Net profit 1) Net Profit Ratio = Avg.

working fund Net worth 2) Return on net Worth = Average Working Fund X 100 X 100

Interest Income - Interest Expenditure 3) Spread Ratio = Average Working Fund Non-Interest Expenditure 4) Burden Ratio = Average working fund Total Advances 5) Credit Deposit Ratio = Total Deposits x 100 Non interest income x 100 x 100

Income on investments 6) Yield on Investment = Average Investement x 100

Interest on deposits 7) Cost of Deposit = Average Deposits x 100

Interest earned on Advances 8) Yield on Advances = Average Advances x 100