NoiDung (BC) 1

Qun l giao dch gi tin tit kim
2009
LI CM N
Trc tin chng em xin chn thnh gi li cm n v lun ghi nh n gia nh to u
kin tt cho chng em trong qu trnh thc tp v thy, c l cc ging vin trng i Hc An
Giang, Khoa K Thut Cng Ngh - Mi Trng ch dn tn tnh trong qu trnh hc v thc
tp ca chng em. l vn hnh trang tt nht cho chng em tip cn vi thc t v cng vic.
V c bit chng em xin by t lng bit n n thy Nguyn Quang Huy (Ging vin
hng dn thc tp), l ngi tn tnh c vn, hng dn cho chng em nhng kinh nghim k
nng trong qu trnh phn tch, thit k cng nh qu trnh ci t phn mm trong sut qu trnh
thc tp cui kha.
Cng chng em xin chn thnh cm n anh Nguyn Thanh Hi (Cn b hng dn thc
tp) cng tp th cn b nhn vin ca Ngn Hng TMCP M Xuyn tn tnh hng dn, gip
v to u kin thun li cho chng em trong sut qu trnh thc tp cui kha.
Cui cng chng em cng chn thnh cm n cc thy c, cc anh ch v cc bn nhit
tnh gip ng vin chng em trong qu trnh thc tp cui kha.
Nhm thc hin:
Phan Hng Nhung
Dng Kim Thanh
Th Bch Tho
Trang 1
Phan Hng Nhung Dng KimThanh Th Bch Tho
2009
NH GI KT QU CA KHOA
Trang 2
2009
MC LC
CHNG 1: BO CO KT QU TM HIU C QUAN THC TP.......................................11
I. Chc nng v nhim v ni c quan thc tp.............................................................................11
1. Tng quan v Ngn hng M Xuyn.....................................................................................11
2. Vai tr ca Ngn hng MXBank.............................................................................................11
3. Chc nng ca Ngn hng......................................................................................................12
4. Phm vi hot ng...................................................................................................................12
II. T chc S t chc b my c quan.....................................................................................13
1. S t chc...........................................................................................................................13
2. Tm lc c cu t chc trong b my v c s....................................................................14
CHNG 2: TNG QUAN V H THNG.................................................................................17
I. L do chn ti.........................................................................................................................17
II. M t bi ton ............................................................................................................................17
1. Chc nng...............................................................................................................................17
2. Ngi dng..............................................................................................................................17
4. Mt s c im ca tin gi Ngn hng................................................................................17
5. Th tc cn thit gi tin....................................................................................................18
6. Chc nng qun l...................................................................................................................18
7. Nghip v...............................................................................................................................23
8. Lp bo co.............................................................................................................................27
9. Qun l h thng.....................................................................................................................27
III. Mc tiu ca h thng...............................................................................................................28
IV. Rng buc h thng..................................................................................................................28
1. Rng buc qun l h thng ca ngi dng..........................................................................28
2. Rng buc nhn lc v thi gian.............................................................................................28
V. nh gi kh thi.......................................................................................................................28
1. Kh thi v kinh t ...................................................................................................................28
2. Kh thi v k thut..................................................................................................................28
3. Cng c pht trin...................................................................................................................28
Trang 3
2009
4. Bng tng hp v ri ro h thng............................................................................................28

5. Bng phn cng Cng vic......................................................................................................29
CHNG 3: PHN TCH YU CU V HNG I..................................................................32
I. Chc nng chnh ca h thng...................................................................................................32
II. Yu cu phi chc nng...............................................................................................................32
III. Yu cu bo mt........................................................................................................................32
IV. Yu cu c th ca h thng.....................................................................................................32
1. Yu cu qun l.......................................................................................................................32
2. Yu cu lp bo co...............................................................................................................33
3. Yu cu thng k....................................................................................................................33
4. Yu cu tra cu......................................................................................................................33
V. Mi trng thc hin.................................................................................................................33
VI. Yu cu ca nghip v..............................................................................................................34
1. Cc biu mu...........................................................................................................................34
CHNG 4: PHN TCH H THNG...........................................................................................39
I. Phn tch yu cu........................................................................................................................39
1. Xc nh tc nhn (Cc Actor tc ng vo h thng)............................................................39
2. S use case......................................................................................................................40
3. c t mt s use-case ...........................................................................................................46
4. S lp (Classdiagram)........................................................................................................53
5. M t chi tit cc lp i tng..............................................................................................54
6. Danh Sch cc quan h trn s ...........................................................................................56
7. S tun t...........................................................................................................................59
I. Cy chc nng ca phn mm.....................................................................................................69
II. Thit k d liu..........................................................................................................................70
1. Xy dng c s d liu v mi quan h..................................................................................70
2. M t chi tit cc bng c s d liu.......................................................................................72
..............................................................................................................................................91
...............................................................................................................................................91
III. Thit k giao din......................................................................................................................95
Trang 4
2009
1. Giao din ng nhp h thng................................................................................................95

2. Giao din i mt khu..........................................................................................................95
3. Giao din chnh ca h thng..................................................................................................96
4. Giao din M s tit kim.......................................................................................................97
.....................................................................................................................................................97
5. Giao din Rt tin s tit kim................................................................................................98
6. Giao din Gi thm vn vo s khng k hn........................................................................99
7. Giao din in s c k hn......................................................................................................100
8. Giao din danh sch s tit kim...........................................................................................101
HNG DN CI T.................................................................................................................102
I. ci t phn mm cn thc hin cc bc sau.....................................................................102
2. Bc 2: Click vo OK...........................................................................................................102
3. Bc 3: Click vo nt Next..................................................................................................102
4. Bc 4: .................................................................................................................................103
5. Bc 5: Click Next tip tc ci t..................................................................................103
6. Bc 6: Click Install ci t.............................................................................................104
7.Bc 7: Ch chng trnh ci t..........................................................................................104
8. Bc 8: Click Finish hon thnh ci t..........................................................................105
KT LUN......................................................................................................................................106
TI LIU THAM KHO................................................................................................................107
Trang 5
2009
DANH SCH HNH V, BIU

Hnh 1: Biu mu phiu gi tit kim (phiu thu)..............................................................................34
Hnh 2: Biu mu phiu rt tin (Phiu chi)...........................................................................35
Hnh 3: Biu mu phiu lu gi tin..................................................................................................36
Hnh 4: Biu mu s gi khng k hn..............................................................................................37
Hnh 5: Biu mu s c k hn...........................................................................................................38
Hnh 6: Biu mu Bng k li............................................................................................................38
Hnh 7: S use-case cho quy trinh lm vic ca h thng.............................................................42
Hnh 8: S use-case tng qut.......................................................................................................43
Hnh 9: S use-case ca kim sot................................................................................................45
Hnh 10: S use-case ngi qun l..............................................................................................46
Hnh 11: S use-case cho k ton..................................................................................................46
Hnh 12: S lp ca qun l tin gi tit kim..............................................................................54
Hnh 13: S tun t thm Khch hng..........................................................................................60
Hnh 14: S tun t tm Nhn vin................................................................................................60
Hnh 15: S tun t Tm khch hng.............................................................................................61
Hnh 16: S tun t thm Phng giao dch....................................................................................62
Hnh 17: S tun t tm S tit kim.............................................................................................63
Hnh 18: S tun t ng nhp.....................................................................................................64
Hnh 19: S tun t thm Pht sinh tit kim................................................................................65
Hnh 20: S tun t M s tit kim.............................................................................................67
Hnh 21: S tun t Gi thm vn vo s khng k hn..............................................................68
Hnh 22: C s quan h v mi quan h gia cc bng.....................................................................71
Hnh 23: from ng nhp vo h thng.............................................................................................95
Hnh 24: from i mt khu...............................................................................................................95
Hnh 25: from giao din chnh ca h thng qun l tin gi tit kim.............................................96
Hnh 26: from M mt s tit kim....................................................................................................97
Hnh 27: from Rt tin tit kim........................................................................................................98
Hnh 28: from Gi thm vn vo s tit kim khng k hn.............................................................99
Trang 6
2009
Hnh 29: Giao din in s c k hn..................................................................................................100

Hnh 30: Giao din danh sch s tit kim.......................................................................................101
Trang 7
DANH SCH CC K HIU

KHI NIM
K HIU
NGHA
Tc nhn
(Actor)
Mt ngi/ nhm ngi hoc mt thit

b hoc h thng tc ng hoc thao tc
n chng trnh.
Use-case
Mt chui cc hnh ng m h thng

thc hin mang li mt kt qu quan st
c i vi actor.
System
(H thng)
Biu hin phm vi ca h thng. Cc

use-case c t trong khung h thng.
Lp
(Class)
L mt s tru tng ca cc i tng

trong th gii thc.
Boundary class
(Lp bin)
Nm gi s tng tc gia phn bn

ngoi vi phn bn trong ca h thng
(giao din chng trnh).
Control class
(Lp iu khin)
Th hin trnh t x l ca h thng

trong mt hay nhiu use-case.
Entity class
(Lp thc th)
M hnh ha cc thng tin lu tr lu

di trong h thng, n thng c lp
vi cc i tng khc xung quanh.
Procedure
(Phng thc)
L mt phng thc ca B m i
tng A gi thc hin.
Message
(Thng ip)
L mt thng bo m B gi cho A.
Trang 8
2009
2009
LCH LM VIC
Nhm sinh vin thc hin:
Phan Hng Nhung. (DTH051153)
Dng Kim Thanh. (DTH051167)
Th Bch Tho. (DTH051169)
C quan thc tp:
Ngn hng TMCP M Xuyn.
Gio vin hng dn:
ThS. Nguyn Quang Huy
Thi gian thc tp, t ngy 02 thng 02 nm 2009 n ngy 04 thng 04 nm 2009.
Tun
1
T ngy
02/02
n ngy
08/02
2
T ngy
09/02
n ngy
15/02
3
T ngy
16/02
n ngy
22/02
4
T ngy
23/02
n ngy
01/03
Trang 9
Ni dung cng vic c T nhn xt v mc Nhn xt Ch k ca GV

giao
hon chnh
ca
GV hng dn
hng dn
- Thc tp lm vic ti Hon thnh ng k
c quan 02/02, 04/02, hoch ra.
06/02.
- Tm hiu c cu ca
c quan thc tp.
- Xc nh yu cu h
thng.
c quan 09/02, 11/02, hoch ra.
13/02.
- Phn tch h thng
- Phn tch c s d
liu ca bi vit
c quan 16/02, 18/02, hoch ra.
20/02.
- Thit k xy dng c
s d liu
- Thit k giao din c
bn ca h thng
c quan 23/02, 25/02, hoch ra.
27/02.
- Tin
hnh
vit
chng trnh.
- Thit k giao din.

5
T ngy
02/03
n ngy
08/03
6
T ngy
09/03
n ngy
15/03
7
T ngy
16/03
n ngy
22/03
8
T ngy
23/03
n ngy
29/03
Trang 10
- Vit chng trnh.

- Thit k giao din.
Vit chng trnh
Hon thnh ng k
hoch ra.
Hon thnh ng k
hoch ra.
c quan 16/03, 17/03, hoch ra.

18/03.
- Vit chng trnh
c quan 23/03, 24/03, hoch ra.

25/03.
- Hon thnh chng
trnh.
2009
2009
CHNG 1: BO CO KT QU TM HIU
C QUAN THC TP
I. Chc nng v nhim v ni c quan thc tp
1. Tng quan v Ngn hng M Xuyn
- Ngn hng thng mi c phn nng thn M Xuyn (Ngn hng TMCPNT M
Xuyn) ban u l Qu tn dng M Xuyn, c thnh lp nm 1989. Hot ng theo quyt
nh thnh lp v cp giy php ca UBND tnh An Giang.
- Cho n 12/10/1992 c chuyn th t Qu tn dng sang chnh thc thnh lp
Ngn hng vi tn gi mi l: Ngn hng TMCPNT M Xuyn (My Xuyen Rural Commercial
Joint Stock Bank). Vi vn iu l ban u l 303 triu ng.
- Ngn hng TMCPNT M Xuyn c tr s chnh ti:
284 Trn Hng o, TP Long Xuyn, Tnh An Giang
in thoi: 076.843709
Fax: 076.841006
- Cng nh nhng Ngn hng khc, hot ng ch yu ca Ngn hng TMCPNT M
Xuyn l nhn tin gi, v i vay cho vay, ngoi ra Ngn hng cn thc hin cung cp
dch v cho khch hng nh l chuyn tin v chi tr kiu hi. Thu nhp ca Ngn hng ch
yu t hot ng tn dng, v thu ph dch v Ngn hng.
- Qua thi gian t nm 1992 n nay, Ngn hng TMCPNT M Xuyn khng ngng m
rng hot ng v mt qui m cng nh phm vi hot ng. Hin ti Ngn hng M Xuyn
c 1 hi s chnh, 2 chi nhnh, 10 phng giao dch v 3 t tn dng.
- Phm vi hot ng vn ti nhiu x, phng trong tnh An Giang vi i ng cn b
ng k v mt s lng ln cht lng. Ngn hng TMCPNT M Xuyn thng xuyn t

chc cho cn b cng nhn vin chc tham gia cc kho hun luyn, o to nng cao
trnh chuyn mn nghip v ph hp vi s pht trin chung ca ngnh ngn hng, p
ng c yu cu phc v hn 10000 h sn xut, kinh doanh v cng nhn vin chc trong
ton tnh.
2. Vai tr ca Ngn hng MXBank
- S c mt ca Ngn hng khng ch n thun p ng kp thi vn cho nn kinh t ca
tnh, phc v nn kinh t pht trin cao hn m cn gp phn cho i sng ngi dn bt c
cc, qua xa dn nn cho vay nng li ti nng thn, to iu kin tng thu nhp v gii
quyt vic lm cho nhiu ngi dn tui lao ng.
Trang 11
2009
- Vi phng chm Cng nhau pht trin, cng nhau thnh cng, em li s phn vinh
cho x hi Ngn hng M Xuyn lun l ngun ti chnh, l ngi bn ng hnh ca mi
thnh phn kinh t v mi tng lp dn c ti tnh nh.
3. Chc nng ca Ngn hng
3.1. Huy ng vn
- Khai thc cc ngun vn ca cc t chc kinh t v cc tng lp dn c trong tnh An
Giang qua cc loi tin gi tit kim.
- Tip nhn vn vay, vn ti tr, y thc u t nng nghip t Ngn hng Nh Nc
v cc t chc kinh t - x hi, cc t chc Tn dng tin t trong v ngoi nc.
- Pht hnh cc chng khon tin gi.
3.2. Cho vay
- Cho vay ngn hn, trung hn i vi cc hot ng sn xut kinh doanh nng nghip,
tiu th cng nghip, kinh doanh hng ho v dch v.
- Cho vay tr gp kinh doanh, lm kinh t ph, tiu dng.
3.3. Cc nghip v v dch v ca Ngn hng
- Chit khu cc chng t c gi.
- Dch v chuyn tin nhanh, chi tr kiu hi.
- Bo lnh thanh ton.
- Thc hin lm i l bo him.
4. Phm vi hot ng
- Ngn hng TMCPNT M Xuyn cho vay vn cho tt c cc thnh phn kinh t trong a
bn tnh An Giang. Nhng hot ng ch yu ca Ngn hng l phc v cho nng dn ang
hot ng sn xut kinh doanh trn a bn tnh An Giang.
- Mng li hot ng ca Ngn hng lun c pht trin kp thi theo tim nng v qui
m hot ng kinh doanh ngy cng ln mnh ca ngn hng. Cng nh khng ngng, ci
thin v nng cao cht lng sn phm v dch v ca ngn hng phc v khch hng
c tt nht.
- Hng pht trin m rng mng li hot ng Ngn hng xung cc a bn nng thn
nhm to thun li cho b con nng dn c th d dng lin h vay vn ca Ngn hng
p ng kp thi nhu cu vn cho sn xut nng nghip v cc ngnh ngh truyn thng ti
cc a phng trong tnh An Giang.
Trang 12
II. T chc S t chc b my c quan.

1. S t chc
I HI NG C NG
BAN KIM SOT
PHNG KIM SOT NI B
HI NG QUN TR
CC Y BAN TRC THUC HQT
BAN TNG GIM C

.KHI KINH DOANH
A.1 Phng khch hng c nhn
A.2 Phng khch hng doanh nghip
A.3 Phng ngoi hi v thanh ton quc t
A.4 Phng kinh doanh ngun vn
B.KHI GIM ST QUN L
B.1 Phng qun l ri ro
B.2 Phng php ch
B.1 Phng
k ton
ti chnhV
C.KHI
H TR
NGHIP
B.2 Trung tm cuc gi
B.3 Trung tm thanh ton
B.4 Trung tm h tr nghip v
S giao dch
Chi nhnh
D.KHI
T CHC
CNG
NGH
B.1 Phng
nhn s
v o
to V CHIN LC
B.2 Phng cng ngh thng tin

B.3 Phng k hoch nghin cu tng hp
B.4 Trung tm h tr nghip v
E.CC CNG TY TRC THUC
Trang 13
Phng giao dch
2009
2009
2. Tm lc c cu t chc trong b my v c s
i hi ng c ng
Ban kim sot
- Kim tra hot ng ti chnh ca Ngn hng M Xuyn, gim st chp hnh
ch hoch ton, hot ng ca h thng kim tra v kim ton ni b ca Ngn
hng.
- Thm nh bo co ti chnh hng nm ca Ngn hng, kim tra tng vn c
th lin quan n hot ng ti chnh ca Ngn hng khi xt thy cn thit hoc theo
quyt nh ca i hi ng c ng hoc theo yu cu ca c ng ln.
- Thng xuyn thng bo vi Hi ng qun tr v kt qu hot ng tham kho
kin ca Hi ng qun tr trc khi trnh bo co, kt lun v kin ngh ln i
hi ng c ng.
- c s dng h thng kim tra kim ton ni b ca Ngn hng thc hin
cc nghip v ca mnh.
Phng kim sot ni b.
Hi ng qun tr
- Hoch nh chin lc, mc tiu, gim st hot ng ca b my iu hnh.
- Quyt nh cc vn lin quan n mc ch, quyn li ca Ngn hng M
Xuyn tr nhng vn thuc thm quyn ca i hi ng c ng.
- Chu trch nhim trc php lut, trc i hi ng c ng v kt qu hot
ng cng nh nhng sai phm trong qun l, vi phm iu l v vi phm php lut
gy thit hi cho Ngn hng M Xuyn.
- Ph duyt phng n hot ng kinh doanh do tng gim c ngh.
Cc y ban trc thuc HQT.
Ban tng gim c

- Tng gim c trc tip iu hnh v quyt nh ton b cc hot ng ca
Ngn hng M Xuyn, chu trch nhim trc Hi ng qun tr, trc php lut v
vic iu hnh hot ng hng ngy ca Ngn hng.
Trang 14
2009
- Ph tng gim c gip vic cho tng gim c iu hnh mt hoc mt s

lnh vc hot ng ca ngn hng theo s phn cng ca tng gim c.
Ngoi ra, gip vic cho tng gim c cn c k ton trng v b my
chuyn mn nghip v.
Khi kinh doanh
ng u Khi Kinh Doanh l Gim c Khi hoc Ph Tng gim c ph
trch khi, gip vic cho Gim c Khi hoc Ph Tng gim c ph trch khi c
th c Ph Gim c v cc Trng Phng trc thuc.
Khi gim st qun l
- ng u Khi Gim st v Qun l l Gim c Khi hoc Ph Tng gim c ph
trch khi, gip vic cho Gim c Khi hoc Ph Tng gim c ph trch khi c th c
Ph Gim c v cc Trng Phng trc thuc.
Khi h tr nghip v
- ng u Khi H tr Tng hp l Gim c Khi hoc Ph Tng gim c ph
trch khi, gip vic cho Gim c Khi hoc Ph Tng gim c ph trch khi c th c
Ph Gim c v cc Trng Phng trc thuc.
Khi t chc cng ngh v chin lc
ng u Khi T chc Cng ngh & Chin lc l Gim c Khi hoc Ph
Tng gim c ph trch khi, gip vic cho Gim c Khi hoc Ph Tng gim c ph
trch khi c th c Ph Gim c v cc Trng Phng trc thuc.
-
Cc cng ty trc thuc

- Cng ty chng khon
- Cng ty cho thu ti chnh
- Cng ty kinh doanh bt ng sn
Vn cc Cng ty trc thuc c th l 100% vn ca Ngn hng M Xuyn hoc
c th di hnh thc lin kt.
S giao dch v Chi nhnh giao dch
Trang 15
2009
- S giao dch l n v trc thuc Hi s; Chi nhnh l n v trc thuc Hi s hoc

S giao dch, c con du ring, c thc hin mt s hoc ton b nghip v do s y
quyn ca Tng Gim c, ty theo nhu cu ca a bn v ty theo tnh hnh nhn s ca
Chi nhnh.
- S giao dch, Chi nhnh c thnh lp cc n v trc thuc; qun l, theo di v
h tr hot ng cc n v trc thuc trn a bn quy nh theo s y nhim ca Tng
Gim c.
- Nhim v c th ca Phng dch v khch hng: cung cp tt c cc sn phm Ngn
hng cho khch hng; thc hin cng tc tip th pht trin th phn; xy dng k hoch
kinh doanh hng thng, hng nm v theo di nh gi qu trnh thc hin k hoch.
Trang 16
2009
CHNG 2: TNG QUAN V H THNG

I. L do chn ti
- Hn bt c lnh vc no, hot ng ca Ngn hng thng mi lun phi t trong
mi trng cnh tranh. V mi trng nn mi Ngn hng cn phi lun pht trin t
n mc tiu to vn cho x hi v lm giu cho chnh mnh. V th mi Ngn hng lun
thay i chnh sch v c ch hot ng. Mt trong nhng thay i thit thc v cp bch l
vic tin hc ha trong nghip v.
II. M t bi ton
1. Chc nng
Vi nhu cu m rng cc dch v ca cc Ngn hng hin nay. Vi phn mm
QUN L GIAO DCH GI TIN TIT KIM tm hiu v xy dng mt chng
trnh s dng m ngi dng c th d dng qun l cc giao dch v gi tin tit kim
ca khch hng.
2. Ngi dng
- K ton tin gi.
-
K ton trng.
Qun tr vin.
- Gim c.
- Nhn vin
4. Mt s c im ca tin gi Ngn hng
- Tin gi tit kim thng thng: Qu khch c nhiu la chn v loi k hn gi
tin nh khng k hn, 1 thng, 2 thng 24 thng. Tin li c tnh v nhp gc
mt ln vo cui k gi. Ht mt k hn gi tin, nu qu khch khng n rt gc v
li th tin gi s t ng quay vng mt k hn tip theo. Nu qu khch c nhu cu rt
tin trc hn th c hng mc li sut thp hn li sut ng hn, ty theo quy nh
ca Ngn hng ti tng thi im. Nu chn loi tit kim ny, vo gia k hn, qu
khch s khng gi thm tin vo S Tit Kim c, nu gi thm tin, qu khch s c
thm mt xc nhn tin gi khc, thi gian gi s c tnh bt u t ngy gi.
Tin gi tit kim rt gc linh hot: Loi tin gi tit kim ny cng c nhp li
mt ln vo cui k v t ng quay vng khi n hn. Tuy nhin, trong k nu qu
khch c nhu cu rt mt phn gc trc hn th phn tin rt ra c tnh li sut khng
k hn, phn cn li gi tip vn c p dng li sut c k hn k t ngy gi.
-
Trang 17
2009
Tin gi tit kim tr li nh k (hng thng/ hng qu): Loi tin gi ny rt thun
tin cho qu khch cn phi dng tin li thu c t vic gi tin tit kim ca mnh,
s dng chi tiu nh k hng thng, hng qu, qu khch khng cn ch khi n
hn mi rt c tin li. Cc quy nh khc cng ging nh tin gi tit kim thng
thng.
-
Tin gi tit kim tr li trc: Qu khch nhn c tin li ngay ti thi im gi

tin. Li sut p dng cho hnh thc tin gi ny thp hn li sut tin gi cng k hn
lnh li cui k. Loi tin gi ny cng khng h tr qu khch rt gc hoc rt mt
phn gc trc hn. Tin gi khi n hn m qu khch khng rt ra s c chuyn
thm k hn tip theo.
-
Tin gi tit kim bc thang: Li sut tin gi m qu khch c hng s tng ln

tng ng vi s tin gi ln v thi hn gi di (tin gi bc thang theo s tin v thi
hn). Hnh thc tin gi ny cng c nhp li mt ln vo cui k, t ng chuyn
thm mt k hn tip theo nu qu khch khng rt tin khi n hn.
-
Tin gi tit kim gi gp: La chn hnh thc gi tin ny, nh k sau mt thi
gian nh hng thng, 2 thng, mc d cha n hn tt ton S Tit Kim, qu khch
vn c th gi thm mt s tin nht nh vo s d tin gi c sn trn S tit kim c
(gi gp). Nh vy, s tin gc s tng ln sau mi k gi gp, m khng phi l mt s
c nh nh hnh thc tit kim thng thng. S tin li cng c tnh trn c s s
tin gc tng ln . Li sut p dng cho loi tin gi ny thp hn li sut tin gi tit
kim thng thng. Qu khch s khng c rt tin trc hn, khi n hn nu qu
khch khng n rt tin, s d khng c chuyn thm k hn gi tip theo m c
tnh li vi li sut khng k hn.
5. Th tc cn thit gi tin
- C nhn Vit Nam: CMND.
-
C nhn l ngi nc ngoi: H chiu.
Nu ch s hu l ngi cha thnh nin (di 15 tui) th bt buc phi c ngi

gim h hoc ngi i din theo php lut ng tn km theo trn S tin gi.
-
- Cc giy t chng minh t cch ngi i din, ngi gim h hp php ca ngi
cha thnh nin, ngi mt hoc hn ch nng lc hnh vi dn s.
6. Chc nng qun l
- Quyn: M quyn, tn quyn
Trang 18
Trang 19
2009
Nhm ngi dng: M nhm ngi dng, tn nhm ngi dng
Phn nhm: M nhn vin, m nhm ngi dng
Phng giao dch: M phng giao dch, tn phng giao dch, a im
Quy giao dch: M phng giao dch, m quy giao dch
Nhn vin: M nhn vin, h tn, ngy sinh, a ch, in thoi, m phng giao dch
Trang 20
2009
Phn quyn: M quyn, m nhm ngi dng, m nhn vin, mt khu, tn ng

nhp
Giao dch vin: M nhn vin, hn mc thu, hn mc chi, hn mc tn qu
Ngy giao dch: Ngy giao dch, ngt giao dch.
Khch hng: M khch hng, h tn, CMND, ngy cp, ni cp, a ch, in thoi.
Danh mc ti khon: S hiu ti khon, tn ti khon, tnh cht s d
Trang 21
2009
Ti khon: S hiu ti khon, ngy cp nht, s d u ngy, s pht sinh n, s pht

sinh c.
Danh mc loi tin: M loi tin, loi tin.
Danh mc loi giao dch: M loi giao dch, tn giao dch.
Danh mc k loi tit kim: M k tnh li, loi k tnh li.
Loi tit kim: M loi tit kim, tn loi tit kim, k hn, ang huy ng, m loi
tin, m k tnh li, s hiu ti khon.
Li sut tit kim: M loi tit kim, ngy, mc li sut.
Trang 22
2009
S tit kim: M loi tit kim, m s tit kim, ngy m s, ngy hiu lc, ngy n
hn, ngy tnh li gn nht, ngy ti k gi, li tr, li nhp vn, ngy nhp vn,
phong ta, ngy hon tt, m khch hng
S d tit kim: M loi tit kim, m s tit kim, ngy cp nht, s d.
Pht sinh tit kim: S bt ton, ngy giao dch, duyt, m s tit kim, m loi
giao dch, m quy giao dch, m phng giao dch, m nhn vin.

-
2009
Chi tit pht sinh giao dch: S giao dch, s bt ton, ngy giao dch, s hiu ti
khon n, s hiu ti khon c, s tin.
7. Nghip v
7.1. Gi tit kim
Khch hng xut trnh giy chng minh. Thng bo s tin cn gi (nu khch n
ln u phi m S tit kim). Thng tin S tit kim gm c: M s, h tn khch
hng, CMND (h chiu), ngy cp, ni cp, ngy sinh, a ch, ngy m s.
-
K Ton Tin Gi (KTTG) hng dn khch hng in y thng tin trn giy
ngh gi tin. Thng tin giy ngh gi tin gm c: h tn, in thoi, a
ch, s CMND, ngy cp, ni cp, s tin gi, k hn gi, hnh thc rt li.
KTTG in ra giy np tin (ngi np, a ch, CMND hoc h chiu, tn ti khon
C, ni dung, s tin bng ch), phiu lu tin gi (loi, li sut, h tn ngi gi,
a ch, CMND, ngy cp, ch k mu) a vo h s lu chuyn cho khch hng
(trng hp gi tin ln u).
K Ton Trng kim tra cc thng tin trn giy ngh ca khch hng, giy np
tin, phiu lu, S tit kim phi khp nhau v k tn ln S Tit Kim.
Gim c k tn ln giy np tin, S tit kim.
Kim sot trc qu kim tra cc yu t ca b phn lin quan ch k (KTTG, KTT,
BG), k tn ln gc phi giy np tin, nh s, vo nht k qu.
Th qu nhn giy np tin, S tit kim, phiu lu tin gi, ch Kim ngn thu.
Kim ngn sau khi thu xong, lp bng k np tin, k tn ln bng k np v
chuyn bng k cho th qu.
Th qu kim tra s tin trn bng k, giy np tin, phiu lu, S tit kim.
Nu khp ng s tin, k tn ln giy np tin v bng k np, vo s theo di. Nu

khng khp ng s tin phi bo cho KTTG bit iu chnh li.
Sau chuyn giy np tin, bng k np, phiu lu, S Tit Kim cho Kim
ngn.
Trang 23

-
2009
Kim ngn: kim tra s tin trn giy np tin, bng k np, phiu lu, S Tit
Kim, nu sai Kim ngn chu trch nhim. Cho khch hng k tn ln giy np tin,
bng k np, ng k ch k mu ln phiu lu, k tn ln S Tit Kim, phiu lu
(bn phn kim sot), k nhn S Tit Kim.
Sau khi xong cho khch hng k nhn s v tr s cho khch hng.
Sau k tn ln gc tri chng t, ng du thu tin v vo s theo di
thu chi, gi li bng k np tin tng hp (cui ngy giao li cho Th qu).
Th qu vo s qu.
Giy np tin cui ngy Th qu chuyn qua b phn kt hp chng t.
Khch hng:
Kim tra cc yu t trn giy gi tin.
K ch k mu ln phiu lu tin gi (hoc cc k hiu khc).
Nhn vin ngn hng in Giy np tin, Phiu lu, S tin gi.
7.2. Rt tit kim
Khch hng n rt tin mang S tit kim, CMND (h chiu) ng k lc gi
tin v thng bo n KTTG s tin cn rt (vn, li).
Trng hp rt hon ton: KTTG s cn c vo ngy o hn, s tin gi, li
sut trn s, lp Phiu tnh li, in Giy lnh tin, Phiu chi li, in S tin gi, ghi
Phiu lu tin gi, k tn chuyn qua cho KTT.
Trng hp khch hng gi li ng s tin v nh k trn S tit kim:
KTTG s dng li S tit kim c, Phiu lu c, lp Giy np tin, Giy lnh tin,
Phiu chi li, in S tit kim, ghi Th lu ti khon, chuyn cho KTT.
Trng hp khch hng gi li thay i s tin: KTTG thc hin nh trng
hp rt hon ton, sau lm ging nh trng hp gi tin, chuyn cho KTT.
-
KTT kim tra li ngy o hn, cch tnh li trn Phiu tnh li, Giy lnh tin, Phiu
chi li, S d trn S tin gi v Phiu lu.
Kim tra Giy np tin (nu khch hng gi li ng s tin v nh k).
Kim tra Giy np tin, S tit kim, Phiu lu.
Trang 24
2009
1. Nu khch hng gi li thay i s tin v nh k.

2. Nu khp ng s tin k tn ln chng t v trnh ln Gim c
k (trng hp gi li).
3. Nu khng ng phi bo cho KTTG bit kim tra li. Chuyn
phiu cho KSTQ.
-
KSTQ: kim tra li ch k ca KTTG, KTT, BG.

K tn ln gc chng t, nh s, vo nht k qu, ng du.
Chuyn chng t qua Kim ngn, thng qua Th qu.

-
Kim ngn:
Trng hp rt hon ton: cn c vo Giy lnh tin, Phiu chi li, lp Bng
k lnh tin v k tn ln Bng k lnh, chuyn cho Th qu.

Trng hp gi li: cn c vo Giy np tin, Giy lnh tin, Phiu chi, lp
Bng k lnh tin v k tn ln Bng k lnh, chuyn cho Th qu.

-
Th qu:
Kim tra li s tin trn cc chng t.
Nu khp ng k tn ln cc chng t, vo S theo di, chuyn cho Kim
ngn.
-
Kim ngn:
Cho khch k tn ln chng t.
i chiu ch k ca khch hng trn chng t Th lu.
Nu ng ch k, khch hng k tn ln S tit kim v Th lu, chi tin cho
khch hng v tr S tit kim cho khch hng.

Nu khng ng phi bo cho KTTG kim tra li.
Chi xong k tn ln gc tri chng t v ng du chi tin vo S theo
di, gi li Bng k tng hp cui ngy.

Chuyn Th lu, S tit kim (trng hp TT) cho KTTG.
Trang 25
2009
Chuyn chng t cho Th qu.

Cui ngy chuyn chng t cho b phn Kt hp chng t.
-
7.3. Rt li tit kim

Khch hng em STK n Ngn hng lin h KTTG lnh li.
KTTG: Cn c vo STK, li sut trn STK, in Phiu chi li, ghi Phiu tnh li, ghi
Phiu lu tin gi v k tn ln Phiu chi li, Phiu tnh li, Phiu lu tin gi. Sau
chuyn sang cho KSTQ.
KSTQ: K tn ln gc phi Phiu chi, nh s vo Nht k qu, chuyn sang cho

Kim ngn thng qua Th qu (Nu c sai st KTTG v KSTQ chu trch nhim).
Kim ngn:
Cn c vo Phiu chi li, lp Bng k lnh tin v k tn ln Bng k lnh.
Chuyn Phiu chi li, Bng k lnh tin cho Th qu.
Th qu kim tra s tin trn Phiu chi li v cc chi tit trn Bng k lnh, k tn
ln cc Phiu chi, sau chuyn chng t ln Kim ngn.
Kim ngn cho khch hng k tn ln Phiu chi li v Bng k lnh tin, i chiu
ch k ca khch hng trn Phiu chi li v Phiu lu tin gi. Nu ng ch k,
KN k tn ln STK, Th lu chi tin v tr s cho khch hng. Nu khng ng ch
k, phi bo ngay cho KTTG bit kim tra.
Sau khi chi xong, k tn ln gc tri chng t v ng du chi tin, vo
s theo di, gi li bng k lnh tin tng hp cui ngy.
Chuyn Phiu chi cho Th qu, Phiu lu cho KTTG gi li Bng k lnh
tin tng hp cui ngy.

-
Th qu: Vo S qu.
Phiu chi li cui ngy chuyn cho b phn kt hp chng t.

Kim ngn chu trch nhim v s tin chi v chi ng ngi.
7.4. Chuyn khon

7.5. Phng php tnh li
- Cng thc tnh li cho loi tit kim c k hn
Tin li = S d * S thng gi * Li sut
Trang 26
2009
VD: Khch hng gi 10 triu vi k hn 2 thng, li sut 1.2%/ thng.

Tin li = 10000000 * 2* 1.2% = 240000
- Cng thc tnh li cho loi tit kim khng k hn
Tin li = (S d * Li sut) / 30 * S ngy
VD: Vi s tin gi khng k hn l 10 triu.
Ngy gi: 1/4/20009, ngy tt ton 6/4/20009.
Gi s li sut trong thi im khch hng rt 0.6%
Tin li = (10000000 * 0.6%) / 30 * 5 = 10000
7.6. Phng thc tnh li
- Tin gi khng k hn: Tin li c nhp vo gc thng hoc qu vo ngy n hn
(rt ht s tin gi) nu khch hng khng n lnh li.
- Tin gi c k hn: Tin li c tr trc vo ngy khch hng gi tin (i vi loi
tit kim tr li trc); hoc tr li nh k thng, qu, 6 thng, 1 nm (i vi loi tit
kim tr li nh k); hoc tr li cui k (i vi loi tit kim tr li sau).
- Rt vn trc hn (p dng li bc thang):
Khch hng gi tin c k hn khi c nhu cu rt vn trc hn c p dng li sut
k hn tng ng vi thi gian gi thc t hoc mc li sut k hn ngn hn k
trc (nu Ngn hng khng huy ng loi k hn tng ng thi gian khch hng
gi)
VD : Khch hng gi 10 triu loi tit kim k hn 6 thng lnh li hng thng, li sut
1.2%/ thng.
Ngy gi : 1/4/2009, ngy ht hn: 1/10/2009.
Ngy n rt : 9/8/20009 => thi gian thc gi l: 4 thng, 8 ngy. Nu ti thi im
Ngn hng huy ng tit kim 3 thng (Li sut: 1.4%/ thng) v khng k hn li sut
0.6%/ thng, tit kim 1 thng li sut 1.1%/ thng.
. Tr li k hn 3 thng : 10000000 * 3 * 1.4% = 420000
. Tr li k hn 1 thng : 10000000 * 1 * 1.1% = 110000
. Tr li khng k hn: (10000000 * 8 * 0.6%) / 30 = 16000
Tng cng : 420000 + 110000 + 16000 = 546000
8. Lp bo co
8.1. Lp bo co tng kt theo thng.
8.2. Lp bo co tng kt theo qu.
8.3. Lp bo co tng kt theo nm.
9. Qun l h thng
9.1. Phn quyn ngi dng.
9.2. Thit lp ng dn ti CSDL.
9.3. Sao lu v phc hi d liu.
Trang 27
2009
III. Mc tiu ca h thng

Hng ca phn mm s gip qun l tt trong Qun l giao dch gi tit kim
rng buc cht ch, h thng c giao din thn thin gip cho ngi dng d s dng, tm
kim mt cch chnh xc, nhanh chng, hn ch n mc thp nht cc ri ro xy ra vi
phn mm.
-
IV. Rng buc h thng

1. Rng buc qun l h thng ca ngi dng
- Ngi dng vi quyn Qun tr mi c th nhp liu v thay i cc quy nh chung ca
h thng.
- Ngy hon thnh h thng vi thi gian nh lch trnh.
- H thng khi trin khai phi p ng c nhu cu t ng ha cc cng vic hin ti
hn 70% s lng cc cng vic lin quan.
2. Rng buc nhn lc v thi gian
- y l d n c quy m ln, v cng l d n ca c quan thc tp m ch c 3 thnh
vin thc hin tt c cc yu cu t khu kho st hin trng n phn tch, thit k v lp
trnh.
Cha c kinh nghim trong cc nghip v ca mt d n ln do khu phn tch
v thit k mt nhiu thi gian.
Chng em phi hon thnh ci t trong mt thi gian ngn nn phm mm cn
nhiu hn ch v thiu st v chc nng.
V. nh gi kh thi
1. Kh thi v kinh t
- Khng cao
2. Kh thi v k thut
- Thnh vin tham gia d n: 3 thnh vin
- Thi gian thc hin: gn 2 thng
- Kch thc h thng: kh ln
3. Cng c pht trin
- H iu hnh Windown XP SP2
- Cng c lp trnh: Microsoft Visual Studio 2005
- Cng c phn tch thit k: Visual Paradimg
4. Bng tng hp v ri ro h thng
STT Ri ro
1
Trang 28
Tm l
ngi
dng
cha
Mc M t nh gi
Cch phng nga
Cao
T chc o to hun luyn

cho ngi s dng h hng. H
tr trc tip ngi dng trong
Nhn vin ni lm
vic u c kh
nng s dng my

quen vi
h thng
mi.
vi tnh.
thi gian u.
Tin hnh trin khai th tng
bc.
Kch
thc h
thng
Kh ln Thi gian trin khai

h thng l 2 thng.
Chuyn
Bnh
t cch
thng
hot ng
t th
cng
sang s
dng
phn
mm
Nhn vin s nhanh

chng thch nghi
vi vic s dng h
thng mi.
o to mt lp s dng phn
mm trc khi s dng.
D liu
Cao
khng th
phc hi
khi xa
Chn chc nng

xa.
a ra thng bo.
Nhp d
liu sai
Kh
cao
Trong qu trinh
nhp khng trnh
khi kh nng nhp
sai.
C phn quyn, cnh bo.
M thm
tnh nng
cho phn
mm.
Thp
Khi mun m tnh

nng mi cho phn
mm.
Nhm pht trin phi m bo

tnh cht ch ca phn mm.
5. Bng phn cng Cng vic

5.1. Cng vic chung
- Xc nh yu cu h thng.
- Thu thp biu mu.
- Phn tich h thng bi ton.
- Xy dng hng i.
- Xy dng c s l thuyt.
5.2. Cng vic ring( cho tng thnh vin)
Trang 29
2009

-
Dng Kim Thanh: Tng hp trch nhim chnh trong xy dng c s d liu.
Th Bch Tho: Tng hp trch nhim chnh trong xy dng lc .
Phan Hng Nhung: Tng hp trch nhim chnh giao din ca phn mm.
H tn thnh vin
Cng vic c phn
Phan Hng Nhung
frmChiTietPhatSinhGD.
frmDMKyLaiTK.
frmPhanNhomNguoiDung.
frmNhomNguoiDung.
frmAbout.
frmDangNhap.
frmDoiMatKhau.
frmFlash.
frmMain.
frmInSoCoKyHan.
frmInLaiSuat.
frmRutLaiSoTietKiem.
frmDuyetSoTietKiem.
frmDMTaiKhoan.
frmQuyen.
frmGiaoDichVien.
frmNhanVien.
frmDMLoaiGiaoDich.
frmQuayGiaoDich.
frmPhongGiaoDich.
frmGuiVonKKH.
frmInSoKhongKyHan.
frmInPhieuChi.
frmInNhanVien
frmSoTietKiem.
frmPhanQuyen.
frmPhatSinhTietKiem.
frmKhachHang.
frmLoaiTietKiem.
frmTaiKhoan.
frmDMTaiKhoan.
frmDMKyLaiTK.
frmMoSoTietKiem.
Dng Kim Thanh
Th Bch Tho
Trang 30
2009

frmInPhieuThu.
frmInKhachHang.
Trang 31
2009
2009
CHNG 3: PHN TCH YU CU V

HNG I
I. Chc nng chnh ca h thng
Qun l cc giao dch Tin gi tit kim: giao dch gi, giao dch rt li, rt tin gi,
giao dch chuyn khon.
-
Lp bo co, thng k.
Tr gip v tm kim.
Cp quyn cho ngi dng.
II. Yu cu phi chc nng

-
Chng trnh c giao din thn thin vi ngi dng.
Ngi dng c th d dng s dng phn mm bn cnh c hng dn s dng ca

phn mm.
-
III. Yu cu bo mt
-
Mi ngi dng c mt quyn ng nhp ring.
Ngi dng c th backup (sao lu) c s d liu d phng trong trng hp c s

c xy ra.
-
IV. Yu cu c th ca h thng
1. Yu cu qun l.
- Qun l ngi dng:
Quyn ngi dng.
Nhm ngi dng.
Qun l nhn vin.
Giao dch vin
-
Qun l cc chng t:
Qun l s tit kim.
Qun l chi tit pht sinh giao dch.
Trang 32

Qun l loi tit kim
Qun l pht sinh giao dch.
-
Qun l cc loi danh mc:

Qun l danh mc ti khon.
Qun l danh mc loi tin.
Qun l danh mc loi giao dch.
Qun l danh mc k li tit kim.
Qun l li sut.
Qun l s d tit kim.
Qun l giao dch

Qun l khch hng.
Phng giao dch.
Quy giao dch.

2. Yu cu lp bo co
- Danh sch khch hng.
- S s tit kim.
3. Yu cu thng k
- Xut phiu thu.
-
Xut phiu chi.
- Lp phiu lu.
4. Yu cu tra cu
- Tra cu thng tin khch hng.
-
Thng tin nhn vin.
Thng tin s tit kim.
- Thng tin s lng STK m nhn vin trong ngy lp c.

V. Mi trng thc hin
- S dng h iu hnh Windown XP.
Trang 33
2009

-
H qun tr c s d liu Access, SQL server.
Ngn ng lp trnh C-sharp(C#).
Cng c phn tch Visual Paradigm
Cng c thit k: Word 2003, Powerpoint 2003.

VI. Yu cu ca nghip v
1. Cc biu mu
1.1. Biu mu 1
-
Hnh 1: Biu mu phiu gi tit kim (phiu thu)
1.2. Biu mu 2
Trang 34
2009
Hnh 2: Biu mu phiu rt tin (Phiu chi)

1.3. Biu mu 3
Trang 35
2009

Hnh 3: Biu mu phiu lu gi tin
Trang 36
2009
1.4. Biu mu 4
Hnh 4: Biu mu s gi khng k hn

1.5. Biu mu 5
Trang 37
2009
Hnh 5: Biu mu s c k hn
1.6. Biu mu 6
Hnh 6: Biu mu Bng k li
Trang 38
2009
2009
CHNG 4: PHN TCH H THNG

I. Phn tch yu cu
1. Xc nh tc nhn (Cc Actor tc ng vo h thng)
STT
Tc nhn
1
Din gii
Ngi qun tr h thng c chc nng

phn quyn, sao lu v phc hi c s d
liu, chu trch nhim qun l cc thng
s chung ca h thng.
Ngi qun tr
Ngi s dng h thng.
Ngi s dng
3
Ngi trc tip giao dch vi khch hng.
Giao dch vin

4
L ngi lp cc bo co cui thng, cui

nm, kim tra thng tin giy t, thc hin
nhp vn (i vi s n hn nhng cha
rt), ti k gi s tit kim
K ton tit kim
Trang 39

4
2009
L ngi duyt cc bt ton, hay phong

ta s tit kim
Kim sot vin

5
Thc hin xem xt cc bo co.
Gim c
2. S use case
- S use-case nhm m t mt cch tng qut cc hot ng trong h thng ca
phn mm qun l.
Biu use-case a ra cc tnh hung s dng, cc tc nhn v cc quan h kt hp
gia chng. UC th hin cc quan h v cc tc ng ca ngi dng n phn mm qun
l.
-
Trang 40

2.1. S use-case nghip v tit kim
Trang 41
2009
Hnh 7: S use-case cho quy trinh lm vic ca h thng
2.2. S use case tng qut
Trang 42
2009
Hnh 8: S use-case tng qut
Trang 43
2009

1.3. S use-case ca kim sot
Trang 44
2009
Hnh 9: S use-case ca kim sot
1.4. S use-case ngi qun l
Trang 45
2009
Hnh 10: S use-case ngi qun l

1.5. S use-case k ton
Hnh 11: S use-case cho k ton

3. c t mt s use-case
3.1. c t use case Qun l m s
Thm S tit kim
Trang 46
2009
Trang 47
Thm Khch hng
Xa Khch hng
2009
Trang 48
Tra cu Khch hng
2009
Trang 49
Thm Ngi dng
Xa Ngi dng
2009
Trang 50
Rt li s c k hn
2009
Trang 51
Rt vn v li trc hn ca s c k hn
2009
Trang 52
Thm vn vo s khng k hn
2009
4. S lp (Classdiagram)
Trang 53
2009
Hnh 12: S lp ca qun l tin gi tit kim

5. M t chi tit cc lp i tng
Trang 54
2009
Trang 55
2009
2009
6. Danh Sch cc quan h trn s

STT Cc i tng
1
Phng giao dch(1)
Quy giao dch(1...n)
2
Phng giao dch(1)

Nhn vin(1n)
Quy giao dch(1)

Pht sinh giao dch tit kim(0n)
Nhn vin(1)
Danh mc loi giao dch(1)

S tit kim(1)
Trang 56
ngha
Phng giao dch c mt hoc nhiu
quy giao dch.
Quy giao dch phi thuc mt phng
giao dch.
Phng giao dch c mt hoc nhiu
nhn vin.
Nhn vin phi thuc mt phng giao
dch.
Mt quy giao dch c th thc hin
nhiu giao dch hoc khng thc hin
giao dch no.
Pht sinh giao dch tit kim phi c
thc hin ti mt quy.
Mt nhn vin c th thc hin nhiu
giao dch hoc khng thc hin giao
dch tit kim no.
Pht sinh giao dch tit kim phi c
thc hin bi mt nhn vin.
Mt loi giao dch c th pht sinh
giao dch tit kim nhiu ln hoc
khng pht sinh.
Pht sinh giao dch phi thuc mt
loi giao dch.
Mt s tit kim c mt hoc nhiu

7
Pht sinh giao dch tit kim(1)

Chi tit pht sinh giao dch(1n)
Khch hng(1)
S tit kim(1n)
S tit kim(0n)
S d tit kim(1)
10
S tit kim(0n)
Loi tit kim(1)
11
Loi tit kim(0n)

Danh mc k li tit kim(1)
12
Loi tit kim(0n)

Danh mc Ti khon(1)
13
Loi tit kim(0n)

Danh mc Loi tin(1)
14
Loi tit kim(1)

S d tit kim(1)
15
Danh mc ti khon(1)
Ti khon(1n)
16
Danh mc ti khon(2)
Chi tit pht sinh giao dch(0..n)
Trang 57
2009
pht sinh tit kim.

Mt pht sinh tit kim phi thuc mt
s tit kim.
Mt pht sinh giao dch c mt hoc
nhiu chi tit pht sinh giao dch.
Mt chi tit pht sinh giao dch phi
thuc mt pht sinh giao dch.
Mt khch hng c th c c mt hoc
nhiu s tit kim.
Mt s tit kim phi thuc mt khch
hng
Mt s tit c mt s d tit kim.
Mt s d tit kim c th khng thuc
s tit kim hoc thuc nhiu s tit
kim.
Mt loi tit kim khng hoc c nhiu
s tit kim.
Mt s tit kim phi thuc mt loi
tit kim.
Mt loi k li tit kim khng hoc
c nhiu loi tit kim.
Mt loi tit kim phi thuc mt k
li tit kim.
Mt danh mc ti khon khng hoc
c nhiu loi tit kim.
Mt loi tit kim phi thuc mt k
li tit kim.
Mt danh mc loi tin khng hoc c
nhiu loi tit kim.
Mt loi tit kim phi thuc mt danh
mc loi tin.
Mt loi tit kim c mt s d tit
kim.
Mt s d tit kim phi thuc mt
loi tit kim.
Mt danh mc ti khon c mt hoc
nhiu s hiu ti khon.
Mt s hiu ti khon thuc mt danh
mc ti khon.
Mt s hiu ti khon khng hoc c
nhiu chi tit pht sinh giao dch.
Mt chi tit pht sinh giao dch c hai
s hiu ti khon.

17
Quyn(1n)
Nhm ngi dng(1n)
18
Nhn vin(1n)
Nhm ngi dng(1n)
Trang 58
2009
Mt nhm ngi dng c mt hoc

nhiu quyn.
Mt quyn c th phn ra nhiu nhm.
Mt nhn vin c th c phn vo
nhiu nhm.
Mt nhm c mt hoc nhiu nhn
vin.
2009
7. S tun t
- S tun t nhm biu din cc tng tc n gin gia cc i tng.
- S tun t biu din s tng tc trong i tng tham gia vo mt use-case v
cc thng ip c truyn gia cc i tng trong use-case . Mc ch ca n l xc
nh cc hnh ng m h thng cn thc thi v theo trnh t h thng cn thc hin, xc
nh cc nh hng ca mt hnh ng nh th ln h thng.
7.1. S tun t thm Khch hng
Trang 59
Hnh 13: S tun t thm Khch hng

7.2. S tun t tm Nhn vin
Hnh 14: S tun t tm Nhn vin
Trang 60
2009
7.3.S tun t tm Khch hng
Hnh 15: S tun t Tm khch hng
Trang 61
2009
7.4. S tun t thm Phng giao dch
Hnh 16: S tun t thm Phng giao dch

Trang 62
2009
7.5. S tun t tm S tit kim
Hnh 17: S tun t tm S tit kim
Trang 63
2009
7.6. S tun t ng nhp
Hnh 18: S tun t ng nhp
Trang 64
2009
7.7. S tun t thm Pht sinh tit kim
Hnh 19: S tun t thm Pht sinh tit kim
Trang 65
2009
Trang 66
2009

7.8. S tun t M s tit kim
Hnh 20: S tun t M s tit kim
Trang 67
2009

7.9. S tun t Gi thm vn vo s tit kim khng k hn
Hnh 21: S tun t Gi thm vn vo s khng k hn
Trang 68
2009
CHNG 5: THIT K PHN MM

I. Cy chc nng ca phn mm
Trang 69
2009
II. Thit k d liu

1. Xy dng c s d liu v mi quan h
Trang 70
2009
Hnh 22: C s quan h v mi quan h gia cc bng
Trang 71
2009
2009
2. M t chi tit cc bng c s d liu

2.1. Bng NHOM_NGUOI_DUNG (Nhm ngi dng)
Tn thuc tnh
MaNhom
Kiu
Chiu
di
Rng
buc
Din gii
VARCHAR
10
Khc
Null
M nhm
ngi dng
NVARCHAR
30
Khc
Null
Tn nhm
ngi dng
NguoiDung
TenNhom
MGT
NguoiDung
2.2. Bng QUYEN (Quyn)
Trang 72
Ghi ch
Mi
nhm
ngi
dng c
1 m
phn
bit.

Tn thuc tnh
Kiu
Chiu
di
MGT
Rng
buc
Din gii
MaQuyen
VARCHAR
10
Khc
Null
M quyn
TenQuyen
NVARCHAR
30
Khc
Null
Tn quyn
2.3.Bng PHONG_GIAO_DICH (Phng giao dch)
Trang 73
2009
Ghi ch
Mi
quyn c
1 m
phn
bit.

Tn thuc tnh
Kiu
Chiu
di
MGT
Rng
buc
Din gii
MaPhongGiao VARCHAR
Dich
10
Khc
Null
M phng
giao dch
TenPhong
NVARCHAR
255
Khc
Null
Tn phng
giao dch
DiaDiem
NVARCHAR
255
Khc
Null
a im
phng giao
dch
DienThoai
VARCHAR
20
S in thoi
2.4. Bng QUAY_GIAO_DICH (Quy giao dch)
Trang 74
2009
Ghi ch
Mi
phng
giao
dch c
1 m
phn
bit.
Tn thuc tnh
Kiu
Chiu
di
MGT
Rng
buc
Din gii
MaPhongGiao
Dich
VARCHAR
10
Khc
Null
M phng
giao dch
MaQuayGiao
Dich
NVARCHAR
10
Khc
Null
M quy giao
dch
2.5. Bng NHAN_VIEN (Nhn vin)
Trang 75
2009
Ghi ch
Mi
quy
giao
dch c
1 m
phn
bit.
Trang 76
2009

Tn thuc tnh
Kiu
Chiu
di
MGT
Rng
buc
Din gii
Ghi ch
Mi
nhn
vin c
1 m
phn
bit.
MaNV
VARCHAR
10
Khc
Null
M nhn vin
HoTen
NVARCHAR
50
Khc
Null
H tn ca
nhn vin
NgaySinh
DATETIME
DiaChi
NVARCHAR
50
DienThoai
VARCHAR
20
MaPhongGiao
Dich
VARCHAR
10
Trang 77
Ngy sinh ca
nhn vin
Khc
Null
a ch nhn
vin
in thoi
nhn vin
Khc
Null
M phng
giao dch
2009
2009
2.6. Bng GIAO_DICH_VIEN (Giao dch vin)

Tn thuc tnh
Kiu
Chiu
di
MGT
10
Rng
buc
Khc
Null
Din gii
MaNV
VARCHAR
HanMucThu
FLOAT
>0
Hn mc thu
HanMucChi
FLOAT
>0
Hn mc chi
HanMucTonQ
uy
FLOAT
>0
Hn mc tn
qu
Ghi ch
M nhn vin
2.7. Bng PHAN_NHOM (Phn nhm)

Tn thuc tnh
Chiu
di
MGT
Rng
buc
Din gii
MaNV
VARCHAR
10
Khc
Null
M nhn vin
MaNhom
VARCHAR
10
Khc
Null
M nhm
ngi dng
NguoiDung
Trang 78
Kiu
Ghi ch
Mi
nhn
vin s
c
phn
thuc
nhm
no.
2009
2.8. Bng NGAY_GIAO_DICH (Ngy giao dch)

Tn thuc tnh
Kiu
NgayGiaoDich DATETIME
NgatGiaoDich
Chiu
di
MGT
BIT
Rng
buc
Khc
Null
0, 1
Din gii
Ghi ch
Ngy giao
dch
Ngt giao
dch hay
khng
2.9. Bng PHAN_QUYEN (Phn quyn)
Tn thuc tnh
Kiu
Chiu
di
MGT
Rng
buc
Din gii
MaQuyen
VARCHAR
10
Khc
Null
M quyn
MaNhom
VARCHAR
10
Khc
Null
M nhm
ngi dng
MaNV
VARCHAR
10
Khc
Null
M nhn vin
MatKhau
VARCHAR
30
Khc
Null
Mt khu
TenDangNhap
NVARCHAR
50
Khc
Null
Tn ng
nhp
NguoiDung
Trang 79
Ghi ch
2.10. Bng KHACH_HANG (Khch hng)
Trang 80
2009
Tn thuc tnh
Kiu
Chiu
di
MGT
Rng
buc
Din gii
MaKH
VARCHAR
10
Khc
Null
M khch
hng
HoTen
NVARCHAR
50
Khc
Null
H tn ca
khch hng
CMND
VARCHAR
Khc
Null
Chng minh
nhn dn
NgayCap
DATETIME
Khc
Null
Ngy cp
chng minh
NoiCap
NVARCHAR
50
Khc
Null
Ni cp
chng minh
DiaChi
NVARCHAR
50
Khc
Null
a ch khch
hng
DienThoai
VARCHAR
20
Trang 81
in thoi
khch hng
2009
Ghi ch
Mi
khch
hng c
1 m
phn
bit vi
cc
khch
hng
khc.
2.11. Bng DM_TAI_KHOAN (Danh mc ti khon)
Trang 82
2009

Tn thuc
tnh
SoHieuTai
Kiu
Chiu
di
MGT
20
Khc
Null
S hiu ti
khon
NVARCHAR
255
Khc
Null
Tn ti khon
Khoan
TinhChatSo
Du
Trang 83
Din gii
VARCHAR
Khoan
TenTai
Rng
buc
VARCHAR
N, c
Tnh cht s
d ca loi ti
khon tng
ng.
2009
Ghi ch
Mi loi
ti
khon c
1 m
ring
phn
bit vi
cc loi
khc.
2009
2.12. Bng TAI_KHOAN (Ti khon)

Tn thuc tnh
SoHieuTai
Kiu
Chiu
di
MGT
Rng
buc
Din gii
VARCHAR
20
Khc
Null
S hiu ti
khon
NgayCapNhat
DATETIME
Khc
Null
Ngy cp nht
thng tin
tng ng
trn ti khon.
SoDuDauNgay
FLOAT
S d u
ngy ca ti
khon.
SoPhatSinhNo
FLOAT
S pht sinh
n tng ng
ca ti khon.
SoPhatSinhCo
FLOAT
S pht sinh
c tng ng
ca ti khon.
Khoan
2.13. DM_LOAI_TIEN (Danh mc loi tin)
Trang 84
Ghi ch
Mi ti
khon c
1 m
phn
bit.
Tn thuc tnh
Kiu
Chiu
di
MGT
Rng
buc
Din gii
Ghi ch
Mi loi
tin c 1
m ring
phn
bit vi
cc loi
khc.
MaLoaiTien
VARCHAR
10
Khc
Null
M loi tin
LoaiTien
VARCHAR
20
Khc
Null
Loi tin
tng ng.
Trang 85
2009

Kiu
Chiu
di
VARCHAR
10
Khc
Null
M loi tit
kim
MaSoTietKiem
VARCHAR
10
Khc
Null
S tit kim
NgayMoSo
DATETIME
Ngy m s
NgayHieuLuc
DATETIME
Ngy s bt
u c hiu
lc
NgayDenHan
DATETIME
Ngy s n
hn ht hiu
lc
NgayTinhLaiGa
nNhat
DATETIME
Ngy tnh li
gn nht ca
s.
NgayTaiKyGui
DATETIME
Ngy khch
hng ti k
gi vo s.
LaiDaTra
FLOAT
>0
Tng s tin
li tr cho
s.
LaiNhapVon
FLOAT
>0
Tng s tin
li nhp
vn ca s.
NgayNhapVon
DATETIME
PhongToa
BIT
NgayTatToan
DATETIME
VARCHAR
10
Tn thuc tnh
MaLoaiTiet
MGT
Kiem
Trang 86
Rng
buc
Din gii
Ngy khch
hng nhp
vn.
0, 1
S phong
ta hay cha.
Ngy tt ton
ca s.
MaKH
M khch
hng.
2009
Ghi ch
Mi s
tit kim
c 1 m
phn
bit.
2009
2.14. Bng DM_LOAI_GIAO_DICH (Dannh mc loi giao dich)

Tn thuc tnh
MaLoaiGiao
Kiu
Chiu
di
MGT
Din gii
Ghi ch
Mi loi
giao
dch c
1 m
ring
phn
bit vi
cc loi
giao
dch
khc.
VARCHAR
10
Khc
Null
M loi giao
dch
NVARCHAR
50
Khc
Null
Tn giao dch
ng vi m
loi giao dch
Dich
TenGiaoDich
Rng
buc
2.15. Bng DM_KY_LAI_TIET_KIEM (Danh mc k li tit kim)
Tn thuc tnh
Kiu
Chiu
di
MGT
Rng
buc
Din gii
MaKyTinhLai VARCHAR
10
Khc
Null
M k tnh li
tit kim
LoaiKyTinhLai NVARCHAR
50
Khc
Null
Loi k tnh
li tit kim
ng vi m k
li .
Trang 87
Ghi ch
Mi k
li c 1
m
phn
bit
2.16. Bng LOAI_TIET_KIEM (Loi tit kim)
Trang 88
2009

Tn thuc tnh
MaLoaiTiet
Kiu
Chiu
di
MGT
Din gii
Ghi ch
Mi loi
tit kim
c 1 m
phn
bit.
VARCHAR
10
Khc
Null
M loi tit
kim
NVARCHAR
255
Khc
Null
Tn loi tit
kim ng vi
1 m tit kim
Kiem
TenLoaiTiet
Rng
buc
Kiem
KyHan
INT
DangHuyDong
BIT
MaLoaiTien
VARCHAR
10
Khc
Null
M loi tin
MaKyTinhLai
VARCHAR
10
Khc
Null
M k tnh li
tit kim
tng ng.
SoHieuTai
VARCHAR
20
Khc
Null
S hiu ti
khon tng
ng.
Khoan
Trang 89
K hn ca
mt loi tit
kim.
0, 1
C ang huy
ng loi tit
kim hay
khng.
2009
2009
2.17. LAI_SUAT_TIET_KIEM (Li sut tit kim)

Kiu
Chiu
di
VARCHAR
10
Khc
Null
M loi tit
kim.
Ngay
DATETIME
Khc
Null
Ngy cp nht
ca mt loi
tit kim.
MucLaiSuat
FLOAT
Tn thuc tnh
MaLoaiTiet
MGT
Kiem
Trang 90
>0
Rng
buc
Din gii
Mc li sut
cp nht.
Ghi ch
2009
2.18. Bng SO_DU_TIET_KIEM (S d tit kim)

Kiu
Chiu
di
VARCHAR
10
Khc
Null
M loi tit
kim.
MaSoTietKiem
VARCHAR
10
Khc
Null
M s tit
kim.
NgayCapNhat
DATETIME
Khc
Null
Ngy cp nht
tng ng vi
m s.
SoDu
FLOAT
Tn thuc tnh
MaLoaiTiet
Kiem
MGT
Rng
buc
Din gii
S d tng
ng vi m s
c cp
nht.
2.19. Bng SO_TIET_KIEM (S tit kim)
Trang 91
Ghi ch
2009
2.20. Bng CHI_TIET_PSGD (Chi tit pht sinh giao dch)
Tn thuc tnh
Kiu
Chiu
di
MGT
Rng
buc
Din gii
SoGiaoDich
VARCHAR
10
Khc
Null
S giao dch.
SoButToan
VARCHAR
10
Khc
Null
S bt ton.
NgayGiaoDich
DATETIME
Khc
Null
Ngy giao
dch.
SoHieuTaiKho
anNo
VARCHAR
20
Khc
Null
S hiu ti
khon n.
SoHieuTaiKho
anCo
VARCHAR
20
Khc
Null
S hiu ti
khon c.
SoTien
FLOAT
Trang 92
S tin pht
sinh.
Ghi ch
2009
2.21. Bng PS_TIET_KIEM (Pht sinh tit kim)

Tn thuc tnh
Kiu
SoButToan
VARCHAR
NgayGiaoDich DATETIME
DaDuyet
Chiu
di
Rng
buc
Din gii
10
Khc
Null
S bt ton.
Khc
Null
Ngy giao
dch ca bt
ton.
BIT
MGT
0, 1
Bt ton
duyt cha.
MaSoTietKiem VARCHAR
10
Khc
Null
M s tit
kim.
MaLoaiGiaoDi
ch
VARCHAR
10
Khc
Null
M loi giao
dch.
MaQuayGiaoD
ich
VARCHAR
10
Khc
Null
M quy giao
dch
MaPhongGiao
Dich
VARCHAR
10
Khc
Null
M phng
giao dch.
MaNV
VARCHAR
10
Khc
Null
M nhn vin
giao dch.
Trang 93
Ghi ch
Trang 94
2009
III. Thit k giao din

1. Giao din ng nhp h thng
Hnh 23: from ng nhp vo h thng

2. Giao din i mt khu
Hnh 24: from i mt khu
Trang 95
2009
3. Giao din chnh ca h thng
Hnh 25: from giao din chnh ca h thng qun l tin gi tit kim
Trang 96
2009

4. Giao din M s tit kim
Hnh 26: from M mt s tit kim
Trang 97
2009

5. Giao din Rt tin s tit kim
Hnh 27: from Rt tin tit kim
Trang 98
2009

6. Giao din Gi thm vn vo s khng k hn
Hnh 28: from Gi thm vn vo s tit kim khng k hn
Trang 99
2009

7. Giao din in s c k hn
Hnh 29: Giao din in s c k hn
Trang 100 Phan Hng Nhung Dng KimThanh Th Bch Tho
2009
8. Giao din danh sch s tit kim
Hnh 30: Giao din danh sch s tit kim
2009
HNG DN CI T
I. ci t phn mm cn thc hin cc bc sau
1.Bc 1: Double click vo biu tng
2. Bc 2: Click vo OK
3. Bc 3: Click vo nt Next
2009

4. Bc 4:
- Chn vo Modify ci t.
- Chn vo Repair sa li.
- Chn Remove g ci t.
5. Bc 5: Click Next tip tc ci t
2009

6. Bc 6: Click Install ci t
7.Bc 7: Ch chng trnh ci t
2009

8. Bc 8: Click Finish hon thnh ci t
2009
2009
KT LUN
-
Ni dung lm c:
Cc chc nng c bn ca chng trnh hon thnh.
Giao din thn thin, d s dng.
Tr gip hng dn s dng
Ni dung cha lm c:
D liu cp nht hi chm.
Mt s phn d liu c cp nht nhng cha ng
Thi gian hn ch v nhm ch c 3 thnh vin cho nn trong qu trnh xy
dng phn mm cn gp nhiu kh khn.
Cha c kinh nghim nhiu trong vic xy dng mt chng trnh qun l
vi quy m ln.
Kinh nghim thu c:

Hiu c nhiu kinh nghim trong giao tip cng nh cng vic thc t
C c hi vn dng kin thc l thuyt trong nh trng p dng vo thc
tin.
Cng c cc kin thc v cc mn hc: cng c phn mm, phn tch thit k
h thng thng tin, ngn ng lp trnh
2009
TI LIU THAM KHO

1. Dng Quang Thin. 2005. Lp trnh cn c d liu dng ADO.NET v C#, lp trnh Visual th
no. Nh xut bn tng hp TP.H Ch Minh.
2. Phm Nguyn Cng.2003. Gio Trnh Phn Tch Thit K H Thng Thng Tin. Khoa CNTT.
i hc Khoa Hc T Nhin. i hc Quc Gia TP.HCM.
3. Ti liu Qun l giao dch cc nghip v tin gi tit kim v tn dng c nhn.30/07/2004.Khoa
CNTT. i hc Khoa Hc T Nhin
4. http://ebook.com.vn

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Qun l giao dch gi tin tit kim

Phan Hng Nhung Dng KimThanh Th Bch Tho

Qun l giao dch gi tin tit kim

Phan Hng Nhung Dng KimThanh Th Bch Tho

Qun l giao dch gi tin tit kim

Phan Hng Nhung Dng KimThanh Th Bch Tho

Qun l giao dch gi tin tit kim

4. Bng tng hp v ri ro h thng............................................................................................28

Phan Hng Nhung Dng KimThanh Th Bch Tho

Qun l giao dch gi tin tit kim

1. Giao din ng nhp h thng................................................................................................95

Phan Hng Nhung Dng KimThanh Th Bch Tho

Qun l giao dch gi tin tit kim

DANH SCH HNH V, BIU

Phan Hng Nhung Dng KimThanh Th Bch Tho

Qun l giao dch gi tin tit kim

Hnh 29: Giao din in s c k hn..................................................................................................100

Phan Hng Nhung Dng KimThanh Th Bch Tho

Qun l giao dch gi tin tit kim

DANH SCH CC K HIU

Mt ngi/ nhm ngi hoc mt thit

Mt chui cc hnh ng m h thng

Biu hin phm vi ca h thng. Cc

L mt s tru tng ca cc i tng

Nm gi s tng tc gia phn bn

Th hin trnh t x l ca h thng

M hnh ha cc thng tin lu tr lu

Phan Hng Nhung Dng KimThanh Th Bch Tho

Qun l giao dch gi tin tit kim

Ni dung cng vic c T nhn xt v mc Nhn xt Ch k ca GV

Phan Hng Nhung Dng KimThanh Th Bch Tho

Qun l giao dch gi tin tit kim

- Vit chng trnh.

Vit chng trnh

- Thc tp lm vic ti Hon thnh ng k

c quan 16/03, 17/03, hoch ra.

c quan 23/03, 24/03, hoch ra.

Phan Hng Nhung Dng KimThanh Th Bch Tho

Qun l giao dch gi tin tit kim

ng k v mt s lng ln cht lng. Ngn hng TMCPNT M Xuyn thng xuyn t

Phan Hng Nhung Dng KimThanh Th Bch Tho

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Phan Hng Nhung Dng KimThanh Th Bch Tho

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II. T chc S t chc b my c quan.

BAN TNG GIM C

B.2 Phng cng ngh thng tin

E.CC CNG TY TRC THUC

Phan Hng Nhung Dng KimThanh Th Bch Tho

Phng giao dch

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Ban tng gim c

Phan Hng Nhung Dng KimThanh Th Bch Tho

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- Ph tng gim c gip vic cho tng gim c iu hnh mt hoc mt s

Cc cng ty trc thuc

Phan Hng Nhung Dng KimThanh Th Bch Tho

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- S giao dch l n v trc thuc Hi s; Chi nhnh l n v trc thuc Hi s hoc

Phan Hng Nhung Dng KimThanh Th Bch Tho

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CHNG 2: TNG QUAN V H THNG

Phan Hng Nhung Dng KimThanh Th Bch Tho