MULTIFAMILY

Agency Small Loan Program

Loan Sizes: $750,000 $3,000,000. Up to $5,000,000 in selected metropolitan markets Property Types: Multifamily 5+ units Assisted Living Mobile Home Parks Loan Terms: 5yr, 7yr, 10yr, 20yr and 30yr available Amortization: Up to 30 years Debt Coverage Ratio: Debt Coverage Ratios vary with tiers. Range 1.25x to 1.55x Maximum LTV: Loan to Values vary with tiers. Maximum LTV 80%. Recourse: Recourse to members owning more than 25% of the project. Fees: Application Deposit: $4,500 (includes 3rd party reports and closing) May be higher depending on the property location. Inspection Fee: $750 Rate Lock Deposit: 1.00% refunded at closing Origination Fee: 1.00% Processing Fee the greater of .10% of the loan amount or $1,500.

Impounds: Reserves for real estate taxes, insurance and replacements generally required. Assumability: Subject to Lender consent and approval 1.00% fee Secondary Financing: Available after 12 months from loan closing Prepayment: Yield Maintenance For more information contact: Sok H Cordell, Senior Managing Director 503-640-5200 or toll free 1-877-257-0865 sok@ch-capital.com