MULTIFAMILY

Portfolio Loan Program

Loan Sizes: $500,000 $10,000,000. Property Types: Multifamily 5+ units Lending market: Nationwide Major market discounts available in: Boston, Chicago, Denver, Costal Southern Cal., Minneapolis/St. Paul, New York City, Portland, Salt Lake City, Seattle, San Francisco (bay area) and Washington, D.C., including suburbs. Loan Terms: 30yr fully amortizing Loan Programs: Initial fixed periods: 3yr, 5yr, 7yr and 10yr Adjustments: Converts to a 6 month LIBOR adjustable after initial fixed period Debt Coverage Ratio: 1.25x minimum Maximum LTV: Purchases 70%. Refinances 65% (cash out 50%) Recourse: Recourse to all members owning more than 25% of the project, plus all managing members, general partners and corporate officers. Fees: Application Deposit: $4,500 - $8,000 (includes 3rd party reports) Origination Fee: Generally, 1.00% Processing Fee the greater of .10% or $3,500. Collected at commitment

Minimum Credit Score: 680 Impounds: Reserves for real estate taxes, insurance generally required. Prepayment: Step down depending on initial fixed period. For more information contact: Sok H Cordell, Senior Managing Director 503-640-5200 or toll free 1-877-257-0865 sok@ch-capital.com