Nghip v ti sn n

1.1.

Nghip v to vn t c.

1.1.1. Hnh thnh vn iu l

o Vn iu l ca ngn hng l 4.184.795.040.000 VND (bn ngn mt trm tm
mi bn t by trm chin mi lm triu bn mi ngn ng).
Tng vn iu l c chia thnh 418.479.504 c phn.
Ngn hng c th tng Vn iu l khi c i hi ng c dng thong qua v
ph hp vi cc quy nh ca php lut.
Hnh thc tng vn iu l
Qu d tr b sung vn iu l; Qu thng d vn c phn; li nhun li v
cc qu khc theo quy nh ca php lut.
Pht hnh c phiu ra cng chng, pht hnh c phiu ring l
Chuyn i t tri phiu chuyn i thnh c phiu ph thong
Cc hnh thc khc do i hi ng c ng quyt n, ph hp vi quy nh
ca php lut.
Hnh thc gim vn iu l
Thc hin theo quy nh ca php lut
o C phn, c phiu, tri phiu.
Mi c phn c mnh gi 10.000 ng (mi ngn ng)
Ngn hng phi c ti thiu 100 c ng v khng hn ch s lng ti a
Mi c ong l c nhn khng s hu vt qu 5% vn iu l ca Ngn
hng

Mi c ng l t chc khng c quyn s hu vt qu 15% Vn iu

l ca ngn hng

C ng v Ngi c lien quan ca c ng khng c s hu vt

qu 20% Vn iu l ca Ngn hng.

Bng thng k c th theo hi s

M ca
6,23
Cao
7,2
Thp
6
Khi lng 5000000
Cao 52 tun
18
Thp 52 tun
5,87

KLBQ 10 ngy (cp)23.870.010 EPS 664,52

KLBQ 30 ngy (cp)29.913.330 P/ E (Ln) 0,01
SLCP lu hnh 418.500.000
Vn iu l (t VND) 4.185 BV 11,67
Vn ha (t VND)
2.706,3

P/ B (Ln) 0,55
ROA (%) 0,46
ROE (%) 5,69

1.1.2. Hnh thnh cc qu.

Qu d tr b sung iu l, trch 5% li nhun rng lp qu ny.
Qu pht trin nghip v kinh doanh
Qu khc
Li nhun cha chia
1.2.

Ngun huy ng vn.

1.2.1. Huy ng vn tin gi.

o Tin gi khng k hn
Khch hng c nhn li sut thp nht 6%/ nm v cao nht 12%/nm.
(Trong , nu s d trong ti khon cui ngy di 10 triu ng, khch c
hng li sut 6%/nm.
S d t 10 - 100 triu ng, li sut 9%/nm. S d t 100 - 500 triu ng, li
sut 10%/nm. S d t 500 triu ng tr ln s c p dng li sut 12%/nm)
Khch hng doanh nghip 8%/nm

o Tin gi khng k hn
i vi tin gi USD
Loi tin
gi

Lnh li
cui k
(%/nm)

1 tun

1.000

2 tun

1.500

3 tun

1.800

1 thng

Lnh li
hng
nm
(%/nm)

Lnh li
hng 6
thng
(%/nm)

Lnh li
hng qu
(%/nm)

Lnh li
hng
thng
(%/nm)

Lnh li
trc
(%/nm)

2.000

1.997

13.84

2 thng

2.000

1.993

13.68

3 thng

2.000

1.990

13.53

4 thng

2.000

1.987

13.38

5 thng

2.000

1.983

13.23

6 thng

1.880

1.860

12.62

7 thng

1.880

1.850

12.49

8 thng

1.870

1.840

12.30

9 thng

1.870

1.840

12.10

10 thng

1.870

1.830

12.00

11 thng

1.870

1.830

11.90

12 thng

1.870

1.830

11.70

13 thng

1.870

1.820

11.60

15 thng

1.860

1.843

1.800

11.27

18 thng

1.860

1.843

1.839

1.800

10.90

24 thng

1.860

1.830

1.830

1.780

10.32

2.000

1.880

1.876

1.861

1.870

1.843

1.861

1.857

36 thng

1.860

1.826

1.810

1.810

1.740

9.25

48 thng

1.860

1.799

1.789

1.790

1.710

8.35

60 thng

1.860

1.786

1.779

1.767

1.670

7.63

Lnh li
hng qu
(%/nm)

Lnh li
hng
thng
(%/nm)

Lnh li
trc
(%/nm)

i vi tin gi VND
Loi tin
gi

Lnh li
cui k
(%/nm)

Lnh li
hng
nm
(%/nm)

Lnh li
hng 6
thng
(%/nm)

1 thng

14.00

14.00

13.84

2 thng

14.00

13.92

13.68

3 thng

14.00

13.75

13.53

4 thng

14.00

13.68

13.38

5 thng

14.00

13.60

13.23

6 thng

13.55

13.08

12.62

7 thng

13.55

13.00

12.49

8 thng

13.50

12.85

12.30

9 thng

13.50

12.80

12.10

10 thng

13.50

12.70

12.00

11 thng

13.50

12.60

11.90

12 thng

13.50

12.55

11.70

13 thng

13.50

12.50

11.60

15 thng

13.50

12.23

12.11

11.27

18 thng

13.00

12.24

12.05

11.94

10.90

24 thng

13.00

11.90

11.72

11.61

10.32

14.00

13.55

13.10

12.90

13.50

12.25

12.90

12.70

36 thng

13.00

11.60

11.28

11.13

11.03

9.25

48 thng

13.00

11.00

10.70

10.55

10.48

8.35

60 thng

13.00

10.40

10.15

10.00

9.95

7.63

i vi tin ngoi t khc

Loi k hn

EUR

GPB

AUD

CAD

Khng k hn

0.10

0.10

0.10

0.10

1 thng

2.10

0.45

3.50

0.20

2 thng

2.50

0.50

3.60

0.30

3 thng

2.90

0.70

3.70

0.40

6 thng

2.90

0.75

3.80

0.50

9 thng

3.00

0.90

3.80

0.60

12 thng

4.00

1.20

3.80

0.70

13 thng

4.00

15 thng

4.00

18 thng

4.00

24 thng

4.00

36 thng

2.70

48 thng

2.70

60 thng

2.70

1.2.2. Vn huy ng khc

K hn gi

Li sut Vng SJC

1 thng

2.00

2 thng

2.40

3 thng

2.60

4 thng

2.60

5 thng

2.60

6 thng

2.70

9 thng

2.70

10 thng

3.00

11 thng

3.00

1.2.3. Nghip v vay vn

Ngn hng c th vay ngn hng khc hoc ngn hng trung ng