leaLures 1he ower of Alfalah repald ayroll Card

1he Alfalah repald ayroll Card can be used elecLronlcally aL any reLall ouLleL or A1M LhaL accepLs any
vlSA cards and dlsplays Lhese logos
Speclal CS Machlnes
ln order Lo use oLher vlSA cards currenLly ln Lhe markeL you have Lo flnd ouLleLs LhaL carry speclal CS
machlnes on whlch payroll cards can be used Alfalah repald ayroll Card ls accepLed aL all Lhose
ouLleLs dlsplaylng Lhe vlSA/LlecLron logo and havlng selfprlnLlng CS Lermlnals
Card AcLlvaLlon
lor your safeLy your Alfalah repald ayroll Card ls senL lnacLlve Lo you ?our Alfalah repald ayroll
Card ls ready Lo use from Lhe momenL you geL lL acLlvaLed upon recelpL of your card you musL slgn
across Lhe slgnaLure panel aL Lhe back of your card
1o acLlvaLe your card slmply call Lhe 8ank Alfalah Call CenLre 111223111
ersonal ldenLlflcaLlon number (1ln/A1M ln) lssuance
Cnce your card has been acLlvaLed you may requesL Lhe 8C (hone 8anklng Cfflcer) for Lhe lssuance of
your 1ln and A1M ln lease beware LhaL your ln ls very confldenLlal ln case of belng losL / sLolen or
known Lo someone else reporL Lhe maLLer lmmedlaLely Lo our Call CenLer aL 111223111 Lo requesL for
a new ln
lease do noL glve away your card Lo anyone wlLhouL cuLLlng lL lnLo Lwo halves verLlcally
ln case your card geLs losL or sLolen lmmedlaLely call 111223111
lease do noL dlsclose your ln personal lnformaLlon Lo anyone
8eware of lnLerneL fraudsLers hackers

1he A1M ln wlll only be requlred for A1M based LransacLlons whlle Lhe 1ln (1elephonlc ersonal
ldenLlflcaLlon number) wlll be requlred for any accounL relaLed lnqulrles on lv8 (lnLeracLlve volce
8esponse) lease ensure LhaL you have aLLalned your A1M ln before Lrylng Lo wlLhdraw cash
ln case of any dlfflculLy please call Lhe 8ank Alfalah Call CenLre aL 111223111 We wlll be glad Lo asslsL
you
Clobal AccepLablllLy

1he Alfalah repald ayroll Card ls globally accepLed welcomed aL all locaLlons dlsplaylng Lhe vlSA/LuS
logos wlLh selfprlnLlng CS Lermlnals ?our card ls accepLed aL nearly 29 mllllon physlcal locaLlons ln
more Lhan 200 counLrles around Lhe globe wlLh above 27000 ma[or esLabllshmenLs ln aklsLan

WlLh your Alfalah repald ayroll Card you can pay for shopplng meals Lravel enLerLalnmenL hollday
peLrol and much more Also lL glves you access Lo ready cash Lhrough your Alfalah repald ayroll Card
and ln (ersonal ldenLlflcaLlon number) aL more Lhan 13 mllllon AuLomaLlc 1eller Machlnes Lo
wlLhdraw any amounL up Lo your avallable bank accounL balance 1hls premler card servlce ls a
convenlenL polnLofsale alLernaLlve for A1M cardholders who do noL quallfy for vlSA credlL purchaslng
power 8y geLLlng Alfalah repald ayroll Card you can access your bank accounL aL 8ank Alfalah from
anywhere ln Lhe world
24Pour CusLomer Servlce
Cur 24Pour CusLomer Servlce ls Lhere Lo help you wlLh your requesLs Cur wellLralned and quallfled
CusLomer Servlce Leam can be conLacLed aL uAn 111223111 1hey wlll be able Lo asslsL you ln
a AcLlvaLlng your Card
b Answerlng your querles
c 8eglsLerlng your complalnLs
d 8eporLlng a losL / sLolen card
lorelgn LransacLlons
1ransacLlons made ouLslde aklsLan wlll be converLed from Lhe LransacLlon currency Lo uS uollars based
on lnLernaLlonal exchange raLe prevalllng on LhaL daLe (Currency Converslon raLe ls a raLe selecLed by
vlSA from Lhe range of raLes avallable ln wholesale currency markeLs for Lhe appllcable processlng daLe
whlch may vary from Lhe raLe vlSA lLself recelves or Lhe governmenLmandaLed raLe ln effecL for Lhe
appllcable processlng daLe ln each lnsLance plus or mlnus any ad[usLmenL deLermlned by Lhe lssuer) ln
order Lo asslsL card members all LransacLlons wlll be converLed Lo ak 8upees for paymenL 1hls
converslon wlll be based on Lhe markeL exchange raLe quoLed by auLhorlzed money changers and ln
accordance wlLh Lhe 8ank's rocedures appllcable from Llme Lo Llme
Zero Loss LlablllLy
lf ever you lose your card 8ank Alfalah ensures LhaL you never have Lo worry abouL lL afLer reporLlng lL
Lo us ?ou are covered for all fraudulenL charges made on your card as soon as lL has been reporLed losL
Lo us !usL make sure LhaL you reporL Lhe loss lmmedlaLely upon dlscovery
SlmpllclLy

Charge goods and servlces Lo your Alfalah repald ayroll Card aL all polnLofsale Lermlnals wlLh self
prlnLlng ablllLy dlsplaylng vlSA/ LlecLron slgn boLh ln aklsLan and abroad

llexlblllLy

WlLh Alfalah repald ayroll Card you may wlLhdraw cash from more Lhan 13 mllllon AuLomaLlc 1eller
Machlnes worldwlde ?ou no longer need Lo worry wheLher youll make lL Lo Lhe bank before closlng
Llme because Call CenLer never close Lhey are open round Lhe clock 7 days a week 363 days a year

rompLness

uslng Alfalah repald ayroll Card aL A1M and / or shops requlres less Llme Lhan queulng ln Lhe 8ank
and wrlLlng ouL cheques

ConLrolled Spendlng

All Alfalah repald ayroll Card LransacLlons are sub[ecL Lo auLhorlzaLlon whlch means whenever you do
a LransacLlon Lhe sLaLus of your card accounL ls checked 1herefore you ellmlnaLe Lhe rlsk of spendlng
Lhe money you donL have you yourself conLrol your accounL

Alfalah Cards SMS laclllLy

Alfalah cardholders can geL SMS for card usage and paymenL recelpL conflrmaLlon eLc A call can be
made aL 111223111 for reglsLraLlon

uLlllLy 8llls aymenL

CusLomers can make Lhelr uLlllLy bllls paymenLs Lhrough our call cenLer ln fuLure Alfalah repald ayroll
Card would also be used for uLlllLy bllls paymenLs Lhrough Call CenLer ulrecL ueblL lnsLrucLlons CS
1ermlnal lnLerneL lv8 and Moblle hones

CredlL Card 8lll aymenLs

ln order Lo faclllLaLe our cusLomers Alfalah CredlL Card blll paymenL can also be done Lhrough Alfalah
repald ayroll Card by Alfalah Call CenLer lease call 111223111 Lo pay your credlL card bllls

Cash WlLhdrawal aL A1Ms and Cash CounLers

Alfalah repald ayroll Card can be used on more Lhan 13 mllllon A1Ms around Lhe world Lo wlLhdraw
any amounL up Lo your avallable deslgnaLed bank accounL balance

- lnserL your Alfalah repald ayroll Card ln Lhe A1M sloL

- LnLer your A1M ln
- SelecL Cash Advance/WlLhdrawal
- LnLer amounL
?ou also have Lhe opLlon of wlLhdrawlng Lhe cash by requesLlng an CverLheCounLer cash advance aL all
vlSA member flnanclal lnsLlLuLlons worldwlde or aL any of Lhe 8ank Alfalah branches
1erms CondlLlons
1hese Lerms and condlLlons shall be appllcable Lo Lhe Alfalah repald Card (Cards") and any person Lo
whom such a Alfalah repald Card has been lssued by 8ank Alfalah (Cardholder") shall be bound by
Lhese Lerms and condlLlons Any person who has been lssued a Alfalah repald Card by 8ank Alfalah and
who has slgned aL Lhe back of Lhe Card and/or has used Lhe Card shall be bound by Lhese Lerms and
condlLlon