (pronounced Single A one) and short term rating at "ST-2". Credit Rating Agency of Bangladesh Limited (CRAB) performed the rating based on financials for the year - 2009 and other relevant information. Commercial Banks rated 'A1' have strong capacity to meet their financial commitments but are somewhat more susceptible to the adverse effects of changes in circumstances and economic conditions than Commercial Banks in higher rated categories. 'A1' rated banks are judged to be of high quality and are subject to low credit risk. Commercial Banks rated 'ST-2' are considered to have strong capacity for timely repayment. Commercial Banks rated in this catagory are characterized with commendable position in terms of liquidity, internal fund generation, and access to alternative sources of funds.