All Banks Ed Data - 2005-2010 - RBI

A Prole of Banks
2009-10
Reserve Bank of India
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Department of Economic Analysis and Policy, Reserve Bank of India
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Explanatory Notes
This publication provides quick data on select important items of scheduled commercial banks, excluding regional rural banks, from 2005-06 to
2009-10. This is the sixth volume in the series; first volume of the series was published for the year 2004-05.
1.
1.1.
1.2.
1.3.
Data sources
Most of the data presented in the publication are from annual accounts of banks.
Data on number of offices are from Master Office File, Department of Statistics and Information Management (DSIM), RBI.
Data on number of employees are from Indian Banks Association (IBA). As number of employees of Jammu and Kashmir Bank as on 31
March 2010 is not available, figure as on 31 March 2009 has been used.
2.
2.1.
Data definitions
Capital, reserves & surplus, deposits, investments, advances, interest income, interest expended and operating expenses are as in annual
accounts of banks.
Business (defined as deposits plus advances) per employee, profit per employee, return on assets, capital adequacy ratio (CRAR) and net
non-performing assets as percentage of net advances (Net NPA ratio) are from Notes on Accounts of annual accounts.
For the year 2009-10, bank-wise CRAR is given as per Basel-II. For the year 2008-09, bank-wise CRAR is given as per Basel-II except for
Bank International Indonesia for which it is available only as per Basel-I. For the year 2007-08, CRAR is given as per Basel-II wherever
available. For convenience, CRAR for 2007-08 and 2008-09 as per Basel-I are indicated by $. For the years 2005-06 and 2006-07, CRAR
is given as per Basel-I.
Number of offices includes branches and administrative offices.
Cost of Funds (CoF) is defined as the ratio (in %) of interest paid on deposits and borrowings to average of opening and closing balances
of deposits and borrowings for the respective years.
Cost adjusted return on advances is CoF subtracted from return on advances, where return on advances is defined as the ratio (in %) of
interest earned on advances to average of opening and closing balances of advances for the respective years.
Wages as percentage to total expenses is computed as the ratio (in %) of payment to and provisions for employees to total expenses.
2.2.
2.3.
2.4.
2.5.
2.6.
2.7.
Notes
3.
3.1.
Bank group level aggregates

Bank group level aggregates have been computed from respective items at bank level. Computation of ratios follows definitions similar to
those of bank level ratios; that is ratios of corresponding aggregates at bank group level. More specific details are as follows.
i)
Business per employee (or profit per employee) is computed by dividing the total business (or profit) for the group by the number of
employees in the group.
ii)
CoF is computed as the ratio (in %) of interest paid on deposits and borrowings to average of opening and closing balances of
deposits and borrowings of the respective years.
iii)
Return on advances adjusted to CoF is computed by subtracting CoF for the group from return on advances for the group; the
latter is computed as the ratio (in %) of interest earned on advances by the group to average of opening and closing balances total
advances of the group.
iv)
Return on assets for a group is obtained as weighted average of return on assets of individual banks in the group, weights being the
proportion of total assets of the bank as percentage to total assets of the group.
v)
Capital adequacy ratios for the bank groups and also for all banks have been obtained from OSMOS, Department of Banking
Supervision, RBI.
4.
4.1.
4.2.
4.3.
General
IDBI Bank Limited, a public sector bank, is clubbed along with nationalised banks.
For quick comparison, bank group aggregates and all banks aggregates for 2009-10 are given against every bank.
As on the date of printing, annual account of one bank, i. e., Bank International Indonesia was not available. Therefore, this banks data
have not been included in this publication. However, number of employees of this bank is used for the year 2009-10.
The symbol - indicates nil or negligible and the symbol .. indicates not applicable or not available.
4.4.
Foreign Banks
AB Bank
(Amount in rupees crore)
Items
Group All Banks

2009-10 Aggregate Aggregate
2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
1
26
193.03
11.04
1
27
209.48
8.80
1
26
212.37
10.67
1
27
215.69
14.06
1
28
204.63
17.46
46
21
8
34
46
25
9
33
47
31
11
26
49
31
11
29
54
34
16
17
4
4
5
5
1
4
4
4
5
8
1
4
3
12
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

Return on advances adjusted to CoF
Wages as % to total expenses
1.70
6.64
23.99
2.31
6.88
16.93
1.56
7.07
21.18
2.32
9.36
20.25
1.34
8.82
14.51
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
3.43
86.21
3.42
100.00
3.84
43.09
9.25
4.75
50.67
6.67
5.58
30.01
7.68
1.26
17.25
1.82
1.05
14.58
1.12
No. of offices
No. of employees
Business per employee (in ` lakh)
Profit per employee (in ` lakh)
Capital and Reserves & surplus
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
A,B
Foreign Banks
Abu Dhabi Commercial Bank

Items
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
2
38
1720.49
12.06
2
36
1865.72
4.80
2
39
1772.97
78.29
2
40
1759.98
41.96
2
41
1542.63
18.60

Deposits
Investments
Advances
76
459
142
119
78
474
144
203
107
414
162
162
123
509
195
137
131
523
246
152
Interest income
Other income
Interest expended
Operating expenses
111
8
101
14
47
15
32
19
65
7
27
27
48
5
20
13
41
3
20
13
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

8.52
-1.33
2.82
5.06
3.78
10.22
4.73
3.42
10.90
4.20
7.54
16.30
3.89
4.57
20.85
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.35
36.98
15.97
0.23
27.66
0.63
3.96
51.71
2.40
47.57
1.13
44.79
0.19
1.26
17.25
1.82
1.05
14.58
1.12
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Nationalised Banks
Allahabad Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
2078
19134
336.00
3.69
2140
20379
495.00
3.68
2234
20079
604.00
4.85
2315
20457
706.00
3.75
2231
20959
845.00
5.76

Deposits
Investments
Advances
3639
48500
17985
29148
4477
59544
18746
41290
5221
71616
23400
49720
5852
84972
29651
58802
6753 157276 430046

106056 2583716 4752456
38429 828125 1719185
71605 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
3767
482
2190
1036
4884
376
3133
1027
6171
965
4499
1158
7365
1142
5206
1399
8369
1516
5719
1618
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.74
3.97
21.12
5.57
3.65
14.92
6.50
3.30
12.20
6.10
4.02
13.23
5.37
4.44
13.79
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.42
13.37
0.84
1.26
12.52
1.07
1.32
11.99
0.80
0.90
13.11
0.72
1.16
13.62
0.66
1.00
13.25
0.91
1.05
14.58
1.12
43187
467262
947.40
5.74
71998
944620
873.32
6.05
Foreign Banks
American Express Banking Corporation

Items
2005-06
2006-07
No. of offices
No. of employees
2007-08
2008-09
Group All Banks

2009-10
2009-10
2
857
133.83
2
870
137.58

Deposits
Investments
Advances
481
330
213
695
481
569
221
875
Interest income
Other income
Interest expended
Operating expenses
77
335
81
375
64
315
32
321
26389
9951
8938
11102
415751
78519
272084
99769
19.06
-10.55
22.38
6.17
1.03
24.40
2.82
7.17
23.48
5.09
4.19
14.83
-7.92
21.34
4.34
-4.24
19.10
1.59
1.26
17.25
1.82
1.05
14.58
1.12
Cost of Funds (CoF)

Return on Assets
CRAR
Net NPA ratio
4
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Nationalised Banks
Andhra Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
1248
14028
426.75
3.69
1322
12981
536.06
4.14
1401
13387
626.53
4.30
1463
14255
728.29
4.58
1586
14292
938.94
7.32

Deposits
Investments
Advances
2894
33922
11444
22100
3156
41454
14301
27889
3249
49437
14898
34238
3647
59390
16911
44139
4410 157276 430046

77688 2583716 4752456
20881 828125 1719185
56114 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
2675
392
1506
858
3315
447
1898
933
4210
626
2870
909
5375
765
3748
1104
6373
965
4178
1350
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.57
4.33
20.85
4.82
4.40
19.39
6.12
4.11
13.35
6.40
4.36
12.86
5.38
4.92
14.91
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.38
14.00
0.24
1.31
11.33
0.17
1.16
11.61 $
0.15
1.09
13.22
0.18
1.39
13.93
0.17
1.00
13.25
0.91
1.05
14.58
1.12
43187
467262
947.40
5.74
71998
944620
873.32
6.05
Foreign Banks
Antwerp Diamond Bank

Items
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
1
19
2308.40
41.22
1
18
2071.57
55.63
1
19
2618.95
53.54
1
24
3371.97
70.76
1
22
1955.63
-7.88
136
53
141
422
147
54
158
375
203
80
171
476
219
81
215
700
217
57
195
446
37
5
21
7
41
7
25
6
41
8
23
6
48
13
23
8
34
15
8
11
26389
9951
8938
11102
415751
78519
272084
99769
3.76
1.76
9.94
4.60
2.51
8.78
3.79
2.39
10.00
3.33
2.33
11.73
1.25
3.25
23.24
2.82
7.17
23.48
5.09
4.19
14.83
1.21
39.67
1.70
46.48
1.63
37.09
1.64
26.79
3.35
-0.25
33.72
14.32
1.26
17.25
1.82
1.05
14.58
1.12

Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on Assets
CRAR
Net NPA ratio
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Private Sector Banks
Axis Bank
Items
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
352
6553
1020.00
8.69
501
9980
1024.00
7.59
626
14739
1117.00
8.39
786
20624
1060.00
10.02
1019
21640
1111.00
12.00
10387
182284
798.37
7.19
2886
40114
21527
22314
3402
58786
26897
36876
8771
87626
33705
59661
10215
117374
46330
81557
16045
141300
55975
104343
119984 430046
822801 4752456
354117 1719185
632494 3497054
Interest income
Other income
Interest expended
Operating expenses
2889
730
1811
814
4462
1010
2993
1215
7005
1795
4420
2155
10835
2897
7149
2858
11638
3946
6634
3710
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

4.23
3.83
9.15
4.96
4.17
9.06
4.98
4.85
10.19
5.74
4.83
9.97
4.03
4.57
12.14
4.83
5.06
12.76
5.09
4.19
14.83
1.18
11.08
0.98
1.10
11.57
0.72
1.24
13.73 $
0.42
1.44
13.69
0.40
1.67
15.80
0.40
1.28
17.45
1.03
1.05
14.58
1.12

Deposits
Investments
Advances
Return on Assets
CRAR
Net NPA ratio
71998
944620
873.32
6.05
Foreign Banks
Bank International Indonesia

Items
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on Assets
CRAR
Net NPA ratio
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
1
16
148.00
-7.66
1
12
97.00
37.39
1
3
233.26
1
2
67.08
1
2
..
..
310
27742
1445.87
17.09
75
15
16
7
76
11
13
1
78
78
..
..
..
..
69061 430046
237853 4752456
159286 1719185
163260 3497054
4
1
1
3
5
4
1
3
2
11
26389
9951
8938
11102
415751
78519
272084
99769
2.07
8.14
19.22
3.99
18.26
15.21
1.12
21.30
20.78
..
..
..
..
..
..
..
..
2.82
7.17
23.48
5.09
4.19
14.83
-1.28
108.87
6.52
141.24
8.78
235.82
..
..
..
1.26
17.25
1.82
1.05
14.58
1.12
501.34 $
71998
944620
873.32
6.05
Foreign Banks
Bank of America
Items
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
5
282
1924.81
51.82
5
283
1920.89
69.09
5
314
2483.54
102.08
5
293
2430.57
110.85
5
284
3101.97
121.26
1582
2106
1664
3369
1778
2718
1886
2916
2411
4191
2878
3452
2748
4167
3670
3356
3099
5490
8383
3631
348
198
147
113
430
233
169
140
514
348
163
167
607
393
152
175
569
493
186
244
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

4.01
2.13
21.31
4.70
2.24
25.20
3.70
4.08
27.31
2.22
9.06
24.60
1.85
5.75
29.50
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
2.41
23.40
3.10
13.33
3.76
13.45
3.42
12.73
2.60
15.49
1.26
17.25
1.82
1.05
14.58
1.12

Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Foreign Banks
Bank of Bahrain & Kuwait

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
2
68
728.00
-10.00
2
76
704.00
-11.00
2
94
718.00
20.00
2
123
617.00
14.00
2
106
850.00
2.00
88
327
129
169
88
364
109
171
95
395
123
280
100
472
149
287
100
515
220
387
29
5
20
12
30
5
17
11
35
9
19
12
49
15
25
17
41
10
27
17
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

4.35
3.54
15.94
4.59
5.38
15.45
4.50
5.06
16.03
5.19
7.12
17.76
4.92
4.16
16.73
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
-1.32
18.77
1.29
-1.90
22.00
0.12
4.08
21.61
1.51
3.14
25.52
0.09
0.38
25.01
1.95
1.26
17.25
1.82
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
10
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Nationalised Banks
Bank of Baroda
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
2777
38774
396.00
2.13
2812
38604
555.00
2.73
2845
37260
710.00
3.94
2916
36440
914.00
6.05
3088
38960
981.00
8.00

Deposits
Investments
Advances
7844
93662
35114
59912
8650
124916
34944
83621
11044
152034
43870
106701
12880
192397
52446
143251
15106 157276 430046

241044 2583716 4752456
61182 828125 1719185
175035 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
7050
1127
3875
2385
9004
1382
5427
2544
11813
2051
7902
3034
15092
2758
9968
3576
16698
2806
10759
3811
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.03
3.28
24.34
4.58
3.69
20.63
5.33
3.51
17.41
5.25
3.71
17.34
4.38
3.50
16.14
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.79
13.65
0.87
0.80
11.80
0.60
0.89
12.94
0.47
1.09
14.05
0.31
1.21
14.36
0.34
1.00
13.25
0.91
1.05
14.58
1.12
11
43187
467262
947.40
5.74
71998
944620
873.32
6.05
Foreign Banks
Bank of Ceylon
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
1
33
587.10
1.64
1
25
579.00
9.00
1
29
483.00
15.00
1
30
488.00
73.00
1
30
444.00
18.00

Deposits
Investments
Advances
55
87
30
49
57
86
31
41
61
74
30
41
80
86
31
45
86
92
63
40
Interest income
Other income
Interest expended
Operating expenses
10
4
4
3
10
3
4
3
11
4
3
3
14
15
3
3
11
6
4
4
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

3.98
5.34
13.99
4.18
4.17
13.78
3.70
9.07
14.71
3.35
10.76
16.28
4.16
8.72
17.69
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.25
56.37
23.74
1.25
63.21
14.96
2.24
55.97
4.01
10.23
45.18
2.73
50.85
1.26
17.25
1.82
1.05
14.58
1.12
No. of offices
No. of employees
12
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Nationalised Banks
Bank of India
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
2687
42206
381.00
1.66
2760
41511
498.00
2.71
2846
40557
652.00
4.95
3076
40155
833.00
7.49
3165
39202
1011.00
4.39

Deposits
Investments
Advances
4984
93932
31782
65174
5895
119882
35493
85116
10589
150012
41803
113476
13495
189708
52607
142909
14230 157276 430046

229762 2583716 4752456
67080 828125 1719185
168491 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
7029
1184
4397
2115
8936
1563
5496
2608
12355
2117
8126
2645
16347
3052
10848
3094
17878
2617
12122
3668
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.18
3.40
20.40
4.55
3.96
19.92
5.37
3.97
15.38
5.69
4.09
13.90
4.97
3.45
14.54
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.68
10.75
1.49
0.88
11.75
0.95
1.25
12.04
0.52
1.49
13.01
0.44
0.70
12.94
1.31
1.00
13.25
0.91
1.05
14.58
1.12
13
43187
467262
947.40
5.74
71998
944620
873.32
6.05
Nationalised Banks
Bank of Maharashtra
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
1341
14052
306.18
0.36
1386
13893
404.94
1.95
1416
13590
515.69
2.39
1463
13631
635.61
2.76
1495
13673
762
3.21

Deposits
Investments
Advances
1572
26906
11354
16470
1742
33919
11298
22919
1782
41758
12283
29286
2517
52255
18382
34291
2858 157276 430046

63304 2583716 4752456
21324 828125 1719185
40315 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
2474
52
1503
659
2722
265
1628
746
3440
380
2312
836
4292
500
3035
963
4736
591
3439
1073
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.88
3.13
19.64
4.88
3.77
19.55
5.60
4.22
15.42
5.86
4.42
14.50
5.28
3.75
14.53
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.16
11.27
2.03
0.76
12.06
1.21
0.75
10.85 $
0.87
0.72
12.05
0.79
0.70
12.78
1.64
1.00
13.25
0.91
1.05
14.58
1.12
14
43187
467262
947.40
5.74
71998
944620
873.32
6.05
Foreign Banks
Bank of Nova Scotia

Items
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
5
189
2040.25
16.50
5
194
2311.12
39.10
5
203
3082.88
49.89
5
195
3890.97
78.39
5
196
3750.43
101.43
303
2355
981
2440
608
2079
1095
2969
708
3755
1644
4774
861
2976
1726
4805
1060
3454
1922
5071
Interest income
Other income
Interest expended
Operating expenses
184
49
130
34
257
82
179
40
354
114
258
40
545
171
371
59
424
133
181
46
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

4.22
1.18
8.21
5.16
1.63
7.06
5.11
1.58
5.67
5.94
2.58
4.16
2.40
4.58
8.48
2.82
7.17
23.48
5.09
4.19
14.83
0.83
13.71
1.00
1.73
23.26
1.73
20.15 $
2.04
12.70
2.79
13.15
1.26
17.25
1.82
1.05
14.58
1.12

Deposits
Investments
Advances
Return on Assets
CRAR
Net NPA ratio
15
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Bank of Rajasthan
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
418
3990
291.40
0.38
458
3908
400.54
2.83
478
3936
518.85
2.93
478
4075
532.93
2.89
478
3983
569.77
-2.56
10387
182284
798.37
7.19
363
8891
2567
4065
448
10816
3641
5704
939
13849
4729
7434
1046
15187
6809
7781
937
15062
6723
8329
119984 430046
822801 4752456
354117 1719185
632494 3497054
540
51
317
255
758
124
439
251
1049
127
736
270
1376
131
998
315
1359
130
1024
493
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

3.55
3.37
30.01
4.26
4.83
23.37
5.73
3.88
17.40
6.67
5.39
15.90
6.52
4.72
25.18
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.19
10.60
0.99
1.16
11.32
0.24
0.91
11.87 $
0.42
0.74
11.50
0.73
-0.58
7.52
1.60
1.28
17.45
1.03
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
16
71998
944620
873.32
6.05
Foreign Banks
Bank of Tokyo Mitsubishi UFJ

Items
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
3
159
1113.29
0.20
3
132
1780.52
35.42
3
137
2613.45
60.50
3
95
3107.91
41.57
3
101
3069.80
40.70
595
784
449
1034
642
960
522
1589
1140
1327
589
2307
1208
2076
875
2991
2307
2199
1440
3348
79
36
30
42
127
49
48
42
214
43
77
30
315
63
174
41
256
77
126
51
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

2.74
3.16
35.75
2.49
4.37
24.60
2.91
5.70
14.68
5.26
3.78
8.69
2.98
3.45
11.72
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.02
33.38
2.11
30.71
2.40
26.87
1.49
29.51
0.03
1.31
68.16
0.02
1.26
17.25
1.82
1.05
14.58
1.12

Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
17
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Foreign Banks
Barclays Bank
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
1
45
148.51
271.00
3
265
280.54
36.28
5
2078
942.33
0.50
5
1534
1110.13
1.96
7
1083
1113.76
-42.26
1378
361
585
4
1393
1010
1342
173
4865
6902
2857
7636
5001
12486
7883
10551
5516
11496
10647
7565
66
234
28
52
138
217
71
128
624
568
323
692
2037
589
979
892
1659
149
698
780
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

6.70
13.08
42.58
5.10
20.64
41.75
6.14
4.93
24.80
8.68
8.61
14.15
4.50
8.88
22.00
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
9.64
22.92
4.45
13.68
0.10
21.11 $
0.42
0.16
17.07
4.59
-3.12
16.99
5.15
1.26
17.25
1.82
1.05
14.58
1.12
Items
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
18
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Foreign Banks
BNP Paribas
Items
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
9
303
1206.05
6.29
9
328
1353.00
19.00
9
359
1950.00
36.00
9
347
2035.00
49.00
9
330
2776.00
55.00
496
1847
1108
1854
745
2098
1120
2342
1214
3236
2690
3772
1656
3353
3562
3710
1834
5443
4027
3738
223
73
113
104
303
137
172
129
459
256
254
178
637
243
272
193
585
195
143
238
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

4.22
2.24
23.01
5.46
2.51
21.84
5.69
2.56
22.17
4.54
5.57
19.57
2.11
5.48
26.72
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.55
11.61
1.41
10.76
1.97
12.66
2.13
12.37
0.86
2.05
15.78
1.26
17.25
1.82
1.05
14.58
1.12

Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
19
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Nationalised Banks
Canara Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
2652
46893
441.57
3.02
2687
46359
548.76
3.24
2788
45260
609.41
3.65
2839
44090
780.17
4.97
3135
43380
982.58
7.35

Deposits
Investments
Advances
7132
116803
36974
79426
10354
142381
45226
98506
10500
154072
49812
107238
12208
186893
57777
138219
14672 157276 430046

234651 2583716 4752456
69677 828125 1719185
169335 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
8712
1316
5130
2347
11365
1451
7338
2565
14201
2213
10663
2791
17119
2311
12401
3065
18752
2858
13071
3478
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.57
3.28
20.27
5.35
3.08
16.25
6.77
2.83
12.35
6.62
3.82
12.14
5.61
3.46
13.26
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.13
11.22
1.12
0.98
13.50
0.94
0.92
13.25
0.84
1.06
14.10
1.09
1.30
13.43
1.06
1.00
13.25
0.91
1.05
14.58
1.12
21
43187
467262
947.40
5.74
71998
944620
873.32
6.05
C,D
Catholic Syrian Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
333
2863
247.00
0.22
356
2791
278.00
0.68
375
2723
317.00
1.34
377
2676
374.00
1.39
377
2681
423.00
0.06
216
4289
1432
2695
229
4749
1553
3013
305
5318
1819
3314
388
6333
2184
3684
390
6978
2289
4467
365
40
218
150
409
43
252
137
481
60
317
151
557
100
391
187
578
74
455
189
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

5.08
4.58
30.43
5.33
4.87
23.78
6.11
5.11
21.01
6.50
5.26
20.65
6.61
3.63
18.11
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.13
11.26
2.78
0.37
9.58
1.98
0.64
11.21
1.61
0.57
12.29
2.39
0.02
10.81
1.58
1.28
17.45
1.03
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
22
10387
182284
798.37
7.19
71998
944620
873.32
6.05
119984 430046
822801 4752456
354117 1719185
632494 3497054
Nationalised Banks
Central Bank of India

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
3254
40124
240.46
0.68
3321
39055
303.85
1.35
3435
37488
400.99
1.56
3644
32804
560.28
1.71
3702
32140
711.76
3.30

Deposits
Investments
Advances
3442
66483
28639
37483
3790
82776
27742
51795
5943
110320
31455
72997
6412
131272
43061
85483
7692 157276 430046

162107 2583716 4752456
50563 828125 1719185
105383 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
5386
531
3006
1716
6234
476
3760
1684
7884
902
5772
1746
10455
1070
8227
1862
12064
1735
9519
2222
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.53
3.47
27.02
4.78
3.42
21.59
5.76
2.73
16.15
6.59
3.19
12.61
6.06
3.00
13.15
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.37
11.03
2.59
0.62
10.40
1.70
0.54
9.39
1.45
0.45
13.12
1.24
0.66
12.23
0.69
1.00
13.25
0.91
1.05
14.58
1.12
23
43187
467262
947.40
5.74
71998
944620
873.32
6.05
Foreign Banks
Chinatrust Commercial Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
1
21
980.00
-16.00
1
21
1042.00
3.00
1
26
845.00
13.00
1
31
675.00
18.00
1
33
963.00
10.00
42
78
34
98
43
103
41
116
46
92
41
128
116
61
13
148
119
114
17
203
9
1
3
4
12
1
7
4
14
2
8
5
19
3
6
9
17
4
3
12
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

3.02
4.71
18.57
5.23
3.42
12.99
5.57
3.70
11.00
5.68
6.16
20.13
3.11
6.05
24.79
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
-1.71
38.01
1.80
0.34
22.14
0.27
1.63
22.72
2.91
45.40
1.34
31.12
1.39
1.26
17.25
1.82
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
24
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Foreign Banks
Citibank
Items
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
40
3250
1607.92
21.71
40
5194
1360.48
17.33
40
4782
1763.78
37.73
41
4795
1880.10
45.12
43
4613
1979.89
18.32
4347
27912
10556
24455
6603
37875
16021
32861
9351
46125
18450
38377
11518
51677
24519
39920
13514
54452
28109
36655
Interest income
Other income
Interest expended
Operating expenses
3064
1043
1006
1525
4384
1346
1696
1853
5964
2446
2311
2179
6840
3582
2429
2587
6070
1591
2017
2354
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

3.04
6.53
13.60
3.87
6.30
15.83
4.26
7.31
14.51
3.56
9.04
17.56
2.67
7.82
20.02
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
3.07
11.33
0.95
2.79
11.06
1.02
2.24
12.00
1.23
2.12
13.23
2.63
0.96
18.14
2.14
1.26
17.25
1.82
1.05
14.58
1.12

Deposits
Investments
Advances
25
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
City Union Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
143
1606
339.69
3.51
164
1871
350.12
3.84
183
2170
499.06
4.69
210
2424
565.18
4.98
225
2597
650.96
5.81
10387
182284
798.37
7.19
286
3518
1057
2550
366
4699
1307
3329
567
6425
1718
4537
661
8207
2397
5645
826
10285
3210
6833
119984 430046
822801 4752456
354117 1719185
632494 3497054
326
40
187
70
400
54
233
90
596
90
396
109
804
124
562
140
957
143
678
166
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

5.53
5.19
14.15
5.51
4.98
13.75
7.04
5.15
9.69
7.63
5.25
9.26
7.28
4.83
9.49
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.46
12.33
1.95
1.57
12.58
1.09
1.60
12.48 $
0.98
1.50
12.69
1.08
1.52
13.46
0.58
1.28
17.45
1.03
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
26
71998
944620
873.32
6.05
Nationalised Banks
Corporation Bank
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
862
11325
527.00
4.13
923
11880
637.00
4.79
1006
12010
839.00
6.52
1071
12465
1049.00
7.64
1124
13143
1269.00
9.52

Deposits
Investments
Advances
3375
32877
10652
23962
3765
42357
14417
29950
4229
55424
17325
39186
4897
73984
24938
48512
Interest income
Other income
Interest expended
Operating expenses
2626
474
1400
747
3360
636
2052
804
4517
700
3073
892
6067
1107
4376
1047
7295
1186
5084
1260
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.27
3.48
16.94
4.85
3.94
13.25
5.80
3.52
10.79
6.14
3.86
9.46
5.08
3.84
9.96
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.24
13.92
0.64
1.17
12.76
0.47
1.29
12.09 $
0.32
1.24
13.61
0.29
1.24
15.37
0.31
1.00
13.25
0.91
1.05
14.58
1.12
Items
27
43187
467262
947.40
5.74
71998
944620
873.32
6.05
5775 157276 430046

92734 2583716 4752456
34523 828125 1719185
63203 1843102 3497054
Foreign Banks
Credit Agricole Bank (Erstwhile Calyon Bank)

Items
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
6
108
1278.00
71.00
6
109
1629.00
82.00
6
131
2249.00
97.00
6
120
2105.00
130.00
6
110
2983.00
71.00
718
372
427
1012
781
775
948
1003
849
1135
1461
1812
910
818
4031
1763
1345
1066
4123
2235
130
107
105
53
168
152
95
79
276
230
143
108
347
255
174
100
330
240
101
80
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

8.90
-1.50
17.80
5.41
4.45
27.09
5.31
4.12
27.39
3.92
6.18
21.08
1.60
4.81
23.40
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
4.30
19.80
0.20
4.60
15.10
4.20
9.70
4.10
13.20
1.70
19.50
6.18
1.26
17.25
1.82
1.05
14.58
1.12

Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
28
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Foreign Banks
DBS Bank
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
2
130
600.30
12.24
2
186
1003.02
39.84
2
230
1416.58
28.27
10
359
1662.32
72.16
10
417
2554.50
64.75
573
1452
551
892
1076
3836
1078
1230
1141
5096
4512
2364
1401
6023
7811
2723
1671
8313
10086
4015
154
-9
60
39
381
86
242
74
634
-33
393
88
809
302
494
165
880
155
318
168
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

4.33
-0.45
22.76
7.52
1.37
14.52
6.74
2.45
11.52
5.47
3.93
13.89
2.59
5.61
15.11
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.73
31.33
1.60
29.24
0.86
18.15
0.05
2.72
15.70
0.55
2.38
16.96
1.00
1.26
17.25
1.82
1.05
14.58
1.12
Items
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
29
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Nationalised Banks
Dena Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
1058
10156
364.00
0.72
1071
10120
458.00
1.99
1098
9957
559.00
3.61
1125
9883
714.00
4.28
1164
10525
827.00
4.86

Deposits
Investments
Advances
1339
23623
8571
14231
1496
27690
9235
18303
1801
33943
10283
23024
2170
43051
12473
28878
2602 157276 430046

51344 2583716 4752456
15694 828125 1719185
35462 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
1760
439
1037
561
2119
392
1263
612
2676
478
1817
650
3447
430
2383
768
4010
589
2910
848
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.42
3.30
22.16
4.62
3.94
20.49
5.52
3.93
15.03
5.77
4.12
14.85
5.67
3.68
13.61
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.29
10.62
3.04
0.71
11.52
1.99
1.06
11.09 $
0.94
1.02
12.07
1.09
1.01
12.77
1.21
1.00
13.25
0.91
1.05
14.58
1.12
30
43187
467262
947.40
5.74
71998
944620
873.32
6.05
Foreign Banks
Deutsche Bank
Items
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
8
678
1016.83
18.57
8
2250
1143.53
20.98
10
3500
1616.74
27.54
13
1599
1434.10
26.90
13
1498
1790.76
29.80
1311
4380
3261
2582
1940
6978
6204
4945
4292
13755
10171
8960
4760
14147
8705
8798
4945
13929
9047
12923
604
555
368
466
972
654
467
744
1445
1018
537
1054
1881
1020
588
1155
1579
817
302
956
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

4.10
1.97
19.50
4.00
5.45
31.45
3.25
7.05
30.97
3.21
10.11
24.34
1.64
7.07
40.56
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.04
12.74
1.23
10.62
0.01
1.56
15.05
0.22
1.72
15.25
0.88
1.73
16.45
0.79
1.26
17.25
1.82
1.05
14.58
1.12

Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
31
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Development Credit Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
91
1492
390.00
-7.00
93
1331
391.00
0.40
104
2235
454.00
2.00
110
1942
379.00
-4.00
110
1591
515.00
-5.00
164
3124
1307
1867
336
4415
1847
2658
636
6075
2135
4069
598
4647
1622
3274
601
4787
2018
3460
277
55
202
150
347
92
227
171
562
174
388
238
645
120
448
242
459
107
317
201
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

5.43
3.33
14.89
5.76
4.20
17.18
6.90
5.84
15.51
7.43
6.04
15.14
5.87
4.82
16.99
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
-2.01
9.66
4.50
0.17
11.34
1.64
0.48
13.38 $
0.66
-1.25
13.30
3.88
-1.30
14.85
3.11
1.28
17.45
1.03
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
32
10387
182284
798.37
7.19
71998
944620
873.32
6.05
119984 430046
822801 4752456
354117 1719185
632494 3497054
Dhanalakshmi Bank
Items
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on Assets
CRAR
Net NPA ratio
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
187
1385
311.71
0.72
190
1385
366.68
1.18
190
1411
409.08
2.02
190
1402
585.88
4.10
256
3275
369.61
0.07
134
2533
710
1594
147
3088
865
1837
172
3608
1075
2102
424
4969
1567
3196
440
7098
2028
5006
210
22
127
82
249
28
150
88
312
42
214
97
408
79
287
113
535
91
394
193
82874
20180
51206
22676
415751
78519
272084
99769
4.97
4.65
20.04
5.10
5.22
18.40
6.17
4.98
15.28
6.53
4.50
15.65
6.25
3.97
18.59
4.83
5.06
12.76
5.09
4.19
14.83
0.33
9.75
2.82
0.47
9.77
1.75
1.21
15.38
0.88
0.35
12.99
0.84
1.28
17.45
1.03
1.05
14.58
1.12
33
0.76
9.21 $
0.88
10387
182284
798.37
7.19
71998
944620
873.32
6.05
119984 430046
822801 4752456
354117 1719185
632494 3497054
Federal Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
488
6015
431.00
3.54
553
6029
544.00
4.43
619
6945
655.00
5.43
640
7570
750.00
6.90
699
7896
813.00
6.01
10387
182284
798.37
7.19

Deposits
Investments
Advances
1250
17879
6272
11736
1502
21584
7033
14899
3926
25913
10027
18905
4326
32198
12119
22392
4690
36058
13055
26950
119984 430046
822801 4752456
354117 1719185
632494 3497054
Interest income
Other income
Interest expended
Operating expenses
1437
217
837
365
1801
303
1085
406
2515
395
1647
469
3315
516
2000
571
3673
531
2262
677
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

4.73
4.18
19.01
5.11
4.51
17.47
6.32
4.49
12.82
6.32
6.10
12.35
6.11
5.44
12.45
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.28
13.75
0.95
1.38
13.43
0.44
1.34
22.46 $
0.23
1.48
20.22
0.30
1.15
18.36
0.48
1.28
17.45
1.03
1.05
14.58
1.12
35
71998
944620
873.32
6.05
E,F
Foreign Banks
FirstRand Bank
Items
2005-06
2006-07
No. of offices
No. of employees
2007-08
2008-09
Group All Banks

2009-10
2009-10
1
35
71.61
-106.64

Deposits
Investments
Advances
140
5
209
20
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on Assets
CRAR
Net NPA ratio
36
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
6
12
1
54
26389
9951
8938
11102
415751
78519
272084
99769
0.49
3.08
72.07
2.82
7.17
23.48
5.09
4.19
14.83
-21.45
74.73
1.26
17.25
1.82
1.05
14.58
1.12
HDFC Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
516
14878
758.00
7.39
666
21477
607.00
6.13
745
37386
506.00
4.97
1422
52687
446.00
4.18
1729
51888
590.00
5.98
10387
182284
798.37
7.19

Deposits
Investments
Advances
5300
55797
28394
35061
6433
68298
30565
46945
11497
100769
49394
63427
14652
142812
58818
98883
21522
167404
58608
125831
119984 430046
822801 4752456
354117 1719185
632494 3497054
Interest income
Other income
Interest expended
Operating expenses
4475
1124
1930
1691
6648
1516
3179
2421
10115
2283
4887
3746
16332
3291
8911
5533
16173
3808
7786
5764
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

3.76
5.15
13.45
4.58
5.99
13.87
5.24
7.38
15.07
6.92
8.04
15.50
4.66
6.11
16.89
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.38
11.41
0.44
1.33
13.08
0.43
1.32
13.60 $
0.47
1.28
15.69
0.63
1.53
17.44
0.31
1.28
17.45
1.03
1.05
14.58
1.12
37
71998
944620
873.32
6.05
G,H
Foreign Banks
Hong Kong & Shanghai Banking Corpn.

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
43
4985
975.65
12.07
47
6564
979.68
14.32
47
7753
1012.34
16.69
47
7446
961.81
16.06
50
6685
1135.52
11.73

Deposits
Investments
Advances
4166
24955
12142
16812
6159
34825
14131
23142
8459
42620
19290
29944
11214
49970
31154
27589
12135
55748
41289
23475
Interest income
Other income
Interest expended
Operating expenses
2202
928
828
1025
3508
1212
1213
1584
4979
2117
2016
2145
6327
2699
2661
2195
5166
2135
1915
1950
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

3.25
5.47
22.77
3.49
7.11
22.05
4.39
7.87
21.41
4.82
8.81
18.01
3.17
7.19
21.28
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.58
10.61
0.58
1.82
11.06
0.43
1.82
10.59 $
0.58
1.51
15.31
1.42
0.88
18.03
2.31
1.26
17.25
1.82
1.05
14.58
1.12
38
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
ICICI Bank
Items
No. of offices
No. of employees
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
569
25384
905.00
10.00
716
33321
1027.00
9.00
1269
40686
1008.00
10.00
1430
34596
1154.00
11.00
1717
35256
1029.00
12.00
10387
182284
798.37
7.19
71998
944620
873.32
6.05
I,J

Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on Assets
CRAR
Net NPA ratio
22556
165083
71547
146163
24663
230510
91258
195866
46820
244431
111454
225616
49533
218348
103058
218311
51618
202017
120893
181206
14306
4181
9597
5001
21996
6928
16358
6691
30788
8811
23484
8154
31093
7604
22726
7045
25707
7478
17593
5860
82874
20180
51206
22676
415751
78519
272084
99769
4.01
4.58
7.41
5.34
4.08
7.01
6.40
4.33
6.57
5.72
4.33
6.62
4.18
4.51
8.21
4.83
5.06
12.76
5.09
4.19
14.83
1.30
13.35
0.72
1.09
11.69
1.02
1.12
13.97
1.55
0.98
15.53
2.09
1.13
19.41
2.12
1.28
17.45
1.03
1.05
14.58
1.12
39
119984 430046
822801 4752456
354117 1719185
632494 3497054
Nationalised Banks
IDBI Bank Ltd.

Items
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
173
4548
1718.24
12.45
442
7482
1387.16
8.44
509
8253
1809.17
8.86
520
10201
2030.33
8.42
705
12213
2417.42
8.44
6372
26001
25351
52739
8300
43354
25675
62471
8822
72998
32803
82213
9424
112401
50048
103444
10165 157276 430046

167667 2583716 4752456
73345 828125 1719185
138202 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
5381
1280
5001
859
6345
1027
5687
778
8041
1582
7364
959
11545
1476
10306
1338
15273
2291
13005
1831
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

1.58
7.40
5.44
2.68
6.42
4.38
3.97
5.06
4.62
5.14
4.62
4.89
5.19
3.73
5.10
5.35
3.83
13.65
5.09
4.19
14.83
0.68
14.80
1.01
0.67
13.73
1.12
0.67
11.95 $
1.30
0.62
11.57
0.92
0.53
11.31
1.02
1.00
13.25
0.91
1.05
14.58
1.12

Deposits
Investments
Advances
Return on Assets
CRAR
Net NPA ratio
40
43187
467262
947.40
5.74
71998
944620
873.32
6.05
Nationalised Banks
Indian Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
1437
21394
295.00
2.36
1478
20892
364.00
3.64
1577
20548
488.00
4.91
1677
19993
617.00
6.23
1762
19641
761.00
7.92

Deposits
Investments
Advances
2491
40806
19017
22485
3841
47091
20878
29058
5160
61046
21915
39839
7136
72582
22801
51397
8272 157276 430046

88228 2583716 4752456
28268 828125 1719185
62146 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
3365
463
1854
1080
4195
823
2413
1247
5213
1006
3159
1400
6830
1035
4222
1588
7857
1174
4553
1730
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.61
4.09
26.36
4.97
4.93
24.01
5.46
4.71
21.22
6.13
5.02
19.84
5.56
4.66
19.30
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.16
13.19
0.79
1.46
14.14
0.35
1.64
12.74 $
0.24
1.62
13.98
0.18
1.67
12.71
0.23
1.00
13.25
0.91
1.05
14.58
1.12
41
43187
467262
947.40
5.74
71998
944620
873.32
6.05
Nationalised Banks
Indian Overseas Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
1602
24178
354.73
3.22
1777
23861
467.23
4.04
1956
24947
582.70
4.82
2003
25512
689.50
5.20
2089
26892
712.00
2.63

Deposits
Investments
Advances
3177
50529
18952
34756
3990
68740
23974
47060
4866
84326
28475
60402
7151
100116
31215
74885
7525 157276 430046

110795 2583716 4752456
37651 828125 1719185
79004 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
4406
541
2339
1262
5832
387
3271
1388
7739
1037
5289
1485
9641
1596
6772
1942
10246
1143
7078
2466
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.65
4.12
24.82
4.93
4.60
19.98
6.20
4.07
14.02
6.42
4.36
14.60
5.80
4.15
18.18
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.32
13.04
0.65
1.36
13.27
0.55
1.30
11.93 $
0.60
1.17
13.20
1.33
0.53
14.78
2.52
1.00
13.25
0.91
1.05
14.58
1.12
42
43187
467262
947.40
5.74
71998
944620
873.32
6.05
IndusInd Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
152
2365
880.18
1.56
185
2613
1039.77
2.61
195
2869
1062.67
2.62
195
4251
836.00
3.49
230
5383
837.46
6.51
10387
182284
798.37
7.19

Deposits
Investments
Advances
866
15006
5410
9310
1057
17645
5892
11084
1350
19037
6630
12795
1664
22110
8083
15771
2397
26710
10402
20551
119984 430046
822801 4752456
354117 1719185
632494 3497054
Interest income
Other income
Interest expended
Operating expenses
1188
189
873
317
1500
244
1229
344
1881
298
1580
402
2309
456
1850
547
2707
553
1821
736
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

5.66
3.47
7.13
6.77
3.47
6.12
7.59
4.34
6.15
7.53
5.03
7.81
5.69
5.95
11.37
4.83
5.06
12.76
5.09
4.19
14.83
0.22
10.54
2.09
0.34
12.54
2.47
0.34
11.91 $
2.27
0.58
12.55
1.14
1.14
15.33
0.50
1.28
17.45
1.03
1.05
14.58
1.12
Return on Assets
CRAR
Net NPA ratio
43
71998
944620
873.32
6.05
ING Vysya Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
388
4878
426.00
0.17
413
5162
486.09
1.66
421
5709
547.28
2.68
470
6086
606.39
3.03
493
6113
623.78
3.88
10387
182284
798.37
7.19

Deposits
Investments
Advances
1020
13335
4372
10232
1103
15419
4528
11976
1536
20458
6293
14650
1703
24889
10496
16756
2331
25865
10473
18507
119984 430046
822801 4752456
354117 1719185
632494 3497054
Interest income
Other income
Interest expended
Operating expenses
1222
139
741
519
1268
286
822
505
1680
419
1182
609
2240
548
1590
772
2233
620
1403
808
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

4.67
3.87
18.59
4.82
3.83
17.12
5.69
4.05
16.88
5.84
5.29
16.60
4.10
5.59
19.40
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.05
10.67
0.95
0.52
10.56
0.70
0.74
10.20 $
0.70
0.70
11.65
1.20
0.80
14.91
1.20
1.28
17.45
1.03
1.05
14.58
1.12
44
71998
944620
873.32
6.05
Foreign Banks
JP Morgan Chase Bank

Items
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
1
82
1252.09
88.94
1
155
1121.88
82.15
1
160
1614.67
153.77
1
175
1825.28
253.63
1
182
2135.81
6.06
545
1826
2163
76
1211
1667
4367
799
2068
3313
6143
1059
2512
3587
6694
703
2977
5931
9162
1012
126
101
52
42
279
172
127
71
451
384
204
128
513
721
231
138
438
-101
180
163
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

2.68
-2.65
20.98
1.97
3.85
19.95
2.52
8.64
23.51
2.69
5.67
21.22
2.04
1.29
28.60
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
2.53
11.76
1.71
16.14
2.17
3.07
17.72 $
2.12
4.21
15.90
1.27
0.09
23.63
2.88
1.26
17.25
1.82
1.05
14.58
1.12

Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
45
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Jammu & Kashmir Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
455
6833
516.00
3.00
461
6847
585.00
4.00
499
7558
596.00
5.00
510
7627
500.00
5.00
510
7627
731.00
7.00
10387
182284
798.37
7.19

Deposits
Investments
Advances
1799
23485
8994
14483
2009
25194
7392
17080
2281
28593
8758
18883
2623
33004
10736
20930
3010
37237
13956
23057
119984 430046
822801 4752456
354117 1719185
632494 3497054
Interest income
Other income
Interest expended
Operating expenses
1706
111
1043
345
1899
160
1131
372
2434
245
1624
404
2972
261
1988
471
3057
416
1938
577
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

4.52
3.96
13.86
4.56
4.01
14.63
5.89
4.55
11.14
6.28
5.25
11.34
5.32
5.33
14.57
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.67
13.52
0.92
0.96
13.24
1.13
1.09
12.80 $
1.07
1.09
14.48
1.38
1.20
15.89
0.29
1.28
17.45
1.03
1.05
14.58
1.12
46
71998
944620
873.32
6.05
Foreign Banks
JSC VTB BANK

Items
2005-06
2006-07
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on Assets
CRAR
Net NPA ratio
47
2007-08
2008-09
Group All Banks

2009-10
2009-10
1
17
73.26
-1.72
1
16
114.00
-8.56
310
27742
1445.87
17.09
71998
944620
873.32
6.05
111
2
10
111
9
2
10
26389
9951
8938
11102
415751
78519
272084
99769
8.57
33.38
13.54
35.46
2.82
7.17
23.48
5.09
4.19
14.83
-0.26
317.51
-1.16
221.67
1.26
17.25
1.82
1.05
14.58
1.12
69061 430046
237853 4752456
159286 1719185
163260 3497054
Karnataka Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
412
4346
478.29
4.05
428
4456
524.00
4.00
453
4677
589.00
5.00
469
4947
649.00
5.00
486
5244
727.00
3.00
10387
182284
798.37
7.19

Deposits
Investments
Advances
1111
13243
5549
7792
1239
14037
5048
9553
1380
17016
6327
10842
1567
20333
8961
11810
1833
23731
9992
14436
119984 430046
822801 4752456
354117 1719185
632494 3497054
Interest income
Other income
Interest expended
Operating expenses
1018
167
652
204
1256
174
836
238
1560
237
1102
306
1948
321
1444
347
2043
311
1708
386
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

5.31
3.42
13.56
5.94
3.45
12.02
6.86
4.15
12.86
7.56
4.72
10.64
7.50
3.08
9.88
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.28
11.78
1.18
1.15
11.03
1.22
1.37
12.17 $
0.98
1.25
13.48
0.98
0.67
12.37
1.31
1.28
17.45
1.03
1.05
14.58
1.12
49
71998
944620
873.32
6.05
K,L
Karur Vysya Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
265
2908
439.00
4.65
293
3286
489.00
4.87
319
3580
604.00
5.82
344
3941
638.00
5.98
367
4175
789.00
8.05
10387
182284
798.37
7.19
872
7577
2298
5555
1063
9340
2874
7040
1190
12550
3526
9422
1350
15101
4716
10410
1620
19272
6602
13497
119984 430046
822801 4752456
354117 1719185
632494 3497054
651
121
368
175
867
119
520
192
1106
183
765
216
1446
265
1036
258
1758
247
1193
349
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

4.99
3.91
16.09
5.96
3.90
13.01
6.79
3.64
10.37
7.36
4.14
9.50
6.79
4.40
10.59
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.65
14.79
0.81
1.53
14.51
0.23
1.63
12.58 $
0.18
1.49
14.92
0.25
1.76
14.49
0.23
1.28
17.45
1.03
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
50
71998
944620
873.32
6.05
Kotak Mahindra Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
79
3597
352.00
4.15
110
5437
383.91
3.13
182
9058
383.84
4.00
225
8227
347.00
3.00
257
8632
487.00
7.00
10387
182284
798.37
7.19
865
6566
2856
6348
1662
11000
6862
10924
3594
16424
9142
15552
3906
15645
9110
16625
4540
23886
12513
20775
119984 430046
822801 4752456
354117 1719185
632494 3497054
719
218
339
387
1319
319
699
613
2535
463
1310
1019
3065
274
1547
1196
3256
628
1397
1189
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

4.82
5.58
23.59
5.11
6.51
22.33
6.14
7.48
22.29
6.00
9.50
21.28
4.50
9.01
22.56
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.39
11.27
0.24
0.94
13.46
1.98
1.10
18.65 $
1.78
1.03
20.01
2.39
1.72
18.35
1.73
1.28
17.45
1.03
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
51
71998
944620
873.32
6.05
Foreign Banks
Krung Thai Bank

Items
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on Assets
CRAR
Net NPA ratio
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
1
11
395.25
37.77
1
10
539.16
13.04
1
10
812.81
18.04
1
10
1021.69
16.87
1
10
1015.45
7.08
42
33
25
11
44
49
22
10
45
81
22
9
45
103
28
9
44
107
31
5
4
6
1
3
1
3
8
1
2
3
10
1
5
3
8
1
4
4
26389
9951
8938
11102
415751
78519
272084
99769
1.98
4.76
16.45
2.62
6.63
17.78
3.69
5.41
11.07
4.95
3.47
8.15
3.48
3.83
9.36
2.82
7.17
23.48
5.09
4.19
14.83
5.37
133.53
1.72
121.73
1.90
109.03
1.36
81.86
0.52
61.02
1.26
17.25
1.82
1.05
14.58
1.12
52
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Lakshmi Vilas Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
241
1873
371.00
1.20
250
1926
430.00
0.91
253
2078
453.00
1.22
265
2433
510.00
2.07
279
2675
560.00
1.13
291
4336
1280
2953
396
5020
1309
3613
418
5618
1694
3859
454
7361
1863
5236
739
9075
2983
6277
322
35
217
101
418
57
299
102
506
82
382
116
658
107
504
152
909
104
660
186
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

5.24
2.98
18.83
6.09
3.41
14.00
6.85
3.30
12.65
7.56
3.83
11.96
7.78
4.71
10.92
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.53
10.79
1.89
0.33
12.43
1.58
0.41
12.73 $
1.55
0.71
10.29
1.24
0.33
14.82
4.11
1.28
17.45
1.03
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
53
10387
182284
798.37
7.19
71998
944620
873.32
6.05
119984 430046
822801 4752456
354117 1719185
632494 3497054
Foreign Banks
Mashreq Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
2
10
484.16
37.43
2
16
440.07
64.70
2
15
225.63
53.61
2
16
310.03
34.12
2
16
191.16
26.69

Deposits
Investments
Advances
63
21
37
31
73
35
28
33
82
31
26
41
87
21
53
10
92
42
34
56
Interest income
Other income
Interest expended
Operating expenses
20
7
18
4
8
8
1
6
8
10
5
10
5
13
26389
9951
8938
11102
415751
78519
272084
99769
12.68
-5.64
5.31
1.11
6.14
35.68
0.66
3.20
42.24
0.59
4.75
41.18
0.33
3.46
36.15
2.82
7.17
23.48
5.09
4.19
14.83
1.30
136.92
8.19
97.06
8.82
52.81
4.43
76.80
3.35
78.21
1.26
17.25
1.82
1.05
14.58
1.12
No. of offices
No. of employees
Cost of Funds (CoF)

Return on Assets
CRAR
Net NPA ratio
55
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
M,N
Foreign Banks
Mizuho Corporate Bank

2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
1
75
684.21
8.88
2
83
918.86
14.60
2
95
1589.56
25.03
2
113
2023.79
38.14
2
126
1940.86
17.56
369
137
91
328
381
121
160
641
401
447
247
857
744
1148
404
1119
765
1188
447
1083
24
8
11
9
44
13
15
17
75
20
34
26
129
38
58
36
98
37
51
46
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

4.56
1.65
19.67
4.32
3.40
21.19
4.71
3.37
16.35
4.86
5.96
15.83
3.69
3.52
18.74
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.88
65.76
0.15
1.30
34.40
1.96
29.68
2.43
37.58
0.89
38.98
1.26
17.25
1.82
1.05
14.58
1.12
Items
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
56
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Nainital Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
81
624
225.00
2.00
82
662
279.00
3.00
89
667
366.00
4.00
94
650
425.00
6.00
103
692
521.00
6.00
113
1125
372
603
125
1481
388
795
146
1790
483
995
175
2137
561
1131
240
2507
707
1288
92
13
40
37
123
5
55
34
169
8
93
32
209
10
116
39
224
16
131
45
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

3.90
6.10
35.67
4.21
6.04
26.27
5.62
5.99
16.32
5.79
6.84
16.70
5.55
5.40
15.77
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.06
13.88
1.26
12.89
1.51
12.32 $
1.68
13.10
1.72
15.68
1.28
17.45
1.03
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
57
10387
182284
798.37
7.19
71998
944620
873.32
6.05
119984 430046
822801 4752456
354117 1719185
632494 3497054
Foreign Banks
Oman International Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
2
26
784.01
-9.35
2
37
528.62
-6.14
2
36
484.99
19.91
2
39
480.49
7.50
2
39
522.44
24.46
162
203
115
8
164
194
104
2
166
177
93
1
168
187
94
2
170
172
94
2
17
-1
14
6
16
1
13
6
15
1
12
6
15
3
9
6
14
11
8
7
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

5.69
-1.87
7.73
5.61
29.05
9.13
5.60
5.73
9.31
4.32
-0.25
11.32
4.04
0.21
12.59
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
-1.31
9.58
41.58
-0.90
10.99
3.15
23.09
1.22
27.87
3.52
41.08
1.26
17.25
1.82
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
59
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
O,P
Nationalised Banks
Oriental Bank of Commerce

2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
1218
14962
570.26
5.37
1340
14730
742.64
5.61
1391
14804
924.38
5.84
1471
14656
1142.43
6.18
1559
15358
1331.17
7.39

Deposits
Investments
Advances
5171
50197
16818
33577
5600
63996
19808
44138
5776
77857
23951
54566
7403
98369
28489
68500
Interest income
Other income
Interest expended
Operating expenses
4119
553
2514
966
5165
603
3474
998
6827
628
5156
1080
8856
1071
6860
1398
10257
1200
7350
1686
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.92
3.11
14.38
5.74
2.75
11.65
6.83
2.97
8.81
7.27
3.32
9.34
6.21
3.75
10.75
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.39
11.04
0.49
1.21
12.51
0.49
1.02
12.12 $
0.99
0.88
12.98
0.65
0.91
12.54
0.87
1.00
13.25
0.91
1.05
14.58
1.12
Items
60
43187
467262
947.40
5.74
71998
944620
873.32
6.05
8238 157276 430046

120258 2583716 4752456
35785 828125 1719185
83489 1843102 3497054
Nationalised Banks
Punjab & Sind Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
840
9542
277.23
1.14
860
9324
328.59
2.34
871
9013
466.87
4.24
897
8700
655.58
5.03

Deposits
Investments
Advances
1222
16925
6956
9107
1406
19319
6693
11738
2093
24831
8474
18343
2140
34676
12627
24615
Interest income
Other income
Interest expended
Operating expenses
1300
120
669
483
1727
228
960
523
2219
318
1433
561
3247
408
2235
698
3934
412
2750
718
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.10
4.49
31.39
5.09
4.77
25.43
5.90
4.27
21.09
6.54
5.04
17.91
5.75
3.87
15.27
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.64
12.83
2.43
1.01
12.88
0.66
1.49
11.57 $
0.37
1.24
14.35
0.32
1.05
13.10
0.36
1.00
13.25
0.91
1.05
14.58
1.12
61
897
8259
963
6.00
43187
467262
947.40
5.74
71998
944620
873.32
6.05
2616 157276 430046

49155 2583716 4752456
17887 828125 1719185
32639 1843102 3497054
Nationalised Banks
Punjab National Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
4146
58047
330.92
2.48
4192
57316
407.41
2.68
4319
56025
504.52
3.66
4472
54780
654.92
5.64
4971
53417
807.95
7.31

Deposits
Investments
Advances
9376
119685
41055
74627
10435
139860
45190
96597
12318
166457
53992
119502
14654
209760
63385
154703
17723 157276 430046

249330 2583716 4752456
77724 828125 1719185
186601 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
9584
1274
4917
3023
11236
1730
6023
3326
14265
1998
8731
3525
19127
3065
12295
4206
21467
3565
12944
4762
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.03
3.88
26.64
4.24
4.69
25.16
5.31
4.35
20.08
5.93
4.71
17.72
4.90
4.89
17.63
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.09
11.95
0.29
1.03
12.29
0.76
1.15
13.46
0.64
1.39
14.03
0.17
1.44
14.16
0.53
1.00
13.25
0.91
1.05
14.58
1.12
62
43187
467262
947.40
5.74
71998
944620
873.32
6.05
Ratnakar Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
78
544
250.92
0.11
80
553
254.41
0.54
79
544
310.00
3.00
87
566
373.00
5.00
90
704
391.00
3.00
54
874
277
491
199
876
316
531
323
1101
361
586
341
1307
407
801
353
1585
507
1170
70
6
40
23
76
5
42
32
107
9
52
30
138
16
74
33
144
13
85
39
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

4.80
5.36
22.82
4.81
5.84
29.60
5.26
5.49
20.85
6.14
5.02
19.04
5.86
3.86
18.47
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.07
10.77
2.61
0.31
34.34
1.92
1.31
49.15 $
0.99
1.96
42.30
0.68
1.05
34.07
0.97
1.28
17.45
1.03
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
63
10387
182284
798.37
7.19
71998
944620
873.32
6.05
119984 430046
822801 4752456
354117 1719185
632494 3497054
Q,R
Foreign Banks
Royal Bank of Scotland N.V. (Erstwhile ABN AMRO Bank)

2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
23
3093
905.82
8.15
28
3550
1011.88
11.36
28
3871
1070.26
7.66
30
3241
1029.41
0.62
31
2716
1158.97
-4.06

Deposits
Investments
Advances
1589
11864
4825
15073
1974
15998
6407
18388
2366
18912
11777
20381
2386
15960
10811
16660
2281
16601
7265
13406
Interest income
Other income
Interest expended
Operating expenses
1376
612
659
748
2185
862
1038
970
3038
644
1460
1307
3120
1225
1437
1497
2126
749
714
996
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

3.78
4.29
18.14
3.81
6.30
16.65
3.96
7.30
19.92
4.19
8.28
25.61
2.94
7.38
24.37
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.03
10.44
0.11
1.37
11.34
0.12
0.78
12.92
0.85
0.06
13.97
2.20
-0.40
12.50
1.95
1.26
17.25
1.82
1.05
14.58
1.12
Items
64
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
SBI Comm. & Intl. Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
3
101
626.43
5.70
3
90
648.34
7.79
2
93
754.67
13.82
3
84
960.48
13.17
3
71
1055.38
4.43
94
378
111
254
102
488
126
329
115
522
144
358
126
588
295
311
129
492
319
205
36
10
19
8
34
4
23
9
44
14
36
9
54
3
36
10
40
6
33
10
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

4.77
2.25
11.51
4.70
2.21
14.38
6.68
1.48
8.73
6.47
4.53
9.10
6.07
4.01
10.97
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.09
22.29
3.82
1.13
20.93
0.19
1.93
23.48
1.52
21.24
0.07
0.49
27.31
0.19
1.28
17.45
1.03
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
65
10387
182284
798.37
7.19
71998
944620
873.32
6.05
119984 430046
822801 4752456
354117 1719185
632494 3497054
S,T
Foreign Banks
Shinhan Bank
Items
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
1
16
1503.26
33.26
2
34
1433.00
25.00
2
38
1709.81
34.59
2
53
2445.00
38.58
2
50
2210.54
45.77
121
149
67
91
217
208
82
136
230
336
118
314
249
766
203
458
274
692
196
480
17
5
7
5
25
3
6
9
48
6
15
13
64
8
26
13
69
13
22
13
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

2.17
3.51
11.47
1.70
5.42
18.42
4.15
3.19
12.74
4.25
6.95
13.74
2.93
6.61
13.54
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.48
81.71
1.60
89.27
1.86
48.66
1.86
36.80
2.28
40.85
1.26
17.25
1.82
1.05
14.58
1.12

Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
66
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Foreign Banks
Societe Generale
Items
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
2
113
1467.20
20.80
2
114
1316.00
19.20
2
118
1459.10
33.90
2
115
1017.00
33.83
2
102
1098.54
3.85
339
943
1087
271
348
1128
1457
385
372
1363
2516
385
381
825
1540
366
363
836
1788
415
93
24
52
30
169
40
117
49
221
42
165
61
153
69
80
66
109
9
44
62
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

5.26
1.39
20.63
5.97
2.75
17.44
4.38
5.81
14.69
3.14
9.54
22.01
2.16
5.42
31.34
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.15
37.40
0.96
31.82
1.33
20.77
2.07
22.47
0.31
22.77
0.29
1.26
17.25
1.82
1.05
14.58
1.12

Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
67
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
Foreign Banks
Sonali Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
1
40
54.81
1.21
2
39
71.45
1.38
2
41
74.02
1.38
2
34
138.45
1.29
2
35
89.14
1.58
5
20
7
3
5
28
5
3
5
23
5
8
6
42
5
10
6
31
5
8
1
4
1
3
1
4
1
3
1
4
1
3
1
5
1
3
1
5
1
4
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

2.58
9.00
44.44
1.72
9.63
47.48
1.41
8.25
48.11
1.22
6.23
50.14
1.35
5.68
54.74
2.82
7.17
23.48
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.69
93.78
0.75
1.52
71.42
0.67
1.60
41.25 $
1.98
20.31
2.55
1.64
20.03
3.39
1.26
17.25
1.82
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
68
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
South Indian Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
458
3709
422.00
1.37
484
3868
508.00
2.69
510
4223
600.43
3.59
541
4523
645.14
4.31
575
4860
771.00
5.00
10387
182284
798.37
7.19
641
9579
2739
6370
724
12239
3430
7919
1161
15156
4572
10454
1304
18092
6075
11848
1485
23012
7156
15823
119984 430046
822801 4752456
354117 1719185
632494 3497054
761
72
451
226
977
103
609
219
1291
143
915
248
1687
164
1164
328
1936
208
1367
366
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

4.81
4.55
20.58
5.43
4.29
16.09
6.57
3.89
12.58
6.83
4.56
14.35
6.42
4.56
13.06
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.53
13.02
1.86
0.88
11.08
0.98
1.01
13.80 $
0.33
1.09
14.76
1.13
1.07
15.39
0.39
1.28
17.45
1.03
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
69
71998
944620
873.32
6.05
Foreign Banks
Standard Chartered Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
82
6497
837.29
14.50
82
6658
924.20
19.62
91
8967
817.35
20.22
91
7825
971.43
23.82
95
7903
1083.45
26.31

Deposits
Investments
Advances
4562
28460
10632
24077
5801
34175
11902
30104
8370
37004
12787
33352
10277
41802
15552
37489
11606
48192
18477
41552
Interest income
Other income
Interest expended
Operating expenses
3056
1058
1190
1201
4046
1347
1652
1404
4878
2322
2130
2051
5649
3097
2490
2500
5675
2838
1784
2419
26389
9951
8938
11102
415751
78519
272084
99769
Cost of Funds (CoF)

3.50
5.64
17.12
4.17
5.41
19.32
4.92
5.98
18.98
4.89
7.41
21.09
2.94
7.62
24.38
2.82
7.17
23.48
5.09
4.19
14.83
2.49
9.93
1.57
3.06
10.44
1.43
3.13
10.59
1.04
2.87
11.56
1.37
3.03
12.41
1.40
1.26
17.25
1.82
1.05
14.58
1.12
Return on Assets
CRAR
Net NPA ratio
70
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
SBI & its Associates
State Bank of Bikaner & Jaipur

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
861
12089
276.85
1.20
887
11752
355.89
2.57
909
11421
445.45
2.73
928
11439
555.39
3.55
952
12356
627.67
3.96

Deposits
Investments
Advances
1406
21694
7932
15896
1654
28480
8735
20526
1713
34108
10498
25076
2046
39224
10999
29851
2417
83726 430046
46059 1108086 4752456
13601 377658 1719185
35223 858198 3497054
Interest income
Other income
Interest expended
Operating expenses
1966
248
973
760
2374
493
1435
753
3052
472
2113
750
3810
577
2707
787
3977
583
2766
890
97954
18394
66229
25199
415751
78519
272084
99769
Cost of Funds (CoF)

4.46
4.12
28.52
5.20
4.20
21.79
6.17
3.96
15.61
6.66
4.22
13.19
5.77
3.81
13.73
5.32
3.60
17.03
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.53
12.08
1.18
1.00
12.89
1.09
0.87
12.51
0.83
0.92
14.52
0.85
0.93
13.30
0.77
0.91
13.46
1.50
1.05
14.58
1.12
71
18114
267332
735.52
4.65
71998
944620
873.32
6.05
State Bank of Hyderabad

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
968
13108
414.34
3.26
990
12880
473.64
3.92
1026
12813
599.08
4.35
1059
12577
839.82
4.87
1162
13597
755.62
5.58

Deposits
Investments
Advances
2114
34025
14256
20863
2541
41503
13919
28109
2694
50108
16027
35849
3208
62449
20982
43679
4264
83726 430046
72971 1108086 4752456
24009 377658 1719185
53040 858198 3497054
Interest income
Other income
Interest expended
Operating expenses
2749
459
1655
816
3362
584
2135
809
4403
677
3290
799
5709
769
4243
933
6334
841
4471
984
97954
18394
66229
25199
415751
78519
272084
99769
Cost of Funds (CoF)

4.99
3.16
21.51
5.37
3.67
16.71
6.86
2.98
11.47
6.75
3.82
10.67
5.76
3.95
11.05
5.32
3.60
17.03
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.13
12.08
0.36
1.14
12.51
0.22
1.00
11.97
0.16
0.91
11.53
0.38
1.03
14.90
0.55
0.91
13.46
1.50
1.05
14.58
1.12
72
18114
267332
735.52
4.65
71998
944620
873.32
6.05
State Bank of India

Items
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
9468
198774
299.23
2.17
9679
185388
357.00
2.37
10683
179205
456.00
3.73
12022
205896
556.00
4.74
13039
200299
636
4.46

Deposits
Investments
Advances
27644
380046
162534
261801
31299
435521
149149
337336
49033
537404
189501
416768
57948
742073
275954
542503
65949
83726 430046
804116 1108086 4752456
285790 377658 1719185
631914 858198 3497054
Interest income
Other income
Interest expended
Operating expenses
35980
7435
20390
11725
37242
6765
22184
11824
48950
8695
31929
12609
63788
12691
42915
15649
70994
14968
47322
20319
97954
18394
66229
25199
415751
78519
272084
99769
Cost of Funds (CoF)

4.88
2.74
25.29
4.55
3.74
23.33
5.64
3.70
17.48
5.72
3.95
16.64
5.14
3.48
18.86
5.32
3.60
17.03
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.89
11.88
1.88
0.84
12.34
1.56
1.01
13.54 $
1.78
1.04
14.25
1.79
0.88
13.39
1.72
0.91
13.46
1.50
1.05
14.58
1.12
73
18114
267332
735.52
4.65
71998
944620
873.32
6.05
State Bank of Indore

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
455
6647
367.97
2.09
468
6517
476.67
2.91
488
6272
604.37
3.73
507
6285
701.53
4.44
510
6368
763.51
4.83

Deposits
Investments
Advances
1018
16661
5112
11876
1177
19976
5992
15351
1316
24699
7681
18224
1564
28332
8051
21612
1842
83726 430046
30624 1108086 4752456
8575 377658 1719185
23677 858198 3497054
Interest income
Other income
Interest expended
Operating expenses
1323
245
781
397
1659
264
1124
410
2226
311
1654
431
2713
350
1979
460
2736
373
1928
508
97954
18394
66229
25199
415751
78519
272084
99769
Cost of Funds (CoF)

4.61
3.48
18.18
5.43
3.35
14.59
6.49
3.61
10.51
6.50
4.07
10.43
5.66
3.71
10.63
5.32
3.60
17.03
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.76
11.40
1.83
0.87
11.77
1.04
0.88
11.29
0.73
0.88
13.46
0.89
0.91
13.53
1.13
0.91
13.46
1.50
1.05
14.58
1.12
74
18114
267332
735.52
4.65
71998
944620
873.32
6.05
Foreign Banks
State Bank of Mauritius

Items
2005-06
2006-07
2007-08
2008-09
Group All Banks

2009-10
2009-10
No. of offices
No. of employees
3
31
1688.00
10.00
3
28
1236.00
28.00
3
32
1491.00
17.00
3
29
2327.00
20.00
3
29
2613.00
-14.00
133
264
119
225
154
212
126
134
159
248
90
214
164
372
133
303
162
348
122
410
40
2
25
5
36
6
25
6
37
6
26
6
45
3
31
6
44
5
36
7
26389
9951
8938
11102
415751
78519
272084
99769
7.94
0.28
5.76
7.63
2.86
6.07
8.21
2.94
6.01
8.37
2.86
5.01
8.01
0.79
5.50
2.82
7.17
23.48
5.09
4.19
14.83
1.97
35.42
1.91
1.53
38.99
1.12
41.66
0.90
38.01
-0.66
34.40
4.32
1.26
17.25
1.82
1.05
14.58
1.12

Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on Assets
CRAR
Net NPA ratio
75
310
27742
1445.87
17.09
71998
944620
873.32
6.05
69061 430046
237853 4752456
159286 1719185
163260 3497054
State Bank of Mysore

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
651
9741
290.00
2.22
661
9666
398.00
2.60
687
9720
495.00
3.28
718
9671
602.00
3.48
734
10111
672.00
4.41

Deposits
Investments
Advances
935
16369
5694
11754
1141
22022
6990
16466
1378
27462
8403
21027
2271
32916
11378
25616
2665
83726 430046
38880 1108086 4752456
11494 377658 1719185
29536 858198 3497054
Interest income
Other income
Interest expended
Operating expenses
1347
336
735
509
1776
350
1093
562
2494
422
1732
617
3247
480
2409
665
3559
426
2322
725
97954
18394
66229
25199
415751
78519
272084
99769
Cost of Funds (CoF)

4.51
4.00
23.78
5.01
3.99
19.19
6.09
4.07
14.37
6.39
4.45
12.51
5.65
4.22
13.73
5.32
3.60
17.03
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.23
11.37
0.74
1.10
11.47
0.45
1.08
11.73
0.43
0.91
12.99
0.50
1.06
12.42
1.02
0.91
13.46
1.50
1.05
14.58
1.12
76
18114
267332
735.52
4.65
71998
944620
873.32
6.05
State Bank of Patiala

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
763
11350
493.01
2.66
792
11329
599.54
3.24
840
11175
759.82
3.70
889
11365
910.24
4.68
937
12409
895.21
4.45

Deposits
Investments
Advances
2235
33778
12678
22180
2488
39184
12358
28770
2709
48571
14375
36400
3134
60006
17029
43634
3747
83726 430046
64552 1108086 4752456
18165 377658 1719185
46347 858198 3497054
Interest income
Other income
Interest expended
Operating expenses
2462
347
1465
612
3065
443
2060
659
4310
596
3420
707
5804
632
4676
794
5975
674
4441
901
97954
18394
66229
25199
415751
78519
272084
99769
Cost of Funds (CoF)

4.66
3.37
17.92
5.13
3.59
14.72
6.88
3.31
9.32
7.65
3.61
8.12
6.36
3.89
9.37
5.32
3.60
17.03
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.73
13.67
0.99
0.77
12.38
0.83
0.83
13.56
0.60
0.83
12.60
0.60
0.79
13.26
1.04
0.91
13.46
1.50
1.05
14.58
1.12
77
18114
267332
735.52
4.65
71998
944620
873.32
6.05
State Bank of Travancore

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
703
11642
381.19
2.34
719
11019
506.13
2.96
727
11423
558.65
3.40
755
11365
658.00
5.00
780
12192
696.00
6.00

Deposits
Investments
Advances
1332
25997
10630
18866
1599
30984
9718
24630
1718
35354
11353
28137
2250
42042
13232
32601
2841
83726 430046
50883 1108086 4752456
16024 377658 1719185
38461 858198 3497054
Interest income
Other income
Interest expended
Operating expenses
2299
351
1343
632
2691
364
1698
645
3434
439
2477
687
4123
573
2841
799
4378
528
2978
872
97954
18394
66229
25199
415751
78519
272084
99769
Cost of Funds (CoF)

4.89
3.01
20.49
4.96
3.70
17.50
6.11
3.73
13.14
6.08
4.37
13.40
5.58
3.88
13.81
5.32
3.60
17.03
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.86
11.15
1.47
0.86
11.68
1.08
0.89
13.53
0.94
1.30
14.03
0.58
1.26
13.74
0.91
0.91
13.46
1.50
1.05
14.58
1.12
78
18114
267332
735.52
4.65
71998
944620
873.32
6.05
Nationalised Banks
Syndicate Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
2111
24624
348.64
2.05
2231
24360
489.17
2.76
2282
24656
586.02
3.18
2343
25068
750.65
3.64
2426
25569
746.84
3.18

Deposits
Investments
Advances
2834
53624
17269
36466
3627
78634
25234
51670
4291
95171
28076
64051
5010
115885
30537
81532
5627 157276 430046

117026 2583716 4752456
33011 828125 1719185
90406 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
4050
562
2170
1435
6040
618
3890
1386
7906
890
5834
1495
9525
915
6978
1791
10047
1167
7307
2034
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.10
4.55
28.78
5.44
4.05
16.95
6.29
3.58
12.68
6.08
4.06
12.77
5.42
3.53
14.32
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.91
11.73
0.86
0.91
11.74
0.76
0.88
11.82
0.97
0.81
12.68
0.77
0.62
12.70
1.07
1.00
13.25
0.91
1.05
14.58
1.12
79
43187
467262
947.40
5.74
71998
944620
873.32
6.05
Tamilnad Mercantile Bank

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
184
2297
358.29
4.41
194
2227
451.23
4.76
217
2386
541.99
5.31
230
2337
679.25
6.43
233
2267
870.16
8.14
10387
182284
798.37
7.19
657
5203
2362
3126
759
6020
2316
4047
858
7670
2554
5331
989
9566
3207
6572
1148
11639
3499
8288
119984 430046
822801 4752456
354117 1719185
632494 3497054
548
78
302
130
638
83
342
147
774
131
499
169
977
136
643
204
1118
173
744
231
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

5.72
4.33
17.63
5.85
4.94
18.17
6.75
4.04
15.19
7.41
5.06
14.67
6.96
4.54
14.76
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.67
18.33
2.17
1.57
16.77
0.98
1.58
15.35 $
0.38
1.51
16.05
0.34
1.54
15.54
0.24
1.28
17.45
1.03
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
80
71998
944620
873.32
6.05
Foreign Banks
UBS AG
Items
2005-06
2006-07
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on Assets
CRAR
Net NPA ratio
81
2007-08
2008-09
Group All Banks

2009-10
2009-10
1
18
-109.66
1
34
673.73
3.09
310
27742
1445.87
17.09
71998
944620
873.32
6.05
284
75
1459
204
1403
25
26
61
8
13
58
26389
9951
8938
11102
415751
78519
272084
99769
54.00
12.40
-12.38
39.99
2.82
7.17
23.48
5.09
4.19
14.83
-7.98
229.37
0.10
157.86
1.26
17.25
1.82
1.05
14.58
1.12
69061 430046
237853 4752456
159286 1719185
163260 3497054
U,V,W
Nationalised Banks
UCO Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
1815
24510
387.00
0.82
1923
24773
464.00
1.30
2018
23950
580.00
1.76
2133
23736
732.00
2.40
2180
23370
901.00
4.43

Deposits
Investments
Advances
2463
54544
19636
37378
2662
64860
19525
46989
2926
79909
24250
55082
3957
100222
29385
68804
5211 157276 430046

122416 2583716 4752456
43521 828125 1719185
82505 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
4355
374
2789
1177
5210
550
3623
1193
6509
772
5021
1306
8121
1020
6477
1463
9526
966
7202
1584
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

5.01
3.08
22.19
5.33
3.06
17.30
6.27
3.05
14.14
6.50
3.50
12.56
5.78
3.61
12.04
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.34
11.12
2.10
0.47
11.56
2.14
0.52
11.02
1.98
0.59
11.93
1.18
0.87
13.21
1.17
1.00
13.25
0.91
1.05
14.58
1.12
82
43187
467262
947.40
5.74
71998
944620
873.32
6.05
Nationalised Banks
Union Bank of India

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
2179
26983
436.47
2.66
2307
27536
509.21
3.25
2473
27168
620.00
5.39
2674
29014
694.00
6.28
2926
29419
853.00
7.47

Deposits
Investments
Advances
4558
74094
25918
53380
5190
85180
27982
62386
7348
103859
33823
74267
8740
138703
42997
96534
10424 157276 430046

170040 2583716 4752456
54404 828125 1719185
119315 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
5864
494
3489
1402
7382
687
4592
1476
9215
1320
6361
1593
11889
1483
8076
2214
13303
1975
9110
2508
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.61
3.43
17.72
5.16
3.60
14.40
6.12
3.73
10.63
6.03
4.39
11.19
5.28
3.70
11.66
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.84
11.41
1.56
0.92
12.80
0.96
1.26
12.51 $
0.17
1.27
13.27
0.34
1.25
12.51
0.81
1.00
13.25
0.91
1.05
14.58
1.12
83
43187
467262
947.40
5.74
71998
944620
873.32
6.05
Nationalised Banks
United Bank of India

Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
1353
17319
254.00
1.18
1361
16793
350.00
1.59
1436
16009
463.00
1.99
1483
15111
585.00
1.22
1562
15285
714.00
2.11

Deposits
Investments
Advances
1829
29250
14130
15522
2415
37167
14602
22156
2661
46971
18515
27858
3078
54536
17924
35394
3903 157276 430046

68180 2583716 4752456
26068 828125 1719185
42330 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
2360
437
1340
814
2825
348
1675
778
3557
465
2653
903
4312
491
3150
975
5249
559
3858
1074
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.72
3.85
29.18
4.80
3.98
22.72
5.85
3.13
18.04
5.78
3.72
15.94
5.92
3.55
13.43
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.66
13.12
1.95
0.73
12.02
1.50
0.68
11.24
1.10
0.34
13.28
1.48
0.45
12.80
1.84
1.00
13.25
0.91
1.05
14.58
1.12
84
43187
467262
947.40
5.74
71998
944620
873.32
6.05
Nationalised Banks
Vijaya Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
No. of offices
No. of employees
986
10926
369.26
1.16
1039
11330
455.17
3.04
1113
11439
612.67
3.32
1173
11975
756.00
2.34
1226
11565
836.00
4.50

Deposits
Investments
Advances
1669
27709
11180
16664
1897
37604
12018
24224
2459
47952
16617
31689
3149
54535
17388
35468
3475 157276 430046

61932 2583716 4752456
21107 828125 1719185
41522 1843102 3497054
Interest income
Other income
Interest expended
Operating expenses
2312
284
1339
624
2823
275
1751
651
3889
532
3058
701
5238
699
4113
925
5201
679
3752
1072
208535
29994
145712
40792
415751
78519
272084
99769
Cost of Funds (CoF)

4.63
4.03
19.30
5.05
3.57
16.33
6.62
3.05
10.77
7.15
4.25
11.86
5.84
4.13
14.63
5.35
3.83
13.65
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
0.45
11.94
0.85
0.92
11.21
0.59
0.75
11.22 $
0.57
0.59
13.15
0.82
0.76
12.50
1.40
1.00
13.25
0.91
1.05
14.58
1.12
85
43187
467262
947.40
5.74
71998
944620
873.32
6.05
Yes Bank
Items
Group All Banks

2009-10
2009-10
2005-06
2006-07
2007-08
2008-09
9
627
848.08
8.82
41
2443
530.50
3.86
68
3150
683.12
6.35
118
2671
988.36
11.38
151
3034
1526.70
15.75
573
2910
1350
2407
787
8220
3073
6290
1319
13273
5094
9430
1624
16169
7117
12403
3090
26799
10210
22193
193
97
105
86
588
195
416
193
1305
361
974
341
2001
435
1492
419
2370
576
1582
500
82874
20180
51206
22676
415751
78519
272084
99769
Cost of Funds (CoF)

4.72
3.88
26.27
6.36
3.36
19.26
7.83
4.01
15.39
8.67
4.96
11.41
6.05
4.19
12.34
4.83
5.06
12.76
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
2.13
16.40
1.44
13.60
1.54
13.60 $
0.09
1.59
16.60
0.33
1.79
20.60
0.06
1.28
17.45
1.03
1.05
14.58
1.12
No. of offices
No. of employees
Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
87
10387
182284
798.37
7.19
71998
944620
873.32
6.05
119984 430046
822801 4752456
354117 1719185
632494 3497054
X,Y,Z
State Bank of India & its Associates
Items
2005-06
Bank Group-wise Aggregates

2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
14130
270608
337.79
2.20
14673
255699
436.35
2.57
15846
242029
565.06
3.72
16878
268598
650.22
4.43
18114
267332
735.52
4.65

Deposits
Investments
Advances
37660
542409
224761
371679
42941
633476
211875
482270
61706
773875
263823
593722
72422
1007041
357624
739450
83726
1108086
377658
858198
Interest income
Other income
Interest expended
Operating expenses
49301
9526
28040
15760
53465
9420
32607
15987
70428
11818
47809
16993
89196
16073
61770
20088
97954
18394
66229
25199
Cost of Funds (CoF)

4.84
2.93
24.35
4.75
3.72
21.55
5.90
3.65
15.89
5.94
3.95
15.06
5.32
3.60
17.03
Return on Assets
CRAR
Net NPA ratio
0.87
11.95
1.63
0.86
12.30
1.32
0.97
13.21
1.43
1.02
13.96
1.47
0.91
13.46
1.50
89
GROUP
AGGREGATES
Nationalised Banks (Includes IDBI Bank Limited)

Items
No. of offices
No. of employees

2006-07
2007-08
2005-06
2008-09
2009-10
35858
473725
383.07
2.23
37431
473179
490.01
2.87
39234
466400
618.28
3.77
40854
462926
783.16
4.86
43187
467262
947.40
5.74
77384
1080072
408796
734608
92689
1360724
452981
957877
113079
1679993
536018
1203678
135920
2105706
655042
1519762
157276
2583716
828125
1843102
Interest income
Other income
Interest expended
Operating expenses
88574
12379
52464
25548
110720
14264
69353
27268
142647
20979
101093
29670
183892
26394
131676
35416
208535
29994
145712
40792
Cost of Funds (CoF)

4.27
3.86
21.42
4.80
3.99
17.94
5.82
3.69
14.05
6.09
4.09
13.31
5.35
3.83
13.65
Return on Assets
CRAR
Net NPA ratio
0.89
12.27
1.16
0.94
12.37
0.94
1.01
12.13
0.77
1.03
13.24
0.68
1.00
13.25
0.91

Deposits
Investments
Advances
90
Public Sector Banks

Items
2005-06

2006-07
2007-08
2008-09
2009-10
No. of offices
No. of employees
50168
744333
366.61
2.22
52104
728878
471.18
2.76
55080
708429
600.10
3.75
57732
731524
734.35
4.70
61301
734594
870.29
5.34
115044
1622481
633557
1106288
135630
1994200
664856
1440146
174785
2453868
799841
1797401
208342
3112747
1012666
2259212
241001
3691802
1205783
2701300
137874
21905
80504
41308
164185
23684
101960
43255
213075
32797
148902
46663
273088
42466
193447
55504
306488
48388
211940
65991
Cost of Funds (CoF)

4.46
3.55
22.48
4.79
3.90
19.15
5.85
3.67
14.66
6.04
4.04
13.88
5.34
3.76
14.76
Return on Assets
CRAR
Net NPA ratio
0.88
12.17
1.32
0.92
12.36
1.06
1.00
12.51
0.99
1.03
13.49
0.94
0.97
13.32
1.10

Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
91
Old Private Sector Banks

Items

2006-07
2007-08
2005-06
2008-09
2009-10
No. of offices
No. of employees
4819
51138
417.33
1.69
4826
48667
474.93
2.31
4690
48700
569.32
4.06
4908
51341
638.43
4.69
5174
54860
700.02
4.22

Deposits
Investments
Advances
9684
130456
45254
82957
10736
138249
43647
92887
15315
165589
54080
111670
17477
199274
72393
128504
20171
229897
83499
154136
Interest income
Other income
Interest expended
Operating expenses
10372
1221
6247
3089
11474
1568
7055
2967
14614
2184
9960
3235
18790
2782
12834
3939
20565
3084
14076
4715
Cost of Funds (CoF)

4.77
3.95
18.93
4.98
4.06
16.89
6.20
4.26
13.67
6.67
5.15
13.26
6.13
4.81
14.57
Return on Assets
CRAR
Net NPA ratio
0.64
11.69
1.66
0.78
12.08
0.96
1.14
14.08
0.66
1.15
14.76
0.90
0.95
15.21
0.83
92
New Private Sector Banks

Items

2006-07
2007-08
2005-06
2008-09
2009-10
No. of offices
No. of employees
2016
59367
889.39
6.92
2598
88617
830.09
6.03
3632
110123
831.96
6.85
4328
124998
787.15
6.77
5213
127424
840.71
8.47

Deposits
Investments
Advances
34140
298000
135314
230005
39736
413738
171008
321865
76056
509444
224498
406733
82192
537104
234139
446824
99813
592904
270618
478358
24851
6870
15261
8949
38092
10745
25802
12353
56377
14822
38535
17032
66282
15078
44123
17840
62310
17095
37130
17960
4.14
4.58
9.54
5.24
4.47
9.36
6.11
5.05
9.56
6.06
5.23
10.17
4.43
5.13
12.14
1.22
12.60
0.78
1.09
11.99
0.97
1.13
14.39
1.21
1.12
15.33
1.40
1.38
17.96
1.09
Interest income
Other income
Interest expended
Operating expenses
Cost of Funds (CoF)
Return on Assets
CRAR
Net NPA ratio
93

Items

2006-07
2007-08
2005-06
2008-09
2009-10
No. of offices
No. of employees
6835
110505
670.94
4.50
7424
137284
704.19
4.71
8322
158823
751.42
6.00
9236
176339
743.85
6.16
10387
182284
798.37
7.19

Deposits
Investments
Advances
43823
428456
180568
312962
50473
551987
214655
414751
91371
675033
278578
518402
99669
736378
306531
575328
119984
822801
354117
632494
Interest income
Other income
Interest expended
Operating expenses
35223
8091
21507
12038
49567
12313
32856
15320
70991
17006
48495
20267
85071
17860
56957
21779
82874
20180
51206
22676
Cost of Funds (CoF)

4.35
4.41
12.15
5.18
4.38
10.93
6.13
4.88
10.35
6.18
5.23
10.83
4.83
5.06
12.76
Return on Assets
CRAR
Net NPA ratio
1.07
12.42
1.01
1.02
12.10
0.97
1.13
14.34
1.09
1.13
15.23
1.29
1.28
17.45
1.03
94
Foreign Banks
Items

2006-07
2007-08
2005-06
2008-09
2009-10
No. of offices
No. of employees
259
22117
955.41
13.87
272
28426
974.77
16.13
279
33969
1037.10
19.47
295
29582
1282.74
25.39
310
27742
1445.87
17.09

Deposits
Investments
Advances
24314
113745
52384
97562
33075
150750
71471
126339
49332
191161
98910
161133
59937
214076
130354
165385
69061
237853
159286
163260
Interest income
Other income
Interest expended
Operating expenses
12291
5371
5149
5854
17924
7044
7603
7745
24417
10588
10604
10353
30322
14894
12819
12298
26389
9951
8938
11102
Cost of Funds (CoF)

3.63
4.90
18.22
4.03
5.74
20.08
4.33
6.60
19.95
4.46
8.14
19.44
2.82
7.17
23.48
Return on Assets
CRAR
Net NPA ratio
2.08
13.02
0.83
2.28
12.39
0.73
2.09
13.08
0.77
1.99
14.32
1.81
1.26
17.25
1.82
95
All Scheduled Commercial Banks

Items
No. of offices
No. of employees

2006-07
2007-08
2005-06
2008-09
2009-10
57262
876955
419.80
2.80
59800
894588
522.94
3.49
63681
901221
643.24
4.74
67263
937445
753.44
5.63
71998
944620
873.32
6.05
183181
2164682
866508
1516811
219179
2696937
950982
1981236
315488
3320062
1177330
2476936
367947
4063201
1449551
2999924
430046
4752456
1719185
3497054
185388
35368
107161
59201
231675
43041
142420
66319
308482
60391
208001
77283
388482
75220
263223
89581
415751
78519
272084
99769
Cost of Funds (CoF)

4.39
3.80
20.11
4.82
4.12
17.32
5.80
4.12
14.01
5.96
4.53
13.60
5.09
4.19
14.83
Return on Assets
CRAR
Net NPA ratio
1.01
12.32
1.22
1.05
12.28
1.02
1.12
13.01
1.00
1.13
13.98
1.05
1.05
14.58
1.12

Deposits
Investments
Advances
Interest income
Other income
Interest expended
Operating expenses
96

All Banks Ed Data - 2005-2010 - RBI

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All Banks Ed Data - 2005-2010 - RBI

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A Prole of Banks

Reserve Bank of India

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Bank group level aggregates

Group All Banks

Cost of Funds (CoF)

Abu Dhabi Commercial Bank

Group All Banks

Capital and Reserves & surplus

Cost of Funds (CoF)

Group All Banks

Capital and Reserves & surplus

6753 157276 430046

Cost of Funds (CoF)

American Express Banking Corporation

Group All Banks

Capital and Reserves & surplus

Cost of Funds (CoF)

Group All Banks

Capital and Reserves & surplus

4410 157276 430046

Cost of Funds (CoF)

Antwerp Diamond Bank

Group All Banks

Capital and Reserves & surplus

Private Sector Banks

Group All Banks

Cost of Funds (CoF)

Capital and Reserves & surplus

Bank International Indonesia

Group All Banks

Group All Banks

Cost of Funds (CoF)

Capital and Reserves & surplus

Bank of Bahrain & Kuwait

Group All Banks

Cost of Funds (CoF)

Group All Banks

Capital and Reserves & surplus

15106 157276 430046

Cost of Funds (CoF)

Group All Banks

Capital and Reserves & surplus

Cost of Funds (CoF)

Group All Banks

Capital and Reserves & surplus

14230 157276 430046

Cost of Funds (CoF)

Group All Banks

Capital and Reserves & surplus

2858 157276 430046

Cost of Funds (CoF)

Bank of Nova Scotia

Group All Banks

Cost of Funds (CoF)

Capital and Reserves & surplus

Private Sector Banks

Group All Banks

Cost of Funds (CoF)

Bank of Tokyo Mitsubishi UFJ

Group All Banks

Cost of Funds (CoF)