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    10 views1 page

    Loan Charges

    Uploaded by

    r_surya05

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 1

    Personal Loans

    SCHEDULE OF SERVICE CHARGES PERSONAL LOANS


    effective 1st September, 2011
    Personal Loan Charges - Standard Chartered Bank Retail Loan Loan Processing Charges (For new loans only, Not applicable for top up loans) Prepayment Charges - (Loans disbursed until 30.09.2004) Prepayment Charges - (Loans disbursed after 30.09.2004) EMI Bounce Charges on first bounce EMI Bounce Charges on second bounce (on representation) Interest on arrears Swap Charges Service Tax is at 10.30% on Service Charges. Charges upto 3% of loan amount 3% 5% ` 500 ` 500 4% per month ` 500

    PS: Documentation and administration charges (applicable for top up loans) upto 3% of net loan amount Maximum Interest Rate charged will be 27% pa.

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